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Jamilah, Putri
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SYARIAH CARD KAJIAN NORMATIVE DAN FIQIH KEUANGAN lisman, muhammad; Jamilah, Putri
JURNAL ISLAMIKA Vol 3 No 1 (2020): Jurnal ISLAMIKA
Publisher : Fakultas Studi Islam Universitas Muhammadiyah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jsi.v3i1.1940

Abstract

Perkembangan teknologi dan informasi yang begitu pesat sangat berpengaruh terhadap perkembangan pelayanan perbankan, dapat dilihat dari munculnya produk-produk perbankan yang menawarkan berbagai manfaat, kemudahan, kenyamanan dan keamanan dalam bertransaksi barang dan jasa. Syariah Card atau kartu kredit syariah merupakan salah satu produk yang muncul sebagi respon perbankan dalam memanfaatkan perkembangan teknologi dan informasi. Sebagi produk yang mucul dari perbankan yang membawa bendera Islam tentunya ini tidak bisa lepas dari sorotan normatif fiqih Islam. Penelitian ini mencoba mengungkap secara mendalam tentang akad-akad yang digunakan pada produk Syariah Card atau kartu kredit dan bagaimana system operasionalnya dijalankan. Bentuk penelitian ini adalah normatif legal studies dengan menggunakan pendekatan normatif dan fiqih keungan dan bentuk datanya berupa data kualitatif. Poin-poin penting dari hasil penelitian ini adalah Fee atau ujrah yang boleh diambil pada transaksi kertu kredit adalah ujrah atas peran bank sebagai samsarah. Late charge dibolehkan selama dana tersebut diakui sebagai dana ummat (sosial) dan bank tidak mengambil keuntungan atau manfaat dari dana late charge tersebut. Member fee dibolehkan secara syariat Islam dengan syarat pelayanan harus setara dengan biaya administrasi yang dibebankan. Pada dasarnya penggunaan Kartu Kredit syariah itu boleh, akan tetapi ada beberapa hal yang membuat akad-akad pada kartu kredit syariah atau syariah card ini membuatnya menjadi haram yang harus diantispasi sebagai akibat dari kesalahan operasionalnya tidak dilakukan seperti konsep akad yang telah diatur dalam Islam.
KEBIJAKAN FISKAL UMAR BIN KHATTAB jamilah, putri
JURNAL ISLAMIKA Vol 4 No 1 (2021): jurnal ISLAMIKA
Publisher : Fakultas Studi Islam Universitas Muhammadiyah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jsi.v4i1.2506

Abstract

Tulisan ini membahas secara deskriptif kebijakan fiskal umar bin khatab.Khalifah Umar bin khatab merupakan khalifah kedua pasca masa Khulafaur Rasyidin. kebijakan fiskal adalah kebijakan yang dilakukan dalam mengelolah pendapatan dan pemasukan Negara. konsep kebijakan fiskal umar adalah konsep berdasarkan prinsiip syariah yang bertujuan untuk kemaslahatan umat. adapun kebijakan fiskal umar bin khattab adalah mendirikan lembaga baitul mal, mendirikan lembaga hisbah dan mendirikan lembaga-lembaga yang lain yang dapat menunjang perkonomian suatu Negara. Khalifah kedua ini sukses menerapkan kebijakan fiskal dalam menjalankan perekonomian dan bisa dijadikan acua dangan mengatur perekonomian Negara kita.
PENGARUH LABEL HALAL TERHADAP KEPUTUSAN PEMBELIAN MASYARAKAT DALAM MEMILIH TEMPAT MAKAN DI KOTA PEKANBARU : (STUDI KASUS MASYARAKAT MUSLIM KOTA PEKANBARU) jamilah, putri; sayhrullah, M. Syahrullah; Sulfy Sri Rasmy Polem
JURNAL ISLAMIKA Vol 6 No 1 (2023): jurnal ISLAMIKA
Publisher : Fakultas Studi Islam Universitas Muhammadiyah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jsi.v6i1.6274

Abstract

The halal label is halal information or evidence contained in every product that will be consumed by the public, in accordance with the provisions of Islamic law and legislation issued by the MUI. Having a halal label gives Muslims a sense of trust and caution when consuming food. Therefore, this research aims to find out how the halal label influences people's purchasing decisions in choosing a place to eat in Pekanbaru city. This research uses a quantitative method using a simple linear regression method. The population in this research is the Muslim community of Pekanbaru city of 5,622,998 people and a sample of 270 people using the simple random sampling method. Data collection used a questionnaire with data processing using the SPSS 26.0 analysis tool. The research results show a tcount value of 27.864, which means tcount > ttable of 1.969 with a significance level of 0.000<0.05, which means Ho is rejected and Ha is accepted, which means that there is a positive and significant influence between the halal label on people's purchasing decisions.
Literasi Keuangan Pada Anak Usia Dini di Selangor, Malaysia Sebagai Upaya Pembentukan Karakter Cerdas Mengelola Uang Jamilah, Putri; Busyro, Wahyi; Septianingsih, Rika; Lisman, Muhammad; Putri, Natasya Irny Cahyani
Jurnal Pengabdian UntukMu NegeRI Vol. 8 No. 1 (2024): Pengabdian Untuk Mu negeRI
Publisher : LPPM UMRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jpumri.v8i1.6913

Abstract

Pemahaman terkait uang merupakan bekal yang sangat penting di dunia pendidikan tak terkecuali pada anak usia dini atau sekolah dasar. Pemahaman keuangan merupakan bekal yang sangat penting untuk mereka miliki ketika memasuki usia produktif. Kegiatan pengabdian masyarakat dalam rangka meningkatkan literasi keuangan sejak dini dilakukan dengan dua metode. Metode pertama melalui kegiatan ceramah, yakni pemberian pengajaran pengelolaan keuangan yang sederhana Metode kedua adalah melalui metode gamifikasi, yakni Tim Dosen Prodi Perbankan Syariah Fakultas Studi Islam Universitas Muhammadiyah Riau bersama mahasiswa akan bersama –sama belajar dan bermain Bersama. Kegiatan ini bertujuan untuk memperkenalkan nilai uang kepada murid Tadika. Murid juga diajarkan cara mengelola uang, melihatkan produk buatan Malaysia, menjelaskan dampak makanan instant dan juga budaya antri ketika hendak membayar belanjaan yang telah mereka pilih. Tak hanya itu, murid pun diberikan kesempatan mencoba berbagai macam jenis buah, coklat dan makanan buatan AEON. Kata Kunci: Literasi Keuangan, Pembentukan Karakte, Anak Usia Dini
Inovasi pengolahan limbah plastik dan desain kemasan kreatif untuk peningkatan daya saing usaha mikro, kecil, dan menengah di Kelurahan Tuah Madani Jamilah, Putri; Elisabeth, Mayline; Hartanto, Pandu Tri; Muyadi, Nanang
Penamas: Journal of Community Service Vol. 4 No. 2 (2024): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v4i2.1217

Abstract

The problem of plastic waste is an urgent global issue today. Plastic waste is a type of waste that takes a very long time to decompose, so by accumulating plastic waste, it will become a waste that will damage natural ecosystems, both in the ocean and on land. This service activity aims to provide innovative solutions through integrated counseling that combines the transformation of plastic waste into value-added products with creative packaging design. This activity focuses on MSMEs as business actors with great potential in managing plastic waste. Through a series of trainings and workshops, MSMEs are expected to be able to increase productivity, competitiveness, and environmental awareness. The results of this activity show an increase in the ability of MSMEs to process plastic waste, create new, unique products, and increase income. In addition, this activity also succeeded in increasing public awareness of the importance of sustainable plastic waste management.
How do Islamic corporate social responsibility and environmental performance relate to company value? Rahmayanti, Dini; Arifah, Ziinatul; Jamilah, Putri
Jurnal Ekonomi & Keuangan Islam Volume 11 No. 1, January 2025
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JEKI.vol11.iss1.art8

Abstract

Purpose – This study aims to provide a comprehensive analysis of the impact of the investment opportunity set (IOS), profitability, Islamic corporate social responsibility (ICSR), and environmental performance (EP) on the value of environmentally sensitive companies. The research explores both short-term and long-term impacts of these variables on corporate value. Methodology – This study utilized Vector Error Correction Model (VECM) approach to analyze annual data from 2016 to 2022, focusing on environmentally sensitive companies in the Indonesian Sharia stock index. Findings – The VECM method yielded several key findings, including no significant impact of IOS on company value in either short or long term. However, variables such as ICSR, environmental performance, and profitability exhibited a significant influence on company value over the same timeframe.Implications – This study suggests that, to enhance credibility, companies should prioritize financial stability, credibility in financial reporting, social responsibility, and environmental regulations. They should identify the best investment opportunities and collaborate with the government to achieve environmental sustainability.Originality – Our study seeks to delve into the relationship between several variables, including IOS, profitability, ICSR, environmental performance, and the overall value of environmentally sensitive companies. This topic has not been explored in-depth by previous research, and our study aims to shed light on both short- and long-term effects of these factors on corporate value.
Analisis dan Inovasi dalam Marketing Pembiayaan Pada Produk Griya Hasanah BSI KCP Pekanbaru Arifin Ahmad Damayanti, Niken; Jamilah, Putri
JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Vol. 8 No. 1 (2025)
Publisher : PPJP ULM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jiep.v8i1.2138

Abstract

The growth of the financing sector in Indonesia has shown a significant increase, driven by the community's need for financial access for productive consumption and investment. Bank Syariah Indonesia (BSI) through its Griya Hasanah product seeks to meet the need for home ownership with sharia principles. This study uses a qualitative descriptive case study approach, with data obtained from observations and interviews at BSI KCP Pekanbaru Arifin Ahmad. The results of the study indicate that digitalization and changes in consumer behavior affect customer expectations for fast, transparent, and flexible financing services. BSI faces challenges from fintech and digital banks that offer innovative services and competitive costs. Therefore, a more personalized and effective digital-based marketing strategy is needed, as well as the use of big data and artificial intelligence to improve customer experience. In addition, analysis and innovation in the Griya Hasanah product must consider sharia principles and market needs. Recommendations for BSI include the development of a profit and loss sharing financing model to increase competitiveness and provide added value to customers. This study provides insight into the dynamics and challenges in developing sharia financing products in the digital era.
Descriptive Study: Clinical and Histopathological Aspects of Ovarian Cyst in Tarakan Hospital Period 2020-2023 Jamilah, Putri; Reni Angeline; Shintia Christina; Erma Mexcorry Sumbayak
Jurnal MedScientiae Vol. 4 No. 1 (2025): April
Publisher : Universitas Kristen Krida Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36452/jmedscientiae.v4i1.3581

Abstract

Ovarian cysts are a common gynecological condition that can be benign or malignant. Ovarian cysts are often asymptomatic, but can cause disruption of ovarian function and have the potential to develop into cancer. This study aims to determine the prevalence rate of ovarian cysts based on clinical and histopathological features at Tarakan District Hospital in the 2020-2023 period. This descriptive study used a cross-sectional design with data obtained from the anatomical pathology laboratory archives and medical records at Tarakan District Hospital. The research sample consisted of 427 subjects. The results of the study showed that the most common clinical picture was an enlarged abdominal lump (48.7%), the most common clinical diagnosis was ovarian cyst (25.5%), the most common histopathological diagnosis was endometriosis cyst (40.75%), and the most common age group was ≥19-<45 years old (52.7%). The analysis showed that the prevalence of ovarian cysts was highest in this age group, with endometriosis cysts as the most frequently found type based on anatomical pathology examination. Based on these results, it can be concluded that ovarian cysts most often occur at ages ≥19-<45 years with endometriosis cysts being the most common type.
Peningkatan pengetahuan dan perilaku peduli lingkungan melalui edukasi pemilahan sampah di SD Negeri 04 Sam Sam Jamilah, Putri; Ryandi, Muhammad; Nabilla, Sarah
Penamas: Journal of Community Service Vol. 5 No. 4 (2025): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v5i4.2293

Abstract

Awareness of the importance of protecting the environment needs to be instilled from an early age. Environmental education in schools plays a vital role in shaping students' character and habits, but is often limited to theoretical concepts in the classroom. This community service activity aims to describe the role of KKN students in instilling values of environmental care among students of SD Negeri 04 Sam Sam. This activity was attended by approximately 30 fourth-grade students from SD Negeri 04 Sam Sam, who actively participated in each stage of the program. The program included educational outreach on types of waste and their dangers, as well as practical actions for sorting waste by type. The results of the activity showed a significant increase in students' knowledge and behaviour related to environmental cleanliness. Students were able to distinguish between organic and inorganic waste and showed high enthusiasm for cleanliness activities at school. The presence of KKN students as facilitators and role models proved effective in creating a fun, interactive learning atmosphere, thereby enhancing the effectiveness of the environmental awareness education process.
Pemberdayaan Masyarakat Melalui Toga Sebagai Penopang Ketahanan Pangan Keluarga Avenza, Muhammad Fakri; Pramudita, Khesya Risma; Syawalinda, Rara Nagita; Putri, Nita Noviana; Lipa, Jesi; Dachi, Septiana; Ramadhan, Hamzah Rizal; Husaini, Said; Sari, Anike Endah; Khairiyah, Ghina Puteri; Setyo Pamungkas, Rizki Catur; Dwiansyah, Luky; Jamilah, Putri
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 4 (2025): Edisi Oktober - Desember
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v6i4.7107

Abstract

Ketahanan pangan merupakan salah satu isu penting yang menjadi perhatian global, termasuk di tingkat keluarga. Upaya sederhana untuk mendukung ketahanan pangan adalah dengan memanfaatkan Tanaman Obat Keluarga (TOGA) yang dapat ditanam di pekarangan rumah. Desa Libo Jaya memiliki potensi dalam pengembangan toga, namun masyarakat masih minim pengetahuan dan pemahaman mengenai manfaatnya, sehingga toga belum dimanfaatkan secara maksimal. Kegiatan pengabdian ini bertujuan untuk meningkatkan pemahaman, keterampilan, dan kesadaran masyarakat Desa Libo Jaya dalam menanam serta memanfaatkan toga. Metode pelaksanaan meliputi observasi, sosialisasi, penyuluhan, pembuatan taman, penanaman toga, serta monitoring dan evaluasi. Peserta kegiatan berjumlah ±35 orang yang terdiri dari ibu rumah tangga, perangkat desa, dan pemuda setempat. Hasil kegiatan menunjukkan peningkatan pengetahuan masyarakat mengenai manfaat toga. Kendala yang dihadapi berupa keterbatasan dana dan partisipasi masyarakat yang belum merata, namun dapat diatasi dengan dukungan desa serta kreativitas tim KKN MAs. Dengan adanya taman TOGA ini, masyarakat tidak hanya memperoleh tanaman obat, tetapi juga mampu mendukung ketahanan pangan keluarga melalui pemanfaatan sumber daya lokal. Meskipun terdapat kendala seperti keterbatasan dana dan partisipasi yang belum merata, hal tersebut dapat diatasi dengan dukungan pemerintah desa dan kreativitas tim KKN, sehingga kegiatan ini secara efektif menumbuhkan kemandirian masyarakat.
Co-Authors Arifah, Ziinatul Avenza, Muhammad Fakri Dachi, Septiana Damayanti, Niken Dwiansyah, Luky Elisabeth, Mayline Erma Mexcorry Sumbayak Hartanto, Pandu Tri Husaini, Said Khairiyah, Ghina Puteri Lipa, Jesi Lisman, Muhammad Muyadi, Nanang Nabilla, Sarah Pramudita, Khesya Risma Putri, Natasya Irny Cahyani Putri, Nita Noviana Rahmayanti, Dini Ramadhan, Hamzah Rizal Reni Angeline rika septianingsih Ryandi, Muhammad Sari, Anike Endah sayhrullah, M. Syahrullah Setyo Pamungkas, Rizki Catur Shintia Christina Sulfy Sri Rasmy Polem Syawalinda, Rara Nagita Wahyi Busyro, Wahyi