Ringga Sentagi Asa
Universitas Negeri Jakarta

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Faktor-Faktor yang Memengaruhi Continuance Intention Penggunaan QRIS BRI Merchant oleh Pelaku UMKM di Jakarta Daril Fajar Ardiyansyah; Diena Noviarini; Ringga Sentagi Asa
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/82yav816

Abstract

This study aims to analyze the effects of perceived ease of use, perceived usefulness, and trust on the continuance intention to use QRIS BRI Merchant among Micro, Small, and Medium Enterprises (MSMEs) in DKI Jakarta, partially. This research employs a quantitative approach using a survey method and Structural Equation Modeling with a Partial Least Squares (SEM-PLS) technique. The sample consists of 160 MSME owners who use QRIS BRI Merchant in DKI Jakarta, selected through purposive sampling. The data were analyzed using SmartPLS software. The results indicate that: (1) perceived ease of use has a positive and significant effect on the continuance intention to use QRIS BRI Merchant; (2) perceived usefulness has a positive and significant effect on the continuance intention to use QRIS BRI Merchant; and (3) trust has a positive and significant effect on the continuance intention to use QRIS BRI Merchant. These findings highlight the importance of system usability, perceived benefits, and user trust in encouraging the sustained use of digital payment systems. This study is expected to provide practical insights for banking institutions to enhance the quality and reliability of QRIS services in order to support the long-term adoption of digital payment systems among MSMEs.
Analysis Of Factors Influencing Willingness to Pay for Premium Subscription Features E-Commerce Aulia Febrianti; Corry Yohana; Ringga Sentagi Asa
Manajemen: Jurnal Ekonomi Vol. 8 No. 1 (2026): Manajemen: Jurnal Ekonomi Vol 8 No 1 Maret 2026
Publisher : Fakultas Ekonomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/yt9sd333

Abstract

This study was conducted to analyze the influence of electronic word of mouth, perceived value, brand awareness, and attitude on consumers' willingness to pay for Shopee VIP features. This study uses a quantitative approach with data collection through an online survey. Data was collected from 230 respondents who were Generation Z born between 1997 and 2012, residing in DKI Jakarta, having active Shopee accounts, and knowing about and intending/willing to subscribe to the Shopee VIP premium feature. Data analysis was conducted using Structural Equation Modeling (SEM) with a Partial Least Square (PLS) approach. The findings of this study indicate that all hypotheses were accepted. Electronic word of mouth, perceived value, brand awareness, and attitude were proven to have a positive and significant effect on willingness to pay