Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal Productivity
Joula Jety Rogahang
Business Adminstration Study Program

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Analisis Rasio Keuangan Untuk Mengukur Kinerja Keuangan Pada PT Bank Rakyat Indonesia Tbk Efraim Sumaiku; Tinneke M Tumbel; Joula Jety Rogahang
Productivity Vol 5 No 4 (2024): Desember 2024
Publisher : Program Studi Administrasi Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/ejp.v5i4.57582

Abstract

This study aims to evaluate the financial performance of PT Bank Rakyat Indonesia Tbk using liquidity ratios, solvency ratios, and profitability ratios for the period 2020–2023. The research location is PT Bank Rakyat Indonesia Tbk, and the research method used is quantitative descriptive research. The data source is secondary data, and the data collection techniques include documentation and literature review. The data analysis technique employed is financial ratio analysis. The results of the study show that the liquidity ratios of PT Bank Rakyat Indonesia Tbk for the period 2020 to 2023, using the cash ratio and quick ratio, indicate a less favorable performance in meeting short-term obligations and repaying deposits. The solvency ratios of PT Bank Rakyat Indonesia Tbk for the same period, using the equity to asset ratio and equity to loan ratio, show good performance because lower equity to asset and equity to loan ratios are better. The profitability ratios of PT Bank Rakyat Indonesia Tbk for 2020 to 2023, using ROA and ROE, show very good performance as the ROA values are above 1% and continue to increase year by year, while the ROE values are above 8% and also continue to rise annually.
Pengaruh Literasi Keuangan terhadap Keputusan Investasi di Pasar Modal pada Mahasiswa: David Imanuel Welan; Tinneke M Tumbel; Joula Jety Rogahang
Productivity Vol 5 No 4 (2024): Desember 2024
Publisher : Program Studi Administrasi Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/ejp.v5i4.58989

Abstract

Focusing on planning in investment decision-making enhances individual maturity and can also help reduce potential losses. It is important that investment decisions are based on strong financial knowledge or financial literacy to ensure clear and purposeful choices. Low literacy levels among the public, especially students who are expected to be agents of change, cause them to tend to believe and be trapped in illegal investments. This study aims to determine the effect of financial literacy on investment decisions in the capital market in college students. This study uses a number-based method or quantitative approach. The results showed that the financial literacy variable on investment decisions had good results. This can be seen in the significance value of 0.002. Financial literacy also plays an important role in shaping students' attitudes towards investment; students who have adequate knowledge about investment and a positive understanding of its benefits tend to have a more positive attitude towards investment.
Co-Authors David Imanuel Welan Efraim Sumaiku Tinneke M Tumbel