Gold as a Ribawi Commodity and the Challenges of Digital Transactions (Analysis of DSN-MUI Fatwa No. 77/DSN-MUI/V/2010)

Nurma Yunita (Institut Agama Islam Negeri Curup)
Alven Putra (Institut Agama Islam Negeri Curup)
Jul Hendri (Universitas Islam Negeri Fatmawati Sukarno)
Dewi Umussyarofatul Latifah (Institut Agama Islam Negeri Curup)
Imelda Delfiana (Institut Agama Islam Negeri Curup)

Taqrib : Journal of Islamic Studies and Education
Vol. 4 No. 2 (2026): Taqrib : Journal of Islamic Studies and Education

Rapid technological advancements have brought new implications, particularly in muamalah transactions, one of which is gold an investment chosen by many due to its long-term value. This is worth examining because digital gold investments are now accessible to all segments of society, as they can be purchased in installments at very affordable prices. This study aims to determine whether digital gold aligns with Islamic principles, given that gold is classified as a ribawi commodity. This study is a qualitative literature review (Library Search), using the DSN-MUI Fatwa No. 77/DSN MUI/V/2010 as the primary reference, supplemented by Islamic legal texts and fiqh muamalah literature. Consequently, the findings of this discussion will explore the differing opinions of scholars regarding digital gold.