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All Journal Aptisi Transactions on Technopreneurship (ATT) Iqtishoduna: Jurnal Ekonomi Islam Al-Tijary : Jurnal Ekonomi dan Bisnis Islam
Noor Aimi Mohamad Puad
International Islamic University Malaysia
Humanities Computer Science & IT Economics, Econometrics & Finance Education Social Sciences

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Reinventing Pesantren Economies: Islamic Social Entrepreneurship as a Model for Sustainable Community Transformation Zaid Raya Argantara; Slamet Haryono; Moh. Wardi; Holilur Rahman; Iqbal Rafiqi; Noor Aimi Mohamad Puad
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 15 No. 1 (2026): April
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v15i1.3012

Abstract

This study examines the role of Islamic social entrepreneurship in reinventing pesantren-based economies as a sustainable model for community transformation within the broader discourse of inclusive and ethical development. Employing a qualitative descriptive-analytical approach, data were collected through in-depth interviews, participant observation, and documentation at Pondok Pesantren Al-Amien Prenduan, Indonesia. The findings demonstrate that the implementation of Islamic social entrepreneurship through the Micro Waqf Bank (BWM) Al-Pend Barokah Mandiri significantly contributes to economic empowerment among productive low-income communities. Beyond local impact, this pesantren-based model addresses global challenges related to financial inclusion, social inequality, and sustainable development by embedding Islamic ethical values within entrepreneurial practices. The study contributes to the literature by conceptualizing pesantren not merely as religious institutions but as transformative socio-economic actors capable of driving inclusive growth. This research proposes pesantren-based Islamic social entrepreneurship as a viable alternative framework for sustainable community transformation in emerging Muslim economies.
Islamic Financial Inclusion as a Transmission Channel: Evidence from Digital Payments and Inflation in Indonesia Pribawa E Pantas; Norfaizah Othman; Noor Aimi Mohamad Puad
Al-Tijary Vol. 11 No. 2 (2026): AL-TIJARY VOL. 11, NO. 2, JUNI 2026
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/gyz3zs22

Abstract

This study investigates the role of Islamic financial inclusion as a transmission channel linking digital payments and inflation in Indonesia's dual banking system. While digital payment systems have expanded rapidly and are known to influence monetary policy transmission, the mechanism through which these effects occur—particularly within an Islamic finance context—remains underexplored. Using monthly data from January 2016 to June 2025, this study employs an Autoregressive Distributed Lag (ARDL) model combined with a mediation framework to examine both direct and indirect effects. The findings reveal that digital payments significantly enhance Islamic financial inclusion, thereby influencing inflation dynamics through an indirect transmission mechanism. Mediation analysis confirms that Islamic financial inclusion partially transmits the impact of digital payments to inflation, with the indirect effect accounting for approximately 15.5% of the total effect. These results contribute to the literature by integrating Islamic finance into macroeconomic transmission analysis and provide policy implications for strengthening inclusive, sharia-compliant financial ecosystems in emerging economies.
The Role of Product and Marketing Innovation in Enhancing MSME Competitiveness and Economic Growth Syaifuddin Syaifuddin; Suca Rusdian; Noor Aimi Mohamad Puad
Aptisi Transactions On Technopreneurship (ATT) Vol 8 No 2 (2026): July
Publisher : Pandawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/att.v8i2.766

Abstract

MSMEs play an essential role in regional economic growth, but many still face challenges in improving competitiveness in the era of global competition. Therefore, an innovation-based strategic model is needed to strengthen the position of MSMEs in local and regional markets. This study aims to analyse the effect of product and marketing innovation on the competitive advantage of MSMEs and their impact on regional economic growth through a startupreneurship model approach. This type of research is quantitative and associative with an explanatory approach. The population in this study were MSME players in West Java Province, and the sampling technique used was purposive sampling. The sample obtained was 200 respondents. The data collection technique was carried out by distributing structured questionnaires and data analysis using the Partial Least Square Structural Equation Modeling (PLS-SEM) method. The results showed that product innovation and marketing innovation positively affect the competitive advantage of MSMEs, which in turn impacts regional economic growth. The startupreneurship model developed in this The startupreneurship model study provides strategic implications for MSMEs to build sustainable advantages through innovation and market orientation synergy. The findings also offer a theoretical contribution to enriching innovation management studies in the micro, small and medium enterprise sectors.
Co-Authors Holilur Rahman Moh. Wardi Norfaizah Othman Pribawa E Pantas Rafiqi, Iqbal Slamet Haryono Suca Rusdian Syaifuddin Syaifuddin Zaid Raya Argantara