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All Journal IRDH International Journal of Social Sciences & Humanities (IRDH IJSCH) International Journal of Management and Business
Imam Hidayat
Management, Faculty of Economics, University of Tribhuwana Tunggadewi, Malang, Indonesia
Humanities Economics, Econometrics & Finance Social Sciences

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The Influence of Locus of Control and Lifestyle on Financial Behavior in Generation Z (Animation Department Students of SMK Negeri 5 Malang) Nur Ida Iriani; Imam Hidayat; Flea Awang Nugraha
International Journal of Management and Business Vol. 3 No. 1 (2026): January
Publisher : International Research & Development for Human Beings (IRDH)

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This study aims to analyze the Influence of Locus of Control and Lifestyle on Financial Behavior in Generation Z (Animation Department Students of SMK Negeri 5 Malang). This study uses a quantitative method with a population of 182 Animation Department students at SMK Negeri 5 Malang. The sampling technique used in this study was purposive sampling and data collection using a questionnaire with a sample of 65 respondents. Multiple linear analysis techniques using t-test and f-test are the test tools used. The data was processed using SPSS 26 software. The results of this study are: (1) there is a positive and significant influence of Locus of Control on Financial Behavior in Generation Z (2) there is a positive and significant influence of Lifestyle on Financial Behavior in Generation Z (3) there is an influence of Locus of Control and Lifestyle on Financial Behavior in Generation Z. This means that Locus of Control and Lifestyle will simultaneously influence Financial Behavior in Generation Z (Animation Department Students of SMK Negeri 5 Malang).
The Influence of Chatbots, Product Reviews on Purchase Decisions Through Psychological Responses as an Intervening Variable (Case Study on Shopee Users in Malang City) Yoswiltiani Darung; Muhamamd Rifa'i; Imam Hidayat
International Journal of Management and Business Vol. 3 No. 2 (2026): April
Publisher : International Research & Development for Human Beings (IRDH)

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E-commerce has grown rapidly, encouraging companies to innovate in improving the quality of service and information by utilizing digital technology, one of which is the use of chatbots and product reviews. This study aims to determine the Influence of Chatbots and Product Reviews on Purchasing Decisions through Psychological Responses as Intervening ​​Variables on Shopee Users in Malang City. In this study used 97 respondents who use the Shopee application who have interacted with Chatbot. The sampling technique used purposive sampling. Data were collected using a questionnaire. The data analysis technique in this study is Path Analysis using SmartPls version 4.0. The results of the study indicate that chatbots and product reviews have a positive and significant effect on psychological responses and a positive and significant effect on purchasing decisions, in addition psychological responses do not have a positive and significant effect on purchasing decisions. From these findings, it is identified that psychological responses have not been able to mediate the relationship between chatbots and product reviews on purchasing decisions.
The Effect of Credit Risk, Liquidity Risk, And Market Risk on Financial Performance In Banking Companies Listed on The Indonesia Stock Exchange Apolonia Nurmida De Arfa; Nur Ida Iriani; Imam Hidayat
International Journal of Management and Business Vol. 3 No. 3 (2026): July
Publisher : International Research & Development for Human Beings (IRDH)

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Market risk is represented by the Net Interest Margin (NIM), where fluctuations in NIM can affect a bank’s net interest income and, in turn, its overall financial performance. This study examines the effects of credit risk, liquidity risk, and market risk on the financial performance of banks listed on the Indonesia Stock Exchange (IDX). A quantitative approach is employed using  secondary data derived from the annual financial statements of selected banks. The sample is determined through purposive sampling based on predefined criteria. Data are analyzed using multiple linear regression with the support of statistical software. The findings indicate that credit risk negatively affects financial performance, as higher credit risk reduces corporate outcomes. In contrast, liquidity risk positively influences financial performance, with increased liquidity risk associated with improved financial results. Market risk, however, exerts a negative impact, meaning that greater market risk leads to weaker corporate performance. Furthermore, hypothesis testing confirms that credit risk, liquidity risk, and market risk collectively have a significant effect on financial performance, underscoring the importance of comprehensive risk management in sustaining stability and long-term performance.
Analysis of The Compensation System in Efforts to Increase Work Motivation at CV Wewe Travel, Malang City Maria Sariyanti Hale; Yuni Setyawati; Imam Hidayat; Nur Ida Iriani
International Journal of Management and Business Vol. 3 No. 3 (2026): July
Publisher : International Research & Development for Human Beings (IRDH)

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Effective human resource management through recruitment, training, develop-ment, and performance evaluation, has been shown to significantly enhance organization-al outcomes. This study aims to analyze the compensation system implemented at CV Wewe Travel in Malang City and to examine its impact on employee work motivation. The research was conducted at CV Wewe Travel, Malang, Indonesia. It conducted from January 22 to February 22, 2026. This study employed a qualitative research approach. The research at CV Wewe Travel, Malang City, demonstrates that the company’s com-pensation system comprising basic salary, incentives, bonuses, routine wage payments, and work facilities—functions flexibly to accommodate the operational characteristics of the transportation service business. While certain divisions, such as Customer Service, do not fully meet Regional Minimum Wage standards, timely wage payments and perfor-mance-based incentives reflect the company’s commitment to employee rights and productivity. The integration of financial and non-financial rewards, including recognition and provision of work facilities, has a significant positive impact on employee motivation. By fostering both extrinsic and intrinsic drivers of performance, the compensation system effectively supports responsibility, achievement, and overall organizational sustainability.
The Influence of Digital Marketing Through Social Media and Environmental Awareness on the Purchase Decision of Thrifting Products Among Students in Malang City Marianus Jaban; Moch Nurhidayat; Imam Hidayat
IRDH International Journal of Social Sciences & Humanities Vol. 3 No. 2 (2026): June
Publisher : International Research and Development for Human Beings (IRDH)

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The growing trend of thrifting among college students is influenced not only by economic factors but also by the intensity of digital promotions and increasing awareness of environmental sustainability issues. This study aims to analyze the influence of digital marketing via social media on purchasing decisions, the influence of environmental awareness on purchasing decisions, as well as the simultaneous influence of these two variables. The study employs a quantitative approach using explanatory research methodology. The study finds that digital marketing via social media and environmental awareness both have a positive and significant influence on students’ decisions to purchase thrifted prod-ucts in Malang. Digital marketing, through quality content, consistent promotion, and ac-tive interaction, effectively increases interest and purchasing decisions, while environmental awareness motivates students to choose thrifted products as a sustainable alternative that reduces textile waste. Together, these factors strongly shape purchasing behavior, with digital marketing acting as an external driver and environmental awareness as an in-ternal motivator. Although other elements such as price, quality, lifestyle, and social in-fluence also play roles, the combined impact of digital marketing and environmental awareness is substantial. Overall, the research confirms that effective marketing strategies and efforts to raise environmental consciousness are key to promoting sustainable con-sumption among students
The Effect of Digital Marketing and Online Customer Reviews on Consumer Loyalty in the Shopee Marketplace Among 2022 Management Students at Tribhuwana Tunggadewi University, Malang Rosalia Apri Linda; R.Y. Susanto; Imam Hidayat
IRDH International Journal of Social Sciences & Humanities Vol. 3 No. 2 (2026): June
Publisher : International Research and Development for Human Beings (IRDH)

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This study aims to analyze and explain the influence of Digital Marketing and Online Customer Reviews on Customer Loyalty among Shopee marketplace users. The research employed a quantitative explanatory approach. The population consisted of Management Department students from the 2022 batch at Universitas Tribhuwana Tunggadewi Malang. A sample of 73 respondents was selected using a purposive sampling technique. Data were collected through questionnaires that had been tested for validity and reliability. The data analysis technique utilized multiple linear regression analysis performed with SPSS software. Digital Marketing and Online Customer Reviews have a positive and significant influence on Consumer Loyalty on the Shopee platform. Partially, digital marketing has been proven to enhance consumer loyalty through ease of information access, content appeal, and effective digital interaction, as indicated by a significance value of 0.000 and a t-value of 9.118. Similarly, online customer reviews play an important role in building trust and creating long-term loyalty, with a significance value of 0.001 and a t-value of 3.400. Simultaneously, these two variables contribute 74.3% to consumer loyalty, while the remaining 25.7% is influenced by other factors such as price perception, service quality, and product quality. These findings emphasize that effective digital marketing strategies and credible management of customer reviews are key to maintaining Shopee user loyalty among students.
Optimization of Financial Record-Keeping and Implementation of Digital Transactions as a Strategy to Improve Financial Management in SMEs: A Case Study of the Keripik Lumba-Lumba Nutrition Kitchen Malang City Gervasius Hatu; Rizki Aprilia Dwi Susanti; Imam Hidayat
International Journal of Management and Business Vol. 3 No. 4 (2026): October
Publisher : International Research & Development for Human Beings (IRDH)

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Small and Medium Enterprises (SMEs) play a strategic role in the Indonesian economy, but face many challenges in financial management and digital technology adoption. Dapur Gizi, a Malang specialty souvenir-making SME, which has been operating since 2007, still faces issues with unstandardized financial records and suboptimal digital transaction integration. This research is based on financial record-keeping theory, SAK EMKM (Empowerment and Small Business Accounting Standards), and also the concept of digital transactions (Chaffey & Ellis-Chadwick, 2019), and Fintech theory. The research uses a descriptive qualitative approach with data collection through in-depth interviews, direct observation, and documentation. Interviewees were selected using purposive and snowball sampling, involving owners, employees, and consumers. Data analysis used the Miles and Huberman interactive model, verified by triangulation. The results show that Dapur Gizi SMEs still use a combined recording system of manual cash books and Microsoft Excel, which does not comply with SAK EMKM standards. Key weaknesses include the lack of separation of personal and business finances, and a lack of formal employee training. Meanwhile, digital transactions via QRIS and mobile banking have reached 66% of total daily transactions, demonstrating improved financial recap efficiency. Continuing challenges include network disruptions, delayed payment notifications, and the lack of EDC machines. The study recommends separating business accounts, providing employee financial training, adopting integrated digital record-keeping applications, and providing adequate technological infrastructure, including EDC machines and backup internet connections.
Employee Perceptions of the Recruitment and Selection Process at the Regional Personnel and Human Resource Development Agency of Malang City Kordula Yantshe; Elly Lestari; Imam Hidayat
International Journal of Management and Business Vol. 3 No. 4 (2026): October
Publisher : International Research & Development for Human Beings (IRDH)

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This research aims to know and understand the perception of employees towards the recruitment and selection process of the State Civil Apparatus (ASN) at the Personnel and Human Resource Development Agency of Malang City. This research is based on the importance of a professional, transparent, and fair recruitment and selection process in improving the quality of human resources in the government environment. Employee perception is an important aspect because it can affect the level of trust, work motivation, and assessment of the effectiveness of the recruitment and selection system that is applied. This research uses a qualitative research method with a descriptive approach. Data collection techniques are carried out through interviews, observations, and documentation. The informants in this study consist of three BKPSDM employees of Malang City who are directly involved in the recruitment and selection process of ASN. Data analysis is carried out through the stage of data reduction, data presentation, as well as drawing conclusions and data verification. Data validity is tested using source triangulation, method triangulation, and time triangulation. The research results show that the perception of employees towards the ASN recruitment and selection process in BKPSDM Malang City tends to be positive. The recruitment and selection process is considered to have been carried out openly, objectively, transparently, and in accordance with procedures. The use of the Computer Assisted Test (CAT) system from BKN is considered to be able to increase objectivity and minimize cheating practices. In addition, internal factors such as experience, attitude, and employee personality as well as external factors such as work environment, the attitude of the selection committee, and clarity of information also affect the perception of employees towards the recruitment process and ASN selection.
Co-Authors Apolonia Nurmida De Arfa Elly Lestari Flea Awang Nugraha Gervasius Hatu Kordula Yantshe Maria Sariyanti Hale Marianus Jaban Moch Nurhidayat Muhamamd Rifa'i Nur Ida Iriani R.Y. Susanto Rizki Aprilia Dwi Susanti Rosalia Apri Linda Yoswiltiani Darung Yuni Setyawati