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Analisis Manajemen Risiko pada UMKM Bengkel Motor Muhammad Alfin Alfarizi; Mario Maulana Wardhana2; Nisa Febrianti; Muhammad Shoffan Anbiya; Alfiana Alfiana
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/8az7z537

Micro, Small, and Medium Enterprises (MSMEs), such as motorcycle repair shops, face various challenges that threaten their business continuity. This study analyzes risk management at the Mang Wahyu Motorcycle Workshop MSME in Bandung City. Using a descriptive qualitative approach through a case study, data was collected via in-depth interviews and observation. The results identify a number of critical risks categorized into four main aspects: (1) Market Risk, including declining demand for conventional motorcycle services and price competition from digital competitors; (2) Operational Risk, in the form of repair delays due to obsolete equipment and dependence on a single supplier; (3) Human Resource (HR) Risk, covering internal conflicts and limitations in technical competence; and (4) Financial Risk, namely price fluctuations for spare parts and cash flow disruptions. Further analysis using a risk matrix shows that most risks have a high impact level and require immediate treatment. As an implication, this study recommends a set of mitigation strategies, such as service diversification towards electric vehicles, improvement of operational processes, enhancing HR capacity through training, and strengthening financial management. The implementation of these recommendations is expected to increase business resilience and support the sustainability of motorcycle workshop MSMEs amidst a competitive market dynamic.

Analisis Manajemen Risiko pada UMKM DND Fashion Mario Maulana Wardhana; Muhammad Alfin Alfarizi; Muhammad Shoffan Anbiya; Nisa Febrianti; Almaira Sarah Junjunan5
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/wmcafw29

This study aims to analyze the risk management practices implemented by DND Fashion, a Micro, Small, and Medium Enterprise (MSME) that specializes in custom clothing production. With the increasing competition and rapid shifts in fashion trends, MSMEs need to identify and mitigate risks to ensure sustainable business operations. This research uses a qualitative descriptive approach supported by SWOT analysis and risk identification derived from operational data. The findings reveal that DND Fashion faces market risks, operational risks, and human resource risks. Recommended strategies include product innovation, digital marketing optimization, equipment maintenance, and skill enhancement for workers. This study provides practical recommendations to strengthen risk management in MSME fashion businesses.

Pengaruh Persepsi Perilaku Narsistik dalam Kelompok terhadap Pengambilan Keputusan Etis Mahasiswa Manajemen Universitas Muhammadiyah Bandung Almaira Sarah Junjunan; Nisa Febrianti; Sarah Mutia Azahra; Sofa Parihah Nurasiah
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 3 (2026): JULI-SEPTEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/402n3c93

This study aims to examine the effect of students' perceptions of narcissistic behavior in academic groups (X) on their ethical decision-making (Y). A quantitative survey design was employed. Data were collected from 35 active students of the Management Study Program at Universitas Muhammadiyah Bandung using convenience sampling through an online questionnaire consisting of 20 Likert-scale items. The instrument testing indicated that all items were valid (item-total correlation ranging from 0.355 to 0.843) and reliable (Cronbach's Alpha = 0.943 for variable X and 0.824 for variable Y). Descriptive statistics showed relatively high mean scores for both perceptions of narcissistic behavior (mean = 4.01) and ethical decision-making (mean = 4.11). Simple linear regression analysis produced the equation Y = 3.415 + 0.173X, with R² = 0.080 and p = 0.101, indicating that perceptions of narcissistic behavior did not have a statistically significant effect on ethical decision-making. Interestingly, the observed relationship was positive, contrary to the initial hypothesis. These findings suggest that the research instrument is more likely to capture respondents' evaluations of the negative impact of narcissistic behavior within groups rather than the actual extent to which they experience narcissistic behavior in their group interactions.

Pengaruh Digital Leadership dan AI Integration Terhadap Innovation Capabilities Pada PT Eigerindo Multi Produk Industri (Eiger) (Studi Kuantitatif pada Karyawan PT Eigerindo Multi Produk Industri) Almaira Sarah Junjunan; Nisa Febrianti; Sarah Mutia Azahra; Megha Sakova
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 3 (2026): JULI-SEPTEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/dmwp8d61

This study examines the effect of Digital leadership and AI Integration on Innovation Capabilities at PT Eigerindo Multi Produk Industri (EIGER). A quantitative causal-associative design was employed, with cross-sectional survey data collected from 31 employees selected through purposive sampling via an online Google Form questionnaire. Data were analyzed using multiple linear regression. Classical assumption tests indicated the model met the assumptions of normality (Shapiro-Wilk W = 0.955, p = 0.216), no multicollinearity (VIF = 1.430), and homoscedasticity (Glejser test, p > 0.05). The regression equation obtained was Y = 0.948 + 0.367X1 + 0.422X2. Partial t-tests showed that Digital leadership significantly and positively affected Innovation Capabilities (t = 2.773, p = 0.010), as did AI Integration (t = 2.632, p = 0.014). The simultaneous F-test confirmed that both variables jointly and significantly influenced Innovation Capabilities (F = 16.181, p = 0.00002), explaining 53.6% of its variance (R² = 0.536). However, reliability testing showed Cronbach's Alpha values below the ideal threshold of 0.70 for all three variables, largely attributable to the small sample size (n = 31), so the findings should be interpreted as exploratory and warrant replication with a larger sample and a refined instrument.

Analisis Manajemen Risiko Usaha Konveksi Menggunakan Pendekatan ISO 31000 Almaira Sarah Junjunan; Nisa Febrianti; Muhammad Shoffan Anbiya; Sarah Mutia Azahra; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/b7cjsg75

This study examines risk management practices in a small-scale garment business, Planet Lain Konveksi, located in Bandung City. Small and medium-sized enterprises in the garment sector face various uncertainties that may disrupt production activities and affect business sustainability. This research aims to identify potential risks encountered by the business and to analyze the application of risk management based on the ISO 31000 framework. A qualitative descriptive approach was employed using direct observation and interviews with the business owner as the primary data sources. The results indicate that Planet Lain Konveksi is exposed to several key risks, including operational, financial, human resource, marketing, market, and legal risks. Some risks demonstrate relatively high levels of impact and likelihood, particularly those related to raw material delays, machine breakdowns, and delayed customer payments. The implementation of ISO 31000-based risk management is expected to support SMEs in anticipating potential issues, improving operational stability, and maintaining business sustainability within the increasingly competitive garment industry.

Analisis Manajemen Risiko pada UMKM Depo Air Minum BIRU Ciwastra Kota Bandung Muhammad Shoffan Anbiya; Almaira Sarah Junjunan; Nisa Febrianti; Sarah Mutia Azahra; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/ztsrkg62

Drinking Drinking water refill depots are one of the MSME sectors that play an important role in meeting the drinking water needs of urban communities. Depo Air Minum BIRU Ciwastra is an MSME engaged in drinking water refill services located in Bandung City. This study aims to analyze the risk management practices implemented at Depo Air Minum BIRU Ciwastra using a descriptive qualitative approach based on the ISO 31000:2018 framework. Data were collected through field observations, interviews with the business owner, and documentation review. The results indicate that there are six main categories of risk, namely operational, financial, human resources, market, marketing, and legal risks, with a total of 30 identified risk events. The highest risk levels were found in operational, market, and financial aspects, which directly affect water quality, service performance, and cash flow stability. Risk mitigation strategies include routine machine maintenance, separation of business and personal finances, improvement of human resource competencies, optimization of digital marketing, and periodic water quality testing. The systematic implementation of risk management is expected to enhance business resilience, service quality, and the long-term sustainability of drinking water refill MSMEs amid increasingly intense competition.

Analisis Risiko Usaha Aksesoris Trezzya Berdasarkan Kerangka ISO 31000:2018 Sarah Mutia Azahra; Almaira Sarah Junjunan; Nisa Febrianti; Muhammad Shoffan Anbiya; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/xmhsrk45

MSMEs play a vital role in supporting Indonesia's economic growth, yet they frequently face challenges in maintaining business sustainability. One such challenge is the lack of effective risk management implementation. This study aims to analyze the implementation of risk management at the Trezzya Accessories MSME, a business engaged in the production and sale of handmade accessories and gifts. The analytical method used refers to the ISO 31000:2018 framework, which encompasses the identification, analysis, and assessment of risks, supported by a SWOT analysis to assess the business's strengths, weaknesses, opportunities, and threats. The results indicate that the main risks faced include operational, financial, and market risks, which significantly impact business sustainability. The implementation of mitigation strategies such as strengthening digital marketing, improving human resource skills, and more structured financial management is considered capable of minimizing potential losses and increasing business competitiveness. Thus, the implementation of ISO 31000-based risk management plays a crucial role in supporting the stability and sustainability of the Trezzya Accessories MSME amidst dynamic market competition.

Analisis Manajemen Risiko pada UMKM Konveksi Rumahan NHM Production di Bandung Nisa Febrianti; Almaira Sarah Junjunan; Sarah Mutia Azahra; Muhammad Shofan Ambiya; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/j6jjh887

Micro, Small, and Medium Enterprises (MSMEs) in the garment sector play an important role in the economy by providing employment opportunities and meeting society’s demand for clothing products. However, as market competition intensifies, these businesses face various challenges, including changes in fashion trends, quality demands, and rapid technological development. This study, titled “Risk Management Analysis of Home-Based Garment MSME NHM Production in Bandung”, aims to analyze the risks faced by the business and identify effective risk management strategies. The research method used is descriptive qualitative, with data collected through interviews and SWOT analysis. The results indicate that the main risks include operational, financial, human resource, and market risks. Mitigation strategies such as regular machine maintenance, improving production efficiency, and supplier diversification are proven to be effective in minimizing risks. By implementing effective risk management, garment MSMEs like NHM Production can enhance competitiveness and business sustainability.

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