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All Journal Ekombis: Jurnal Fakultas Ekonomi Innovative: Journal Of Social Science Research TOFEDU: The Future of Education Journal Jurnal Ilmiah Ekonomi Terpadu
Risma, Okta Rabiana
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Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Other

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Analisis Permintaan Uang di Indonesia Risma, Okta Rabiana
Innovative: Journal Of Social Science Research Vol. 5 No. 2 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

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Abstract

This study aims to analyze the demand for money in a narrow sense (m1) in Indonesia using quarterly time series data from 2001 to 2013 against exchange rate variables and gross domestic product. The analysis method used is Autoregressive Distributed Lagged (ARDL). The results showed that the three variables did not have a cointegration caused by differences in order in their stationary tests. In the short term, the exchange rate (ER) and gross domestic product (GDP) have a significant influence on the demand for M1 money. In the long run, the exchange rate has a significant influence on the demand for M1 money. In the demand for M1 money in Indonesia, the central bank's policy through exchange rates is still very influential. Therefore, it is expected that price stability will be maintained through the exchange rate channel as one of the central bank's policy mechanisms. Keywords: ardl, cointegration, money demand.
ANALISIS PENGARUH PENGGUNAAN DIGITAL PAYMENT DAN PENDAPATAN ORANG TUA TERHADAP PERILAKU KONSUMTIF GENERASI Z Abdi, Fajar; Badli, saiful; Risma, Okta Rabiana; Alisman, Alisman; Hartini, Hartini
EKOMBIS: JURNAL FAKULTAS EKONOMI Vol 11, No 2 (2025): November
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/ekombis.v11i2.12285

Abstract

Penelitian ini bertujuan untuk mengkaji pengaruh pendapatan orang tua dan penggunaan pembayaran digital terhadap pola konsumsi Generasi Z. Pesatnya perkembangan teknologi finansial telah secara signifikan meningkatkan akses terhadap transaksi non-tunai, khususnya di kalangan remaja dan mahasiswa. Kemudahan ini diyakini turut mendorong meningkatnya perilaku konsumtif. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei, di mana data dikumpulkan melalui kuesioner yang dibagikan kepada mahasiswa Generasi Z yang aktif menggunakan sistem pembayaran digital. Analisis data dilakukan dengan menggunakan regresi linear berganda. Hasil penelitian menunjukkan bahwa penggunaan pembayaran digital dan tingkat pendapatan orang tua berpengaruh secara signifikan dan positif terhadap perilaku konsumtif Generasi Z, dengan nilai signifikansi sebesar 0,001. Nilai F sebesar 45,064 mengindikasikan bahwa kedua variabel independen secara bersama-sama berpengaruh signifikan terhadap perilaku konsumtif. Selain itu, koefisien determinasi (R²) sebesar 0,473 menunjukkan bahwa 47,3% variasi dalam pola konsumsi dapat dijelaskan oleh model ini, sedangkan sisanya sebesar 52,7% dipengaruhi oleh faktor lain yang tidak dimasukkan dalam penelitian.
The Analysis of Financing in the Agricultural, Forestry, and Agricultural Infrastructure Sectors in BPRS in Indonesia Safira, Cut Maza; Ansari, Leli Putri; Risma, Okta Rabiana; Ariani, Dian; Suhendra, Noval
The Future of Education Journal Vol 4 No 6 (2025)
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Yayasan Pendidikan Tumpuan Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61445/tofedu.v4i6.704

Abstract

The agriculture, forestry, and agricultural infrastructure sector plays a crucial role in maintaining Indonesia’s food security, yet it continues to face various challenges, especially in terms of limited access to financing. Sharia Rural Banks (BPRS) are among the financial institutions that have the capacity to provide funding to this sector, although the distribution of such financing is affected by both internal and external factors. This study aims to analyze the influence of Non-Performing Financing (NPF), Third Party Funds (DPK), and the Farmer Exchange Rate (NTP) on BPRS financing in the agriculture, forestry, and agricultural infrastructure sectors in Indonesia. Using monthly time series data from January 2013 to September 2024, the study applies the Autoregressive Distributed Lag (ARDL) approach to explore both short-run and long-run relationships. The findings indicate that NPF has a negative and statistically significant effect in both the short and long term. DPK, while showing an insignificant effect in the short term negative in the previous period and positive in the current exhibits a significant and positive influence over the long term. Meanwhile, NTP exerts a positive but statistically insignificant impact across both time horizons. These results provide important insights into the variables affecting BPRS financing and offer useful input for policy development aimed at strengthening the targeted sectors through Islamic financial approaches.
Determinasi Penyerapan Tenaga Kerja Usaha Mikro Kecil Menengah Studi Kasus: Kabupaten Aceh Barat Sahwi, Ilfan; Wahyuningsih, Yayuk Eko; Suhendra, Noval; Ansari, Leli Putri; Risma, Okta Rabiana
Jurnal Ilmiah Ekonomi Terpadu (Jimetera) Vol 5, No 2 (2025): JURNAL ILMIAH EKONOMI TERPADU
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jimetera.v5i2.12452

Abstract

This study aims to examine determinants such as economic growth and district/city minimum wages on labor absorption in the MSME sector in West Aceh Regency. The selection of MSMEs is based on their important contribution to regional and national economic development, especially through job creation and income equality. This study uses multiple linear regression analysis methods using secondary data from 2000-2024. Empirical results show that economic growth and minimum wages statistically have a positive and significant effect on labor absorption, both partially and simultaneously. The regression model meets all the criteria of classical assumptions and produces an adjusted R² value of 0.749, indicating that around 74.9% of the variability in labor absorption can be attributed to the two independent variables. These results underscore the need for a regional-based economic strategy that emphasizes sustainable growth and well-calibrated wage policies to encourage a healthy entrepreneurial environment and long-term labor market development in the MSME sector.
PENGARUH PENGELUARAN PEMERINTAH SEKTOR PENDIDIKAN, KESEHATAN, INFRASTRUKTUR TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA fazira, zihan; Ertika, Yenny; Tanjung, Indra Ismayudi; Suhendra, Noval; Risma, Okta Rabiana
EKOMBIS: JURNAL FAKULTAS EKONOMI Vol 9, No 2 (2023): November
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/ekombis.v11i2.12722

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pengeluaran pemerintah di sektor pendidikan, sektor kesehatan, dan sektor infrastruktur terhadap pertumbuhan ekonomi di Indonesia pada periode 2010–2024. Penelitian ini menggunakan pendekatan kuantitatif dengan data sekunder. Metode analisis yang digunakan adalah regresi linier berganda dengan bantuan software EViews 12, serta dilengkapi uji asumsi klasik dan uji hipotesis. Hasil penelitian menunjukkan bahwa secara parsial, pengeluaran pemerintah pada sektor pendidikan dan infrastruktur memiliki pengaruh positif dan signifikan terhadap pertumbuhan ekonomi, sedangkan pengeluaran di sektor kesehatan menunjukkan pengaruh positif namun tidak signifikan terhadap pertumbuhan ekonomi. Secara simultan, pengeluaran pemerintah di sektor pendidikan, sektor kesehatan dan sektor infrastruktur berpengaruh positif dan signifikan terhadap pertumbuhan ekonomi Indonesia. Temuan ini mengindikasikan bahwa efektivitas dan efisiensi alokasi anggaran pada sektor kesehatan masih perlu ditingkatkan agar dampaknya terhadap pertumbuhan ekonomi dapat lebih optimal.Kata Kunci: Pertumbuhan Ekonomi, Pengeluaran Sektor Pendidikan, Pengeluaran Sektor Kesehatan, Pengeluaran Sektor Infrastruktur.
Co-Authors Abdi, Fajar Alisman, Alisman Dian Ariani Ertika, Yenny Fazira, Zihan Hartini Leli Putri Ansari Noval Suhendra Safira, Cut Maza Sahwi, Ilfan Saiful Badli, Saiful Tanjung, Indra Ismayudi Wahyuningsih, Yayuk Eko