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All Journal Devotion: Journal Corner of Community Service
Sastya Putri
Universitas Indonesia Mandiri
Social Sciences

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Empowering Micro Entrepreneurs through AI Based Digital Financial Management Mentoring in Kurungan Nyawa Village, Pesawaran Regency Tokit Masditok; Sastya Putri; Eko Aziz Apriadi
Devotion: Journal Corner of Community Service Vol. 4 No. 4 (2026): May
Publisher : CV. Tripe Konsultan

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Abstract

This community service program aimed to empower 30 micro-entrepreneurs in Kurungan Nyawa Village, Pesawaran Regency, through Artificial Intelligence (AI)-based digital financial management assistance. The program integrated financial separation, digital transaction recording, cash-flow analysis, simple budgeting, AI prompt construction, and AI-output verification using a participatory mentoring approach. Activities included baseline assessment, workshops, guided practice, individual clinics, and follow-up monitoring. The results showed that overall competency increased from 1.63 before assistance to 3.30 after assistance, with a gain of 1.67 points. The highest post-assistance score was achieved in digital transaction recording (3.53), while the greatest improvement occurred in AI prompt construction (+1.84). AI-output verification also increased from 1.30 to 3.10. These findings indicate that the record–prompt–verify–decide model effectively strengthened financial-management competence and encouraged responsible AI use, with AI positioned as a decision-support tool under human verification and judgement.
Working Capital Financing Education Through People's Business Credit (KUR) For Women MSME Entrepreneurs In Tanjung Inten Village, East Lampung Regency Sastya Putri; Denny Kurniawan; Ilham Setio Wibowo; Harits Kurniawan
Devotion: Journal Corner of Community Service Vol. 4 No. 4 (2026): May
Publisher : CV. Tripe Konsultan

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Abstract

Limited working capital and limited knowledge of formal financing remain constraints for women-led micro, small, and medium enterprises (MSMEs) in rural areas. This community service activity aimed to provide education on People's Business Credit (KUR) as an alternative source of working capital financing for women MSME entrepreneurs in Tanjung Inten Village, East Lampung Regency. The activity used material presentations, discussions, and question-and-answer sessions covering the concept of KUR, the functions of working capital, general application requirements and procedures, productive use of funds, and repayment obligations. The activity was attended by [number of participants] women MSME entrepreneurs engaged in [types of businesses]. The activity expanded participants' access to information about KUR and opened discussion on requirements, collateral, installments, and application procedures. The education is expected to support more careful, productive, and responsible consideration of formal financing in accordance with business needs and repayment capacity.
Co-Authors Denny Kurniawan Eko Aziz Apriadi Harits Kurniawan Ilham Setio Wibowo Tokit Masditok