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All Journal Jurnal Aghniya Insan Cendekia: Jurnal Studi Islam, Sosial dan Pendidikan
Orisa Capriyanti
STIESNU Bengkulu
Economics, Econometrics & Finance Social Sciences

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Public Interest in Using Financing in Sharia Banking Orisa Capriyanti; Ismi Azis; Arista Khairunnisa; Agnes Yolanda; Beta lorena
Jurnal Aghniya Vol. 7 No. 1 (2024): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64565/aghniya.v7i1.16

Abstract

Background: This study aims to determine community interest and factors that influence community interest in Rw 02 Nusa Indah, Ratu Agung District, Bengkulu City. Method: this study uses a descriptive qualitative method with data collection techniques collected in the form of words, pictures and not numbers by conducting interviews with several entrepreneurs and communities around Nusa Indah, researchers took 8 respondents, 4 of whom were entrepreneurs in Nusa Indah and 4 were local communities by random sampling. Results: Factors affecting the community in RW 02 Nusa Indah, Ratu Agung District, Bengkulu City, the community has knowledge of Islamic banking, the community has experience in borrowing from Islamic banks, the community has a social structure capable of using Islamic banking financing, and people get socialization and information about sharia banking. Conclusion: Sharia banking is the right choice for people who want to avoid the sin of usury, for the sake of safety for the afterlife, not a few people who understand religion prefer to do sharia banking transactions.
TRANSFORMASI DIGITAL DALAM MANAJEMEN SUMBER DAYA INSANI: PELUANG DAN TANTANGAN DI ERA INDUSTRI 5.0 PADA PERGURUAN TINGGI KEAGAMAAN ISLAM Ade Riska Nur Astari; Orisa Capriyanti
Insan Cendekia: Jurnal Studi Islam, Sosial dan Pendidikan Vol. 5 No. 1 (2026): Maret 2026
Publisher : Yayasan Pendidikan dan Sosial Islamic Al-Markazi Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.67528/ic.v5i1.187

Abstract

Human resource management in Islamic religious universities has recently become closely linked to digital transformation. This study aims to analyze the level of organizational readiness to adopt digital transformation in human  resource  management  (HR)  and  identify  challenges  and opportunities that arise during the digitalization process. This study uses a quantitative approach with data collection techniques through the distribution of questionnaires to 132 respondents consisting of personnel, HR development staff, and employees at Islamic religious universities in Bengkulu Province that have undergone or are undergoing digital transformation. Data analysis was conducted using multiple linear regression, correlation tests, and descriptive analysis. The results show that the level of organizational readiness for HR digitalization is in the high category with an average score of 4.2 on a scale of 5. The use of technologies such as Artificial Intelligence (AI), Human Resource Information Systems (HRIS), and Big Data shows a positive and significant correlation with increasing HR management efficiency (r = 0.684; p < 0.01). The main challenges faced include limited digital HR, resistance to old work cultures, and system integration issues. Meanwhile, key opportunities that can be leveraged include accelerated decision-making, workload efficiency, and real-time performance monitoring. These findings emphasize the importance of technological readiness and organizational culture for the successful digitalization of human resources (HR) in Islamic Religious Higher Education Institutions (PTKI).
Co-Authors Ade Riska Nur Astari Agnes Yolanda Arista Khairunnisa Beta lorena Ismi Azis