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Sharf on the actors of non-bank foreign exchange business (kupva bb) or money changer Rahmayanti, Rima; Ilmy, Rizky Maidan; Hasan, Mustofa
INOVASI Vol 15, No 2 (2019)
Publisher : Faculty of Economics and Business Mulawarman University

The phenomenon of the problem in this study is that there are non-bank foreign exchange (KUPVA) or money changer business people who are not licensed or illegal which are feared to be misused for terrorism, drug transactions and money laundering. Therefore, money changer business people are obliged to make permits to the government for business continuity that is licensed and can be trusted by the public. The purpose of this research is to find out how the provisions of sharf for non-bank foreign exchange business activities. The research method used is descriptive qualitative. The results of the study explained that running a business as a non-bank foreign exchange business activity is permitted as long as it must be comply with the provisions set by the government and the conditions stipulated by the MUI fatwa council, including taking care of permits, not for speculation (chancy), there transaction needs or just in case (deposits), if the transaction is carried out on a similar currency then the value must be the same and in cash (at-taqabudh) if different types must be made with the exchange rate that applies when the transaction is carried out and cash.

Metode Tarjih Al-Qâdi ‘Abd Jabbâr Dalam Ta’arudh Al-Adillah Dan Implikasinya Terhadap Ijtihad Hukum Islam Wahyudani, Zulham; Hasan, Mustofa; Firdaus, Muhammad
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol 5 No 2 (2023)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v5i2.3552

Al-Qadi ‘Abd Jabbar dikenal sebagai seorang ahli dalam bidang hukum Islam dari mazhab Mu'tazilah. Ia berbeda pendapat dengan aliran-aliran mutakalimin yang lebih mementingkan otoritas tekstual. Salah satunya dalam kajian metode tarjih, ‘abd al-Jabbar mempergunakan akal dan ‘illlat yang berlawanan serta mengadakan tarjih diantara ‘illat manakah yang dapat diamalkan, maka bagi seorang mukallaf boleh memilih salah satu ‘illat diantara ‘illat-‘illat lainnya untuk menetapkan hukum. Metodenya Ini membuka jalan bagi pemikiran yang kontekstual dan responsif terhadap perubahan sosial. Tujuan penelitian ini yaitu untuk menganalisis konsep metode tarjih ‘Abd al Jabbar dan implikasinya terhadap ijtihad hukum Islam. Artikel ini merupakan penelitian kualitatif deskriptif dengan pendekatan konseptual. Adapun data dari kajian ini adalah karya 'Abd al-Jabbar yang paling terkenal adalah "al-Mughni" dan "al-Kitab al-Muhit. Hasil penelitian menunjukan bahwa metode tarjih dalam penyelesaian perbedaan hukum adalah pertimbangan pada kemaslahatan. Amplikasi terhadap ijtihad hukum Islam adalah penalaran akal dalam pengetahuan tentang konteks sosial dan pengaruh perubahan sosial terhadap kebutuhan masyarakat juga penting untuk menjalankan ijtihad hukum secara efektif.

Penerapan Kaidah Al-Ibratu Fi Al-‘Uqudi Lilmaqashidi Wal Ma’ani La Lil Al-Fazhi Wal Mabani Pada Bisnis Syariah Hafizd, Jefik Zulfikar; Hasan, Mustofa; Syafe’i, Rahmat
Mahkamah : Jurnal Kajian Hukum Islam Vol 8, No 2 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/mahkamah.v8i2.15232

Kaidah fikih merupakan prinsip umum yang dapat digunakan pada kajian fikih. Adanya kaidah memudahkan para fuqoha dan masyarakat awam untuk memahami fikih dan hukum atas sesuatu secara umum. Penelitian ini menggunakan pendekatan penelitian kualitatif dengan studi pustaka. Penelitian ini mengkaji mengenai penerapan kaidah al-ibratu fi al-‘uqudi lilmaqashidi wal ma’ani la lil al-fazhi wal mabani pada bisnis syariah. Sumber data penelitian diperoleh dari berbagai literatur mencakup buku, kitab klasik, dan jurnal terkait tema penelitian. Hasil penelitian ini menunjukkan bahwa hakikat akad adalah pada makna akad tersebut dan tidak terletak pada lafazh atau redaksi akad tersebut. Dalam transaksi jangan berorientasi terhadap lafazh, namun lihatlah kepada makna yang ada di balik lafazh tersebut. Ada beberapa kemungkinan lafaz diungkapkan, antara lain: 1) Lafazh bisa muncul dari seseorang tanpa ada niat untuk mengungkapkannya, 2) Lafazh bisa muncul dengan tujuan memang mengucapkannya tetapi bukan dengan makna sebenarnya karena ketidakpahaman, 3) Lafazh bisa muncul secara sadar dan diketahui maknanya secara zahir namun secara batin diingkari, dan 4) Lafazh bisa muncul dengan tujuan melafalkannya dengan mengetahui maknanya dan memang jelas itulah yang dimaksudkannya.

Ayat Muhkamat dan Ayat Mutasyabihat: Tinjauan Sumber Hukum Ekonomi Islam Yusraini, Yusraini; Hasan, Mustofa; Ishandawi, Ishandawi
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 5 No. 2 (2024): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v5i2.4115

The importance of understanding and studying the sources of Islamic law is the main basis for Muslims in living their lives from time to time. The Koran is the highest source of law which is the main reference in determining Islamic law. The Koran contains more than six thousand verses, collected in one hundred and fourteen suras. Among the verses of the Koran there are what are called muhkamat verses and mutasyabihat verses. One aspect that needs to be considered is the difference between muhkamat and mutasyabihat verses in the Koran. Muhkamat verses are verses whose meaning is clear, namely verses other than mutasyabihat verses. The muhkamat verses explain something and give details, whether it is forbidden or lawful, regarding good promises or bad promises, regarding reward or punishment, warnings or prohibitions, whether they contain news or i'tibar advice or similes or something similar, all of them This is explained in detail and clearly. As for the existence of the mutasyabihat verse, even though it has a wealth of meaning, the translation is carried out by considering the context and hadith.

The Application of Ijma' in Islamic Law: Utilizing Zakat, Infaq, and Sadaqah (ZIS) for Humanitarian Crises Efendi, Nur; Hasan, Mustofa
LAA MAISYIR: Jurnal Ekonomi Islam Vol.11 No. 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v11i2.53792

Humanitarian crises, whether caused by war or natural disasters, often result in victims losing their wealth and becoming poor. Zakat, infak, and sedekah can assist them, but the legal aspects of their utilization must be considered. Zakat can only be given to the eight specified categories. This article aims to explore the use of ZIS for victims of humanitarian crises from the perspective of ijma’. The research method used is a descriptive qualitative approach with library research, which involves collecting data from various sources, followed by data reduction, presentation, conclusion, and data verification. The results of the study show that the use of ZIS for humanitarian purposes is permitted based on the fatwa of the Indonesian Ulema Council (MUI) No. 23 of 2020, No. 66 of 2022, and No. 83 of 2023. These fatwas state that zakat distribution directly to disaster victims must meet the criteria of the eight asnaf. Meanwhile, for public welfare needs, it falls under the asnaf sabilillah. The MUI fatwa can be considered as an ijma’ of Indonesian scholars because its methodology is based on ijma’. However, if the MUI fatwa is not classified as ijma’, it can be considered ijtihad jama’i (collective ijtihad), which represents a consensus of Islamic law experts and other relevant specialists, and its results can be held accountable.

APLIKASI TEORI POLITIK ISLAM PERSPEKTIF KAIDAH-KAIDAH FIKIH Hasan, Mustofa
Madania: Jurnal Kajian Keislaman Vol 18, No 1 (2014): JUNE
Publisher : Universitas Islam Negeri (UIN) Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar

In Islamic politics(fiqh al-siyâsah), one of the material studies is a power. In brief, the Islamic politics includes constitutional law,administrative law, international law, and economic law. In view of the relation, on the other hand, it discusseson the relationship of people and the leader as a concrete ruler in a country, inter-nation, or in their national andinternational economic policy. In Islamic politics, there are many theories formulated by some moslem scholarsthat become guide in a practice. Besides, this Islamic jurisprudence theory, as its real advantage, will gather theproblems that have same reason. This theory also will make easy to social life in political activities. This article isaimed at describing 12 Islamic legal norms which relevantly should be applied now and in the future.

Metode Tarjih Al-Qâdi ‘Abd Jabbâr Dalam Ta’arudh Al-Adillah Dan Implikasinya Terhadap Ijtihad Hukum Islam Wahyudani, Zulham; Hasan, Mustofa; Firdaus, Muhammad
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol. 5 No. 2 (2023)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v5i2.3552

Al-Qadi ‘Abd Jabbar dikenal sebagai seorang ahli dalam bidang hukum Islam dari mazhab Mu'tazilah. Ia berbeda pendapat dengan aliran-aliran mutakalimin yang lebih mementingkan otoritas tekstual. Salah satunya dalam kajian metode tarjih, ‘abd al-Jabbar mempergunakan akal dan ‘illlat yang berlawanan serta mengadakan tarjih diantara ‘illat manakah yang dapat diamalkan, maka bagi seorang mukallaf boleh memilih salah satu ‘illat diantara ‘illat-‘illat lainnya untuk menetapkan hukum. Metodenya Ini membuka jalan bagi pemikiran yang kontekstual dan responsif terhadap perubahan sosial. Tujuan penelitian ini yaitu untuk menganalisis konsep metode tarjih ‘Abd al Jabbar dan implikasinya terhadap ijtihad hukum Islam. Artikel ini merupakan penelitian kualitatif deskriptif dengan pendekatan konseptual. Adapun data dari kajian ini adalah karya 'Abd al-Jabbar yang paling terkenal adalah "al-Mughni" dan "al-Kitab al-Muhit. Hasil penelitian menunjukan bahwa metode tarjih dalam penyelesaian perbedaan hukum adalah pertimbangan pada kemaslahatan. Amplikasi terhadap ijtihad hukum Islam adalah penalaran akal dalam pengetahuan tentang konteks sosial dan pengaruh perubahan sosial terhadap kebutuhan masyarakat juga penting untuk menjalankan ijtihad hukum secara efektif.

Analisis Penerapan Hukum Wad‘i terhadap Akad Murābahah bil Wakālah dan Implikasinya pada Kepastian Hukum Syariah di Indonesia Jaelani, Ihrom; Hasan, Mustofa; Gojali, Dudang
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 7 No. 2 (2026): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/hv4a9d26

This study aims to analyse the application of Al-Ḥukmu al-Waḍ‘ī to murabahah bil wakalah contracts and its implications for the certainty of Sharia law in Indonesia. The focus of the study is directed at the integration of causes, conditions, and legal obstacles in assessing the validity of contracts in Islamic banking practices, particularly at Bank Syariah Indonesia. The method used is library research with a qualitative-normative approach, through analysis of classical fiqh literature, DSN-MUI fatwas, and OJK regulations. The results of the study show that some murābaḥah bil wakālah practices do not fully comply with the causal structure of wad‘i law, because bank ownership is often administrative in nature and the sequence of contracts does not comply with sharia provisions. This has the potential to create legal uncertainty and weaken the legitimacy of sharia compliance. This study emphasises the importance of applying wad‘i law as an evaluative instrument in ensuring the validity of contracts and closing loopholes in legal non-compliance. Implicitly, sharia regulation and supervision need to be directed towards substantive validity so that the Islamic financial system is not only formally compliant, but also fair, moral, and in line with maqāṣid asy-syarī‘ah. Keywords: Al-Ḥukmu al-Waḍ‘ī, Murābaḥah bil Wakālah, Legal Certainty in Sharia, Sharia Compliance, Maqāṣid asy-Syarī‘ah.

Penerapan Kaidah Muamalah dalam Transaksi Ekonomi Digital: Tinjauan Pustaka pada Paylater, E-Wallet, dan Marketplace Rahmi, Aulia; Hasan, Mustofa; Raharjo, Harmanto; Hilman, Alfarid
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 8 No. 2 (2025): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/scty2555

This study aims to analyze the application of fiqh muamalah principles in modern digital financial systems, particularly on paylater, e-wallet, and marketplace platforms. The research focuses on assessing the conformity of digital transactions with Islamic legal principles, namely clarity (bayān), justice (‘adl), and the avoidance of riba, gharar, and maysir. The research employs a qualitative-descriptive library method, analyzing scholarly journals and relevant Islamic finance fatwas from 2020–2025. The findings indicate that paylater systems comply with Sharia if they employ the bai‘ bi tsaman ājil contract without interest or time-based penalties. E-wallet platforms are permissible when free from hidden charges and uphold transparency in user rights and obligations. Likewise, marketplace operations are Sharia-compliant if they ensure clarity of contract objects, fair pricing (thaman al-mithl), and consumer protection (ḍamān). In conclusion, digital financial innovations can be harmonized with Islamic law when grounded in the principles of al-‘ibrah fī al-mu‘āmalāt bimā fī nafs al-amr and al-ma‘rūf ‘urfan kal-mashrūṭ sharṭan, thus aligning with the objectives of Sharia (maqāṣid al-syarī‘ah).

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