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All Journal Martabe : Jurnal Pengabdian Kepada Masyarakat International Journal of Engagement and Empowerment (IJE2) JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (JHSSB) AJAD : Jurnal Pengabdian kepada Masyarakat Al-MIKRAJ: Jurnal studi Islam dan Humaniora Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Jurnal Maps (Manajemen Perbankan Syariah)
Khulsum, Umi
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Agriculture, Biological Sciences & Forestry Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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IMPROVING LITERACY AND UNDERSTANDING OF SHARIAH ECONOMICS FOR INDONESIAN MIGRANT WORKERS IN PENANG Khulsum, Umi; Utami, Pertiwi; Zuhriyah, Nur Azizah; Basrowi, Basrowi; Yunos, Melinda Siti Asmah Binti
International Journal of Engagement and Empowerment (IJE2) Vol. 4 No. 2 (2024): International Journal of Engagement and Empowerment
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije2.v4i2.169

Abstract

Partners in implementing this international community service activity are Indonesian migrant workers from Penang Island and the Consulate General of the Republic of Indonesia (Consulate General of the Republic of Indonesia) Penang. The primary challenge confronting the partners is the low literacy and comprehension of sharia economic and financial practices and the utilization of digital technology in everyday life. This program was conducted at Wisma Indonesia, George Town, Penang, Malaysia. A total of 50 Indonesian migrant workers participated in the enrichment activities performed by the community service team in June 2024. The objective of the enrichment program, which is performed over a single day, is to facilitate comprehension of the tenets and practices of Islamic economics and finance among the partners. The program covers a range of topics, including but not limited to the principles of buying and selling, the operational aspects of Sharia banking, the managerial techniques associated with Sharia marketing, the intricacies of ZISWAF, the ethical considerations inherent to Islamic business practices, the fundamental principles of sharia investment, and the potential applications of digital technologies within the context of the sharia economy. It is evident that there is a pressing need for Indonesian migrant workers, the majority of whom are Muslim, to enhance their literacy and comprehension abilities. It is particularly crucial given that the topics have been selected according to their needs before the speakers arrive to provide the material. Following implementing the focus group discussion method, most migrant workers expressed satisfaction and appreciation for the activity, citing its effectiveness in facilitating their comprehension of authentic Sharia economic and financial practices. Additionally, using digital technology based on Sharia principles was identified as a valuable learning opportunity for migrant workers, enabling them to develop their careers while working in Malaysia. Implementing initiatives aimed at enhancing literacy and comprehension capacity represents an effort by Islamic universities to contribute to enhancing the competencies of Indonesian migrant workers in Malaysia. It is hoped that this can be implemented on a sustainable basis
Pemberdayaan Peladang dalam Peningkatan Kompetensi dan Strategi Bisnis di Kawasan Seri Pulau, Penang, Malaysia Risna, Meilia; Zuhriyah, Nur Azizah; Khulsum, Umi; Utami, Pertiwi; Basrowi; Md. Yusoff, Mohd Sukor bin Md. Yusoff; Nabela, Erick
AJAD : Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 2 (2024): AUGUST 2024
Publisher : Lembaga Mitra Solusi Teknologi Informasi (L-MSTI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59431/ajad.v4i2.343

Abstract

The partners in this international community service program are representatives of farmers who are members of the Regional Farmers Association (PPK) Seri Pulau Pinang, Malaysia. The issues that partners have identified as requiring attention are as follows: (1) There is a lack of understanding among partners of how to improve existing competencies in order to develop a business; (2) There are no business strategy seminars conducted by international universities with the specific aim of empowering farmers; (3) There is no forum for discussion between academics and business actors. The aforementioned partner problem was addressed through the implementation of three proposed solutions, namely: (1) the organization of high-quality competency improvement seminars for farmers; (2) the organization of an international community service seminar for farmers in collaboration with PPK, UiTM Cawangan Pulau Penang, and 12 Indonesian universities that are members of the ASEAN Academic Association; and (3) the establishment of discussion forums at PPK Seri Pulau Penang and several business centers for farmers.
PERAN ORANG TUA DALAM MELINDUNGI HAK ANAK Hutabarat, Dany Try Hutama; Wahyuni, Sri; Anggraini, Sustika Winda; Khulsum, Umi; Saputri, Eliana; Syahputra, Heri; Zahari, Yusri; Salsabilla, Rinia; Kinanti, Sri; Sulistia, Irma
JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS Vol. 1 No. 2 (2022): FEBRUARY
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (332.312 KB) | DOI: 10.55047/jhssb.v1i2.71

Abstract

This study aims to find out the role of parents to protect children. The type of method used in this study is normative method. The system of norms in question is about the principles, norm rules, of laws and regulations, court decisions, agreements and doctrines (teachings). The results showed that special protection is the protection provided to children in emergency situations, children facing the law, children from minority and isolated groups, children who are economically exploited, the lack of education of children who are victims of drug abuse, alcohol, psychotropic, and other addictive substances, children victims of kidnapping, sales, trafficking, children victims of both physical and mental abuse, children with disabilities, and children victims of wrong treatment and neglect. The tasks of development that start from infancy are social expectations, including learning to walk, eating solid food, controlling disposal devices, achieving good physical stability, speech exercises and emotionally related to parents and siblings and people who were nearby to different degrees when born.
Pengaruh Faktor Sosial Dan Perilaku Konsumen Terhadap Keputusan Boikot Produk Pro Israel: Studi Kasus Pada Generasi Z Di Kota Kisaran Wahyuni, Sri; Khulsum, Umi; Fadila, Zahra Nur; Apriliani, Lilis; Sahla, Hilmiatus
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol 5 No 01 (2024): Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v5i01.5616

Abstract

In this era of globalization, social and political issues are increasingly influencing consumer behavior, especially among the younger generation or known as Generation Z. One of the issues that has received great attention from the world is the Palestinian conflict with Israel. The purpose of this study is to determine the effect of social factors and consumer behavior on the decision to boycott pro-Israel products, both partially and simultaneously. This study used 119 respondents as a research sample taken using a quantitative approach analysis method technique based on descriptive research methods. The results of the study based on the simultaneous test (F test) show that simultaneously (simultaneously) social factors and consumer behavior have a positive and significant effect on the decision to boycott pro-Israel products in Kisaran City. The results of partial hypothesis testing (t test) show that social factors and consumer behavior partially have a positive and significant effect on the decision to boycott pro-Israel products in Kisaran City. Based on the results of the determination test, it is known that consumer decisions can be explained by social factors and consumer behavior by 61.7%, while the remaining 38.3% is explained by other variables not examined in this study.
MENINGKATKAN PENDAPATAN MELALUI PERBAIKAN MANAJEMEN PRODUKSI DAN PEMASARAN DIGITAL PADA PRODUK JATEKU DAN BASRENG CIHUY DI UMKM MEKAR SARI Sahla, Hilmiatus; Siregar, Aris; Gunawan, Heru; Nur Fadila, Zahra; Khulsum, Umi; Wahyuni, Sri
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 7, No 8 (2024): MARTABE : JURNAL PENGABDIAN MASYARAKAT
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v7i8.3276-3286

Abstract

Persaingan bisnis di era teknologi digital membuat para pelaku UMKM harus melakukan kreativitas dan inovasi dalam mengelola usahanya untuk meningkatkan kualitas dan kuantitas produk yang ditawarkan kepada konsumen ataupun pelanggan, namun kebaharuan ataupun perbaikan pengelolaan manajemen usaha harus didukung oleh meningkatnya pengetahuan dan keterampilan pelaku usaha tersebut. UMKM Mekar Sari yang ada di desa Tanah Rakyat Kecamatan Pulo Bandring  Kabupaten Asahan merupakan UMKM yang memproduksi dan menjual produknya yaitu Jateku dan Basreng Cihuy dengan pemasaran offline, permasalahan tidak hanya pada pemasaran namun manajemen produksi yang menggunakan produksi cara manual membuat pelaku UMKM Mekar Sari tidak mampu memenuhi permintaan pelanggan, kemudian pencatatan pembukuan usaha yang tidak konsisten dilakukan membuat pelaku UMKM Mekar Sari sulit memahami tentang posisi keuangan usahanya, melalui kegiatan pengabdian kepada masyarakat ini, tim memberikan Solusi dari permasalahan tersebut dengan metode pendampingan dan pelatihan tentang pengelolaan manajemen produksi, pemasaran digital dan pencatatan pembukuan UMKM, dan juga memberikan bantuan Alat Teknologi Tepat Guna berupa mesin produksi, pelaksanaan kegiatan ini bertujuan untuk meningkatkan kapasitas produksi, meningkatkan kualitas produksi dan mempromosikan dan menjual produk melalui sosial media yang menjadi bagian pemasaran digital, Pendampingan dan pelatihan ini diharapkan dapat memberikan manfaat terkhusus meningkatnya penjualan produk UMKM Mekar Sari sehingga terjadi peningkatan pendapatan.
CORPORATE SOCIAL RESPONSIBILITY BASED OF SHARIA AGROPENEURS FOR WOMEN’S EMPOWERMENT AND CHILD-FRIENDLY Khulsum, Umi; Zais, Ferliansyah; Risna, Meilia; Utami, Pertiwi
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 8 No. 2 (2025): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jamekis.v8i2.7932

Abstract

The research conducted aims to investigate the practice of corporate social responsibility (CSR) based on sharia agropreneurs for women and child-friendly. The location of the research is at PT. Tanah Harapan Wisata Alam (Hopeland Camp), Bogor. The research method used is a qualitative method with data collection through observation, interviews, and literature studies related to agropreneurs, sharia principles in business, and CSR practices. The findings reveal that the CSR model based on sharia agropreneurship can provide positive and beneficial impacts from the social and industrial aspects of agropreneurship. The principles of Islamic business carried out in this model are expected to have implications for women's empowerment and child-friendly. So that they can think creatively, and imaginatively, and can see business opportunities that are by Islamic teachings. They are also expected to be able to answer the challenges of the future of agriculture through the model developed
Pengaruh Produk Pembiayaan Mudharabah dan Layanan Digital terhadap Keputusan Nasabah pada BTPN Syariah MMS Panjang Rosmiati, Heni; Khulsum, Umi; Azizah Zuhriyah, Nur; Utami, Pertiwi
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 9 No. 1 (2025)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v9i1.1647

Abstract

This study's objective is to investigate whether there is an influence of mudharabah financing products and digital services on customer decisions at BTPN Syariah MMS Panjang in the TUNA era. This type of research is quantitative research. The sampling technique in this study is Simple Random Sampling. Data collection by distributing questionnaires through the Google form application with the number of samples used in this study was 95 respondents from BTPN Syariah MMS Panjang customers. The software used to analyze the data uses the assistance of the Smart PLS 4.1 application. Data analysis such as reliability testing and validity testing using the outer model. While testing the relationship between the coefficient of determination and hypothesis testing using the inner model. The results of the study show that partially based on the structural model test, it has an R² (Coefficient of Determination) value, it can be seen that the R-square value on the Mudharabah Financing variable (X1), and Digital Services (X2), on the Customer Decision variable (Y) has an effect together or simultaneously with a value of 0.359. Thus, it can be concluded that 36% of Customer Decisions are explained by the Mudharabah Financing and Digital Services variables. Based on the regression model, the path coefficient value is 0.513, t-statistic = 5.038, P-value = 0.000 <0.05 for the mudharabah financing variable, and the path coefficient value is 0.110, t-statistic = 1.267, P-value = 0.114> 0.05 for the digital services variable. Both variables have a positive and significant influence on the decision to become a customer at BTPN Syariah MMS Panjang Bandar Lampung
Co-Authors Anggraini, Sustika Winda Apriliani, Lilis Aris, Siregar Azizah Zuhriyah, Nur Basrowi Basrowi Basrowi, Basrowi Dany Try Hutama Hutabarat Fadila, Zahra Nur Gunawan, Heru Kinanti, Sri Md. Yusoff, Mohd Sukor bin Md. Yusoff Nabela, Erick Nur Fadila, Zahra Risna, Meilia Rosmiati, Heni Sahla, Hilmiatus Salsabilla, Rinia Saputri, Eliana Sri Wahyuni Sulistia, Irma Syahputra, Heri Utami, pertiwi Yunos, Melinda Siti Asmah Binti Zahari, Yusri Zais, Ferliansyah Zuhriyah, Nur Azizah