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Efektivitas Perlindungan Hukum Konsumen dalam Transaksi E-Commerce di Indonesia: Penelitian Nikmah Dalimunthe; Sri Wahyuni; Anisa Suci; Islah Sahbana Kudadiri
Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Vol. 4 No. 1 (2026): Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Volume 4 Nomor 1 February - May 2
Publisher : PT PUSTAKA CENDEKIA GROUP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70292/pchukumsosial.v4i1.341

Abstract

Perkembangan teknologi digital yang berlangsung pesat telah mendorong pertumbuhan aktivitas perdagangan elektronik (e-commerce) di Indonesia secara signifikan. Di balik peningkatan tersebut, muncul berbagai risiko yang berpotensi merugikan konsumen, antara lain praktik penipuan, ketidaksesuaian produk yang diterima dengan informasi yang ditawarkan, penyalahgunaan atau kebocoran data pribadi, serta kendala dalam memperoleh kompensasi atas kerugian yang dialami. Studi ini berfokus pada pemeriksaan jenis-jenis perlindungan hukum yang ditawarkan kepada konsumen dalam aktivitas jual beli daring. Selain itu, studi ini juga menilai sejauh mana efektivitas penerapannya dan menguraikan berbagai tantangan yang dihadapi beserta kemungkinan solusi yang dapat diimplementasikan. Penelitian ini menerapkan metode yuridis normatif, yang melibatkan analisis terhadap legislasi yang relevan dan teori-teori hukum yang mendasarinya. Hasil penelitian menunjukkan bahwa perlindungan hukum bagi konsumen dalam ranah transaksi elektronik telah didukung oleh serangkaian peraturan perundang-undangan, yaitu Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen, Undang-Undang Nomor 11 Tahun 2008 juncto perubahannya tentang Informasi dan Transaksi Elektronik, Undang-Undang Nomor 27 Tahun 2022 mengenai Pelindungan Data Pribadi, serta Peraturan Pemerintah Nomor 71 Tahun 2019. Walaupun regulasi yang mengatur perlindungan konsumen di era digital telah ada, masih terdapat berbagai tantangan dalam penerapannya yang mengakibatkan efektivitasnya belum tercapai secara maksimal. Faktor-faktor yang memengaruhi kondisi tersebut meliputi lemahnya penegakan hukum, rendahnya tingkat kesadaran dan pemahaman hukum di kalangan konsumen, belum tegasnya pengaturan mengenai tanggung jawab platform marketplace, serta persoalan yurisdiksi dalam transaksi lintas negara.
Peran Pemerintah Kota Medan dalam Mengembangkan Ekonomi Kerakyatan Pada Kebijakan Publik dan Pemberdayaan Masyarakat Mhd.Mashuri Hamdani Lubis; Delima Delima; Efri Islami; Anisa Suci; Ahmad Wahyudi Zein
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 5 No. 1 (2025): Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v5i1.5759

Abstract

This abstract discusses the role of the Medan City Government in developing the people's economy through public policy and community empowerment. The background of this study is based on the importance of strengthening the community-based economy as the main strategy in facing global economic challenges and improving citizen welfare. The study aims to analyze how public policies implemented and community empowerment efforts by the city government are able to encourage the growth of the people's economy in Medan. The method used is qualitative with a literature review approach, namely examining various sources of literature such as journals, books, and relevant policy documents. The research findings show that the Medan City Government has initiated various empowerment programs, such as entrepreneurship training, facilitating access to capital, and strengthening local economic institutions. However, there are challenges in terms of cross-sector coordination and limited resources. The implications of this study emphasize the need for synergy between the government, society, and the private sector to create an inclusive and sustainable people's economy ecosystem, as well as the importance of continuous evaluation and policy innovation to strengthen community empowerment at the local level.
Peran Mahasiswa KKN dalam Mendukung Pemberdayaan Ekonomi melalui Promosi Usaha dan Edukasi Literasi Keuangan di Desa Simacem, Kabupaten Karo Laylan Syafina; Delima Delima; Anisa Suci; Salma Agita Sitepu; Nidaul Husna; Efri Islami Hasibuan
Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia Vol. 5 No. 3 (2026): September : Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia
Publisher : Sekolah Tinggi Ilmu Administrasi Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jppmi.v5i3.2998

Abstract

This study aims to describe the role of KKN students in supporting economic empowerment through business promotion and financial literacy education in Simacem Village, Karo Regency. The activity employed a descriptive qualitative approach with a participatory method involving community members and MSME actors as the main targets. Data were collected through observation, simple interviews, discussions, and documentation during the implementation of the activities. The stages included identifying business conditions and community needs, providing education on financial literacy, managing income and expenses, conducting simple financial recording, and assisting the use of digital media for business promotion. The results showed increased community understanding of the importance of financial management, the ability to conduct simple financial records, and knowledge of promotional strategies through digital media. The activities also encouraged the community to understand the use of technology in supporting economic activities and expanding product marketing. Student assistance served as a facilitator in connecting knowledge with community economic practices. The integration of financial literacy and digital promotion is an important step in strengthening MSME capacity and supporting sustainable economic empowerment in rural communities.