Dewi Umussyarofatul Latifah
Institut Agama Islam Negeri Curup

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Gold as a Ribawi Commodity and the Challenges of Digital Transactions (Analysis of DSN-MUI Fatwa No. 77/DSN-MUI/V/2010) Nurma Yunita; Alven Putra; Jul Hendri; Dewi Umussyarofatul Latifah; Imelda Delfiana
Taqrib : Journal of Islamic Studies and Education Vol. 4 No. 2 (2026): Taqrib : Journal of Islamic Studies and Education
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/taqrib.v4i2.1316

Abstract

Rapid technological advancements have brought new implications, particularly in muamalah transactions, one of which is gold an investment chosen by many due to its long-term value. This is worth examining because digital gold investments are now accessible to all segments of society, as they can be purchased in installments at very affordable prices. This study aims to determine whether digital gold aligns with Islamic principles, given that gold is classified as a ribawi commodity. This study is a qualitative literature review (Library Search), using the DSN-MUI Fatwa No. 77/DSN MUI/V/2010 as the primary reference, supplemented by Islamic legal texts and fiqh muamalah literature. Consequently, the findings of this discussion will explore the differing opinions of scholars regarding digital gold.