Article Per Year (5 Year)
p-Index From 2021 - 2026
3.816
P-Index
This Author published in this journals
All Journal Riset Akuntansi dan Keuangan Indonesia Perisai : Islamic Banking and Finance Journal JIFA (Journal of Islamic Finance and Accounting) MBIA Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi JBMR: Journal of Business and Management Review JIMEBIS Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Al Basirah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Jurnal Studi Islam dan Sosial JUEBIR: Journal of Economics and Business Research Jurnal Kajian Ekonomi dan Bisnis Islam JIFA (Journal of Islamic Finance and Accounting)
Mufti Arief Arfiansyah
Universitas Islam Negeri Raden Mas Said Surakarta
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 26 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 26 Documents
Search

 1   2   3 
Dampak Dana Desa Dalam Penanggulangan Kemiskinan Di Jawa Tengah Mufti Arief Arfiansyah
Lisyabab : Jurnal Studi Islam dan Sosial Vol 1 No 1 (2020): Lisyabab, Jurnal Studi Islam dan Sosial
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Sekolah Tinggi Agama Islam Mulia Astuti (STAIMAS) Wonogiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58326/jurnallisyabab.v1i1.20

Abstract

Tujuan penelitian ini untuk mengetahui pengaruh dari dana desa dan pertumbuhan ekonomi terhadap kemiskinan. Penelitian ini mengacu pada pendekatan deskriptif kuantitatif dengan populasi Kabupaten di Provinsi Jawa Tengah. Penentuan sampel dengan teknik purposive sampling. Proses pengumpulan data menggunakan data sekunder dari Badan Pusat Statistik dan Kementerian Keuangan. Data penelitian dalam penelitian ini adalah Pagu Dana Desa, Pendapatan Domestik Bruto dan jumlah penduduk miskin di kabupaten-kabupaten di Provinsi Jawa Tengah dari tahun 2015-2019. Analisis data menggunakan analisis regresi data panel dengan bantuan software Eview 10. Hasil penelitian menunjukkan bahwa 1) dana desa berpengaruh negatif terhadap kemiskinan. Semakin meningkat dana desa semakin turun angka kemiskinan. 2) Pertumbuhan ekonomi berpengaruh negatif terhadap kemiskinan, semakin tinggi Pendapatan Domestik Bruto semakin rendah angka kemiskinan.
Pengaruh Kapasitas Aparatur Desa terhadap Akuntabilitas Pengelolaan Dana Desa Di Kabupaten Wonogiri dengan Sistem Keuangan Desa sebagai Variabel Intervening Mufti Arief Arfiansyah
Lisyabab : Jurnal Studi Islam dan Sosial Vol 2 No 1 (2021): Lisyabab, Jurnal Studi Islam dan Sosial
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Sekolah Tinggi Agama Islam Mulia Astuti (STAIMAS) Wonogiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58326/jurnallisyabab.v2i1.70

Abstract

The purpose of this study was to determine how the capacity of the village apparatus affects the accountability of village fund management and to determine whether the Village Financial System acts as an intervening variable. This study applies a quantitative descriptive approach to the population of villages in Wonogiri Regency. The sample was determined by purposive sampling technique. Data collection uses primary data from questionnaire data collection with the village head and village secretary as respondents. Data analysis applies path analysis with SPSS 20 software. Based on the results of the analysis, the research results include 1) The capacity of the village apparatus has a positive and significant effect on the Village Financial System. 2) The Village Financial System affects the accountability of village fund management. 3) The capacity of the village apparatus has a positive and significant effect on the accountability of village fund management. 4) The village financial system intervenes in the influence of the capacity of the village apparatus on the accountability of village fund management.
Dampak Pembiayaan Terhadap Kinerja Keuangan Bank Umum Syariah Tahun 2016-2020 Mufti Arief Arfiansyah; Yogi Kurniawan; Catur Nugroho
Lisyabab : Jurnal Studi Islam dan Sosial Vol 3 No 2 (2022): Lisyabab, Jurnal Studi Islam dan Sosial
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Sekolah Tinggi Agama Islam Mulia Astuti (STAIMAS) Wonogiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58326/jurnallisyabab.v3i2.136

Abstract

Financial performance analysis is used to look at how good financial performance is by observing the correct financial performance provisions. The study deals with buying and selling financing (X_1) and profit sharing financing (X_2) on the financial performance of Islamic commercial banks (BUS). The study uses Return on Equity (Y) as a measure of financial performance. This research approach is quantitative with the aim of examining the impact of buying and selling financing as well as the results on BUS performance. The sampling method uses purposive sampling. Samples that met the standards were 12 BUS samples within 5 years from 2016 to 2020. The research used the E-Views application. The information analysis used is multiple linear regression analysis. The results of the study are (1) Buying and selling financing affects the profitability of Return On Equity (ROE). (2) Profit sharing financing affects ROE profitability. (3) Buying and selling financing and profit sharing financing jointly affect ROE profitability. Buying and selling financing and profit sharing financing affect ROE profitability, meaning that if buying and selling financing and profit sharing channeled by BUS continue to increase, ROE profitability also increases. Therefore, Islamic commercial banks should continue to increase the distribution of buying and selling financing and profit sharing financing to the public.
Impact Of Financing Restructuring And Foreclosed Collateral On Non-Performing Financing Levels In The Covid-19 Era Anisa Nur Fitriyanti; Mufti Arief Arfiansyah
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 12 No 2 (2023): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - December
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/iqtishaduna.v12i2.1405

Abstract

The Covid-19 pandemic has impacted the banking sector, including the increase in problematic financing. This research aims to show the impact of restructuring financing and foreclosed collateral (RFFC) on non-performing financing (NPF) levels during the Covid-19 pandemic. This research uses a quantitative approach. The population of this research is Islamic commercial banks (ICB). The research sample was taken using a purposive sampling technique, so a research sample of 6 ICB was obtained in three years, namely 2020-2022. This research uses data analysis in the form of multiple linear regression analysis using the Eviews application. The research results show that financing restructuring and RFFC each positively and significantly affect NPF. This research can be used as reading material related to banking economics and inform banks that success in implementing policies to minimize problematic financing requires good cooperation between banks and customers.
Pengaruh marketing mix terhadap minat memiliki tabungan easy wadiah pada Bank Syariah Indonesia Fifi Nur Haryanti; Shekar Maulida Salsabila; Mufti Arief Arfiansyah
Journal of Economics and Business Research (JUEBIR) Vol. 2 No. 1 (2023): Juni 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/juebir.v2i1.7292

Abstract

Indonesia is a country with a majority Muslim population. Where many Indonesian people should manage their finances through Islamic banks. However, in reality, the market share of Islamic banks is still small compared to conventional banks. It is necessary to do research on the interest of the Indonesian people to have Islamic bank products. This study aims to analyze the influence of the marketing mix on the intention to have easy wadiah savings at Bank Syariah Indonesia. This study uses a data processing tool in the form of SPSS. This type of research is quantitative primary data with simple random probability techniques and data collection using a questionnaire of 142 respondents. The research variable uses the 4P marketing mix theory. Based on the test results, it shows that product, price, and promotion variables affect the interest in having easy wadiah savings at BSI. Meanwhile, the location variable does not affect interest in having easy wadiah savings at BSI
ANALISIS PENGARUH VARIABEL MAKROEKONOMI TERHADAP RESIKO KREDIT PADA BANK SYARIAH DI INDONESIA Sucik Lestari; Mufti Arief Arfiansyah
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 8 No. 2 (2025): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jamekis.v8i2.8131

Abstract

This study aims to analyze the influence of macroeconomic factors, such as the inflation rate, Bank Indonesia interest rate (BI Rate), and economic growth (GDP), on credit risk, which is measured through Non-Performing Financing (NPF) in Islamic Commercial Banks in Indonesia during the 2020–2024 period. The approach used in this study is quantitative, utilizing secondary data obtained from the financial reports of Islamic banks registered with the Financial Services Authority (OJK), with a sample size of 220 data points. The analysis is conducted using panel data regression with the Random Effect Model (REM), selected through the Chow test, Hausman test, and Lagrange Multiplier test. The results show that inflation, BI Rate, and economic growth have a negative and significant effect on NPF. Therefore, increases in these macroeconomic variables tend to reduce the level of problematic financing in Islamic banking. These findings have important implications for regulators and Islamic banks in formulating risk management policies to maintain financial system stability
FAKTOR YANG MEMPENGARUHI KEPUTUSAN PENGGUNA BSI MOBILE Putri, Melinda Anggias; Arfiansyah, Mufti Arief
Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Vol 11, No 1 (2025): VOLUME XI NO. 1 APRIL 2025
Publisher : Jurnal Menara Ekonomi : Pelatihan dan Kajian Ilmiah Bidang Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31869/me.v11i1.6539

Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi keputusan penggunaan BSI Mobile di kalangan mahasiswa penerima KIP Kuliah di UIN Raden Mas Said Surakarta. Mobile banking menjadi salah satu inovasi penting dalam layanan perbankan digital, namun adopsinya di kalangan mahasiswa masih tergolong rendah. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei melalui kuesioner kepada 67 responden yang dipilih dengan teknik purposive sampling. Data dianalisis menggunakan uji regresi linear berganda dengan bantuan SPSS 25. Hasil penelitian menunjukkan bahwa fitur transaksi dan kebijakan privasi berpengaruh signifikan terhadap keputusan penggunaan BSI Mobile, sedangkan kualitas layanan, kemudahan akses, dan literasi keuangan tidak memiliki pengaruh yang signifikan. Dengan demikian, meskipun mobile banking menawarkan berbagai kemudahan, faktor utama yang mendorong penggunaannya adalah fitur transaksi yang lengkap serta kebijakan privasi yang baik. Temuan ini mengindikasikan bahwa BSI perlu meningkatkan layanan dan fitur BSI Mobile agar lebih menarik dan dapat memenuhi kebutuhan mahasiswa. Selain itu, edukasi literasi keuangan juga perlu ditingkatkan guna meningkatkan pemanfaatan layanan perbankan digital.
Analisis Motif Tren PayLater pada Kalangan Anak Muda di Kota Solo dalam Perspektif Syariah Yafenia Putri Tirta Biru; Mufti Arief Arfiansyah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7380

Abstract

The Indonesian government declares an increase in NPF of BNPL distribution to young people. This study aims to determine the effect of life needs, lifestyle, peer attachment, and sharia financial literacy on paylater usage decisions among young people in Solo. This study employs quantitative methodology, employing path analysis with SPSS version 27 as the data analysis tool. The research population consisted of Solo-domiciled Muslims aged 19-34 years who have used paylater at least once. Sourced the data used in this study using primary data obtained from distributing questionnaires to 100 respondents. The result of this study indicates that life needs, peer attachment, and sharia financial literacy all significantly improve the decision to use PayLater. Lifestyle, however, has no bearing on the decision to use PayLater. Despite this, the separate factors influence PayLater usage decisions at the same time.
Pengaruh Pelayanan dan Produk Tabungan Bagi Hasil Terhadap Keputusan Menabung Pada BSI KC Kartasura Rudiatna, Talitha Dwi; Arfiansyah, Mufti Arief
Journal of Economics and Business Research (JUEBIR) Vol. 2 No. 2 (2023): December 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/juebir.v2i2.8243

Abstract

Customer experience can have an impact on decisions taken by consumers when using services in the banking sector. One of the impacts can be the quality of service and product sharing. This analysis is useful for knowing the influence of service quality and profit-sharing savings products on customers' decisions to save at Bank Syariah Indonesia Kartasura branch office. This research uses a questionnaire survey method approach to obtain data from 210 respondents to BSI savings customers by distributing questionnaires on a Likert scale. Analysis techniques use Validity Test, Reliability Test, Normality Test, Heteroscedasticity Test, Multicollinearity Test, Multiple Regression Analysis Test (t, F Test, and Coefficient of Determination). The research results show that service quality can have a positive influence on customers' savings decisions at Bank Syariah Indonesia Kartasura Branch Office. Profit sharing savings products also have a very significant influence on customers' savings decisions at Bank Syariah Indonesia Kartasura Branch Office
Pengaruh Sistem Keuangan Desa dan Sistem Pengendalian Intern Pemerintah Terhadap Akuntabilitas Pengelolaan Dana Desa Arfiansyah, Mufti Arief
JIFA (Journal of Islamic Finance and Accounting) Vol. 3 No. 1 (2020)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jifa.v3i1.2369

Abstract

This study aims to determine the effect of the Village Finance System (Siskeudes) and the Government Internal Control System (SPIP) on the accountability of village fund management. This study refers to a quantitative approach to the population of villages in Wonogiri District. Determination of the sample by random sampling technique. The process of collecting data uses the questionnaire method. Respondents in this study were the Village Head and Village Secretary. Data analysis uses multiple regression analysis. The results showed that 1) The Village Financial System (SISKEUDES) affected the accountability of village fund management. 2) Government Internal Control System (SPIP) influences the accountability of village fund management.Keywords: Village Fund Management Accountability, Village Financial System, Government Internal Control System.JEL Classification Codes: C12, P25, R50
Co-Authors Amelia, Lailatul Anisa Nur Fitriyanti Catur Nugroho Edi Suminto Fatchan Achyani Fifi Nur Haryanti Khasanah, Dina Uswatun Lailatul Amelia Latifah, Nanda Nur Makarim, Afifatul Meilana Widyaningsih Miftahul Jannah Muhammad Fikri Hidayat Nanda Nur Latifah Nur Hanifa, Luthfia Ofvie Qonita Rahmawati Putri, Melinda Anggias Rahmawati, Silvia Rudiatna, Talitha Dwi Shekar Maulida Salsabila Sucik Lestari Triyono Triyono Triyono Triyono Vebriani, Defi Yafenia Putri Tirta Biru Yafenia Putri Tirta Biru Yogi Kurniawan