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Pengaruh Pengetahuan Masyarakat dan Minat Penerapan Nilai Islam Terhadap Keputusan Menggunakan Tabungan Perbankan Syariah (Studi Kasus Masyarakat Kota Langsa) Faisal Umardani Hasibuan; Rahma Wahyuni
Jurnal Ilmiah Ekonomi Islam Vol 6, No 1 (2020): JIEI, Vol. 06 No. 01, 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (50.349 KB) | DOI: 10.29040/jiei.v6i1.790

Abstract

Abstract This research is done to determine: (1) the influence of people’s knowledge on the decision tgggo use Islamic Banking product, (2) The influence of Islamic values applicatgion on the decision to use Islamic Banking product (The case study of Langsa Town’s Community). The research uses a quantitative approach. The sampling technique is done by purposive sampling. The research data is collected by distributing quantionnaires to 100 respondent. The analysis techniques used are classic assumption test, multiple regression and hypothesis analysis. Based on the data analysis result by using SPSS version 17 system, it concludes that on adjusted R-Square test, 38.5 %shows relationship and contribution of variables on the people’s knowledge and interest of Islamic values application in influencing the decision tu use the saving products and the remaining 61.5 % is explained by other variables of knowledge and interest in the application of Islamic values have an influence on the decision to use saving products. The results F (simultaneous) F count of 32.014 > 3.09 F table so that it can be concluded that Ha is accepted, meaning that there is a simultaneous influence (together) of people’s knowledge variables and interest in applying Islamic values to the decision to use savings products. T test results (partial) variable knowledge of the decision to use savings products obtained t count of 4.408 > 1.660 t table, it means that Ho is rejected and Ha is accepted. Thus the people’s knowledge variable has a partially significant influence on people’s decisions to use Islamic Banking savings products.
Pengaruh Kenyamanan, Kepercayaan, dan Harga Terhadap Minat Mahasisiwi FEBI IAIN Langsa Berbelanja Online Menggunakan Akad Salam Faisal Umardani Hasibuan; Zella Safira
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 6, No 1 (2020): JUNI 2020
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v6i1.2395

Abstract

The purpose of this study was to determine how the effect of convenience, trust and price on comfort of islamic economics and business faculty students online shopping with as-salam contract.This type of research is kuantitatif recearch. The samples in this study were 85 respondens from students have been shopping online with as-salam contract The sampling tecnique using simple random sampling . methods of data collection by questionnaire. Data analysis using multiple regression analysis.The results showed that in the F test of regression conducted found that all variables that include convenience,trust and price simultaneously positive and significant effect  the comfort online shopping with as-salam contract. While the results of t tests conducted that partially influential variables are the convenience and price positive and significant effect agains comfort online shopping with as-salam contract, while the partial trust variables have positive effect so not significant on comfort online shopping with as-salam contract.
Management of Track Records Data an Impact on Buying Decision by Customers Online Stores Faisal Umardani Hasibuan; Ruqaiyah Ruqaiyah
Journal of Management and Business Innovations Volume: 03, Number: 02, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (300.934 KB) | DOI: 10.30829/jombi.v3i02.10238

Abstract

This study aimed to analyze the effect of online customer review/rating and online vlogger review on purchasing decisions in online shop applications. This type of research is quantitative research. The data used in this study are primary data obtained from questionnaires using google from which were distributed to students of the Islamic economics and business faculty of (FEBI) IAIN Langsa who have shopped at the online shop application and know how to use the online shop application. The sampling technique used in this research is the purposive sampling method, the number of samples that the authors use is 94 samples. This study concluded that the online customer review rating tested jointly did not have a positive effect but significantly influenced purchasing decisions on the online shop application with several 2,419 < 2,630, vlogger reviews had a positive and significant influence on buyer decisions with the number 3,620 > 2,630. Simultaneously, online customer reviews and vlogger reviews positively influence purchasing decisions on online shop applications with numbers 36,314 > 4.84.Keywords: Buying decision, online customer review/rating, online vloger review
ANALISIS PENGARUH PEMBIAYAAN MURABAHAH, MUDHARABAH, DAN MUSYARAKAH TERHADAP RETURN ON ASSET STUDI KASUS PADA PT BANK MUAMALAT INDONESIA Tbk. PERIODE 2015-2018 Faisal Umardani Hasibuan
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 6 | No. 1 | 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini membahas tentang bagaimana pengaruh pembiayaan murabahah, pembiayaan mudharabah dan pembiayaan musyarakah terhadap Return On Asset (ROA) pada PT Bank Muamalat Indonesia Tbk. tahun 2015-2018. Populasi penelitian ini adalah PT Bank Muamalat Indonesia Tbk. Data penelitian yang digunakan adalah data sekunder dari laporan keuangan bulanan Maret 2015-Juni 2018. Sumber data di peroleh dari situs www.ojk.go.id. Metode yang digunakan dalam penelitian ini adalah statistik deskriptif, analisis regresi berganda, uji simultan (F) dan uji parsial (t) dengan bantuan software program SPSS 22. Variabel Return On Asset (ROA) merupakan variabel dependen, sedangkan pembiayaan murabahah, pembiayaan mudharabah dan pembiayaan musyarakah adalah variabel independen. Berdasarkan uji parsial hasil penelitian ini menunjukkan bahwa pembiayaan murabahah negatif dan tidak berpengaruh signifikan terhadap Return On Asset (ROA),  pembiayaan mudharabah berpengaruh signifikan positif terhadap Return On Asset (ROA), sedangkan pembiayaan musyarakah berpengaruh signifikan negatif terhadap Return On Asset (ROA). Secara simultan pengaruh pembiayaan murabahah, pembiayaan mudharabah dan pembiayaan musyarakah berpengaruh signifikan terhadap Return On Asset (ROA)
Pengaruh Investasi, Inflasi dan Indeks Pembangunan Manusia terhadap Pertumbuhan Ekonomi di Provinsi Aceh Yuni Maulida; Abdul Hamid; Faisal Umardani Hasibuan
JIM: Jurnal Ilmiah Mahasiswa Vol 4, No 1 (2022): April 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v4i1.3897

Abstract

This study aims to determine the effect of investment, inflation and human development index on economic growth in Aceh Province. The research method used is a quantitative method using secondary data from 2006-2020. Data analysis used multiple linear regression equation, t test, F test and coefficient of determination test (R2). The results of the multiple linear regression equation test show that investment has a negative effect on economic growth, inflation and the human development index have a positive effect on economic growth. The results of the t-test of the investment variable t sig > 5% (0.0213 > 0.05) can be stated that investment has a not significant effect on economic growth, the inflation variable t sig > 5% (0.484 > 0.05) can be stated that inflation has a not significant effect on economic growth . The human development index variable t sig < 5% (0.001 <0.05) can be stated that the human development index has a significant effect on economic growth. The results of the F F test sig < 5% (0.023 <0.05) can be stated simultaneously that investment, inflation and human development index have a significant effect on economic growth in Aceh Province. The test results of the coefficient of determination (R2) obtained 0.895 or 89.5% investment, inflation and human development index can explain the variable economic growth.
Analisis Pengaruh Word of Mouth, Social Media Activities, dan Citra Merek Terhadap Minat Beli Konsumen Mixue di Jabodetabek Faisal Umardani Hasibuan; Syamsulbahri Syamsulbahri; Wira Pramana Putra; Yusniar Yusniar
Jurnal Bisnis dan Manajemen West Science Vol 3 No 01 (2024): Jurnal Bisnis dan Manajemen West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jbmws.v3i01.978

Abstract

Penelitian ini mempelajari dinamika perilaku konsumen di wilayah Jabodetabek, dengan fokus pada pengaruh Word of Mouth (WOM), Social Media Activities, dan Brand Image terhadap minat beli konsumen Mixue. Menggunakan pendekatan kuantitatif dengan jumlah sampel sebanyak 235 responden, penelitian ini menggunakan Structural Equation Modeling dengan Partial Least Squares (SEM-PLS) untuk analisis data. Hasilnya menggarisbawahi hubungan positif yang signifikan antara WOM, Aktivitas Media Sosial, dan Citra Merek dengan minat beli konsumen. Model pengukuran menunjukkan keandalan dan validitas yang tinggi, dan model struktural selaras dengan data. Temuan ini memberikan wawasan yang berharga ke dalam lanskap pengambilan keputusan konsumen di pasar minuman Jabodetabek.
The Influence of Education, Consumer Awareness, and Government Regulation on Sustainable Consumption Behavior: A Case Study on Ciawitali Market in Garut Regency Faisal Umardani Hasibuan; Loso Judijanto
West Science Journal Economic and Entrepreneurship Vol. 1 No. 03 (2023): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v1i03.406

Abstract

The present study examines the complex relationship that exists among education, consumer consciousness, governmental oversight, and sustainable consumption practices in the vicinity of Ciawitali Market, Garut Regency. Insights regarding the demographic profiles, educational attainment, consumer awareness, perception of government regulation, and sustainable consumption behavior of 195 participants were obtained from the sample. The relationships between these variables were analyzed utilizing Structural Equation Modeling-Partial Least Squares (SEM-PLS). Positive correlations were found between education and sustainable consumption behavior, consumer awareness and sustainable consumption, and government regulation and both consumer awareness and sustainable consumption behavior, according to the findings. The model demonstrated a strong correspondence with the data, underscoring the importance of effective government regulations, consumer education, and consumer awareness in promoting sustainable practices. By utilizing these insights, policymakers, educators, and market stakeholders can effectively develop focused interventions that promote sustainable development in the Ciawitali Market.
Impact Analysis of Disaster Mitigation, Socio-Cultural Adaptation, and Natural Resources Management on Sustainable Tourism Destination in Borobudur Temple, Yogyakarta Faisal Umardani Hasibuan; Ilham Akbar Bunyamin; Rival Pahrijal
West Science Social and Humanities Studies Vol. 2 No. 11 (2024): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v2i11.1424

Abstract

This study analyzes the impact of disaster mitigation, socio-cultural adaptation, and natural resource management on sustainable tourism at Borobudur Temple, Yogyakarta, a UNESCO World Heritage site. As tourism grows in culturally and ecologically significant destinations, sustainability practices become essential to preserving heritage and ensuring long-term viability. Using a quantitative approach, this study collected data from 190 respondents and analyzed it through Structural Equation Modeling-Partial Least Squares (SEM-PLS). The results demonstrate that each factor—disaster mitigation, socio-cultural adaptation, and natural resource management—significantly contributes to sustainable tourism, with natural resource management showing the strongest impact. These findings highlight the importance of a comprehensive approach in managing heritage tourism, incorporating disaster preparedness, cultural engagement, and resource stewardship. The study provides practical recommendations for stakeholders to enhance sustainability practices, supporting both cultural preservation and economic growth.
PENGARUH KEBIJAKAN HUTANG, KEBIJAKAN DIVIDEN, DAN INVESTASI TERHADAP NILAI PERUSAHAAN Siti Aisyah; Faisal Umardani Hasibuan; Andarias Patiran; Yohanes Marani; Abdul Rosid
JURNAL LENTERA BISNIS Vol. 14 No. 2 (2025): JURNAL LENTERA BISNIS, MEI 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v14i2.1529

Abstract

This study aims to determine the effect of debt policy, dividend policy, and investment policy both simultaneously and partially on the value of public companies listed on the Indonesia Stock Exchange in 2019-2023. The population is 18 companies and the sample taken is 6 companies. The type of analysis uses associative analysis with the classical assumption method, multiple linear regression, and hypothesis testing. The results of this study indicate that debt policy, dividend policy, and investment policy simultaneously have a significant effect on company value. Then partially, debt policy does not have a significant effect on company value. While dividend policy and investment policy have a significant effect on company value.