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All Journal Al-Sharf: Jurnal Ekonomi Islam Indonesian Journal of Business and Entrepreneurship Research
Hablil Ikhwana
Universitas Alwashliyah Medan
Economics, Econometrics & Finance Social Sciences

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The Influence of Currency Redenomination Socialization on the Financial Literacy Level of MSMEs in Medan City Ilfi Rahmi Putri; Hablil Ikhwana; Suriana Suriana; Rizky Wiranata Kenanto
Al-Sharf: Jurnal Ekonomi Islam Vol 7, No 3 (2026)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v7i3.13932

Abstract

The planned currency redenomination policy often triggers confusion and anxiety among business actors due to a lack of initial understanding and potential misperceptions (money illusion). This study aims to analyze the effect of currency redenomination socialization on the financial literacy level of Micro, Small, and Medium Enterprises (MSMEs) in Medan City. Employing a quantitative approach with a survey method, data collection was carried out through questionnaires distributed to 100 MSME respondents in Medan Amplas, Medan Denai, and Medan Tembung Districts, selected using a random sampling technique. The collected data were analyzed using descriptive statistical tests and simple linear regression with the assistance of SPSS version 26 software. The results indicate that currency redenomination socialization has a positive and significant partial effect on the financial literacy level of MSMEs in Medan City, yielding a regression coefficient of 0.259 and explaining 14.6% of the variance (R² = 0.146). It can be concluded that structured socialization is one of the instruments that can enhance financial literacy, although other factors also play a substantial role, and it helps MSMEs build psychological readiness, rational pricing mechanisms, and optimal bookkeeping records in facing future monetary policy transitions.
Entrepreneurial Competency, AI Capability, and Learning Agility in Business Sustainability: The Mediating Role of Knowledge Sharing among Women Batik Entrepreneurs Dian Purnama Sari; Hablil Ikhwana; Ahmad Harun Daulay; Ade Rahma Ayu; Vina Winda Sari
Indonesian Journal of Business and Entrepreneurship Research Vol. 4 No. 4 (2026): November 2026: Indonesian Journal of Business and Entrepreneurship Research
Publisher : Department of Business and Entrepreneurship, Faculty of Economics and Business, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/ijober.v4i4.415

Abstract

Women-owned micro and small enterprises are central to keeping traditional creative industries competitive, yet their capacity to endure over the long run is being tested by fast-moving digital change. Although digital technology and entrepreneurial capability have attracted considerable scholarly interest, few studies have explored whether entrepreneurial competency, AI capability, and learning agility relate to business sustainability through knowledge sharing. Building on the Knowledge-Based View (KBV), this study models the links among these five constructs in the setting of women batik entrepreneurs, with particular attention to knowledge sharing as a channel connecting the three capabilities to sustainability. Survey data were gathered from women who run batik businesses in the main production clusters of Cirebon Regency, Indonesia, yielding 245 usable questionnaires, which were analysed with PLS-SEM in SmartPLS 4. Entrepreneurial competency, AI capability, and learning agility each displayed a positive link with knowledge sharing. AI capability and learning agility were also directly and positively linked to business sustainability, while the direct path from entrepreneurial competency was non-significant. All three capabilities had significant indirect links to sustainability via knowledge sharing. In line with KBV, the results point to knowledge sharing as a route by which capabilities held by the owner translate into a more durable business. The evidence, drawn from women-led batik firms, carries implications for agencies that support entrepreneurs and wish to foster knowledge exchange, technological skills, and a learning orientation within traditional creative sectors.  
Co-Authors Ade Rahma Ayu Ahmad Harun Daulay Dian Purnama Sari Putri, Ilfi Rahmi Rizky Wiranata Kenanto Suriana Suriana Vina Winda Sari