Article Per Year (5 Year)
p-Index From 2020 - 2025
1.789
P-Index
This Author published in this journals
All Journal International Journal of Islamic Economics and Finance (IJIEF) Jurnal Ekonomi Islam Negotium: Jurnal Ilmu Administrasi Bisnis Al-Muraqabah: Journal of Management and Sharia Business Jurnal Ekonomi Islam NGARSA: Journal of Dedication Based on Local Wisdom Indonesian Journal of Education and Social Studies Jurnal Ekuilibrium An-Nisbah: Jurnal Ekonomi Syariah
Ratih, Inayah Swasti
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

Published : 13 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 13 Documents
Search

 1   2 
Islamic Family Finance: An In-Depth Analysis of Financial Management Practices Ratih, Inayah Swasti; Ridho, Zainur
Indonesian Journal of Education and Social Studies Vol 1, No 2 (2022)
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijess.v1i2.7218

Abstract

This research contains to assess Islamic Family Financial Management for PNM Mekaar Syariah consumers group in Jambesari District, Bondowoso. This study aims to analyze Islamic Family Financial Management for PNM Meekar Syariah customers. The research method uses descriptive research qualitative approach. Research using descriptive methods is research directed to provide symptoms, facts accurately and systematically regarding the nature of the population of a particular area. The results showed that the understanding of customers in managing household finances is very simple. Customers have budgeting and implement simple financial management. Obstacles in its implementation are due to uncertain income and low financial literacy. However, research shows that the financial management of the three households studied is mostly in accordance with the concept of Sakinah finance.
Peningkatan Literasi Finansial melalui Pelatihan Perencanaan Keuangan pada Siswa Sekolah Dasar Ratih, Inayah Swasti; Zulfikri, Robby Reza
Ngarsa: Journal of Dedication Based on Local Wisdom Vol. 4 No. 1 (2024): Ngarsa: Journal of Dedication Based on Local Wisdom
Publisher : LP2M UIN Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ngarsa.v4i1.443

Abstract

The low level of financial literacy in the community has encouraged the government to create a program to increase financial literacy in the community. In order to support this government program, this community service is carried out to improve students' understanding and knowledge regarding financial literacy in elementary school students through financial planning training. This service method uses Participatory Action Research (PAR). It is a method whose process aims at learning to solve problems and fulfill the practical needs of society, as well as the production of knowledge and the process of religious social change. The results of this research show that the level of understanding of students' financial literacy still needs to be higher, as seen from the low knowledge of needs and desires, the importance of ways of saving, and the importance of ways of giving alms. The activities are carried out by students carrying out financial planning through managing pocket money at school with budget items that the researcher has determined. From the training results, students can understand financial management well, as evidenced by the results of filling out financial planning forms with the priority of needs in Islamic finance. Keywords: Financial literacy, Budget training, Financial planning Abstrak: Rendahnya literasi finansial pada masyarakat mendorong pemerintah membuat program peningkatan literasi keuangan kepada masyarakat. Guna mendukung program pemerintah tersebut, pengabdian masyarakat ini dilakukan untuk meningkatkan pemahaman dan pengetahuan siswa mengenai literasi keuangan pada siswa sekolah dasar melalui pelatihan perencanaan keuangan. Metode pengabdian ini menggunakan Participatory Action Research (PAR) yakni metode yang prosesnya bertujuan untuk pembelajaran dalam mengatasi masalah dan pemenuhan kebutuhan praktis masyarakat, serta produksi ilmu pengetahuan dan proses perubahan sosial keagamaan. Hasil penelitian ini menunjukkan bahwa tingkat pemahaman literasi keuangan siswa masih rendah dilihat dari rendahnya pemahaman kebutuhan dan keinginan, pentingnya dan cara menabung, pentingnya dan cara bersedekah. Adapun kegiatan yang dilakukan adalah siswa melakukan perencanaan keuangan melalui praktek pengelolaan uang saku di sekolah dengan pos-pos anggaran yang sudah ditetapkan oleh peneliti. Dari hasil pelatihan yang dilakukan siswa dapat memahami pengelolaan keuangan dengan baik dibuktikan dengan hasil pengisian formulir perencanaan keuangan yang sudah sesuai dengan prioritas kebutuhan dalam keuangan syariah. Kata kunci: Literasi keuangan, Pelatihan anggaran, Perencanaan keuangan
RELEVANSI EKSPEKTASI INFLASI DAN UTANG PEMERINTAH TERHADAP KEBIJAKAN MONETER DI ASEAN-5 Naura Syafiya; Nasir, M. Abd.; Ratih, Inayah Swasti; Imadidin, Ra'iyatu
Jurnal Ekuilibrium Vol. 9 No. 2 (2025): JEK Volume 9 Nomor 2 Tahun 2025
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jek.v9i2.53691

Abstract

Kebijakan moneter berperan penting dalam menjaga stabilitas perekonomian di ASEAN-5. Ekspektasi inflasi, utang pemerintah, dan pertumbuhan PDB menjadi faktor utama yang mempengaruhi arah kebijakan moneter. Berdasarkan teori ekspektasi rasional, ekspektasi inflasi yang mempengaruhi efektifitas kebijakan moneter. Penelitian ini bertujuan untuk menganalisis perkembangan dan pengaruh ketiga variabel tersebut terhadap kebijakan moneter di ASEAN-5 menggunakan metode Panel Least Square (PLS). Hasilnya menunjukkan bahwa ekspektasi inflasi dan PDB berdampak positif signifikan terhadap kebijakan moneter. Peningkatan inflasi mendorong pengetatan kebijakan, sementara pertumbuhan PDB memberi ruang untuk stabilisasi. Namun, perlambatan PDB dapat mendorong kebijakan pelonggaran guna menjaga stabilitas perekonomian
Co-Authors -, Tamimah Aldeen, Khaled Nour Almas, Bahrina Arifin, Nur Rachmat Heririaningrum, Sri Imadidin, Ra'iyatu Khoirunnisa, Nur Awali Nasir, M. Abd. Naura Syafiya Pertiwi, Risa Sari Qosyim, Moch Ridan Muhtadi Robby Reza Zulfikri Sjafruddin Sjafruddin Sri Herianingrum Tamimah, Tamimah Zainur Ridho