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All Journal Sodality: Jurnal Sosiologi Pedesaan Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Jurnal TAMBORA Jurnal Ekonomi dan Bisnis Indonesia Open Access Indonesia Journal of Social Sciences Jurnal Cafetaria Open Access Indonesia Journal of Social Sciences Agroteksos BIOS : Jurnal Teknologi Informasi dan Rekayasa Komputer Abdimas Indonesian Journal Indonesian Journal of Social Development Pubmedia Social Sciences and Humanities Journal of Macroeconomics and Social Development Jurnal Bisnis dan Komunikasi Digital Buletin Antropologi Indonesia Journal Pemberdayaan Ekonomi dan Masyarakat

Nurjihadi, Muhammad

Universitas Teknologi Sumbawa

Author-ID : 1121481

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Physics Social Sciences Other

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Proyeksi Dinamika Pendapatan Asli Daerah Nusa Tenggara Barat Zulkieflimansyah Zulkieflimansyah; Muhammad Nurjihadi; Diah Anggeraini Hasri; Nova Adhitya Ananda; Lukmanul Hakim
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 10 No. 2 (2021): Desember 2021
Publisher : Politeknik Negeri Ambon

Pendapatan Asli Daerah (PAD) merupakan salah satu sumber pembiayaan pembangunan daerah dalam masa otonomi daerah. Sumber PAD adalah pajak daerah, retribusi daerah, hasil pegelolaan kekayaan daerah yang dipisahkan, dan lain-lain PAD yang sah. Penelitian ini bertujuan untuk memberikan rekomendasi untuk pemerintah dalam merencanakan target penerimaan PAD. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan pendekatan system dinamik dan analisis time series seperti model linear, quadratic, exponential-growth dan s-curve dalam membuat model proyeksi penerimaan PAD di Provinsi NTB. Pada pemodelan system dinamik, penentuan faktor yang mempengaruhi berasal dari variabel tax base seperti jumlah kendaraan, mutasi, tarif dan tingkat pembayaran PKB. Berdasarkan hasil penelitian dengan pendekatan system dinamik diperoleh bahwa kenaikan 1% tingkat pembayayaran wajib pajak kendaraan bermotor roda dua, dapat meningkatkan 1% PAD, sedangkan untuk kendaraan lainnya meningkatkan 2% PAD. Pendekatan time series menghasilkan bahwa model terbaik dalam memproyeksi PAD adalah dengan menggunakan model linear, sedangkan komponen PAD lain menggunakan model S-Curve untuk pajak daerah, retribusi daerah menggunakan exponential-growth dan HPKDY serta lain-lain PAD yang sah menggunakan model quadratic. Penggunaan system dinamik dan time series menghasilkan dinamika proyeksi PAD memiliki tren yang menaik.

Analisis Nilai Tambah Komoditas Jagung Untuk Permberdayaan Masyarakat di Desa Rhee, Kabupaten Sumbawa Nurasikin, Siti; Nurjihadi, Muhammad
Indonesian Journal of Social Development Vol. 1 No. 3 (2024): January
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jsd.v1i3.2107

Penelitian ini dilakukan dengan tujuan untuk mengetahui alternatif olahan yang dapat meningkatkan nilai tambah produk jagung sebagai acuan untuk melakukan upaya pengembangan komunitas di Desa Rhee, Kecamatan Rhee, Kabupaten Sumbawa. Penelitian ini menggunakan pendekatan metode campuran (mix method), yaitu penelitian kualitatif untuk mendalami alternatif olahan jagung dan penelitian kuantitatif dengan menggunakan metode analisis nilai tambah Hayami untuk mengetahui besaran nilai tambah pada masing-masing alternatif olahan jagung. Hasil dari penelitian ini menujukkan bahwa alternatif olahan produk yang terdapat di desa Rhee yaitu dodol jagung, permen jagung dan kue tradisional berbahan dasar jagung. Adapun nilai tambah dari masing-masing produk olahan jagung tersebut adalah 52% untuk dodol jagung, 85% untuk permen jagung, dan 56% untuk kue tradisional berbahan dasar jagung. Dengan demikian, alternatif olahan hasil jagung yang dapat memberikan nilai tambah paling tinggi adalah permen jagung. Namun produk olahan yang memiliki kemampuan penyerapan tenaga kerja paling tinggi adalah dodol jagung.

Pengaruh Sektor-Sektor Ekonomi Prioritas dan Variabel Demografis Terhadap Konsumsi Energi Listrik di Provinsi Nusa Tenggara Barat Qodariah, Lailan; Nurjihadi, Muhammad
Journal of Macroeconomics and Social Development Vol. 1 No. 3 (2024): March
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jmsd.v1i3.98

Electrical energy has become the main pillar in modern human activities. Electrical energy consumption continues to increase from time to time, including in the Province of West Nusa Tenggara (NTB), whose economy is heavily supported by the tourism sector and the mining industry. Previous studies have proven that the increase in electrical energy consumption is triggered by various factors, both demographic and economic factors. This research aims to find out what factors determine the amount of electrical energy consumption in NTB Province. This quantitative research uses secondary data in the form of time series data from 2000-2022. The data in this study was analyzed using a multiple linear regression model. The results of this research conclude that the development of the tourism sector, industrial sector and population simultaneously have a significant influence on electrical energy consumption in West Nusa Tenggara Province. However, partially the development of the tourism sector and the development of the industrial sector have no effect on electrical energy consumption, while the population partially has a significant effect on electrical energy consumption in NTB Province.

Sikap Mahasiswa dalam Adopsi Aplikasi Keuangan BRIMO dengan Pendekatan Technology Acceptance Model (TAM) Saputra, Moh Sahdan; Nurjihadi, Muhammad
BIOS : Jurnal Teknologi Informasi dan Rekayasa Komputer Vol 4 No 1 (2023): March
Publisher : Puslitbang Sinergis Asa Professional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37148/bios.v4i1.59

This study aims to investigate the attitudes of university students towards the adoption of the BRIMO financial application using the Technology Acceptance Model (TAM) approach. The research employed a quantitative survey-based methodology, with the target population consisting of students who are users of the BRIMO application. The research sample comprised more than 100 respondents selected through convenience sampling. The questionnaire was developed based on relevant previous research, and data were collected using a Likert scale with 4 categories. Data analysis was conducted using Structural Equation Modeling (SEM) with the Partial Least Squares (PLS) method. The findings of the study revealed that the perceived ease of use has a significant positive impact on the usage attitude towards the BRIMO application among students. However, the perceived usefulness was not found to have a significant influence on the usage attitude. Additionally, the perceived ease of use was also found to have a significant positive effect on the perceived usefulness, with the perceived usefulness acting as a mediating variable between the perceived ease of use and the usage attitude towards the BRIMO application among students.

Minat Penggunaan M-Banking Bank Konvensional di Kabupaten Sumbawa: Implementasi Technology Acceptance Model Firman, Firman; Nurjihadi, Muhammad
BIOS : Jurnal Teknologi Informasi dan Rekayasa Komputer Vol 4 No 1 (2023): March
Publisher : Puslitbang Sinergis Asa Professional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37148/bios.v4i1.62

This study aims to examine the public's interest in using m-banking in conventional banks in Sumbawa Regency. The Technology Acceptance Model (TAM) was employed as the underlying framework, and the research was conducted using a field survey method. Data for this study were collected online through convenience sampling using a self-registered questionnaire. The data were analyzed using Structural Equation Modeling (SEM) Partial Least Squares (PLS). The findings indicate significant influences between attitude toward using, perceived ease of use, perceived usefulness, and smartphone self efficacy on m-banking usage intention. Perceived ease of use, perceived usefulness, and user experience have a significant impact on m-banking usage intention. Additionally, smartphone self efficacy also influences the perceived ease of use in m-banking, but it does not have an effect on the perceived usefulness. These findings provide a better understanding of the factors influencing the public's interest in using m-banking in conventional banks in Sumbawa Regency.

DETERMINANTS OF SMALLHOLDER FARMERS’ FOOD SECURITY IN MALI AMIDST CLIMATE CHANGE Nurjihadi, Muhammad; Guindo, Tidiane
AGROTEKSOS, Jurnal Ilmiah Ilmu Pertanian Vol 34 No 1 (2024): Jurnal Agroteksos April 2024
Publisher : Fakultas Pertanian Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/agroteksos.v34i1.1011

Mali, a West African nation heavily reliant on agriculture, faces significant challenges due to environmental and climatic variations. This paper investigates factors affecting food security among smallholder farmers in the context of climate change. The study employs a mixed-methods approach, utilizing a structured survey of 250 smallholder farmers across eight regions in Mali, complemented by qualitative telephone interviews. The quantitative analysis reveals that government subsidies and climate-related policies do not significantly influence food security perceptions. Similarly, the adoption of climate-resilient agricultural practices, such as drought-tolerant crop varieties and water-saving technologies, shows no strong association with reported food security. However, socio-demographic factors, specifically education level and household size, emerge as critical determinants. The qualitative findings provide nuanced insights into the complexities of government interventions and barriers to the adoption of climate-resilient technologies. This integrated assessment underscores the importance of considering socio-demographic dimensions in crafting effective policies to enhance food security among smallholder farmers in Mali, contributing to the broader discourse on climate change resilience and sustainable agricultural practices.

The Vicious Circle of Poverty in Rural Society, Case Study of Tobacco Farmers in the Rural Area of Lombok Island Nurjihadi, Muhammad; Dharmawan, Arya Hadi
Sodality: Jurnal Sosiologi Pedesaan Vol. 4 No. 2 (2016): Sodality: Jurnal Sosiologi Pedesaan
Publisher : Departement of Communication and Community Development Sciences, Faculty of Human Ecology

ABSTRACTPoverty is the cause of hunger, marginalization, neglectand the other social problems. Rural area, which most of its people work in agriculture, generally have more poor people than urban area. Lombok Island in NTB Province as one of the main producers of tobacco in Indonesia is one of the region with higher poor people percentage comparing to national percentage of poor people. This research aimed to know the pattern of vicious circle of poverty in tobacco farmers in Lombok Island. This research used qualitative method with descriptive approach. The number of respondents in this research are a hundred persons which were choosed by random sampling. While the research areas were choosed by purposive method. The research result revealed that the tobacco farmers in rural Lombok experienced the new pattern of vicious circle of poverty. Since the farmers had low level of capital, it encourage the farmers to make a collaboration with Tobacco Company which was create the dependence of farmers to tobacco commodity and Tobacco Company. Dependence on Tobacco Company make bargaining positions of farmerslowin transaction processwhich cause the farmers income become low. Low income lead the tobacco farmers to the ‘debt trap’ and low capital.Keywords: poverty, rural, farmers, tobacco, LombokABSTRAKKemiskinan adalah penyebab dari kelaparan, marginalisasi dan keterlantaran serta fenomena-fenomena negatif sosial lainnya. Kawasan pedesaan yang sebagian besar penduduknya bekerja di sektor pertanian umumnya memberikan sumbangan yang lebih besar dalam hal jumlah penduduk miskin dari pada kawasan perkotaan. Pulau Lombok di NTB sebagai penghasil utama tembakau di Indonesia adalah salah satu daerah dengan prosentase penduduk miskin lebih tinggi dari pada prosentase penduduk miskin nasional. Penelitian ini bermaksud untuk mengetahui pola lingkaran setan kemiskinan pada petani tembakau di Pulau Lombok. Penelitian ini menggunakan metode kualitatif dengan pendekatan diskriptif. Responden berjumlan seratus orang dipilih secara random sampling di wilayah penelitian yang ditentukan secara purposive. Hasil penelitian menunjukkan bahwa petani tembakau di pedesaan Pulau Lombok mengalami lingkaran setan kemiskinan dengan pola baru. Rendahnya tingkat modal petani mendorong petani untuk bermitra dengan perusahaan tembakau, kemitraan ini kemudian menciptakan ketergantungan petani pada komoditas tembakau dan perusahaan mitra, ketergantungan itu membuat posisi tawar petani lemah dalam proses transaksi yang mengakibatkan rendahnya pendapatan petani, pendapatan yang rendah membuat petani terjebak pada debt trap dan tidak mampu mengakumulasi modal, dengan demikian petani kembali memiliki modal yang sangat rendah.Kata kunci: kemiskinan, pedesaan, petani, tembakau, Lombok

Pengenalan Literasi Keuangan bagi Santri Pondok Pesantren: Membangun Generasi Melek Finansial Fietroh, Muhammad Nur; Aprirachman, Rozzy; Nurasia, Nurasia; Purnama, yuni; Salam, Abdul; Sanjani, Muhammad Rafi'i; Oktapiani, Sherli; Santoso, Agus; Busman, Sherwin; Nuryani, Hanifah Sri; Mandasari, Jayanti; Ananda, Nova Aditya; Cita, Fitria Permata; Andriani, Sri; Irawan, Edi; Sugiarto, Aris; NurJihadi, Muhammad; Rusni, Andi
Abdimas Indonesian Journal Vol. 4 No. 2 (2024)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/aij.v4i2.554

This community service aims to improve Islamic financial literacy among students of Al-Mutmainnah Islamic Boarding School. The methods used are material presentation, discussion, and Q&A. The materials presented include the definition of financial literacy and inclusion as well as Islamic financial literacy, its benefits, and types of Islamic financial products and services. The results of the activity show that the level of understanding of Islamic financial literacy among students has increased. Students also showed a high interest in learning and applying finance in everyday life. This activity is expected to help students manage their finances wisely, independently, and contribute to the development of the Islamic boarding school and community economy.

Prioritas Faktor Penentu Pendapatan Petani Garam Di Kabupaten Sumbawa: Pendekatan Analisis Hierarki Proses Oktaviani, Amani; Nurjihadi, Muhammad
Indonesian Journal of Social Development Vol. 2 No. 3 (2025): January
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jsd.v2i3.3772

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi pendapatan petani garam. Metode yang digunakan dalam penelitian ini adalah Analytical Hierarchy Process (AHP). Kriteria utama dalam penelitian ini adalah meningkatkan produktivitas, efisiensi, dan berdaya saing, dengan alternatif meliputi kualitas produk, cuaca dan kondisi lingkungan, akses pasar, serta pendidikan dan pengalaman petani. Hasil penelitian menunjukkan bahwa akses pasar merupakan faktor paling berpengaruh dengan bobot 43,3%, diikuti oleh kualitas garam (27,4%), cuaca dan kondisi lingkungan (23,9%), serta pendidikan dan pengalaman petani (5,4%). Temuan ini menegaskan bahwa peningkatan akses pasar dan mutu garam menjadi kunci dalam meningkatkan pendapatan petani.

Pengaruh Literasi Keuangan dan Literasi Digital terhadap Perilaku Impulsif Top up Game Online Nur Iqrom Pancar Gahara; Muhammad Nurjihadi
Jurnal Bisnis dan Komunikasi Digital Vol. 2 No. 2 (2025): February
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jbkd.v2i2.3776

Penelitian ini bertujuan untuk meneliti pengaruh literasi keuangan dan literasi digital terhadap kecenderungan perilaku impulsif dalam melakukan top-up game online di kalangan mahasiswa Universitas Teknologi Sumbawa. Seiring dengan pesatnya pertumbuhan industri game online, kebiasaan top-up secara spontan menjadi isu yang menarik untuk dikaji, terutama dalam kaitannya dengan tingkat pemahaman mahasiswa terhadap aspek keuangan dan teknologi digital. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan analisis regresi menggunakan perangkat lunak SPSS. Responden dalam penelitian ini merupakan mahasiswa Universitas Teknologi Sumbawa yang aktif bermain game online dan memiliki pengalaman melakukan top-up. Data dikumpulkan melalui penyebaran kuesioner secara daring, kemudian dianalisis menggunakan uji validitas, reliabilitas, serta regresi linear berganda.Hasil analisis menunjukkan bahwa literasi keuangan dan literasi digital memiliki pengaruh positif dan signifikan terhadap perilaku impulsif dalam melakukan top-up game online. Artinya, semakin tinggi tingkat literasi keuangan dan digital seseorang, semakin besar kecenderungan mereka untuk melakukan top-up secara impulsif. Temuan ini memberikan wawasan bagi mahasiswa, akademisi, serta pengembang industri game dalam memahami faktor-faktor yang mempengaruhi perilaku transaksi digital yang bersifat impulsif.

Co-Authors Agus Santoso Ananda, Nova Aditya Arfina Durratul Hikmah Arya Hadi Dharmawan Busman, Sherwin Cita, Fitria Permata Diah Anggeraini Hasri Edi Irawan Fietroh, Muhammad Fietroh, Muhammad Nur Firman Firman Guindo, Tidiane Hartini Ilman, Abdul Hadi Irawati Irawati Kedawan, Sultan Lukmanul Hakim Lukmanul Hakim Mandasari, Jayanti Maradita, Fendy Martadinata, Sudrajat Nova Adhitya Ananda Noviskandariani, Gita Nur Iqrom Pancar Gahara Nurasia, Nurasia Nurasikin, Siti Nuryani, Hanifah Sri Oktapiani, Serli Oktapiani, Sherli Oktaviani, Amani Permatacita, Fitriah Purnama, Yuni Purnamasari, Nadila Qodariah, Lailan Rozzy Aprirachman Rusni, Andi Salsabila Sanjani, Muhammad Rafi'i Saputra, Moh Sahdan Sari, Indah Fitriani Sasmiranti, Yulia Sri Andriani Sugeng, Santoso Sugiarto, Aris Syahfitri, Diah Intan Wiwik Wulandari, Wiwik Zulkieflimansyah Zulkieflimansyah

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