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Efraim Sumaiku
ilmu sosial dan ilmu politik

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Analisis Rasio Keuangan Untuk Mengukur Kinerja Keuangan Pada PT Bank Rakyat Indonesia Tbk Efraim Sumaiku; Tinneke M Tumbel; Joula Jety Rogahang
Productivity Vol 5 No 4 (2024): Desember 2024
Publisher : Program Studi Administrasi Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/ejp.v5i4.57582

Abstract

This study aims to evaluate the financial performance of PT Bank Rakyat Indonesia Tbk using liquidity ratios, solvency ratios, and profitability ratios for the period 2020–2023. The research location is PT Bank Rakyat Indonesia Tbk, and the research method used is quantitative descriptive research. The data source is secondary data, and the data collection techniques include documentation and literature review. The data analysis technique employed is financial ratio analysis. The results of the study show that the liquidity ratios of PT Bank Rakyat Indonesia Tbk for the period 2020 to 2023, using the cash ratio and quick ratio, indicate a less favorable performance in meeting short-term obligations and repaying deposits. The solvency ratios of PT Bank Rakyat Indonesia Tbk for the same period, using the equity to asset ratio and equity to loan ratio, show good performance because lower equity to asset and equity to loan ratios are better. The profitability ratios of PT Bank Rakyat Indonesia Tbk for 2020 to 2023, using ROA and ROE, show very good performance as the ROA values are above 1% and continue to increase year by year, while the ROE values are above 8% and also continue to rise annually.