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Paradigma - paradigma Manajemen dalam Islam Moh Asra
Nusantara Journal of Islamic Studies Vol. 2 No. 1 (2021): Maret
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1132.449 KB)

Managemen merupakan unsur terpenting dalam segmen pemikiran hukum Islam karena ia langsung bersentuhan dengan pengaturan pranata sosial. Managemen di bangun di atas sendi-sendi asas persamaan, keadilan, dan pemenuhan hak dan kewajiban. Prinsip kesetaraan dalam Islam mesti diapresiasi secara absolute guna memunculkan sistem yang Islami yang memadukan kebebasan dan pertanggungjawaban. Secara normatif, prinsip-prinsip di atas sudah disebutkan dalam teks ajaran suci baik al-Qur’ān maupun al-Sunnah. Dalam praktiknya, prinsip-prinsip tersebut perlu diaktualisasikan sesuai konteks perubahan dan perkembangan masyarakat. Sebagai makhluk sosial, manusia terus melakukan interaksi dengan linkungan sekitarnya, karenanya, diperlukan perangkat aturan (fiqh) yang dapat mewadahi persoalan-persoalan interaksi sosial tersebut sesuai prinsip kesetaraan dan kemaslahatan. Untuk keperluan ini, teori-teori atau norma-norma dalam al-Qur’an maupun al-Hadith perlu diimplementasikan kedalam kehidupan nyata, kontekstual sesuai dengan realitas perkembangan yang tengah terjadi hampir di semua lini kehidupan. berbangsa dan bernegara. Dalam segmen menegemen yang Islami ini sangatlah penting bahwa prinsip-prinsip kesetaraan, keadilan, keterbukaan, cerdas, inovatif dan kreatif dengan konsep metafora rasul (sidq, amanah, tablig dan fatanah), dimplementasikan dalam kehidupan berbangsa dan bernegara.

RESTRUKTURISASI PEMBIAYAAN MURABAHAH: Analisis Yuridis Peraturan Bank Indonesia Moh. Asra; Wilda Al-Hanun; Arif Hariyanto
LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Vol. 12 No. 2 (2018): DESEMBER
Publisher : LP2M Universitas Ibrahimy

This study examines how the restructuring process occurred in the financing of murabahah problems both in Islamic banking and in other sharia business units. The problematic financing case occurs suddenly, because in general before experiencing a problematic phase, at this stage the bank will warn customers in a familial manner. Basically, the implementation of the Murabahah Restructuring is carried out with the principle of prudence and sharia principles through the rescheduling process, re-requirements, and rearrangement. In general, how this restructuring process must be in accordance with Bank Indonesia Regulation number No. 10/18/ PBI/2008 as amended by Bank Indonesia Regulation Number 13/9PBI/2011 concerning financing restructuring for Islamic banks and Islamic business units.

MURȂBAHAB LI AL-AMR BI AL-SHIRȂ’ Moh. Asra; Arif Hariyanto
LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Vol. 13 No. 1 (2019): JUNI
Publisher : LP2M Universitas Ibrahimy

Islam is a religion that was revealed by the Creator to this world as a blessing for the universe. Islam is a comprehensive religion that regulates all aspects of human life; also the issue of transaction or mu’amalah. The basic concept of Islam in muamalah activities is also very concerned to the values of humanism. One of the schemes of fiqh in Islamic business activities is murâbahah transactions. murâbahah transactions (both gain profit) is one of the practices that many people do. In the perspective of fiqh, murâbahah is one of the forms of buying and selling that are amânah (bay’ al-amânah). Murâbahah is generally different from other forms of buying and selling. This business practice is in great demand by business people, because it has a low level of risk. This transaction is commonly carried out by the Prophet Muhammad, and his companions. This contract known by Islamic financial institutions as al- murâbahah li al-amr bi al-shira’ then in Islamic financial institutions the term transaction becomes a banking product that is attracted by customers. According to the author, this theme is interesting to study because it is currently the most current cases of Islamic banking products. Therefore, this article will discuss the murâbahah and all matters of its discussion, in order to obtain comprehensive knowledge about murâbahah, and be useful both for writers in particular and for readers in general.

PENYEBAB QUALITY COST DAN PRODUCTIVITY, PABRIKAN HONDA DI AMERIKA SERIKAT RECALL BERAGAM SEPEDA MOTOR MERK HONDA Moh. Asra
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 1 No 1 (2020): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

The Honda motorcycle company in America is being hit by a failure of a bigbike product called the Honda Monkey, around 44 units of the unit has become a defective item that must be recalled because there is a problem in the luggage rack that is vulnerable to breakage and cause an explosion because it is located next to the tank. This motorbike is not marketable, so from Honda filed a product recall. Aside from the side, the susceptibility of the breakage of the luggage rack damages the electrical stability of the battery. In addition, there are also problems with relay relay starter button. Therefore, the factory directly contacted the customer who owns the motorcycle. So that there are no accidents or accidents due to defects in Honda's bicycle products. Based on this case, to respond and discuss using cost quality and productivity in the decision-making accounting used by companies and business people worldwide. Quality cost is an event that includes costs caused by low quality. In the quality of products for cost quality there are several components of reliability, performance, easy maintenance, features, durability / strength, aesthetics, comfort and compatibility. But not only that, it also requires a cost quality measurement approach and a quality approach vs. the productivity of an item to be bought and sold. Therefore, the author will discuss and explore the issue "The Causes of Quality Cost and Productivity, Honda Manufacturers in the United States Recall a variety of Honda motorcycles" Keywords: Quality Cost and Productivity, recall, Honda motorcycle brand.

Pancasila and Transnational Ideology in the Maqāṣid al-Sharī‘ah Perspective Yasid Yasid; Makhshushi Zakiyah; Moh. Asra
Islamica: Jurnal Studi Keislaman Vol. 16 No. 1 (2021): September
Publisher : Postgraduate Studies of Universitas Islam Negeri Sunan Ampel Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/islamica.2021.16.1.144-163

This article seeks to explore the importance of maqāṣid al-sharī‘ah as a theory to address the develop-ment of Islamic law in the contemporary world. Following the need to respond to modern challenges in Muslim society, the theory of maqāṣid al-sharī‘ah needs to be worked out optimally so that the results of legal provisions do not shift from the primary objectives of the state and government formation. The fundamental goal is to create benefits for the nation and state. The trend of the emergence of nation-states with multi-ethnic, multi-racial, multi-cultural, even multi-religious populations demands the need for tools for sophisticated religious analysis such as the theory of maqāṣid al-sharī‘ah. In the context of a nation-state like Indonesia, maqāṣid al-sharī‘ah can be used as a theoretical perspective to determine the legal standing of the debate about Pancasila and transnational ideology, which has recently been widely discussed in the community. Pancasila is an agreement of the Indonesian founding fathers to maintain the unity and integrity of the nation amidst the diversities. This article describes the role of maqāṣid al-sharī‘ah in the study of the Islamic constitutional law, the dynamics of Islamic law, and the Pancasila as ideology of the state.

MANAJEMEN DALAM ISLAM (Paradigma Managemen Dalam al-Qur’an-ah-Sunnah) Moh. Asra
Al-Idarah Vol 2 No 2 (2021): Al-Idārah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Managemen merupakan unsur terpenting dalam segmen pemikiran hukum Islam karena ia langsung bersentuhan dengan pengaturan pranata sosial. Managemen di bangun di atas sendi-sendi asas persamaan, keadilan, dan pemenuhan hak dan kewajiban. Prinsip kesetaraan dalam Islam mesti diapresiasi secara absolute guna memunculkan sistem yang Islami yang memadukan kebebasan dan pertanggungjawaban. Secara normatif, prinsip-prinsip di atas sudah disebutkan dalam teks ajaran suci baik al-Qur’ān maupun al-Sunnah. Dalam praktiknya, prinsip-prinsip tersebut perlu diaktualisasikan sesuai konteks perubahan dan perkembangan masyarakat. Sebagai makhluk sosial, manusia terus melakukan interaksi dengan linkungan sekitarnya, karenanya, diperlukan perangkat aturan (fiqh) yang dapat mewadahi persoalan-persoalan interaksi sosial tersebut sesuai prinsip kesetaraan dan kemaslahatan. Untuk keperluan ini, teori-teori atau norma-norma dalam al-Qur’an maupun al-Hadith perlu diimplementasikan kedalam kehidupan nyata, kontekstual sesuai dengan realitas perkembangan yang tengah terjadi hampir di semua lini kehidupan. berbangsa dan bernegara. Dalam segmen menegemen yang Islami ini sangatlah penting bahwa prinsip-prinsip kesetaraan, keadilan, keterbukaan, cerdas, inovatif dan kreatif dengan konsep metafora rasul (sidq, amanah, tablig dan fatanah), dimplementasikan dalam kehidupan berbangsa dan bernegara.

Implementasi Sistem Produk Pembiayaan Muḍârabah: Studi Faktor Turunnya Profit di Bank Muamalat Jember Moh. Asra
Istidlal: Jurnal Ekonomi dan Hukum Islam Vol 2 No 1 (2018)
Publisher : Program Pascasarjana Universitas Ibrahimy

The practice of islamic banking has been known since the time of prophet muhammad, along with his companions, because there are institutions that carry out the main functions of banking operations, which are receiving money, lending money, delivery or transfer service. This muḍârabah financing product, is expected to be a superior product of Bank Muamalat Indonesia of Jember or at generalit bank islam. The study used a qualitative approach with focus; 1) what is the system implementation of muḍârabah financing product at bank mu'amalat indonesia jember branch?, 2) what are the factors cause the decrease of profit in muḍârabah financing product at bank muamalat Indonesia Jember branch? The results of the research found four factors causing the decline in profit at Bank muamalat Indonesia Jember.

Studi Komparatif Asuransi Shari’ah dan Konvensional Moh. Asra; Rizqiyah Rizqiyah
Istidlal: Jurnal Ekonomi dan Hukum Islam Vol 3 No 2 (2019)
Publisher : Program Pascasarjana Universitas Ibrahimy

Insurance is an institution engaged in services and helping people. In Arabic, insurance is called "Al-ta’mȋn", means to provide protection. According to the National Sharia Board-Indonesian Ulama Council (DSN-MUI), shari'ah insurance is an effort to protect one another and to help one another among people or groups through investments in the form of assets or tabarru’ funds (endowment), and repayment. The essential of the Islamic insurance implementation is cooperation (ta'âwun). To maintain consistency in the implementation of sharia in the financial sector and the enhancement of the nation’s prosperity, tabarru’ funds (endowment) are considered to be the same as grants (donation) so that the funds donated cannot be canceled. There are fundamental differences between conventional insurance and shari’ah insurance because shari’ah insurance uses the principle of risk-sharing so that sharia insurance companies called the operators wouldn’t call the guarantors. Customers in sharia insurance companies called participants wouldn’t call guaranteed. Besides other differences are the contract, premium elements, ownership of fund, investment of fund, payment of claims, profit sharing, there is Sharia Supervisory Board, vision and mission, accounting methods, there is no charred fund, and there is no charge (loading).

Saham dalam Perspektif Ekonomi Syari’ah Moh. Asra
Istidlal: Jurnal Ekonomi dan Hukum Islam Vol 4 No 1 (2020)
Publisher : Program Pascasarjana Universitas Ibrahimy

Islam menganjurkan pada seluruh umatnya untuk bekerja dan mencari rizki dalam rangka memenuhi kebutuhan hidup baik untuk dirinya sendiri atau keluarganya. Bekerja untuk mencari rizki dalam Islam seperti atau sama dengan seseorang yang jihad di jalan Allah. Berinvestasi dalam rangka mencari keuntungan yang halal sangat dianjurkan dalam syari’ah. Salah satu bentuk investasi adalah memperjualbelikan saham (surat berharga sebagai bukti kepemilikan pada sebuah perusahaan), yaitu bentuk kerjasama dengan pihak lain dalam rangka mendapatkan keuntungan. Saham merupakan barang atau aset yang dapat diperjualbelikan di di bursa efek. Jual-beli saham bukanlah merupakan hal baru di negeri ini. Perdaganagn seperti bursa saham ini regulasi dan sistemnya sudah terorganisir dengan baik. Jual-beli saham adalah salah satu dari sekian banyak macam transaksi jual-beli. Jual-beli dalam ekonomi Islam adalah jenis dari kegiatan bisnis yang dapat dilihat dari banyak aspek, misalnya dari fikih mu’amalah (Hukum Ekonomi Syari’ah). Jual-beli saham (surat berharga yang menandakan kepemilikan seseorang atas suatu aset perusahaan tertentu, tentu saja dibolehkan sepanjang sesuai dengan prinsip-prinsip syari’ah, diantaranya tidak mengandung unsur gharar, tidak mengandung maysir dan sebagainya.

Implementasi Aplikasi al-Kafâlah di Lembaga Keuangan Syari’ah di Indonesia Moh. Asra
Istidlal: Jurnal Ekonomi dan Hukum Islam Vol 4 No 2 (2020)
Publisher : Program Pascasarjana Universitas Ibrahimy

Generally, al-kafalah is an act of combining the dependents of the insurer and the main insurer related to claims about life, debt, goods, or work. Al-kafalah is implemented by the existence of the insurer, the main insurer, the insured, and the dependents. This research primary source is literature, using a qualitative descriptive approach. Shaykh Mustofa Al-Khin and Shaykh Mustofa Al-Bugha quote the wisdom of al-kafalah through the maqashid syariah. He both explained that the al-kafalah procedure made it easier for someone to meet their needs through the principle of helping. Al-kafalah can protect the possibilities that occur during the transaction or as long as the debt has not been paid. Al-kafalah has been widely applied in financial institutions such as banks, as well as e-commerce based on the al-kafalah bi al-ujrah system which has previously been permitted by contemporary scholars. Meanwhile, al-kafalah which is based on tabarru 'in Indonesia is only found in the Indonesian Health Card (KIS) mechanism.

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