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All Journal Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Jurnal Pengabdian Pada Masyarakat Dharma Pengabdian Perguruan Tinggi (DEPATI) IPSSJ
Muhammad Rizqi, Reza
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Religion Arts Humanities Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Membangun Kemandirian Ekonomi: (Program Literasi Keuangan Untuk Masyarakat Desa Ongko) Hambali, Denny; Muhammad Rizqi, Reza; Intan Syahfitri, Diah
Al-Madani: Jurnal Pengabdian Pada MAsyarakat Vol 3 No 2 (2024): Desember Al-Madani (Jurnal Pengabdian Pada Masyarakat)
Publisher : Institut Agama Islam Hamzanwadi NW Pancor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37216/al-madani.v3i2.1795

Abstract

Economic independence is an important factor in improving community welfare, especially in villages that still depend on the agricultural sector and small businesses. This community service activity aims to improve financial literacy in Ongko Village, Empang District, Sumbawa Regency. Through this program, we provide training and mentoring on financial management, budget planning, and an understanding of simple investments that can be made by local communities. The methods used include lectures, interactive discussions, and hands-on practice involving participants in financial management simulations. By involving the community in every stage of the activities, this program aims to build awareness of the importance of financial literacy in making better economic decisions. The results of these activities are expected to improve the skills and knowledge of the community in managing their personal and business finances, thus encouraging economic independence. In addition, the program also aims to create a more prosperous and self-reliant community, which in turn can contribute to the overall economic development of the region. Thus, this service is the first step in building a strong economic foundation for the people of Ongko Village.
Penyuluhan Dampak Negatif Pinjaman Online di Desa Moyo: Membangun Resiliensi Ekonomi Masyarakat terhadap Praktik Rentenir Digital Hambali, Denny; Sugiarto, Aris; Sriyatun; Fitriani, Nurida; Jibrail, Ahmad; Muhammad Rizqi, Reza
Al-Madani: Jurnal Pengabdian Pada MAsyarakat Vol 4 No 1 (2025): JUNI: Al-Madani (Jurnal Pengabdian Pada Masyarakat)
Publisher : Institut Agama Islam Hamzanwadi Pancor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37216/al-madani(jurnalpengabdianpadamasyarakat).v4i1.2167

Abstract

Technological developments have facilitated access to online lending services (pinjol), but behind this convenience lies many risks, especially for rural communities that have low financial literacy. This service activity was carried out in Moyo Village, Sumbawa Regency, with the aim of increasing community awareness about the dangers of illegal pinjol and building economic resilience against digital loan sharks. Through counseling methods, group discussions, case studies, and simulations, participants were given an understanding of the differences between legal and illegal pinjol, legal and social impacts, and how to manage finances wisely. The evaluation results showed a significant increase in participants' understanding, especially regarding the risks of high interest rates, intimidation, and data misuse. The program also successfully equipped the community with financial management strategies such as saving, budgeting, and avoiding excessive consumption. With this program, it is hoped that the people of Moyo Village can avoid digital debt and be more independent in managing their finances.
PENGARUH LAPORAN KEUANGAN AKRUAL, KOMITMEN ORGANISASI, DAN SISTEM PENGENDALIAN INTERNAL TERHADAP KUALITAS LAPORAN KEUANGAN DI DPMPTSP KABUPATEN SUMBAWA Audra Khosisa, Insan; Muhammad Rizqi, Reza
Integrative Perspectives of Social and Science Journal Vol. 2 No. 01 Februari (2025): Integrative Perspectives of Social and Science Journal
Publisher : PT Wahana Global Education

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menguji pengaruh Laporan Keuangan Akrual, Komitmen Organisasi, dan Sistem Pengendalian Internal terhadap kualitas laporan keuangan di Dinas Penanaman Modal dan Pelayanan Terpadu Satu Pintu (DPMPTSP) Kabupaten Sumbawa, Provinsi Nusa Tenggara Barat. Penelitian ini termasuk dalam kategori penelitian kuantitatif dengan pendekatan asosiatif. Populasi penelitian adalah seluruh pegawai DPMPTSP Kabupaten Sumbawa. Sumber data yang digunakan adalah data primer yang dikumpulkan melalui penyebaran kuesioner kepada responden. Metode pengambilan sampel menggunakan teknik sampel jenuh, mengingat jumlah populasi yang kecil sehingga seluruh populasi dijadikan sampel. Hasil analisis menunjukkan bahwa Laporan Keuangan Akrual, Komitmen Organisasi, dan Sistem Pengendalian Internal secara signifikan berpengaruh terhadap kualitas laporan keuangan di DPMPTSP Kabupaten Sumbawa karens seluruh variabel memiliki nilai T hitung yang lebih besar dari T tabel. Berdasarkan hasil uji koefisien determinasi, nilai R² sebesar 0,331 mengindikasikan bahwa Laporan Keuangan Akrual, Komitmen Organisasi, dan Sistem Pengendalian Internal secara bersama-sama memengaruhi kualitas laporan keuangan sebesar 33,1%, sedangkan sisanya dipengaruhi oleh variabel lain di luar penelitian ini.
Pengaruh Kemampuan Dan Integritas Dalam Meningkatkan Minat Pembelian Anwar Sayyid Alayiddrus; Muhammad Rizqi, Reza
Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (Jebma) Vol. 3 No. 3 (2023): Artikel Riset Volume 3 Issue 3, November 2023
Publisher : Yayasan Cita Cendikiawan Al Kharizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jebma.v3i3.3119

Abstract

Latar belakang: Penelitian ini bertujuan untuk menyelidiki pengaruh kemampuan dan integritas terhadap kepercayaan konsumen dan minat beli pada toko Rengganis Collection, dimana ketika terlibat dalam transaksi bisnis online, sangat penting untuk membangun kepercayaan pelanggan melalui penanaman elemen-elemen seperti kompetensi perusahaan dan kejujuran dalam menjalankan bisnis. Metode: Penelitian ini menggunakan jumlah sampel sebanyak 100 orang. Metode pengambilan sampel menggunakan pendekatan purposive sampling. Alat pengumpulan data yang digunakan adalah kuesioner terstruktur, yang mencakup pertanyaan terbuka dan tertutup, serta bagian kuantitatif dengan skala Likert 4 poin. Penelitian ini menggunakan metode kuantitatif, dengan teknik analisis data adalah analisis regresi linier berganda. Hasil: Hasil penelitian menunjukkan bahwa kemampuan dan integritas berpengaruh positif dan signifikan terhadap kepercayaan konsumen, kemudian kepercayaan konsumen berpengaruh positif dan signifikan terhadap minat beli pada toko online Rengganis Collection. Kesimpulan: Penelitian ini menyimpulkan bahwa secara keseluruhan, penelitian ini menunjukkan bahwa kemampuan dan integritas toko online Rengganis Collection memiliki pengaruh positif dan signifikan terhadap kepercayaan konsumen. Kualitas produk, pengiriman produk, dan pelayanan pelanggan yang baik menjadi faktor-faktor penting yang membuat konsumen merasa yakin dan percaya pada toko online ini. Kemudian kepercayaan konsumen mampu meningkatkan minat beli konsumen pada toko Rengganis Collection.
SOSIALISASI BAHAYA PINJAMAN ONLINE ILEGAL DI DESALOPOK KABUPATEN SUMBAWA Muhammad Rizqi, Reza; Zulfikar Akbar, Arya; Hardiansyah, Rian
Dharma Pengabdian Perguruan Tinggi (DEPATI) Vol 5 No 2 (2025): November 2025
Publisher : Fakultas Sains dan Teknik, Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/5abasc75

Abstract

The development of financial technology (fintech) in Indonesia has opened up wider access to credit, but this has been accompanied by the rise of illegal online lending practices that are disturbing and harmful to the community. Rural communities, such as in Lopok Village, Sumbawa Regency, face unique vulnerabilities amid uneven digital penetration and financial literacy gaps, despite provincial statistics showing high literacy rates. In response to this issue, a community service team from the Faculty of Economics and Business, Sumbawa University of Technology (FEB UTS) implemented an outreach program aimed at increasing the understanding and awareness of the Lopok Village community regarding the dangers of illegal online lending. The activity employed participatory education methods, including lectures, discussions, and case studies, with program effectiveness evaluated through pre-test and post-test approaches. The evaluation results showed a significant increase in participants' knowledge across all measured indicators, including the ability to distinguish between legal and illegal online loans, awareness of the risks of personal data misuse, and knowledge of official complaint channels. This activity proves that targeted and contextual socialization is an effective empowerment strategy to protect rural communities from the threat of digital financial crime.
Co-Authors Anwar Sayyid Alayiddrus Audra Khosisa, Insan Fitriani, Nurida Hambali, Denny Hardiansyah, Rian Intan Syahfitri, Diah Jibrail, Ahmad Sriyatun Sugiarto, Aris Zulfikar Akbar, Arya