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All Journal I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Ekonomi & Studi Pembangunan Jurnal Asy-Syari'ah Ziswaf : Jurnal Zakat dan Wakaf Jurnal Ekonomi Islam Syi'ar Iqtishadi Ihtifaz: Journal of Islamic Economics, Finance, and Banking SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Jurnal Manajemen Universitas Bung Hatta El-kahfi : Journal of Islamic economics Inovasi Kurikulum ALMUJTAMAE: Jurnal Pengabdian Masyarakat JURNAL AGROINDUSTRI HALAL IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Jurnal Ekonomi Islam Jurnal Abdimas Indonesia Sharef: Journal of Sharia Economics and Finance IJABAH: Indonesian Journal of Sharia Economics Business and Halal Studies Masyarakat: Jurnal Pengabdian Al-Infaq : Jurnal Ekonomi Islam
Dian Friantoro
Halal Quality Management Department, Faculty Of Islamic Studies, University Of Siliwangi, Tasikmalaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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The Determinants of the Value of Mahr in Muslim Societies: Evidence from the Indonesian Family Life Surveys Friantoro, Dian; Susamto, Akhmad Akbar
Jurnal Ekonomi & Studi Pembangunan Vol 22, No 2: October 2021
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v22i2.11918

Abstract

This paper aims to analyze the factors that determine the value of mahr in Muslim societies. The analysis is based on an ordinary least squares (OLS) regression with pooled cross-section data from the last three waves of the Indonesian Family Life Surveys (IFLS). The main finding is that socioeconomic status in the forms of groom’s ownership of assets and education level matters most for the value of mahr. This finding holds for regression with full sample as well as subsamples, i.e. couples whose groom is Javanese, couples whose groom is non-Javanese, couples whose bride is Javanese and couples whose bride is non-Javanese. Socioeconomic status in the form of bride’s education level also matters for the value of mahr with some exceptions. The other finding is that perceived probability of divorce as represented by differences in the socioeconomic status of a marrying couple do not have a significant effect on the value of mahr. The effect of physical appearances in the form of bride’s height is at best not robust and subject to the sample or subsample included. These findings can be useful as a reference to make marriage decisions in the future or to evaluate the ongoing practices for possible reforms.
Determinan Kebahagiaan Individu Muslim di Indonesia Dian Friantoro
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 4, No 2 (2020)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v4i2.9841

Abstract

Islam teaches its disciples to pray for happiness in the world and the hereafter. Indonesia, as the largest Muslim population in the world, can be a sample of how the context of Muslim happiness applied. This study aims to determine factors that affect Muslim’s individual happiness in Indonesia. The data was obtained from wave 5 of the Indonesian Family Life Survey (IFLS). It was then analyzed using the Ordinary Least Squares model. This study proves that all variables including religiosity, health, education, marital status, and income have a positive and significant effect on Muslim’s happiness level. The intensity of shalat (prayer) and religious affiliations have a positive and significant effect but the result is not necessarily robust. The frequency of attending taklim/ pengajian (mass religious gathering) does not influence the happiness level. This finding confirms that if all basic maslahah have been met, then a Muslim will be closer to achieving the presumed happiness.
Islamic Financial Literacy and Its Effects on Intention to Use Islamic Bank Sariyatul Ilyana; Fitra Prasapawidya Purna; Dian Friantoro
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 4 No. 2 (2021)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v4i2.2622

Abstract

Introduction: Islamic finance in Indonesia has a rapid development in this millennial era. Islamic bank is starting to become an option. Islamic financial literacy has an important role for peoples, not least by students. Student as young generation will have a long future and must have the ability of financial skills. If someone takes a decision wrongly then it will result in a lack of retirement planning and poor borrowing behavior. Purpose/Objective Study: The aim of this study focuses on measuring the level of Islamic financial literacy, exploring the effects of the hopelessness, religiosity and financial satisfaction on Islamic financial literacy, and determining the effects of Islamic financial literacy on intentions to use Islamic banks among students. Design/Methodology/Approach: The models being used are simple and multiple regression with ordinary least square method. 376 students samples are taken from Islamic universities in Yogyakarta. Findings: The results proved that students have a high Islamic financial literacy, hopelessness has a negative and insignificant effect while religiosity and financial satisfaction have positive and significant effect toward Islamic financial literacy. The whole model has significant effect toward Islamic financial literacy. This study proved that Islamic financial literacy has a positive and significant effect on the intention to use Islamic bank. Article Type : Research Paper
BUILDING ASNAF ENTREPRENEURSHIP IN INDONESIA: A PROPOSED PROGRAM FOR AMIL ZAKAT INSTITUTIONS Dian Friantoro; Muhammad Dzulfaqori Jatnika; Listia Andani; Lu'liyatul Mutmainah; Biki Zulfikri Rahmat
Asy-Syari'ah Vol 24, No 2 (2022): Asy-Syari'ah
Publisher : Faculty of Sharia and Law, Sunan Gunung Djati Islamic State University of Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/as.v24i2.23067

Abstract

Abstract: Currently, the distribution of zakat is usually carried out consumptively to meet the basic needs of mustahiq (zakat recipient). Consumptive zakat provides a short-term effect and a dependency effect for asnaf (mustahiq). Therefore, zakat institutions can begin to develop sustainable productive zakat schemes for the welfare of mustahiq. The research aims to design a program and implementation model for Indonesia’s Asnaf Entrepreneurship Program (AEP). This research uses a qualitative approach with descriptive-analytical methods through literature studies. The AEP program is aimed for asnaf, who meets the criteria of people in need and people experiencing poverty but have the capability to run a bussiness, both physically and mentally. Furthermore, the asnaf are given business assistance by zakat institutions. Assistance can be in the form of a capital loan with a qardh contract,  while business assistance can be in the form of consulting, training, and monitoring to achieve a profitable and sustainable business. AEP is implemented using the concept of collaborative management. Several zakat institutions may build an AEP compartment to support AEP applications. Mustahiq also can create a community based on the type of business or place of residence. AEP implementation may be challenging but has potential, not only for the benefit of asnaf but also for its multiplier effect on the Indonesian economy.
Do Trust and Waqf Knowledge Able to Explain Waqf Intention in Livestock Sector? Empirical Evidence from Indonesia Rifaldi Majid; Neneng Ela Fauziyyah; Ramdani Ramdani; Dian Friantoro; Imam Wahyudi Indrawan
ZISWAF Vol 11, No 1 (2024): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v11i1.19667

Abstract

This study examines what waqf knowledge and trust influence waqif's intentions to donate to the livestock sector. Extending the Theory of Planned Behavior, this research adopts a quantitative approach. Data was collected through online questionnaires for respondents who had previously donated waqf. This research utilizes Smart-PLS version 4 along with Partial Least Square-Structural Equation Modelling. The findings of this research indicate that subjective norms, attitude toward behavior, trust, and knowledge about waqf significantly affect the intention to perform waqf specifically for the livestock sector. Meanwhile, perceived behavioral control shows the opposite result. In addition, trust and waqf knowledge are the variables with the most significant influence on waqf intentions. This research provides insight to waqf regulators and nazhir who have a particular waqf program for the livestock sector to continue to increase literacy and education about waqf and how it plays a role in maintaining national food security. This research also not only reinforces the importance of the waqf sector but also has implications for the livestock sector concerning sources of financing for breeders and efforts to utilize waqf land as grazing fields
ANALISIS VARIABEL NIAT MENGADOPSI MOBILE BANKING PADA BANK SYARIAH Jatnika, Muhammad Dzulfaqori; Friantoro, Dian; Andani, Listia; Mutmainah, Lu'liyatul
I-Economics Vol 8 No 2 (2022): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v8i2.13902

Abstract

The purpose of this study is to analyze the factors that influence the intention to adopt mobile banking in the Gerbangkertosusila Region. This type of research is a quantitative study using the population of the Gerbangkertosusila Region as a population. While the sample used was 385 respondents with a non-probability sampling method. Primary data obtained by distributing questionnaires online. Data analysis technique in this research is Partial Least Squares-Structural Equation Model (PLS-SEM). The findings in this study indicate that the variable perceived benefits, perceived easy to use, perceived risk, attitudes, and social influence significantly influence the intention to adopt mobile banking. Variable perceptions of usefulness, perceptions of convenience, attitudes, and social influence have a positive relationship while risk perception has a negative relationship with the intention to adopt mobile banking in the Gerbangkertosusila Region. This finding is expected to make Islamic banking policy makers understand the problem of intention to adopt mobile banking faced by their customers. This information will be useful in developing new policies or strategies to maximize the potential of mobile banking users in Indonesia, especially in the Gerbangkertosusila Region.
Pelatihan Literasi Dana Zis Serta Pengelolaan Lembaga Zakat Kepada Jamaah Pengajian Dan Yayasan Biki Zulfikri Rahmat; Trisna Wijaya; Dian Friantoro
jurnal ABDIMAS Indonesia Vol. 1 No. 3 (2023): September: Jurnal ABDIMAS Indonesia
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jurai.v1i3.166

Abstract

Kebiasaan masyarakat membayar zakat secara langsung semestinya dialihkan melalui Lembaga zakat, agar bisa menghindarkan dari ketergantungan penerima zakat. Pola penyaluran yang bersifat langsung dan individual, zakat hanya berperan sebagai sumbangan yang bersifat karitatif, pasif, tentatif atau tidak rutin dan penggunaan dananya terbatas untuk memenuhi kebutuhan jangka pendek. Tetapi kalau dikelola oleh lembaga zakat, maka akan terjamin kepastian dan kedisiplinan membayar zakat dan menjaga perasaan rendah diri para mustahiq. Untuk memberdayakan dana zakat secara optimal, maka diperlukan sebuah lembaga pengelola zakat yang profesional, dan amanah. Sehingga menumbuhkan rasa kepercayaan masyarakat. Namun demikian, bahwa salah satu masalah ketidaktercapaian pengumpulan antara harapan potensi dana ZIS dengan realitas yang terjadi di Tasikmalaya adalah, kurangnya sosialisasi, jauhnya akses penyetoran dana ZIS ke Lembaga zakat, penyaluran secara langsung ke mustahik dan ada pula yang masih belum bisa membedakan antara zakat, infaq dan shadaqah. Hal ini pun terjadi di Arjasari Kecamatan Leuwisari Tasikmalaya. Maka solusinya pihak Yayasan Pesantren al Fathonah melakukan kerja sama dalam peningkatan pemahaman para jamaah dengan perguruan tinggi. Materi yang diberikan ialah tentang distribusi harta dalam Islam, perbedaan ZIS, zakat maal dan penghitungannya, lembaga pengelola zakat, dan manajemen ZIS.
What they understand is not necessarily important to practice: Exploring halal literacy learning in high school students Iis Aisyah; Dian Friantoro; Muhammad Dzulfaqori Jatnika
Inovasi Kurikulum Vol 21, No 2 (2024): Inovasi Kurikulum, May 2024
Publisher : Himpunan Pengembang Kurikulum Indonesia (HIPKIN)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jik.v21i2.68545

Abstract

Halal literacy has not become an important thing for high school students. Even though high school students or teenagers, in the future, will be the main consumers of halal products in Indonesia. The purpose of this study is to determine the Halal Literacy Index in high school students using the level of approval and the level of importance to be practiced. This study uses a quantitative descriptive approach. The respondents studied were 334 high school students in Tasikmalaya, West Java. The results showed that high school students have a higher level of approval than the level of importance to practice. It was found that of all the items, the student's level of approval has an average of 4.327 so it falls into the "Agree" criteria towards the halal concept. While the level of importance to be practiced has an average of 3.047 so it falls into the "Neutral" criteria for the importance of practicing the concept of halal in everyday life. This shows that what is approved is not necessarily important to be practiced for high school students. AbstrakLiterasi halal belum menjadi hal yang penting bagi kalangan Siswa Sekolah Menengah Atas. Padahal Siswa SMA atau remaja, di masa depan akan menjadi konsumen utama produk halal di Indonesia. Tujuan dari penelitian ini adalah untuk menentukan Indeks Literasi Halal pada siswa sekolah menengah atas menggunakan tingkat persetujuan dan tingkat kepentingan untuk dipraktekkan. Penelitian ini menggunakan pendekatan deskriptif kuantitatif. Responden yang diteliti sebanyak 334 siswa SMA di Tasikmalaya, Jawa Barat. Hasil penelitian menunjukkan bahwa siswa sekolah menengah atas memiliki tingkat persetujuan yang lebih tinggi daripada tingkat kepentingan untuk mempraktikkan. Ditemukan bahwa dari semua item, tingkat persetujuan siswa memiliki rata-rata 4.327 sehingga masuk dalam kriteria "Setuju" terhadap konsep halal. Sedangkan tingkat kepentingan untuk dipraktikkan memiliki rata-rata 3.047 sehingga masuk dalam kriteria "Netral" terhadap kepentingan untuk mempraktekkan konsep halal dalam kehidupan sehari-hari. Ini menunjukkan bahwa apa yang disetujui belum tentu penting untuk dipraktikkan bagi kalangan siswa sekolah menengah atas.Kata Kunci: literasi halal; sekolah menengah atas; pembelajaran literasi halal; peserta didik
Exploring Halal Supply Chain Management in Islamic Boarding School: Insight from Pesantren Muhammadiyah Zahra, Qiny Shonia Az; Mutmainah, Lu'liyatul; Andani, Listia; Friantoro, Dian
JURNAL AGROINDUSTRI HALAL Vol. 10 No. 3 (2024): Jurnal Agroindustri Halal
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jah.v10i3.12836

Abstract

Islamic boarding schools as traditional Islamic educational institutions have an important role in building a healthy and sustainable halal ecosystem. Islamic boarding schools must also ensure that the supply chain from upstream and downstream is in accordance with Halal Supply Chain Management (HSCM). Several HSCM applications start from supplier selection, production processes, storage, to distribution to consumers. The aim of this research is to analyze the application of HSCM and propose an HSCM model in Islamic boarding schools. This research includes qualitative research. Data was collected using interview, observation and documentation techniques and then analyzed using an inductive approach. This research was conducted at the Al-Furqon Muhammadiyah Islamic Boarding School, Tasikmalaya, taking 12 respondents. Respondents were selected based on their relationship with HSCM in Islamic boarding schools, from Islamic boarding school managers, teachers, kitchen managers, to students. This research shows that the implementation of halal supply chain management at the Al Furqon Muhammadiyah Islamic Boarding School, Tasikmalaya Regency is quite good with restrictions and education for proper and halal consumption. Providing nutritionists and halal food as well as a halal warehouse are needed to build a halal ecosystem in Islamic boarding schools. Providing halal certified raw materials also needs to be considered. Apart from that, funding through productive waqf can also be done to support the halal ecosystem in Islamic boarding schools.
Intention to consume halal food and its impact on physical well being: Evidence from Tasikmalaya Friantoro, Dian; Andani, Listia; Ramadhan, Rifky Wahyu
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 1 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i1.1472

Abstract

This study aims to identify the factors influencing the intention to consume halal food and to assess its impact on physical well-being. The research is framed within the Theory of Planned Behavior (TPB), which includes constructs such as attitude, subjective norms, perceived behavioral control, religiosity, food safety, nutritional quality, and behavioral intention, along with their effects on individual physical well-being. The analysis employs Structural Equation Modeling-Partial Least Square (SEM-PLS). It is based on responses from 307 participants in Tasikmalaya, West Java. The main finding reveals that religiosity, food safety, and nutritional quality do not significantly influence a Muslim's choice to consume halal food. This implies that the behavior surrounding halal food consumption is not necessarily dependent on religious beliefs, food safety, or nutritional content. Nonetheless, halal food consumption behavior can substantially positively impact the physical well-being of Muslims. Public interest statements This research is important for society as it highlights the role of consuming halal food in promoting physical well-being. This finding is valuable for both consumers and food producers. It underscores the health benefits of consumers choosing halal food beyond religious reasons. For producers and policymakers, the research stresses the need to improve access to affordable halal food and promote its health benefits, potentially leading to healthier communities.
Co-Authors Akhmad Akbar Susamto Alikhan, Liya Ur Rahman Liyakath Andani, Listia Arwini Gunawan, Sandra Biki Zulfikri Rahmat Biki Zulfikri Rahmat Cici Aulia Permata Bunda, Cici Aulia Permata Daffa Pradipa, Moch. Andra Deny Hidayat Fitra Prasapawidya Purna Iis Aisyah Ikram, Fathia Nur Imam Wahyudi Indrawan Iskandar Iskandar Jatnika, Muhammad Dzulfaqori Joni Juvither Teguh Alfharizqi, Mochammad Lu'liyatul Mutmainah Lu'liyatul Mutmainah Masitoh, Noneng Maulidiah, Winda Milah, Joharul Mumuh Muhammad Nasrulloh, Agus Ahmad Neneng Ela Fauziyyah Noer Destiana, Alifvia Puspa Dewi, Ranti Putri, Nazwa Pramono Qiny Shonia Az Zahra Rafiqi, Yusep Rahmania Salsabila, Syifa Rahmat, Biki Zulfikri Rahmawati, Agnia Rahmawati, Yesi Ramdani Ramdani Rifaldi Majid Rifky Wahyu Ramadhan Rosyadi, Agi Salsabila, Dea Kurnia Sariyatul Ilyana Sugianti, Dara Nauria Trisna Wijaya Yuniasih, Yuyun Zulfikri Rahmat, Biki