Garuda - Garba Rujukan Digital

SOCIAL CAPITAL AND COMMUNITY RESILIENCE IN POST-PANDEMIC LOCAL ECONOMIES Arif Budi Raharja; Nyoman Dwika Ayu Amrita
Journal of Economics, Accounting, Business, Management, Engineering and Society Vol. 3 No. 2 (2026): Kisa Institute : February 2026
Publisher : PT. Kreatif Indonesia Satu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Background: Recovery is partly an economic process and partly a relational one. Communities with functioning networks can circulate information, extend informal support and coordinate collective action more quickly, yet strong internal ties can also exclude outsiders when bridging links are weak. Aims: This article examines the mechanisms that connect the topic to organizational or policy performance and identifies the conditions that make those mechanisms stronger or weaker. Research Method: A structured narrative review integrates peer-reviewed research with authoritative policy, statistical, and professional sources, including OECD (2024c); World Bank (2025). Sources are coded by outcome, mechanism, boundary condition, and practical implication. Results and Conclusion: The synthesis indicates that outcomes are heterogeneous. Social capital should not be romanticized. Trust can lower transaction costs, but closed networks may reproduce inequality, discourage new ideas or leave vulnerable groups outside the relationships through which opportunities are distributed. Six recurring themes show that implementation quality, information, capability, and institutional context frequently matter as much as the headline policy or technology. Contribution: The article offers an evidence-based framework for local communities, small businesses and civic organizations that translates the literature into decision principles without claiming primary data that were not collected.

RENEWABLE ENERGY ENGINEERING ADOPTION IN REGIONAL INDUSTRY: BARRIERS AND ENABLERS Adang Haryaman; Arif Budi Raharja
Journal of Economics, Accounting, Business, Management, Engineering and Society Vol. 3 No. 4 (2026): Kisa Institute : April 2026
Publisher : PT. Kreatif Indonesia Satu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Background: Renewable-energy adoption in industry is an engineering and organizational problem as much as an energy-policy problem. A technology can be commercially mature but still difficult to deploy when load profiles, grid rules, space, financing or maintenance capacity do not fit the site. Aims: This article examines the mechanisms that connect the topic to organizational or policy performance and identifies the conditions that make those mechanisms stronger or weaker. Research Method: A structured narrative review integrates peer-reviewed research with authoritative policy, statistical, and professional sources, including OECD (2024a); IEA (2024b). Sources are coded by outcome, mechanism, boundary condition, and practical implication. Results and Conclusion: The synthesis indicates that outcomes are heterogeneous. Headline cost comparisons can be misleading. Industrial users value reliability, power quality and predictable operating conditions, so a cheaper unit of renewable energy is not automatically a lower-risk production solution. Six recurring themes show that implementation quality, information, capability, and institutional context frequently matter as much as the headline policy or technology. Contribution: The article offers an evidence-based framework for regional industrial firms and energy planners that translates the literature into decision principles without claiming primary data that were not collected.

SOCIAL INEQUALITY AND ACCESS TO DIGITAL FINANCIAL SERVICES Maya Ariyanti; Arif Budi Raharja
Journal of Economics, Accounting, Business, Management, Engineering and Society Vol. 3 No. 6 (2026): Kisa Institute : June 2026
Publisher : PT. Kreatif Indonesia Satu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Background: Digital financial services can lower the physical cost of reaching customers, but access is only the first step. People need a usable device, connectivity, identification, confidence, affordable products and enough financial resilience to benefit from an account. Aims: This article examines the mechanisms that connect the topic to organizational or policy performance and identifies the conditions that make those mechanisms stronger or weaker. Research Method: A structured narrative review integrates peer-reviewed research with authoritative policy, statistical, and professional sources, including BPS (2026); OECD (2024b). Sources are coded by outcome, mechanism, boundary condition, and practical implication. Results and Conclusion: The synthesis indicates that outcomes are heterogeneous. Digitalization can reproduce inequality when services assume constant connectivity, high literacy or confidence with automated interfaces. An account that is technically available but rarely used for saving, borrowing or risk management should not be treated as full inclusion. Six recurring themes show that implementation quality, information, capability, and institutional context frequently matter as much as the headline policy or technology. Contribution: The article offers an evidence-based framework for households, small businesses and financial- service providers that translates the literature into decision principles without claiming primary data that were not collected.

EXCHANGE RATE FLUCTUATION AND EXPORT COMPETITIVENESS OF LOCAL INDUSTRIES Arif Budi Raharja; Raden Roro Fatma Sari
Journal of Economics, Accounting, Business, Management, Engineering and Society Vol. 3 No. 9 (2026): September 2026
Publisher : PT. Kreatif Indonesia Satu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Background: A weaker rupiah can improve the foreign-currency price of Indonesian exports, but the advantage is conditional. Firms that depend heavily on imported components, machinery or foreign- currency debt can experience higher costs at the same time that export receipts increase. Aims: This article examines the mechanisms that connect the topic to organizational or policy performance and identifies the conditions that make those mechanisms stronger or weaker. Research Method: A structured narrative review integrates peer-reviewed research with authoritative policy, statistical, and professional sources, including Yanti et al. (2026); Sumiyati (2020). Sources are coded by outcome, mechanism, boundary condition, and practical implication. Results and Conclusion: The synthesis indicates that outcomes are heterogeneous. The most important distinction is between the level of the exchange rate and its volatility. Predictable depreciation can be incorporated into contracts and pricing more easily than abrupt two-way movement that changes margins between quotation, production and settlement. Six recurring themes show that implementation quality, information, capability, and institutional context frequently matter as much as the headline policy or technology. Contribution: The article offers an evidence-based framework for local exporters and manufacturing firms that translates the literature into decision principles without claiming primary data that were not collected.

GREEN TECHNOLOGY INVESTMENT AND OPERATIONAL EFFICIENCY IN REGIONAL MANUFACTURING INDUSTRIES Adang Haryaman; Arif Budi Raharja
Journal of Economics, Accounting, Business, Management, Engineering and Society Vol. 3 No. 2 (2026): Kisa Institute : February 2026
Publisher : PT. Kreatif Indonesia Satu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Background: Green investment can reduce waste and energy intensity, but returns depend on process redesign, utilization, maintenance, workforce skills, and the quality of investment appraisal. Aim: The current analysis explains how the relationship between the focal practices and operational efficiency operates in regional manufacturing firms evaluating energy-efficient equipment, cleaner production, monitoring systems, and circular-resource practices. Method: A structured narrative review integrates peer-reviewed research and authoritative institutional sources. Published findings is coded by mechanism, boundary condition, practice development risk, and practical implication. Results: The synthesis identifies six linked mechanisms: energy and material productivity, life-cycle investment appraisal, process integration, maintenance capability, supplier and worker participation, measurement of environmental and operating outcomes. The synthesis indicates that outcomes depend less on nominal adoption than on practice development quality, governance, learning, and fit with local capacity. Conclusion: Decision makers should define the expected outcome, assign responsibility, establish a small set of auditable indicators, and revise the intervention when published findings contradicts its assumptions. Contribution: The synthesis provides a conditional framework without claiming primary data that were not collected.

OMNICHANNEL CUSTOMER EXPERIENCE CAPABILITY: INTEGRATING DATA, SERVICE DESIGN, AND MARKETING PERFORMANCE Arif Budi Raharja; Asep Gunawan
Journal of Jabar Economic Society Networking Forum Vol. 3 No. 1 (2026): JESOCIN - January
Publisher : Organisasi Masyarakat Kreatif Indonesia Emas

Show Abstract | Download Original | Original Source | Check in Google Scholar

Background: Organizations increasingly depend on omnichannel customer experience capability, yet visible activity does not by itself demonstrate reliable capability or sustainable value. Fragmented responsibilities, weak evidence, and locally optimized metrics can cause decisions about service consistency to create unmanaged exposure elsewhere. Aim: This article develops a governance framework that connects omnichannel customer experience capability, service consistency, and fair value exchange through five mutually reinforcing capabilities: customer insight, service consistency, fair value exchange, responsive recovery, and trust and learning. Method: The paper uses an integrative conceptual review. Established management research, professional standards, and institutional guidance are synthesized through construct clarification, mechanism mapping, risk-control analysis, and proposition development. It does not report respondents, sample statistics, or causal estimates. Results: The synthesis indicates that performance becomes more resilient when decision rights, data definitions, controls, escalation paths, and learning routines are designed as one management system. The proposed model links each capability to observable evidence and balanced indicators. Contribution: The article offers an auditable implementation sequence and propositions that can be tested in later empirical research.

FAIR PARTICIPATION OF MSMES IN PLATFORM ECONOMIES: A GOVERNANCE MODEL FOR DATA, ACCESS, AND RECIPROCAL VALUE Afferdhy Ariffien; Arif Budi Raharja
Journal of Jabar Economic Society Networking Forum Vol. 3 No. 4 (2026): JESOCIN - April
Publisher : Organisasi Masyarakat Kreatif Indonesia Emas

Show Abstract | Download Original | Original Source | Check in Google Scholar

Background: Organizations increasingly depend on fair participation, yet visible activity does not by itself demonstrate reliable capability or sustainable value. Fragmented responsibilities, weak evidence, and locally optimized metrics can cause decisions about msmes in platform economies to create unmanaged exposure elsewhere. Aim: This article develops a governance framework that connects fair participation, msmes in platform economies, and human judgment through five mutually reinforcing capabilities: data integrity, model and technology controls, human judgment, accountability, and continuous monitoring. Method: The paper uses an integrative conceptual review. Established management research, professional standards, and institutional guidance are synthesized through construct clarification, mechanism mapping, risk-control analysis, and proposition development. It does not report respondents, sample statistics, or causal estimates. Results: The synthesis indicates that performance becomes more resilient when decision rights, data definitions, controls, escalation paths, and learning routines are designed as one management system. The proposed model links each capability to observable evidence and balanced indicators. Contribution: The article offers an auditable implementation sequence and propositions that can be tested in later empirical research.

RESPONSIBLE INNOVATION IN PRODUCT PORTFOLIO GOVERNANCE: BALANCING EXPERIMENTATION, RISK, AND VALUE Arif Budi Raharja; Diah Fatma Sjoraida
Journal of Jabar Economic Society Networking Forum Vol. 3 No. 8 (2026): JESOCIN - August
Publisher : Organisasi Masyarakat Kreatif Indonesia Emas

Show Abstract | Download Original | Original Source | Check in Google Scholar

Background: Organizations increasingly depend on responsible innovation in product portfolio governance, yet visible activity does not by itself demonstrate reliable capability or sustainable value. Fragmented responsibilities, weak evidence, and locally optimized metrics can cause decisions about capability development to create unmanaged exposure elsewhere. Aim: This article develops a governance framework that connects responsible innovation in product portfolio governance, capability development, and role clarity through five mutually reinforcing capabilities: inclusive participation, capability development, role clarity, fair accountability, and institutional learning. Method: The paper uses an integrative conceptual review. Established management research, professional standards, and institutional guidance are synthesized through construct clarification, mechanism mapping, risk-control analysis, and proposition development. It does not report respondents, sample statistics, or causal estimates. Results: The synthesis indicates that performance becomes more resilient when decision rights, data definitions, controls, escalation paths, and learning routines are designed as one management system. The proposed model links each capability to observable evidence and balanced indicators. Contribution: The article offers an auditable implementation sequence and propositions that can be tested in later empirical research.

Interest Rate Sensitivity of Small Business Investment under Economic Uncertainty Raden Roro Fatma Sari; Arif Budi Raharja
Journal of Economics, Accounting, Business, Management, Engineering and Society Vol. 1 No. 13 (2024): KISA Institute: December 2024
Publisher : PT. Kreatif Indonesia Satu

Show Abstract | Download Original | Original Source | Check in Google Scholar

This integrative review examines the following Indonesia-focused question: How sensitive is small-business investment to interest rates when uncertainty raises the value of waiting and financing constraints limit access to external capital? The analysis treats small business as a conditional economic mechanism rather than a stand-alone headline indicator and evaluates how it interacts with investment. For small business, peer-reviewed research is read together with current official statistical and policy material, with Indonesia-specific evidence given priority and international studies used to clarify mechanisms. Across the reviewed material, the effect of small business varies with exposure, timing, market structure, institutional arrangements, and the capacity of decision makers to adjust. The article therefore develops a mechanism-based interpretation that distinguishes first-round transmission, behavioral response, and boundary conditions for investment. No primary survey, interview, firm observation, or regression estimate is manufactured for this small business conceptual review; empirical claims remain attributed to their original sources. The resulting small business framework supports differentiated measurement and identifies an Indonesia-specific research agenda for testing the proposed channels with more granular data.

Digital Payment Adoption and Household Consumption Patterns in Urban West Java A Conceptual Framework Arif Budi Raharja; Maya Ariyanti
Journal of Economics, Accounting, Business, Management, Engineering and Society Vol. 3 No. 10 (2026): Kisa Institute : October 2026
Publisher : PT. Kreatif Indonesia Satu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Purpose: This conceptual article explains the relationship between digital payment adoption and household consumption in the Indonesian context. Approach: It integrates theoretical arguments and prior studies through a structured narrative review. Conceptual synthesis: The framework identifies payment convenience, transaction visibility, and reduced purchasing friction as the principal explanatory channels. The relationships depend on financial literacy, household budgeting discipline, merchant acceptance, and consumer protection. Conclusion: The framework provides testable propositions for future empirical research. No primary survey, interview, experiment, or regression result is claimed.

Title

Found 14 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 14 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 14 Documents
Search