Asep Suryanto
1Islamic Economic Studies Program, Faculty of Islamic Studies, Siliwangi University. Jln. Siliwangi No. 24 Tasikmalaya, West Java, Indonesia

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Analytic Network Process on Financial Access of the Small and Medium Enterprise in Sharia Banking in Tasikmalaya City Suryanto, Asep; Nasution, Fatimah Zahra
International Journal of Nusantara Islam Vol 3, No 2 (2015): International Journal of Nusantara Islam
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijni.v3i2.483

Abstract

Small and Medium Enterprise (SME) has a significant role in national economic development. The increase of Small and Medium Enterprise is followed by the rise in employment absorbment and equity in income distribution. The capital constraint and the impedance of banking financial access have become the main problem to the Small and Medium entrepreneurs. The objectives of this research: 1) To identify the main factors as problems of Small and Medium Enterprises in having access to the financial institutions.2) To find the solutions of the research problems. This research used qualitative approach i.e. Analytic Network Process (ANP). For applying this method, it is expected to help the researchers in making measurement and sinthesis of some factors regarding the topic analyzed as well as finding the solution for problems faced by the SMEs. Data used in this research is primary data collected from questionaires and indepth interview with experts, practitioners, SMEs and regulators which then analyzed by structuringthe hierarchi into homogen clusters of the SMEs problems and solutions, measuring into ratio scale and building sinthesis. As the result, it becomes clear what factors impeding the financial access of the SMEs to banks. The results of this research shows that the difficulties of SMEs in accessing financial support in islamic financial institutions are internal problems of islamic banking i.e. 1) lack of financial assistance given to the SMEs, 2) the functions of islamic banking as business partners for SMEs is not optimal. Whereas the external problems in the SMEs is the disability in meeting the financial requirements asked by islamic banking that is collateral and business history. The solutions are: 1) internal solution; islamic banking should give business mentoring to SMEs that have received financial supports to minimalize the bad credits level. 2) external solution; the government should socialize islamic financial mechanism to SMEs as part of education efforts.
PENERAPAN KONSEP SYIRKAH-MUDHARABAH DALAM KEGIATAN EKONOMI MASYARAKAT DI TASIKMALAYA Suryanto, Asep
EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Vol 3 No 1 (2016): Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : LIPI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Basically, business cooperation in Islam is in order to help each other between pihakyang have the business skills to the owners of capital, either individually or institutionally. This is done in binbgkai to make ends meet. The purpose of this research is to investigate the application of Musharaka contract-muhdarabah in economic activities, application know-muhdarabah contract Musharaka Islamic financial institutions in Tasikmalaya. The method used in this research is descriptive method with qualitative analysis. Sources of data in this research is secondary data, ie data derived from source documents and writings are closely related to the discussion of the study, both in the form of books, articles, and others related to the discussion of the author. His research results show that 1) the application of the concept of Musharaka-mudharabah have done and are well known by the public in the context of economic activities and a thriving business community with the aim to help each other mutually beneficial business activity and berkeadilan.2) penerapankonsep musyarakah-mudharabah institutions Islamic finance is done in the form of grant funding and financing schemes using musharaka-mudharabah contract based on a fatwa of the National Sharia god.
Pemberdayaan Zakat : Model Intervensi Kemiskinan Dengan Microfinance Syariah Berbasis Masyarakat DPU DT Jawa Barat, Indonesia Suryanto, Asep
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 12, No 1 (2018)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v12i1.85-106

Abstract

This study aims to find out about the general description of the empowerment of zakat conducted by DPU Daarut Tauhiid in intervening poverty, through community based-Islamic microfinance. This research is a qualitative research using grounded research method that moves from empirical level to conceptual-theoretical level. The results showed that the empowerment of zakat by DPU Daarut Tauhiid through misykat program in the form of financing micro business capital for small groups-based zakah mustahik by adapting the Islamic microfinance model equipped with multifunctional facilitation
OPTIMALISASI PERAN DAN FUNGSI TENAGA ADMINISTRASI SEKOLAH (TAS) DALAM KOMPETENSI TEKNIS Rosada, Dadang; Yoseptry, Ricky; Suryanto, Asep; Trenggana, Sopian
PENDIDIKAN SAINS DAN TEKNOLOGI Vol 12 No 1 (2025)
Publisher : STKIP PGRI Situbondo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47668/edusaintek.v12i1.1631

Abstract

Tenaga Administrasi Sekolah (TAS) memainkan peran strategis dalam mendukung kegiatan operasional pendidikan di sekolah. Artikel ini bertujuan untuk mengidentifikasi dan mengoptimalkan peran serta fungsi TAS dalam penguasaan kompetensi teknis guna meningkatkan kualitas layanan administrasi di SMAN 1 Pabuaran, Kabupaten Subang. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus. Hasil penelitian menunjukkan bahwa peningkatan kompetensi teknis TAS melalui pelatihan teknologi informasi dan komunikasi (TIK), manajemen dokumen, dan pengelolaan data berbasis digital mampu meningkatkan efisiensi dan efektivitas layanan administrasi sekolah. Selain itu, kemampuan teknis yang baik memungkinkan TAS untuk mendukung implementasi sistem informasi manajemen sekolah secara optimal, termasuk dalam aspek pengarsipan digital, pengelolaan data siswa, dan penyusunan laporan administrasi. Hambatan utama yang dihadapi adalah keterbatasan waktu dan sumber daya pelatihan. Namun, solusi berupa pelatihan daring dan alokasi anggaran khusus untuk pengembangan kompetensi TAS memberikan hasil yang signifikan. Penelitian ini menyimpulkan bahwa optimalisasi peran TAS dapat mendukung pencapaian mutu pendidikan yang lebih baik sesuai dengan standar pendidikan nasional.
Kontribusi Instrumen Perbankan Syariah terhadap Pertumbuhan Ekonomi Indonesia Tahun 2005-2021 Mulyadi, Sandi; Suryanto, Asep
Jurnal Magister Ekonomi Syariah Vol. 1 No. 1 Juni (2022): J-MES: Jurnal Magister Ekonomi Syariah
Publisher : Program Studi Magister Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jmes.2022.011-02

Abstract

This research aims to analyze the role of Islamic banks in economic growth. The writing of this research is motivated by the rapid development of Islamic banking in Indonesia which needs to be balanced with its contribution to economic growth. This research is based on research questions about the development of Islamic banks in Indonesia, and the contribution of Islamic banks to Indonesia's economic growth before and during this pandemic, through third party financing, financing, and Islamic bank assets in the Indonesian economy. The method used in this study is quantitative by analyzing secondary data processed by Eviews 10 using the VECM method and using quarterly time series data from 2005 to 2021. The results of the study using the VECM method show that Islamic bank third party funds have a positive effect, total bank assets Sharia has a negative effect, and financing has no long-term or short-term effect on economic growth. Based on tests conducted by IRF, the movement of economic growth in response to the shock of these variables has been volatile for the next 60 years. This means that Islamic banks play an important role in Indonesia's economic growth. The proposed solution is for Islamic banks to increase market share, increase the proportion of funding from the Mudharabah and Musyarakah programs, tighten regulations, improve quality and quantity, and keep up with technological advances.
Islamic Philanthropy : Waqf Empowerment of Madina Minimarket In Tasikmalaya - Indonesia Suryanto, Asep -; Zulfikri Rahmat, Biki; Marlina, Lina
IKONOMIKA Vol 5, No 1 (2020)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v5i2.5315

Abstract

The purpose of this study was to determine the implementation of productive waqf economic empowerment in the form of a minimarket in Purbaratu, Tasikmalaya City. Grouded research used to try to develop a concept through empirical exploration of the economic empowerment of productive endowments carried out by the City of Tasikmalaya Baznas so as to produce a conceptual description of the economic empowerment of productive waqf. The results showed that the Madina minimarket is an implementation of empowering productive waqf through business activities with the concept of the people for the people (social enterprise). Madina Minimarket is built on waqf land given by waqif to the Baznas Tasikmalaya City is used as fixed capital for minimarkets while working capital is obtained from investors. Every month, the profit earned by Madina minimarket is used to pay the minimarket employees and distributed to all mosques in Purbaratu District neighborhood in the form of shopping vouchers for mosque needs.Keywords : IslamicPhilanthropy, Empowerment, Waqf
IMPLEMENTASI SYARIAH ENTERPRISE THEORY PADA PROGRAM CORPORATE SOCIAL RESPONSIBILITY DI BPRS AL-MADINAH TASIKMALAYA Amelia, Ade; Suryanto, Asep; Marlina, Lina
JURNAL EKONOMI SYARIAH Vol 7, No 1 (2022): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v7i1.4606

Abstract

Corporate Social Responsibility is one of the Indonesian government's programs to be able to build a more prosperous society. The government has high hopes with this program, the Corporate Social Responsibility program is expected to be able to help protect the environment, especially the area where the company stands. Of course, so that the program can run well and be on target, the management of the Corporate Social Responsibility program must be carried out properly, especially in terms of distribution of Corporate Social Responsibility funds which have been budgeted for by each company, especially Islamic banking. The data was taken based on internal data sources of BPRS Al-Madinah Tasikmalaya and also the results of interviews with CSR fund managers at BPRS Al-Madinah Tasikmalaya. The method used in this study is a descriptive method with a qualitative approach. With two data sources, namely primary data sources consisting of employees and secondary data sources consisting of supporting documents, working papers and photos obtained from the field. The data collection techniques used were interviews, observation and documentation. With the research instrument, the researcher himself is the main instrument in the study, observation guidelines and interview guidelines.The results of this study are that the Al-Madinah BPRS is sufficient to meet the criteria for disclosure of social responsibility reports when viewed based on Sharia Enterprise Theory, although there are still those who do not meet Sharia Enterprise Theory such as the absence of distribution of CSR funds for the environment. However, in reporting CSR funds for the Al-Madinah BPRS community, it meets the criteria for Sharia Enterprise Theory, because in its distribution, the Al-Madinah BPRS Tasikmalaya prioritizes CSR funds to be distributed to the surrounding community.
THE ROLE OF SHARIA COOPERATIVE MITRA INSAN MANDIRI (MIM) IN THE POST-PANDEMIC COMMUNITY ECONOMIC RECOVERY Mulyadi, Sandi; Suryanto, Asep; Mulyati, Sri
Jurnal Al-Iqtishad Vol 19, No 1 (2023)
Publisher : Economic and Science Faculty of Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/jiq.v19i1.19617

Abstract

The role of the MIM sharia cooperative (Mitra Insan Mandiri) in carrying out operational activities, one of which can be seen from the level of public trust in the MIM sharia cooperative, when the rapid spread of the coronavirus resulted in economic problems that occurred in Indonesia, including the Tasikmalaya area. Tasikmalaya is an area affected by the economy and social community, not least the impact on Islamic financial institutions including sharia cooperatives. This study was conducted to analyze the role and growth of sharia cooperatives during the coronavirus pandemic in MIM sharia cooperatives. This research is a descriptive study using a quantitative approach, this research is focused on a SWOT analysis of internal and external factors such as opportunities, threats, strengths, and weaknesses. The study used observational techniques in the form of observing data related to the coronavirus. The results obtained indicate that with the coronavirus pandemic, MIM's sharia cooperative financial reports have an impact on financing achievement, revenue achievement, and operating profit achievement
The Sumedang Larang Royal Waqf: Legal Perspective Rafiqi, Yusep; Suryanto, Asep; Athoillah, Mohamad Anton
AHKAM : Jurnal Ilmu Syariah Vol. 23 No. 2 (2023)
Publisher : Universitas Islam Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ajis.v23i2.29230

Abstract

The governance of royal waqf has not been addressed in Indonesian waqf laws and regulations. It also implies that the potential benefits of the waqf have not been sufficiently explored. Actually, the royal waqf has significantly contributed to the field of waqf by preserving cultural heritage and wisdom. This article demonstrates, through the testamentary waqf of Prince Aria Soeria Atmadja (Regent of Sumedang, 1883-1919 AD), the importance of waqf status and the insertion of royal relics into waqf legislation in Indonesia to ensure their perpetuity and benefit future generations. The research employs a normative empirical methodology, wherein the historical context, laws about waqf, and waqf legislation are substantiated through observations, elucidations, and discoveries concerning the cultural and customary aspects of waqf governance. This research on royal waqf can at least suggest two things: the inclusion of a discrete article in Indonesian waqf legislation addressing royal waqf and the significance of royal family relics as waqf. Abstrak: Wakaf keluarga kerajaan berikut tata kelolanya belum terakomodasikan dalam peraturan perundang-undangan wakaf di Indonesia. Hal ini berimplikasi pada nilai-nilai yang terkandung di dalam wakaf tersebut tidak tereksplorasi dengan baik. Padahal, wakaf keluarga kerajaan ini memiliki sumbangsih yang cukup besar dalam wakaf, di antaranya pelestarian kearifan dan cagar budaya. Dengan mengambil contoh wakaf Pangeran Aria Soeria Atmadja (Bupati Sumedang, 1883-1919 M), artikel ini menunjukkan tentang betapa pentingnya benda-benda peninggalan kerajaan berstatus wakaf dan diakomodasi dalam perundang-undangan wakaf di Indonesia sehingga keabadian dan kebermanfaatannya dapat dirasakan oleh generasi yang akan datang. Ini adalah penelitian normatif empiris di mana latar belakang sejarah, hukum yang berkaitan dengan wakaf dan perundang-undangan wakaf dikonfirmasi] melalui observasi, klarifikasi, dan temuan tentang budaya dan adat istiadat yang berkaitan dengan tata kelola wakaf. Penelitian wakaf kerajaan ini setidaknya dapat merekomendasikan dua hal: pentingnya benda-benda peninggalan keluarga kerajaan sebagai wakaf dan memasukkan wakaf kerajaan dalam satu pasal tersendiri dalam peraturan perundang-undangan wakaf di Indonesia.