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All Journal Ekopedia: Jurnal Ilmiah Ekonomi Indonesia Economic Journal
Muhammad Shoffan Anbiya
Universitas Muhammadiyah Bandung
Economics, Econometrics & Finance

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Analisis Manajemen Risiko pada UMKM Bengkel Motor Muhammad Alfin Alfarizi; Mario Maulana Wardhana2; Nisa Febrianti; Muhammad Shoffan Anbiya; Alfiana Alfiana
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/8az7z537

Abstract

Micro, Small, and Medium Enterprises (MSMEs), such as motorcycle repair shops, face various challenges that threaten their business continuity. This study analyzes risk management at the Mang Wahyu Motorcycle Workshop MSME in Bandung City. Using a descriptive qualitative approach through a case study, data was collected via in-depth interviews and observation. The results identify a number of critical risks categorized into four main aspects: (1) Market Risk, including declining demand for conventional motorcycle services and price competition from digital competitors; (2) Operational Risk, in the form of repair delays due to obsolete equipment and dependence on a single supplier; (3) Human Resource (HR) Risk, covering internal conflicts and limitations in technical competence; and (4) Financial Risk, namely price fluctuations for spare parts and cash flow disruptions. Further analysis using a risk matrix shows that most risks have a high impact level and require immediate treatment. As an implication, this study recommends a set of mitigation strategies, such as service diversification towards electric vehicles, improvement of operational processes, enhancing HR capacity through training, and strengthening financial management. The implementation of these recommendations is expected to increase business resilience and support the sustainability of motorcycle workshop MSMEs amidst a competitive market dynamic.
Analisis Manajemen Risiko pada UMKM DND Fashion Mario Maulana Wardhana; Muhammad Alfin Alfarizi; Muhammad Shoffan Anbiya; Nisa Febrianti; Almaira Sarah Junjunan5
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/wmcafw29

Abstract

This study aims to analyze the risk management practices implemented by DND Fashion, a Micro, Small, and Medium Enterprise (MSME) that specializes in custom clothing production. With the increasing competition and rapid shifts in fashion trends, MSMEs need to identify and mitigate risks to ensure sustainable business operations. This research uses a qualitative descriptive approach supported by SWOT analysis and risk identification derived from operational data. The findings reveal that DND Fashion faces market risks, operational risks, and human resource risks. Recommended strategies include product innovation, digital marketing optimization, equipment maintenance, and skill enhancement for workers. This study provides practical recommendations to strengthen risk management in MSME fashion businesses.  
Emosi dan Suasana Hati – Sebuah Pilihan Etis: Haruskah Manajer Menggunakan Kecerdasan Emosional? (Studi Kualitatif terhadap Pengalaman Mahasiswa dalam Organisasi Kampus) Mario Maulana Wardana; Muhammad Alfin Alfarizi; Muhammad Shoffan Anbiya; Raka Keanu Athala; Sofa Parihah Nurasiah
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 3 (2026): JULI-SEPTEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/p1f1pr34

Abstract

This study examines how a university student who actively participates in campus organizations perceives and ethically evaluates the use of emotional intelligence (EI) by organizational leaders. Drawing on the ethical dilemma proposed by Robbins, “Should Managers Use Emotional Intelligence?”, this research adopts a qualitative single-case study approach involving an informant whose Myers-Briggs Type Indicator (MBTI) personality type was already known prior to the interview. Data were collected through an in-depth, semi-structured interview with a student actively involved in several campus organizations and committees. The findings reveal that the informant distinguishes ethical from manipulative use of EI primarily through the consistency of a leader’s caring behavior, rather than the leader’s stated intentions. The informant also described an ambiguous experience in which a generally empathetic leader made a unilateral, pressuring decision under time constraints, indicating that EI-driven leadership is not free from ethical tension. The informant’s ENFJ personality type appeared to shape an initial tendency toward trust, later balanced by a more action-based evaluation of leaders’ sincerity. This study contributes a grounded, personality-aware perspective to the ongoing ethical debate on EI in leadership.
Analisis Manajemen Risiko Usaha Konveksi Menggunakan Pendekatan ISO 31000 Almaira Sarah Junjunan; Nisa Febrianti; Muhammad Shoffan Anbiya; Sarah Mutia Azahra; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/b7cjsg75

Abstract

This study examines risk management practices in a small-scale garment business, Planet Lain Konveksi, located in Bandung City. Small and medium-sized enterprises in the garment sector face various uncertainties that may disrupt production activities and affect business sustainability. This research aims to identify potential risks encountered by the business and to analyze the application of risk management based on the ISO 31000 framework. A qualitative descriptive approach was employed using direct observation and interviews with the business owner as the primary data sources. The results indicate that Planet Lain Konveksi is exposed to several key risks, including operational, financial, human resource, marketing, market, and legal risks. Some risks demonstrate relatively high levels of impact and likelihood, particularly those related to raw material delays, machine breakdowns, and delayed customer payments. The implementation of ISO 31000-based risk management is expected to support SMEs in anticipating potential issues, improving operational stability, and maintaining business sustainability within the increasingly competitive garment industry.
Analisis Manajemen Risiko pada UMKM Depo Air Minum BIRU Ciwastra Kota Bandung Muhammad Shoffan Anbiya; Almaira Sarah Junjunan; Nisa Febrianti; Sarah Mutia Azahra; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/ztsrkg62

Abstract

Drinking Drinking water refill depots are one of the MSME sectors that play an important role in meeting the drinking water needs of urban communities. Depo Air Minum BIRU Ciwastra is an MSME engaged in drinking water refill services located in Bandung City. This study aims to analyze the risk management practices implemented at Depo Air Minum BIRU Ciwastra using a descriptive qualitative approach based on the ISO 31000:2018 framework. Data were collected through field observations, interviews with the business owner, and documentation review. The results indicate that there are six main categories of risk, namely operational, financial, human resources, market, marketing, and legal risks, with a total of 30 identified risk events. The highest risk levels were found in operational, market, and financial aspects, which directly affect water quality, service performance, and cash flow stability. Risk mitigation strategies include routine machine maintenance, separation of business and personal finances, improvement of human resource competencies, optimization of digital marketing, and periodic water quality testing. The systematic implementation of risk management is expected to enhance business resilience, service quality, and the long-term sustainability of drinking water refill MSMEs amid increasingly intense competition.
Analisis Risiko Usaha Aksesoris Trezzya Berdasarkan Kerangka ISO 31000:2018 Sarah Mutia Azahra; Almaira Sarah Junjunan; Nisa Febrianti; Muhammad Shoffan Anbiya; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/xmhsrk45

Abstract

MSMEs play a vital role in supporting Indonesia's economic growth, yet they frequently face challenges in maintaining business sustainability. One such challenge is the lack of effective risk management implementation. This study aims to analyze the implementation of risk management at the Trezzya Accessories MSME, a business engaged in the production and sale of handmade accessories and gifts. The analytical method used refers to the ISO 31000:2018 framework, which encompasses the identification, analysis, and assessment of risks, supported by a SWOT analysis to assess the business's strengths, weaknesses, opportunities, and threats. The results indicate that the main risks faced include operational, financial, and market risks, which significantly impact business sustainability. The implementation of mitigation strategies such as strengthening digital marketing, improving human resource skills, and more structured financial management is considered capable of minimizing potential losses and increasing business competitiveness. Thus, the implementation of ISO 31000-based risk management plays a crucial role in supporting the stability and sustainability of the Trezzya Accessories MSME amidst dynamic market competition.
Analisis Manajemen Risiko Usaha Berdasarkan ISO 31000 pada UMKM Annisa Toys di Kabupaten Bandung Asep Rizal Maulana; Muhammad Luthfi Mubarrok; Muhamad Zaki; Panji Setia Meijaya; Muhammad Shoffan Anbiya; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/fmavzc63

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play an important role in supporting the national economy, particularly in the creative industry sector. One MSME operating in this sector is Annisa Toys, a doll production and retail business located in Kampung Boneka Sayati, Bandung Regency. Although Annisa Toys has been established since 1UU2 and has experienced significant business growth, various business risks remain and may affect its operational continuity and sustainability. This study aims to identify the business risks faced by Annisa Toys, analyze the level of risk based on the ISO 31000 framework, and formulate appropriate risk mitigation strategies. This research employs a descriptive qualitative approach, with data collected through direct observation, interviews with the business owner, and documentation studies. The results indicate that Annisa Toys faces several major risk categories, including operational risk, financial risk, human resource risk, market risk, marketing risk, and legal risk. Operational and market risks are identified as the most significant threats, particularly those related to custom doll production processes, intense price competition, and changes in consumer behavior. The implementation of ISO 31000–based risk management is expected to help Annisa Toys minimize risk impacts, improve operational efficiency, and maintain business sustainability in the increasingly competitive doll industry.
Co-Authors Alfiana Almaira Sarah Junjunan Almaira Sarah Junjunan5 Asep Rizal Maulana Mario Maulana Wardana Mario Maulana Wardhana Mario Maulana Wardhana2 Muhamad Zaki Muhammad Alfin Alfarizi Muhammad Luthfi Mubarrok Nisa Febrianti Panji Setia Meijaya Raka Keanu Athala Sarah Mutia Azahra Sofa Parihah Nurasiah