Article Per Year (5 Year)
p-Index From 2020 - 2025
0.61
P-Index
This Author published in this journals
All Journal IQTISHADIA SENTRALISASI Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Journal of Indonesian Economy and Business
Oktarina, Adelia
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
Is There Moral Hazard in Islamic Rural Bank Financing? Oktarina, Adelia; Fahmi, Idqan; Beik, Irfan Syauqi
IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i2.3875

Abstract

The credit market was identical to asymmetric information in it, both conventional and sharia credit markets. One of the forms of this asymmetric information was moral hazard. This study aimed to identify the existence of moral hazard in credit market (financing) by comparing the customer conditions in islamic rural bank and conventional rural bank. This study also intended to identify the factors influencing the moral hazard. The analysis used was logistic regression method. The result showed that islamic rural bank had a bigger potential to experience moral hazard compared to the conventional customers. Generally, the factors which influence the moral hazard such as age, business conditions, amount of financing, length of financing, and type of bank.
Is There Moral Hazard in Islamic Rural Bank Financing? Oktarina, Adelia; Fahmi, Idqan; Beik, Irfan Syauqi
IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i2.3875

Abstract

The credit market was identical to asymmetric information in it, both conventional and sharia credit markets. One of the forms of this asymmetric information was moral hazard. This study aimed to identify the existence of moral hazard in credit market (financing) by comparing the customer conditions in islamic rural bank and conventional rural bank. This study also intended to identify the factors influencing the moral hazard. The analysis used was logistic regression method. The result showed that islamic rural bank had a bigger potential to experience moral hazard compared to the conventional customers. Generally, the factors which influence the moral hazard such as age, business conditions, amount of financing, length of financing, and type of bank.
The Effect of Task Complexity, Time Budget Pressure and Machiavellian Traits on Auditor Dysfunctional Behavior With Work Stress Management as A Moderating Variable Oktarina, Adelia; Muluk, Muhammad Adrian
SENTRALISASI Vol. 14 No. 3 (2025): September
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v14i3.4512

Abstract

This study aims to analyse the influence of task complexity, time budget pressure, and Machiavellian traits on dysfunctional auditor behaviour, This research incorporates job stress management as a moderating factor. A quantitative method was employed, using surveys distributed to auditors operating in public accounting firms within the South Jakarta region. The data were analyzed using the Structural Equation Modeling (SEM) technique with a Partial Least Squares (PLS) approach. The study’s findings demonstrate that task complexity, pressure from limited time budgets, and Machiavellian personality traits significantly and positively influence dysfunctional behavior among auditors. However, work stress management was not found to significantly moderate the relationship between task complexity, time budget pressure, or Machiavellian traits and auditors’ dysfunctional behaviour. These findings indicate that the influence of the three main factors on dysfunctional behaviour is not affected by the level of auditors' work stress management ability. This study is expected to serve as a basis for evaluation by organisations and auditors in understanding the causes of dysfunctional behaviour and the importance of systematically managing workloads. 
The Effectiveness of Social Assistance Distribution Policy for Extreme Poverty Eradication in Indonesia Pertiwi, Cita; Oktarina, Adelia; Suprianto, Yakobus; Widjajawati, Erwina; Alkadri, Alkadri; Nababan, Febrina Elia; Rucianawati, Rucianawati; Aziz, Nyimas Latifah Letty; Nadila, Syarfina Mahya; Fitriana, Nur
Journal of Indonesian Economy and Business Vol 40 No 3 (2025): September
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jieb.v40i3.10051

Abstract

Introduction/Main Objectives: In order to achieve target 1.1 of the Sustainable Development Goals (SDGs), i.e., to end extreme poverty by 2030, the Indonesian Government encourages the distribution of social assistance as one of the main programs. Background Problems: There are several issues related to the distribution of social assistance that impact the effectiveness of this program. This study aims to investigate the challenges and evaluate possible solutions for the effectiveness of social assistance distribution. Novelty: This study proposes alternative solutions to improve the effectiveness of social assistance distribution in Indonesia. Research Methods: This research uses a descriptive qualitative approach and SOAR analysis (strengths, opportunities, aspirations, and results). The data have been obtained from a literature review and focus group discussions. Finding/Results: The results of the analysis identify three problems, namely (i) inaccuracy of the target beneficiary data, (ii) absence of formed cooperative between stakeholders in the distribution process, and (iii) the amount of cash in the social assistance has not been able to meet the cost of living in several regions in Indonesia. Solutions that can be used to overcome these problems are (1) updating the data and improving the accuracy of targeting of social assistance, (2) strengthening the synergy of the social assistance program organized by government, (3) an adjustment, carried out by local governments, of the value of social assistance benefits, and (4) strengthening the supervision of the social assistance distribution process. Conclusion: The alternative solutions above are "tactical" approaches that need to be employed by the government to increase the effectiveness of social assistance distribution to alleviate extreme poverty.
Co-Authors Alkadri Alkadri Alwi Paluseri, A. Risdawati Aryani, Yulya Aziz, Nyimas Latifah Letty Fazri, Muhammad Idqan Fahmi Imron, Dian Karinawati Irfan Syauqi Beik Muluk, Muhammad Adrian Nababan, Febrina Elia Nadila, Syarfina Mahya Nur Fitriana Pertiwi, Cita Roidatua, Marthella Rivera Rucianawati Rucianawati, Rucianawati Suprianto, Yakobus Widjajawati, Erwina