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POTENSI INDUSTRI HALAL DI INDONESIA: SEBUAH TINJAUAN PUSTAKA SISTEMATIS Malihah, Lola; Karimah, Husna; Zabidi, Haya; Haryanti, Peni
JURNAL RISET PEMBANGUNAN Vol 7, No 1 (2024)
Publisher : BADAN PENELITIAN DAN PENGEMBANGAN DAERAH PROVINSI KALIMANTAN TIMUR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36087/jrp.v7i1.179

Industri halal kini menjadi tren di berbagai penjuru dunia. Bukan hanya di negara-negara dengan mayoritas penduduk Muslim, industri halal juga mulai berkembang di negara-negara dengan mayoritas penduduk non-Muslim. Hal ini terjadi karena aspek halal dianggap sebagai indikator universal untuk menjamin kualitas produk dan standar hidup. Oleh karena itu, industri halal memiliki peluang besar untuk menguasai pasar global jika dikembangkan secara optimal. Penelitian ini bertujuan untuk mengeksplorasi potensi industri halal di Indonesia melalui peninjauan terhadap berbagai karya ilmiah sebelumnya. Dalam penelitian ini menggunakan metode SLR (Sytematic Liberature Review) Sebanyak 16 karya ilmiah yang membahas industri halal dengan sumber metadata dari Google Scholar dalam rentang waktu 2018-2022 telah dianalisis. Hasil penelitian menunjukkan bahwa, sebagai negara dengan mayoritas penduduk Muslim, sektor makanan halal merupakan sektor unggulan yang memiliki potensi besar dalam industri halal di Indonesia. selain itu, terdapat sektor yang tidak kalah memiliki potensi besar di negara Muslim khususnya Indonesia yakni meliputi sektor fesyen halal, parawisata halal, keuangan syariah, kosmetik dan farmasi halal. Dalam hal ini kerjasama antara konsumen, produsen dan pemerintah sangat diperlukan untuk mendukung kemajuan dan perkembangan potensi industri halal baik dalam lingkup nasional maupun dunia.

SOSIALISASI EKONOMI SIRKULAR SEBAGAI BAGIAN DARI EKONOMI HIJAU DI DESA BAWAHAN PASAR KECAMATAN MATARAMAN KABUPATEN BANJAR Malihah, Lola; Karimah, Husna; Musfida Afif, Ahmad; Syarif Hidayatullah, Muhammad
JURNAL PENGABDIAN KEPADA MASYARAKAT Vol 14 No 1 (2024): Juli 2024
Publisher : LPPM UNINUS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30999/jpkm.v14i1.3152

Waste as a waste material from human consumption activities is inevitable. The amount of waste that continues to increase every year has caused many changes to the environment, especially unmanaged plastic waste. This Community Service activity aims to socialize economic potential through the use of household waste, especially those made from plastic. The target of this activity is housewives in Subordinate Market Village. Some things to consider include: housewives carrying out daily activities are always related to household waste, and a lot of household waste is not managed because there is no waste bank in the village. Through this socialization activity, it is hoped that housewives can utilize their household waste by making it into handicraft items that have economic value. But if it is not possible, they can do a simple thing by sorting wet and dry waste, so that household waste from plastic can be deposited into the waste bank or sold to scavengers. So that the amount of waste that is not kola can be reduced and environmental improvement efforts can be implemented. After this activity, the plastic waste management system was carried out by teachers in the local village's Early Childhood Education (PAUD), where mothers in this village were allowed to torture their waste. Keywords: Circular economic, Green economics, Garbage,

Peluang dan tantangan pengelolaan kegiatan ekonomi sirkular di Tempat Pemrosesan Akhir (TPA) Cahaya Kencana Martapura karimah, Husna; Malihah, Lola; Rahmah, Melyda; Nawiyah, Lailan
e-Jurnal Ekonomi Sumberdaya dan Lingkungan Vol. 12 No. 1 (2023): e-Jurnal Ekonomi Sumberdaya dan Lingkungan
Publisher : Konsentrasi Ekonomi Sumberdaya Alam dan Manusia, Prodi Ekonomi Pembangunan, Fakultas Ekonomi dan Bisnis, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jesl.v12i1.20967

Abstract Government of Banjar regency, South Kalimantan attempts to resolve the environmental problem especially in waste management. This research aims to determine the circular economy activities in Cahaya Kencana Landfill site and observes the impacts from economy, environmental, and academic purposes. In addition, this research identifies the challenges and opportunities of the implementation of waste management of Banjar Regency. The research method is based on descriptive and qualitative research by in depth interview with the stakeholders. The result showed Cahaya Kencana Landfill has conducted many educational activities about waste management, increasing job vacancy for people around the landfill, bio-gas installations for electricity in the regency. Moreover, this landfill has great potential to be a place that applied reduce-reuse-recycle activities. In addition, the opportunities that can be increases is relive the waste bank considerably. However, the increasing of waste volumes are being great challenges for the government to expand the landfill area. Keywords: Circular economy, landfill site, Banjar Regency, South kalimantan Abstrak Upaya pemerintah Kabupaten Banjar, Kalimantan Selatan untuk memperbaiki kondisi lingkungan khususnya dalam pengelolaan sampah di daerah. Tujuan penelitian ini adalah mengetahui kegiatan ekonomi sirkular di TPA Cahaya Kencana dan meneliti dampak yang dihasilkan ditinjau dari aspek ekonomi, lingkungan, dan akademik serta melihat peluang dan tantangan dari implementasi aturan pengelolaan sampah Kabupaten Banjar. Penelitian ini menggunakan metode penelitian deskriptif dengan pendekatan kualitatif di Tempat Pemrosesan Akhir (TPA) Cahaya Kencana Martapura dan dilakukan dengan cara wawancara mendalam dengan stakeholder. Hasil penelitian menunjukkan bahwa TPA Cahaya Kencana sudah banyak melakukan kegiatan edukasi tentang sampah kepada masyarakat maupun stakeholder, meningkatkan lapangan pekerjaan warga sekitar, adanya instalasi gas bio untuk pasokan listrik masyarakat. Selain itu TPA ini memiliki potensi untuk berkembang menjadi TPA 3R sepenuhnya karena kerjasama dengan pihak luar sudah terjalin bagus dan meningkatkan kembali fungsi bank sampah. Namun, tantangannya adalah volume sampah yang meningkat sehingga kebutuhan lahan perlu diperluas lagi. Kata Kunci: Ekonomi Sirkular, Tempat Pemrosesan Akhir, Kabupaten Banjar, Kalimantan Selatan

Menguatkan Ekonomi Informal melalui Keuangan Sosial Islam: Perspektif Prinsip Ekonomi Islam untuk Pembangunan Inklusif Karimah, Husna; Akbariani Ahmad, Azizah; Athallah Akbar, Muhammad Ariq
At-Taradhi Jurnal Studi Ekonomi Vol 16 No 1 (2025): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i1.16301

The informal sector continues to dominate employment in many developing countries, including Indonesia, providing livelihoods for millions of workers who often lack access to social protection and economic security. This paper examines the origin and development of the informal economy and explores its structural determinants. Additionally, it highlights the role of Islamic economics, particularly the potential of Islamic social finance instruments—zakat, infāq, ṣadaqah, and waqf (ZISWAF)—in supporting inclusive and sustainable development within the informal sector. Employing a descriptive-qualitative approach, this study integrates content analysis, literature review, and critical analysis of both mainstream and Islamic economic perspectives. The conceptual model developed in this paper positions Islamic economic principles such as falah, maslahah, and social justice as key drivers for empowering informal sector workers. By aligning these principles with the objectives of maqāṣid al-sharī‘ah, the framework provides strategic directions for capacity building, ethical financing, and inclusive growth. The findings suggest that productive utilization of ZISWAF can facilitate the transition of informal workers toward economic resilience and formal sector integration. This study calls for collaborative engagement among government, private sector, and Islamic philanthropic institutions to ensure the realization of sustainable development goals, underpinned by ethical and spiritual commitments. Sektor informal terus mendominasi lapangan kerja di banyak negara berkembang, termasuk Indonesia, dengan menyediakan mata pencaharian bagi jutaan pekerja yang sering kali tidak memiliki akses terhadap perlindungan sosial dan jaminan ekonomi. Penelitian ini mengkaji asal-usul dan perkembangan ekonomi informal serta mengeksplorasi faktor-faktor struktural yang menjadi penentunya. Selain itu, penelitian ini menyoroti peran ekonomi Islam, khususnya potensi instrumen keuangan sosial Islam—zakat, infāq, ṣadaqah, dan wakaf (ZISWAF)—dalam mendukung pembangunan yang inklusif dan berkelanjutan di sektor informal. Melalui pendekatan deskriptif-kualitatif, studi ini mengintegrasikan analisis isi, kajian literatur, dan studi kritis terhadap perspektif ekonomi arus utama dan ekonomi Islam. Model konseptual yang dikembangkan dalam penelitian ini menempatkan prinsip-prinsip ekonomi Islam seperti falah (kesejahteraan holistik), maslahah (kemaslahatan umum), dan keadilan sosial sebagai pendorong utama dalam memberdayakan pekerja di sektor informal. Dengan menyelaraskan prinsip-prinsip tersebut dengan tujuan maqāṣid al-sharī‘ah, kerangka ini memberikan arahan strategis dalam penguatan kapasitas, pembiayaan berbasis etika, dan pertumbuhan yang inklusif. Temuan penelitian ini menunjukkan bahwa pemanfaatan ZISWAF secara produktif berpotensi memfasilitasi transisi pekerja informal menuju ketahanan ekonomi dan integrasi ke dalam sektor formal. Studi ini juga mengajak adanya kolaborasi yang sinergis antara pemerintah, sektor swasta, dan lembaga filantropi Islam guna mewujudkan tujuan pembangunan berkelanjutan yang berlandaskan komitmen etis dan spiritual.

MEMBANGUN GENERASI CERDAS FINANSIAL DI ERA DIGITAL: LITERASI KEUANGAN PADA SISWA MA DARUL HUDA DESA BAWAHAN PASAR KECAMATAN MATRAMAN KABUPATEN BANJAR Karimah, Husna; Malihah, Lola; Anwar, Mukhlis Kaspul; Hidayatullah, Muhammad Syarif; Afif, Ahmad Musfida
ABDI MAKARTI Vol 4, No 1 (2025): ABDI MAKARTI
Publisher : Sekolah Tinggi Ilmu Ekonomi AMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52353/abdimakarti.v4i1.813

The rapid development of digital technology in Indonesia has transformed various sectors, including the financial sector. As the country transitions toward a cashless society, it is crucial to strengthen financial literacy, especially among adolescents. This community service activity aimed to increase the understanding and awareness of digital financial literacy among students of MA Darul Huda through a participatory educational program. The method involved structured stages, including preparation, material presentation, digital wallet usage simulation, and interactive discussion. The results showed high enthusiasm from participants, who actively engaged in discussions and demonstrated improved understanding of digital financial services and potential risks. Although no pre- or post-test was conducted, qualitative evaluation revealed a positive impact through verbal feedback, teacher responses, and student involvement. This program is expected to contribute to building a generation that is financially responsible and aware of digital transaction risks, particularly within Islamic educational environments.

Knowledge Management dan Kinerja Karyawan: Tinjauan Sistematis dari Asia Muhammad Ariq Athallah Akbar; Husna Karimah; Azizah Akbariani Ahmad
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 13 No. 1 (2025): Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis - Juli 2025
Publisher : Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaemb.v13i1.10215

This study provides a comprehensive analysis of the role of Knowledge Management (KM) in enhancing employee performance through a Systematic Literature Review (SLR). In the context of a growing knowledge-based economy, organizations are increasingly required to manage information and experience in a structured manner to foster innovation, improve efficiency, and sustain competitive advantage. This review adopts the SLR protocol proposed by Williams et al, selecting 12 peer-reviewed articles from the Scopus database based on inclusion criteria including Asian geographic focus, Q1/Q2 journal rankings, and relevance to the research variables. The findings reveal that KM significantly contributes to employee performance, both directly and as a mediating variable. KM processes—such as knowledge creation, storage, sharing, and application—play a vital role in promoting productivity, innovation, and adaptability. This study contributes to the literature by mapping current trends and identifying research gaps, offering both theoretical insight and practical implications for future studies.

SOSIALISASI EKONOMI SIRKULAR SEBAGAI BAGIAN DARI EKONOMI HIJAU DI DESA BAWAHAN PASAR KECAMATAN MATARAMAN KABUPATEN BANJAR Malihah, Lola; Karimah, Husna; Musfida Afif, Ahmad; Syarif Hidayatullah, Muhammad
JURNAL PENGABDIAN KEPADA MASYARAKAT Vol 14 No 1 (2024): Juli 2024
Publisher : LPPM UNINUS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30999/jpkm.v14i1.3152

Waste as a waste material from human consumption activities is inevitable. The amount of waste that continues to increase every year has caused many changes to the environment, especially unmanaged plastic waste. This Community Service activity aims to socialize economic potential through the use of household waste, especially those made from plastic. The target of this activity is housewives in Subordinate Market Village. Some things to consider include: housewives carrying out daily activities are always related to household waste, and a lot of household waste is not managed because there is no waste bank in the village. Through this socialization activity, it is hoped that housewives can utilize their household waste by making it into handicraft items that have economic value. But if it is not possible, they can do a simple thing by sorting wet and dry waste, so that household waste from plastic can be deposited into the waste bank or sold to scavengers. So that the amount of waste that is not kola can be reduced and environmental improvement efforts can be implemented. After this activity, the plastic waste management system was carried out by teachers in the local village's Early Childhood Education (PAUD), where mothers in this village were allowed to torture their waste. Keywords: Circular economic, Green economics, Garbage,

PEMBUATAN PROTOTIPE SISTEM PENCATATAN DIGITAL DI LEMBAGA AMIL ZAKAT PERGURUAN TINGGI Meidy Nur Hafidz, Muhammad; Maulida, Sri; Karimah, Husna; Lestari, Haifa; Muhammad Irhmana Husin, Gt.
Jurnal Pengabdian Masyarakat (Z-COVIS) Vol. 1 No. 1 (2025): Jurnal Pengabdian Masyarakat (Z-COVIS)
Publisher : Penerbit Az-Zahra Media Society

Show Abstract | Download Original | Original Source | Check in Google Scholar

Pengelolaan zakat yang akuntabel dan terdokumentasi dengan baik merupakan prasyarat penting dalam menjaga kepercayaan muzakki dan efektivitas distribusi kepada mustahik. Namun, banyak lembaga amil zakat di lingkungan perguruan tinggi belum memiliki sistem pencatatan digital yang sederhana, sistematis, dan mudah digunakan. Kegiatan pengabdian ini bertujuan untuk merancang dan mengimplementasikan sistem pencatatan zakat berbasis AppScript dan Google Sheet di Rumah Amal ULM sebagai lembaga zakat kampus. Tim pengabdian merancang template sistem, melakukan pelatihan, dan mendampingi proses implementasi saat peresmian lembaga. Sebanyak 4 orang pengurus Rumah Amal ULM dilatih menggunakan sistem ini, mulai dari pencatatan transaksi hingga pembuatan laporan bulanan. Evaluasi dilakukan melalui observasi dan asesmen praktik penggunaan sistem. Hasil menunjukkan peningkatan keterampilan teknis rata-rata sebesar 49,7% dan sistem dinilai mudah digunakan serta meningkatkan efisiensi dan transparansi pengelolaan. Kegiatan ini menjadi model awal sistem pencatatan digital sederhana yang dapat direplikasi di lembaga zakat kampus lainnya.

Pendekatan Penelitian: Kualitatif, Kuantitatif, dan Mixed Methods dalam Konteks Studi Islam Taqiyya, Annisa; Karimah, Husna; Mutammimah; Sa’diyah, Rika
JKP: Jurnal Khasanah Pendidikan Vol. 4 No. 2 (2026): JKP: Jurnal Khasanah Pendidikan
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/jkp.v4i2.1211

Penelitian ini mengkaji tiga pendekatan utama dalam metodologi penelitian: kualitatif, kuantitatif, dan mixed methods. Melalui metode kajian pustaka, penelitian ini menganalisis karakteristik, kekuatan, dan keterbatasan masing-masing pendekatan serta konteks penerapannya. Hasil kajian menunjukkan bahwa pendekatan kualitatif berfokus pada pemahaman makna dan konteks sosial, pendekatan kuantitatif menekankan pengukuran variabel dan generalisasi hasil, sedangkan mixed methods mengintegrasikan kekuatan keduanya untuk menghasilkan temuan yang lebih komprehensif dan valid. Pemilihan pendekatan harus mempertimbangkan karakteristik masalah, tujuan penelitian, dan paradigma keilmuan. Dengan pemahaman yang tepat, peneliti dapat merancang desain penelitian yang relevan, akurat, dan berkontribusi pada pengembangan ilmu pengetahuan, khususnya dalam konteks Studi Islam kontemporer.

Profitability Stability and Liquidity Risk Mitigation: An Empirical Analysis of Indonesian Guarantee Institutions Ahmad, Azizah Akbariani; Karimah, Husna; Akbar, Muhammad Ariq Athallah
Warmadewa Management and Business Journal (WMBJ) 42-51
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.6.1.2026.42-51

This study examines the resilience of profitability (Return on Assets) within Indonesian Guarantee Institutions, specifically focusing on withstanding the stress testing triggered by the COVID-19 pandemic. Adopting a quantitative approach, this research analyzed monthly secondary data from the Financial Services Authority (OJK) spanning January 2016 to June 2022 to capture the complete crisis cycle, from the initial stability phase to the subsequent recovery. The data analysis utilized Multiple Linear Regression via the Ordinary Least Squares (OLS) method on 76 observations following data transformation. The empirical results revealed a "Solvency Paradox," wherein the Solvency Margin Ratio (SMR) exerted a significant negative effect on ROA, suggesting capital allocation inefficiencies stemming from overly conservative management policies. In contrast, the Liquidity Ratio and Capital Adequacy Ratio demonstrated significant positive impacts, functioning as essential pillars of financial resilience and primary shock absorbers during periods of volatility. Furthermore, the Incurred Claims ratio and Gearing Ratio yielded no significant effect; this reflects the efficacy of risk transfer mechanisms through reinsurance in insulating net profits from operational shocks. Managerial implications emphasize the necessity of strategic repositioning—moving beyond passive capital accumulation toward the optimization of liquid investment instruments to sustain an equilibrium between financial security and profitability.

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