Claim Missing Document
Check
Articles

Found 2 Documents
Search

STUDY OF FINANCIAL TECHNOLOGY: THE INFLUENCE OF RISK PERCEPTION, FINANCIAL LITERACY, AND TRUST ON INVESTMENT DECISION Niklaus Serafino Setiadi; Elizabeth Fiesta Clara Shinta Budiyono
Journal Economics Technology And Entrepreneur Vol 4 No 04 (2025): ECOTECHNOPRENEUR : JOURNAL ECONOMICS, TECHNOLOGY AND ENTREPRENEUR
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/ecotechnopreneur.v4i04.1820

Abstract

The rapid advancement of technology in the 21st century has significantly transformed daily life, including the development of Indonesia’s technology-based financial industry known as financial technology (Fintech). Generation Z increasingly utilizes Fintech platfor ms for investment activities. This study aims to analyze the influence of risk perception, financial literacy, and trust on investment decision-making among Generation Z in Yogyakarta. The research employed a correlational design with multiple regression analysis to examine the relationships between variables. Data wer collected through a structured questionnaire consisting of 36 items, with 240 respondents participating, exceeding the minimum required sample size. Data analysis was conducted using SPSS versi 25. The findings indicate that risk perception has a significant negative effect on investment decisions, while financial literacy positively influences informed decision-making. Trust in Fintech platforms also plays a crucial role in encouraging investment participat ion. This study importance of enhancing financial education & trust to support sustainable  behavior among Generation Z in the digital era.
Attracting Talent: The Role of Employer Prestige in the Green Employee Relation and Job Pursuit Intention Relationship Aloysia Desy Pramusiwi; Debora Wintriarsi Handoko; Daniel Yudistya Wardhana; Niklaus Serafino Setiadi
Inkubis : Jurnal Ekonomi dan Bisnis Vol. 8 No. 2 (2026): INKUBIS Jurnal Ekonomi Dan Bisnis
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/inkubis.v8i2.319

Abstract

Background: The global job market is increasingly shaped by environmental values and generational expectations. Organizations are compelled to adopt Green Human Resource Management (GHRM) practices, particularly Green Employee Relations (GER), to meet the sustainability-oriented aspirations of Generation Z job seekers. Objective: This study examines the impact of Green Employee Relations practices on undergraduate students’ Job Pursuit Intention, with Employer Prestige acting as a mediating factor. Methods: Using a quantitative, cross-sectional design and Partial Least Squares Structural Equation Modeling (PLS-SEM), data were collected from students at a private university in Yogyakarta. Results: The findings indicate that while Green Employee Relations does not directly influence Job Pursuit Intention, it significantly affects Employer Prestige, which in turn positively influences Job Pursuit Intention. Consequently, Employer Prestige mediates the relationship between Green Employee Relations and Job Pursuit Intention. These results suggest that sustainability-driven initiatives enhance organizational reputation among environmentally conscious Generation Z job seekers. Conclusion: This study contributes to the literature on green organizational behavior and provides practical insights for employers and higher education institutions. By aligning human resource policies with the global green transition, organizations can improve employer prestige and more effectively attract future talent within a competitive labor market.