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All Journal Didaktik : Jurnal Ilmiah PGSD STKIP Subang
Chaisar Wahyu Bima Pasaribu
Universitas Tjut Nyak Dhien
Education

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ANALISIS DAMPAK INFLASI KONSUMSI AKIBAT PELEMAHAN RUPIAH Nazwa Aisyahrani; Cakra Yudha; Raih Bintang Waruwu; Suprianu Maduwu; Suci Pridawati Laia; Donald Frensius Pasaribu; Chaisar Wahyu Bima Pasaribu
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 03 (2026): Volume 12 No. 3, September 2026 Publish
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i03.18242

Abstract

The depreciation of the rupiah against foreign currencies has contributed to rising inflation, which directly affects the purchasing power of the community, including university students. This study aims to analyze the impact of consumption inflation caused by the weakening rupiah on students' shopping behavior and lifestyle. This research employed a qualitative descriptive approach involving ten student informants selected through purposive sampling. Data were collected through in-depth interviews, observations, and documentation. Data analysis consisted of data reduction, data presentation, and conclusion drawing. The findings indicate that inflation has significantly influenced students' consumption patterns. Students tend to prioritize essential needs, reduce discretionary spending, seek more affordable products, and adopt financial management strategies to cope with increasing living costs. Although some students maintain a consumptive lifestyle due to social and technological influences, most respondents have become more selective and rational in making purchasing decisions. The study concludes that consumption inflation resulting from the weakening rupiah has altered students' shopping behavior and encouraged a more adaptive lifestyle.
ANALISIS PENGARUH KONDISI EKONOMI MAKRO TERHADAP KEPUTUSAN INVESTASI Irwanus Gulo; Magdalena Ndraha; Eni Sartika Telaumbanua; Teruskan Manao; Devi Kristiani; Chaisar Wahyu Bima Pasaribu; Donald Frensius Pasaribu
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 03 (2026): Volume 12 No. 3, September 2026 Publish
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i03.19096

Abstract

This study aims to analyze the influence of macroeconomic conditions on investment decisions. Macroeconomic conditions such as inflation, interest rates, exchange rates, and gross domestic product are important factors that influence investor considerations in determining investment decisions. This study used a qualitative descriptive method. The informants consisted of ten students of Universitas Tjut Nyak Dhien. Data were collected through in-depth interviews and analyzed through data reduction, data presentation, and conclusion drawing. The findings indicate that macroeconomic conditions influence investment decisions through changes in purchasing power, investment returns, risk perception, and financial planning. Inflation encourages individuals to reconsider their investment choices because rising prices reduce purchasing power and increase daily living expenses. Interest rates influence the attractiveness of saving and investment instruments, while exchange rate fluctuations increase uncertainty, particularly in investments related to foreign currencies and capital markets. Gross domestic product reflects economic activity and public income, which may influence the ability and willingness to invest. The study also shows that students tend to prioritize basic needs and emergency savings before making investment decisions. Limited income, lack of financial knowledge, and uncertainty about economic conditions become obstacles to investment. Therefore, financial literacy and understanding of macroeconomic indicators are needed to support more rational and careful investment decisions.
Co-Authors Cakra Yudha Devi Kristiani Donald Frensius Pasaribu Eni Sartika Telaumbanua Irwanus Gulo Magdalena Ndraha Nazwa Aisyahrani Raih Bintang Waruwu Suci Pridawati Laia Suprianu Maduwu Teruskan Manao