Article Per Year (5 Year)
p-Index From 2020 - 2025
0.778
P-Index
This Author published in this journals
All Journal Ikonomika : Jurnal Ekonomi dan Bisnis Islam ALMUJTAMAE: Jurnal Pengabdian Masyarakat IJABAH: Indonesian Journal of Sharia Economics Business and Halal Studies
Zulfikri Rahmat, Biki
Unknown Affiliation
Economics, Econometrics & Finance

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Pendampingan Literasi Keuangan Syariah sebagai Upaya Pencegahan Akses terhadap "Bank Emok" Zulfikri Rahmat, Biki; Wijaya, Trisna; Friantoro, Dian
ALMUJTAMAE: Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2025): April
Publisher : Universitas Djuanda Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/almujtamae.v5i1.15968

Abstract

Pendidikan literasi keuangan syariah belum menjangkau seluruh daerah di Indonesia. Memanfaatkan kondisi ini, banyak oknum yang menyediakan pinjaman ilegal berkedok penipuan di pelosok desa. Oknum yang menyediakan jasa pinjaman tersebut dikenal dengan “Bank Emok” yang saat ini merebak dan sangat meresahkan masyarakat. Pinjaman ini sebagai cara baru rentenir beroperasi dengan target ibu rumah tangga atau siapapun yang tertarik dengan pinjaman mudah. Tujuan pengabdian ini adalah untuk meningkatkan literasi keuangan syariah dikalangan masyarakat khususnya masyarakat desa. Diharapkan dengan adanya kegiatan pengabdian ini dapat memperkuat inklusi keuangan syariah dan menimalisir dampak dari “bank emok”. Kegiatan pengabdian ini dilakukan dengan cara sosialisasi, pendidikan dan pelatihan. Materi yang diberikan antara lain mengenai pengenalan terhadap bank emok, perencanaan keuangan syariah keluarga, akad dan produk keuangan syariah, dan manajemen utang dalam islam. Hasil kegiatan menunjukkan bahwa pemahaman masyarakat mengenai literasi keuangan syariah mengalami peningkatan dari skor 40,44 menjadi 73,33. Masyarakat memahami adanya pengaruh buruk dari Bank Emok sehingga dapat menghindarinya.
Islamic Philanthropy : Waqf Empowerment of Madina Minimarket In Tasikmalaya - Indonesia Suryanto, Asep -; Zulfikri Rahmat, Biki; Marlina, Lina
IKONOMIKA Vol 5, No 1 (2020)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v5i2.5315

Abstract

The purpose of this study was to determine the implementation of productive waqf economic empowerment in the form of a minimarket in Purbaratu, Tasikmalaya City. Grouded research used to try to develop a concept through empirical exploration of the economic empowerment of productive endowments carried out by the City of Tasikmalaya Baznas so as to produce a conceptual description of the economic empowerment of productive waqf. The results showed that the Madina minimarket is an implementation of empowering productive waqf through business activities with the concept of the people for the people (social enterprise). Madina Minimarket is built on waqf land given by waqif to the Baznas Tasikmalaya City is used as fixed capital for minimarkets while working capital is obtained from investors. Every month, the profit earned by Madina minimarket is used to pay the minimarket employees and distributed to all mosques in Purbaratu District neighborhood in the form of shopping vouchers for mosque needs.Keywords : IslamicPhilanthropy, Empowerment, Waqf
Faktor-Faktor yang Mempengaruhi Keberhasilan Usaha Mustahik pada Program Zakat Produktif di Baznas Kabupaten Tasikmalaya Rahmawati, Agnia; Zulfikri Rahmat, Biki; Friantoro, Dian
IJABAH Vol. 3 No. 2 (2025): IJABAH
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v3i2.5344

Abstract

This study aims to analyze the factors influencing the business success of mustahik in the productive zakat program managed by BAZNAS Tasikmalaya Regency. Using a quantitative approach and purposive sampling, this research involved 71 mustahik beneficiaries of capital assistance from the BMM (BAZNAS Microfinance Masjid), Z Chicken, and Z-Mart programs. The variables examined include business assistance, business capital, business motivation, and business environment, with multiple regression analysis as the main analytical tool. The findings indicate that all variables have a positive and significant effect, both partially and simultaneously, on business success. These results highlight the importance of assistance, capital, motivation, and the business environment in fostering the economic independence of mustahik. Beyond its practical implications for BAZNAS in strengthening economic empowerment strategies, this research also contributes to the theoretical development of Islamic philanthropy studies, particularly in positioning productive zakat as a sustainable instrument for poverty alleviation.
Co-Authors Asep Suryanto Dian Friantoro lina marlina, lina Rahmawati, Agnia Trisna Wijaya