Productivity
Vol 5 No 4 (2024): Desember 2024

Analisis Rasio Keuangan Untuk Mengukur Kinerja Keuangan Pada PT Bank Rakyat Indonesia Tbk

Efraim Sumaiku (ilmu sosial dan ilmu politik)
Tinneke M Tumbel (Business Adminstration Study Program)
Joula Jety Rogahang (Business Adminstration Study Program)



Article Info

Publish Date
30 Dec 2024

Abstract

This study aims to evaluate the financial performance of PT Bank Rakyat Indonesia Tbk using liquidity ratios, solvency ratios, and profitability ratios for the period 2020–2023. The research location is PT Bank Rakyat Indonesia Tbk, and the research method used is quantitative descriptive research. The data source is secondary data, and the data collection techniques include documentation and literature review. The data analysis technique employed is financial ratio analysis. The results of the study show that the liquidity ratios of PT Bank Rakyat Indonesia Tbk for the period 2020 to 2023, using the cash ratio and quick ratio, indicate a less favorable performance in meeting short-term obligations and repaying deposits. The solvency ratios of PT Bank Rakyat Indonesia Tbk for the same period, using the equity to asset ratio and equity to loan ratio, show good performance because lower equity to asset and equity to loan ratios are better. The profitability ratios of PT Bank Rakyat Indonesia Tbk for 2020 to 2023, using ROA and ROE, show very good performance as the ROA values are above 1% and continue to increase year by year, while the ROE values are above 8% and also continue to rise annually.

Copyrights © 2024






Journal Info

Abbrev

productivity

Publisher

Subject

Description

Productivity focuses primarily on scholarly developments in Business Administration and Management. The journal publishes original and high-quality research that advances theoretical understanding, empirical knowledge, managerial practices, and policy discussions related to business organizations ...