Garuda - Garba Rujukan Digital

Optimalisasi Media Bisnis Online (E-commerce) dalam Mengakselerasi Penjualan Pasca Pandemi Covid-19 Ni'mah, Fadhilatun; Awaluddin, Murtiadi; Sijal, Mutakallim
Study of Scientific and Behavioral Management Vol 3 No 4 (2022): The New Era of Business Management
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v3i4.33859

This research examines the optimization of online business media (e-commerce). The purpose of this study is to find out the comparison of online business media (e-commerce) between marketplace and social media platforms. The research location is located in Gresik City. Primary data was obtained from a survey questionnaire, while secondary data was obtained from the internet. The results of this study are information on the percentage of e-commerce media usage which is most widely used by buyers to meet the needs of daily life, such as 1) lifestyle, 2) food, 3) groceries, 4) household appliances, 5) needs household consumables, 6) skincare, bodycare and makeup.

Pengetahuan Keuangan, Sikap Keuangan dan Perilaku Keuangan Kelompok Wirausaha Hasil Laut di Pulau Barrang Lompo sijal, mutakallim; Awaluddin, Murtiadi; Alifurahman, Alifurahman; Mutmainna, Dian
Study of Scientific and Behavioral Management Vol 4 No 2 (2023): Literasi Keuangan 2023
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v4i2.38994

The purpose of this study was to determine the implications of financial behavior and financial knowledge on the financial attitude of the marine product entrepreneur group on Barrang Lompo Island. This research uses a type of quantitative research using a direct survey process of the community by distributing a number of statements. In this study, the data collection method used was simple random sampling. Based on the results of the f test, it states that the calculated F-value is 33.211 > the F-table value of 3.098 and also has a significant value of 0.000 <0.05, so it can be concluded that financial knowledge and financial attitude variables influence simultaneously or together to financial behavior variables. This means that the higher the financial knowledge and financial attitudes one has, the more effective and wise a person will be in the process of implementing financial aspects, one of which is basic knowledge of finance including saving decisions, income, spending arrangements, debt and other risks. And vice versa, a person will have bad or ineffective financial behavior if he has a lower level of financial knowledge. Someone with a good financial attitude will tend to be wiser in the process of making decisions about their financial behavior. Conversely, someone who has bad financial behavior means that the individual has a bad financial attitude too. Keywords: Financial Behavior, Financial Knowledge and Financial Attitude

Evaluasi Model Queque: Multi Channel, Single Phase Antrian pada Bank Rakyat Indonesia Makassar Awaluddin, Murtiadi; Sijal, Mutakallim; Aswar, Aswar; Gani, Abdul; Tuarita, Adam
Study of Scientific and Behavioral Management Vol 4 No 3 (2023): Financial Technology Management
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v4i3.39048

This study aims to determine the implementation of the Queue model: Multi Channel, Single Phase customer queue at Bank Rakyat Indonesia Ahmad Yani Makassar Branch Office. This research is a descriptive research with a quantitative approach. This study uses primary data sources, primary data collects data by means of a direct survey of the queues at Bank Rakyat Indonesia Ahmad Yani Makassar Branch which calculates the number of customers who transact for 5 days from January 9 to January 13 2023 starting at 08.00 -15.00 WITA. The sample of this study is a random sample which is a customer who was queuing at that time. The data processing method in this study is to analyze customers using the Multi Channel, Single Phase (M/M/s) queuing line. The results of the research data show that the busyness of bank queues occurs at 08.00-09.00 WITA, with a percentage of 72.75%, with an average number of customers of 26 people. While the longest waiting time for customers to be served occurs at 08.00-09.00 WITA around 7.365 minutes in the service system.

Kinerja Keuangan Perbankan Syariah Sebelum dan Selama Pandemi Covid-19 Awaluddin, Murtiadi; Anisa, Nur; Sijal, Mutakallim; Dian, Dian; Tuarita, Adam
Study of Scientific and Behavioral Management Vol 4 No 4 (2023): Human & Capital Management in new era
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v4i4.44179

This research focuses on the financial performance between Bank BTPN Syariah and Bank Panin Dubai Syariah before and during the COVID-19 pandemic period. The method used is a quantitative approach using the Return on Assets (ROA), Capital Adequacy Ratio (CAR), and Non-Performing Financing (NPF) ratio as the main indicators. The data analyzed covers the period 2018 to 2021 for the two banks. Testing was carried out four times to obtain a comprehensive understanding. First, the dependent sample t-test was carried out at Bank BTPN Syariah, comparing performance before and during the pandemic. Second, the dependent sample t-test was carried out at Bank Panin Dubai Syariah, to compare performance before and during the pandemic. Third, an independent sample t-test was carried out to compare Bank BTPN Syariah with Bank Panin Dubai Syariah before the pandemic. Finally, an independent sample t-test was carried out to compare the two during the pandemic.The research results show that there is no significant difference in the ROA of Bank BTPN Syariah before and during the pandemic, while the CAR and NPF have a significant difference where the CAR and NPF during the pandemic have increased more than before the pandemic. The ROA and NPF of Bank Panin Dubai Syariah before and during the pandemic did not have a significant difference, while there was a significant difference in the CAR. Before and during the pandemic, there were significant differences between the ROA, CAR and NPF of Bank BTPN Syariah and Bank Panin Dubai Syariah.Suggestions for future researchers are to increase the ratio and periodization of the data so that they can get different research results

Layanan Mobile Digital Islamic Network dan Kepuasan Nasabah PT Bank Muamalat Sapiri, Muhtar; Awaluddin, Murtiadi; Sijal, Mutakallim; Nur, Fira
Study of Scientific and Behavioral Management Vol 5 No 1 (2024): The Strength of Management Influences
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v5i1.46311

Changes in people's behavior and needs in utilizing digital technology to carry out banking activities independently are taking place very rapidly. This is proven by the number of e-banking users (SMS banking, telephone banking, mobile banking and internet banking which increased by 270% in the 2012 – 2016 period. Moreover, with the digital acceleration in recent years after Covid-19, the number of e-banking users has drastically increased, especially digital transactions via mobile banking with 24.21 million users in 2020. This research was conducted to evaluate the features of the Muamalat Digital Islamic Network (DIN) mobile banking service. In this case, researchers will focus on evaluating speed, security, accuracy and trust in the Muamalat DIN mobile banking application and its relationship with customer satisfaction. The research method used is to use the Importance Performance Analysis (IPA) method or analysis of the level of importance and performance through GAP analysis and quadrant analysis. The data was obtained by distributing questionnaires to customers using the Muamalat DIN Makassar Branch Office mobile banking. The sampling technique is carried out using the Hair formula, where if the population size is unknown then use a size of 5-10 multiplied by the research instrument variable. The research results show that there are 6 attributes in quadrant II in the "Keep Up The Good Work" category and there are 8 attributes in quadrant III in the "Low Priority" category. Meanwhile, in quadrants I & IV, no attributes were found that needed improvement or were considered excessive by the respondents

PERAN ECONOMI ORDER QUANTITY (EOQ) DALAM MENGANALISIS KEBUTUHAN PERSEDIAAN BAHAN BAKU PABRIK GULA CAMMING DI KABUPATEN BONE Awaluddin, Murtiadi; Novianti, Novianti; Sijal, Mutakallim; Umar, Mustofa
Study of Scientific and Behavioral Management Vol 6 No 2 (2025): The Contribution of Operational Management to Business Sustainability and Product
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v6i2.57644

Raw material inventory refers to unprocessed basic materials that a company provides for use in its production process. This study aims to analyze how raw material inventory planning using the Economic Order Quantity (EOQ) method meets the production needs of the Camming Sugar Factory in Bone Regency. The research uses secondary data derived from company records over the past three years. This study adopts a quantitative descriptive method, with EOQ analysis applied to determine the most economical order quantity, Total Inventory Cost (TIC), Safety Stock (SS), and Reorder Point (ROP). The EOQ calculation results show that in 2020 it was 141,210.76 tons, in 2021 it was 123,582.59 tons, and in 2022 it was 75,232.94 tons—each higher than the company’s actual ordering volume, which was 135,086.75 tons (2020), 100,513.25 tons (2021), and 71,970.25 tons (2022). The Safety Stock values were 5,049.96 tons (2020), 4,730.02 tons (2021), and 4,428.92 tons (2022). Meanwhile, the Reorder Points were 10,099.92 tons in 2020, 9,460.04 tons in 2021, and 8,857.84 tons in 2022. The EOQ-based TIC was also lower compared to the company’s actual inventory cost: Rp861,522,105 (2020), Rp545,001,940 (2021), and Rp353,376,851 (2022), whereas the company’s calculations yielded Rp862,369,000, Rp556,676,981, and Rp358,336,694 respectively. Therefore, the application of the EOQ method in raw material inventory planning proves to be more effective and efficient than the method currently used by the Camming Sugar Factory.

PENGARUH KEPEMILIKAN KELUARGA DAN BIAYA KEAGENAN TERHADAP PROFITABILITAS DENGAN KEPUTUSAN INVESTASI SEBAGAI VARIABEL MODERASI Fajriah, Fadillah; Awaluddin, Murtiadi; Rusnawati, Rusnawati; Sijal, Mutakallim
Study of Scientific and Behavioral Management Vol 6 No 3 (2025): Transformasi Kompetensi SDM dalam Era Digital: Strategi dan Implikasi Manajerial
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Profitabilitas suatu perusahaan dapat diukur dengan menghubungkan antara keuntungan atau laba yang diperoleh dari kegiatan pokok perusahaan dengan kekayaan atau aset yang dimiliki untuk menghasilkan keuntungan perusahaan (operating asset). Penelitian ini bertujuan (1) untuk mengetahui apakah ada pengaruh kepemilikan keluarga terhadap profitabilitas, (2) untuk mengetahui apakah ada pengaruh biaya keagenan terhadap profitabilitas, (3) untuk mengetahui apakah keputusan investasi dapat memoderasi hubungan antar kepemilikan keluarga terhadap profitabilitas dan (4) untuk mengetahui apakah keputusan investasi dapat memoderasi hubungan antar kepemilikan keluarga terhadap profitabilitas. Penelitian ini menggunakan data sekunder yang diambil dari web resmi Bursa Efek Indonesia dengan periode penelitian tahun 2021 – 2023. Populasi pada penelitian ini adalah perusahaan manufaktur yang berfokus pada kepemilikan keluarga di tahun penelitian yang ditentukan yaitu 13 perusahaan, pemilihan sampel menggunakan metode purposive sampling, sehingga sampel dari penelitian ini sebanyak 13 perusahaan. Hasil penelitian secara parsial menunjukkan bahwa kepemilikan keluarga berpengaruh positif dan tidak signifikan terhadap profitabilitas. Biaya keagenan berpengaruh negative dan signifikan terhadap profitabilitas. Sedangkan secara simultan variabel kepemilikan keluarga dan biaya keagenan secara bersama- sama berpengaruh signifikan terhadap profitabilitas. Sementara hasil MRA, keputusan investasi tidak mampu memoderasi kepemilikan keluarga terhadap profitabilitas. Kata Kunci: Kepemilikan keluarga; biaya keagenan; profitabilitas; keputusan investasi.

KREATIVITAS GURU DALAM EVALUASI HASIL BELAJAR PENDIDIKAN AGAMA ISLAM PADA SISWA DI UPT SPF SD INPRES MALLENGKERI BERTINGKAT I Jannah, Miftahul; Abdullah, Ahmad; Sijal, Mutakallim
Jurnal Kinerja Vol 2 No 2 (2024): Kinerja : Jurnal Manajemen Pendidikan Islam
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/kinerja.v2i2.10087

The purpose of this study was to determine the learning outcomes of Islamic religious education in students and the creativity of Islamic religious education teachers in evaluating Islamic religious education learning outcomes at UPT SPF SD Inpres Mallengkeri Bertingkat I as well as the factors that hinder and support the creativity of PAI teachers in evaluating Islamic religious education learning outcomes. The type of research used is descriptive qualitative method. Data collection techniques in this research are observation, interview, and documentation. The data sources in this research are primary and secondary data sources. While the object of this research is the Islamic Religious Education teacher of UPT SPF SD Inpres Mallengkeri Bertingkat I. The results showed that the learning outcomes of Islamic Religious Education at the school were not significant. The results showed that the PAI learning outcomes at UPT SPF SD Inpres Mallengkeri Bertingkat I were quite good because the scores obtained by students were able to achieve scores above the predetermined passing standard of 70-75. Teachers' creativity in evaluating learning outcomes obtained confirmation that creativity is determined by the factor of choosing the right method such as the use of effective methods and good class management, while the factors that hinder creativity are the lack of student awareness of the importance of evaluation and factors that support creativity are good school conditions and teachers who always provide guidance before the evaluation

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