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All Journal ADILLA: Jurnal Ilmiah Ekonomi Syari'ah International Journal of Management, Economic, Business and Accounting SOCIRCLE : Journal Of Social Community Services
Erwan Iskandar
Universitas Islam Nusantara Al-Azhaar Lubuklinggau
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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THE Internalization Of Islamic Business Ethics In SMES: A Case Study Of Markisaku Syrup Industry Elce Purwandari; Mohammad H. Holle; Luhgiatno; Diana Widhi Rachmawati; Andiwijaya; Erwan Iskandar
ADILLA : Jurnal Ilmiah Ekonomi Syari'ah Vol. 9 No. 2 (2026): Juli
Publisher : Universitas Islam Darul 'ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/adilla.v9i2.12818

Abstract

This study explores the internalization of Islamic business ethics in a Small and Medium Enterprise (SME) and its implications for trust and business sustainability. Using a qualitative case study approach, the research was conducted at the Markisaku Syrup enterprise through in-depth interviews, observations, and document analysis. The findings show that ethical values honesty, justice, transparency, and care are embedded in daily business practices through leadership example and routine activities rather than formal governance systems. Honesty and justice are strongly reflected in product quality, fair employee treatment, and equitable business relationships. Transparency is partially implemented, particularly in product information, while financial reporting remains less structured due to resource limitations. The study also reveals that ethical practices play a crucial role in building trust among consumers, employees, and business partners. This trust strengthens relationships and supports long-term business sustainability. The findings suggest that practice-based ethical internalization can serve as a strategic foundation for SME development, even in the absence of formal institutional structures.
Pendampingan Individual Layanan Digital Pensiun ASABRI di Kantor Pos Lubuklinggau Agus Mukmin; Erwan Iskandar
SOCIRCLE : Journal Of Social Community Services Vol. 5 No. 2 (2026): SOCIRCLE: Journal Of Social Community Services
Publisher : PT. Berkah Digital Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58468/socircle.v5i2.58

Abstract

Digitalisasi layanan pensiun menawarkan efisiensi administratif, tetapi dapat menimbulkan hambatan bagi pensiunan yang memiliki keterbatasan pengalaman menggunakan aplikasi, memahami prosedur, atau mengikuti autentikasi biometrik. Kegiatan pengabdian kepada masyarakat ini bertujuan memfasilitasi akses pensiunan terhadap tahapan layanan digital dan administratif ASABRI melalui pendampingan individual di PT Pos Indonesia Kantor Cabang Lubuklinggau 31600. Program dilaksanakan selama periode layanan 12 Juli–12 Agustus 2025 dan menjangkau 21 pensiunan yang datang dengan kebutuhan bantuan. Pendekatan berbasis kasus mencakup identifikasi kebutuhan, edukasi prosedur, demonstrasi ASABRI STAR, pendampingan autentikasi dan validasi identitas, bantuan dokumen atau migrasi saluran pembayaran, serta rujukan kepada petugas berwenang. Evaluasi dilakukan secara deskriptif menggunakan catatan lapangan, log aktivitas, wawancara singkat, dan dokumentasi. Seluruh peserta memperoleh bantuan pada sekurang-kurangnya satu tahapan layanan. Kebutuhan yang muncul meliputi pemahaman alur, kelengkapan dan kesesuaian data, kegagalan biometrik, migrasi pembayaran, serta gangguan sistem atau keterlambatan data pusat. Pendampingan membantu peserta mengikuti langkah berikutnya, mengidentifikasi kekurangan dokumen, mengulang autentikasi dengan teknik yang benar, atau memperoleh jalur rujukan yang jelas. Karena log awal tidak dirancang untuk menghasilkan distribusi status penyelesaian per kasus maupun profil demografis, hasil ditafsirkan sebagai capaian proses dan hasil langsung, bukan dampak jangka panjang. Program menghasilkan alur pendampingan lima tahap dan menegaskan perlunya model layanan hibrida yang menggabungkan teknologi, dukungan manusia, serta alternatif verifikasi non-digital bagi pengguna lanjut usia.
Sharia Business Development: Integrating Islamic Economic Principles with SDGs Goals Erwan Iskandar; Eman Sulaiman
International Journal of Management, Economic, Business and Accounting Vol. 4 No. 1 (2025): International Journal of Management, Economic, Business and Accounting (IJMEBA)
Publisher : PT. Berkah Digital Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58468/ijmeba.v4i1.131

Abstract

Purpose of the Study -- This study aims to analyze the relationship between Islamic economic principles and their role in supporting the achievement of Sustainable Development Goals (SDGs), particularly in sectors such as education, poverty alleviation, and renewable energy. The research also explores the effectiveness of innovative Sharia-compliant financial instruments, such as green sukuk and waqf-based funds, in addressing global sustainability challenges. Research Method -- A mixed-method approach was employed, combining quantitative surveys with qualitative interviews. A sample of 205 respondents, including practitioners, policymakers, and stakeholders in Islamic finance, was analyzed using statistical techniques such as regression analysis, ANOVA, and path analysis to evaluate the relationships between variables and measure the effectiveness of Sharia-based instruments. Result -- The findings indicate a significant positive relationship (β = 0.68, p < 0.01) between the application of Sharia principles and the achievement of SDGs, particularly in education and poverty alleviation. Moreover, 70% of respondents support the development of innovative financial instruments such as green sukuk, which was found to have a substantial impact (coefficient = 0.72) on financing renewable energy projects. However, challenges such as regulatory gaps and technical constraints were identified, highlighting the need for enhanced awareness and policy support. Conclusion -- The study concludes that Islamic economic principles are highly relevant to achieving SDGs, particularly when integrated with innovative financial instruments. Practical implications include the need for regulatory frameworks to support Sharia-compliant financial products and increased collaboration among stakeholders to optimize their potential for sustainable development. Socially, the research underscores the importance of ethical finance in addressing global inequality and environmental challenges.
Co-Authors Agus Mukmin Andiwijaya Elce Purwandari Eman Sulaiman Mohammad H. Holle Rachmawati, Diana Widhi