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All Journal Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Syari'ah Economics
Ilmy, Rizky Maidan
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Economics, Econometrics & Finance Other

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Sharf on the actors of non-bank foreign exchange business (kupva bb) or money changer Rahmayanti, Rima; Ilmy, Rizky Maidan; Hasan, Mustofa
INOVASI Vol 15, No 2 (2019)
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (251.411 KB) | DOI: 10.29264/jinv.v15i2.6432

Abstract

The phenomenon of the problem in this study is that there are non-bank foreign exchange (KUPVA) or money changer business people who are not licensed or illegal which are feared to be misused for terrorism, drug transactions and money laundering. Therefore, money changer business people are obliged to make permits to the government for business continuity that is licensed and can be trusted by the public. The purpose of this research is to find out how the provisions of sharf for non-bank foreign exchange business activities. The research method used is descriptive qualitative. The results of the study explained that running a business as a non-bank foreign exchange business activity is permitted as long as it must be comply with the provisions set by the government and the conditions stipulated by the MUI fatwa council, including taking care of permits, not for speculation (chancy), there transaction needs or just in case (deposits), if the transaction is carried out on a similar currency then the value must be the same and in cash (at-taqabudh) if different types must be made with the exchange rate that applies when the transaction is carried out and cash.
Influence of Bank Syariah Indonesia's Instagram Social Media on Students' Interest in Saving at Bank Syariah Indonesia Nurfajar, Budi; Sumarni, Sumarni; Ilmy, Rizky Maidan; Habibah, Tsuroyya Azhari
Syari'ah Economics Vol 7 No 1 (2023): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v7i1.1969

Abstract

This study aims to determine the level of Instagram social media usage among students at Institut Agama Islam Darussalam Ciamis, and their interest in saving at Bank Syariah Indonesia (BSI). This study also measures the influence of BSI's Instagram social media on students' interest in saving at the bank. Using quantitative methods, data are analyzed numerically to test the relationship between variables. Descriptive methods provide a detailed description of the observed phenomena, including numerical data and characteristics. The results of the statistical analysis using SPSS show an R² value of 0.376, which means that 37.6% of students' savings interest is influenced by BSI's Instagram social media, while 62.4% is influenced by other variables not studied. The t-test shows a significant coefficient with a p-value less than 0.05, which indicates that there is a significant influence between BSI's Instagram social media on students' interest in saving at BSI. Therefore, the hypothesis that BSI's Instagram social media affects students' interest in saving is accepted.
Co-Authors Habibah, Tsuroyya Azhari Hasan, Mustofa Nurfajar, Budi Rahmayanti, Rima Sumarni Sumarni