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All Journal Jurnal Investasi Islam NGARSA: Journal of Dedication Based on Local Wisdom Kubis JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan
Robby Reza Zulfikri
Universitas Jember
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Implementation Of Sharia Marketing Mix In Tirta Agung Tourism Sukosari Village Bondowoso Regency Subagio, N. Ari; Mahardiyanto, Agus; Riansaputri, Hesti Dwi; Zulfikri, Robby Reza; Ariyanti, Rini
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol. 8 No. 1 (2024): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v8i1.2793

Abstract

This research aims to determine and evaluate the implementation of the Sharia marketing mix in Tirta Agung tourism, Sukosari Village, Bondowoso Regency. This type of research uses a descriptive qualitative approach with case studies. Researchers used primary data and secondary data obtained through interviews, observation and documentation. Data analysis techniques use data collection, data reduction, data display and conclusion drawing. Analysis of the validity of the data used is the triangulation technique. The research results concluded that the concept of implementing the tourism marketing mix for Tirta Agung, Sukosari Village, Bondowoso Regency uses sharia principles. By applying indicators to the 9P sharia marketing mix which consists of Product, Price, Place, Promotion, Process, People, and Physical Evidence, Promise, and Patience.
Peningkatan Literasi Finansial melalui Pelatihan Perencanaan Keuangan pada Siswa Sekolah Dasar Ratih, Inayah Swasti; Zulfikri, Robby Reza
Ngarsa: Journal of Dedication Based on Local Wisdom Vol. 4 No. 1 (2024): Ngarsa: Journal of Dedication Based on Local Wisdom
Publisher : LP2M UIN Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ngarsa.v4i1.443

Abstract

The low level of financial literacy in the community has encouraged the government to create a program to increase financial literacy in the community. In order to support this government program, this community service is carried out to improve students' understanding and knowledge regarding financial literacy in elementary school students through financial planning training. This service method uses Participatory Action Research (PAR). It is a method whose process aims at learning to solve problems and fulfill the practical needs of society, as well as the production of knowledge and the process of religious social change. The results of this research show that the level of understanding of students' financial literacy still needs to be higher, as seen from the low knowledge of needs and desires, the importance of ways of saving, and the importance of ways of giving alms. The activities are carried out by students carrying out financial planning through managing pocket money at school with budget items that the researcher has determined. From the training results, students can understand financial management well, as evidenced by the results of filling out financial planning forms with the priority of needs in Islamic finance. Keywords: Financial literacy, Budget training, Financial planning Abstrak: Rendahnya literasi finansial pada masyarakat mendorong pemerintah membuat program peningkatan literasi keuangan kepada masyarakat. Guna mendukung program pemerintah tersebut, pengabdian masyarakat ini dilakukan untuk meningkatkan pemahaman dan pengetahuan siswa mengenai literasi keuangan pada siswa sekolah dasar melalui pelatihan perencanaan keuangan. Metode pengabdian ini menggunakan Participatory Action Research (PAR) yakni metode yang prosesnya bertujuan untuk pembelajaran dalam mengatasi masalah dan pemenuhan kebutuhan praktis masyarakat, serta produksi ilmu pengetahuan dan proses perubahan sosial keagamaan. Hasil penelitian ini menunjukkan bahwa tingkat pemahaman literasi keuangan siswa masih rendah dilihat dari rendahnya pemahaman kebutuhan dan keinginan, pentingnya dan cara menabung, pentingnya dan cara bersedekah. Adapun kegiatan yang dilakukan adalah siswa melakukan perencanaan keuangan melalui praktek pengelolaan uang saku di sekolah dengan pos-pos anggaran yang sudah ditetapkan oleh peneliti. Dari hasil pelatihan yang dilakukan siswa dapat memahami pengelolaan keuangan dengan baik dibuktikan dengan hasil pengisian formulir perencanaan keuangan yang sudah sesuai dengan prioritas kebutuhan dalam keuangan syariah. Kata kunci: Literasi keuangan, Pelatihan anggaran, Perencanaan keuangan
Peningkatan Literasi Finansial melalui Pelatihan Perencanaan Keuangan pada Siswa Sekolah Dasar Ratih, Inayah Swasti; Zulfikri, Robby Reza
Ngarsa: Journal of Dedication Based on Local Wisdom Vol. 4 No. 1 (2024): Ngarsa: Journal of Dedication Based on Local Wisdom
Publisher : LP2M UIN Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ngarsa.v4i1.443

Abstract

The low level of financial literacy in the community has encouraged the government to create a program to increase financial literacy in the community. In order to support this government program, this community service is carried out to improve students' understanding and knowledge regarding financial literacy in elementary school students through financial planning training. This service method uses Participatory Action Research (PAR). It is a method whose process aims at learning to solve problems and fulfill the practical needs of society, as well as the production of knowledge and the process of religious social change. The results of this research show that the level of understanding of students' financial literacy still needs to be higher, as seen from the low knowledge of needs and desires, the importance of ways of saving, and the importance of ways of giving alms. The activities are carried out by students carrying out financial planning through managing pocket money at school with budget items that the researcher has determined. From the training results, students can understand financial management well, as evidenced by the results of filling out financial planning forms with the priority of needs in Islamic finance. Keywords: Financial literacy, Budget training, Financial planning Abstrak: Rendahnya literasi finansial pada masyarakat mendorong pemerintah membuat program peningkatan literasi keuangan kepada masyarakat. Guna mendukung program pemerintah tersebut, pengabdian masyarakat ini dilakukan untuk meningkatkan pemahaman dan pengetahuan siswa mengenai literasi keuangan pada siswa sekolah dasar melalui pelatihan perencanaan keuangan. Metode pengabdian ini menggunakan Participatory Action Research (PAR) yakni metode yang prosesnya bertujuan untuk pembelajaran dalam mengatasi masalah dan pemenuhan kebutuhan praktis masyarakat, serta produksi ilmu pengetahuan dan proses perubahan sosial keagamaan. Hasil penelitian ini menunjukkan bahwa tingkat pemahaman literasi keuangan siswa masih rendah dilihat dari rendahnya pemahaman kebutuhan dan keinginan, pentingnya dan cara menabung, pentingnya dan cara bersedekah. Adapun kegiatan yang dilakukan adalah siswa melakukan perencanaan keuangan melalui praktek pengelolaan uang saku di sekolah dengan pos-pos anggaran yang sudah ditetapkan oleh peneliti. Dari hasil pelatihan yang dilakukan siswa dapat memahami pengelolaan keuangan dengan baik dibuktikan dengan hasil pengisian formulir perencanaan keuangan yang sudah sesuai dengan prioritas kebutuhan dalam keuangan syariah. Kata kunci: Literasi keuangan, Pelatihan anggaran, Perencanaan keuangan
Contextual Analysis of Digital Halal Tourism Development Feasibility in Talango Village, Sumenep: An Exploratory Qualitative Study Zainorrahman; Robby Reza Zulfikri
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v11i1.14138

Abstract

Although digital halal tourism is growing rapidly, most studies still focus on urban destinations and quantitative approaches, thus leaving a gap in the in-depth understanding of how rural Muslim communities negotiate the integration of digital technology with Islamic values and local wisdom. This study addresses this gap through an intrinsic qualitative case study in Talango Village, Sumenep, Madura. Using an intrinsic qualitative case study approach, data were collected through semi-structured interviews with 15 purposively selected informants, participant observation, and documentary analysis during the period from February to May 2025. Thematic analysis revealed three main themes: (1) the community’s high enthusiasm for halal tourism that is not matched by the readiness of infrastructure and digital services; (2) the low level of literacy and access to sharia financial technology; and (3) socio-cultural resistance to digitalization, which is feared to erode the sacredness of Islamic values. This study contributes theoretically to the halal tourism literature by developing a contextual-religious perspective that highlights the tension between digital innovation and the preservation of spiritual identity in rural Muslim communities—a dimension that is still rarely discussed in existing studies, which tend to be universalistic and market-oriented. Thus, this research enriches the theory of innovation diffusion and Islamic value-based tourism development in rural contexts.
Analisis Kesejahteraan Petani: Dampak Nilai Tukar Petani dan Zakat Terhadap Pendapatan Pertanian Mohamad RIfqi Fathoni; Nadiah Sabrina Himam; Eka Puspa Dewi; Nur Awali Khoirunnisa; Robby Reza Zulfikri
KUBIS Vol 6 No 01 (2026): Mei
Publisher : Program Studi Agribisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/kub.v6i01.5714

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Nilai Tukar Petani (NTP), jumlah petani, dan penyaluran zakat terhadap rata-rata pendapatan petani di Indonesia. Sebagian besar penelitian sebelumnya menggunakan NTP sebagai proksi kesejahteraan petani, sedangkan penelitian ini menggunakan rata-rata pendapatan petani yang dianggap lebih mampu menggambarkan kesejahteraan secara langsung. Selain itu, penelitian ini menggunakan pendekatan data makro untuk melihat kondisi petani secara agregat nasional. Penelitian menggunakan data sekunder yang dianalisis dengan metode regresi linier berganda. Hasil penelitian menunjukkan bahwa NTP berpengaruh positif dan signifikan terhadap rata-rata pendapatan petani. Sebaliknya, zakat berpengaruh negatif dan signifikan, yang diduga dipengaruhi oleh adanya reverse causality, di mana penurunan pendapatan petani mendorong peningkatan penyaluran zakat. Sementara itu, jumlah petani tidak berpengaruh signifikan. Penelitian ini merekomendasikan peningkatan produktivitas dan kualitas sumber daya manusia petani, serta penguatan koordinasi antara pemerintah dan lembaga zakat agar penyaluran bantuan kepada petani berpendapatan rendah dapat lebih optimal.
Co-Authors Ariyanti, Rini Eka Puspa Dewi Mahardiyanto, Agus Mohamad RIfqi Fathoni N. Ari Subagio Nadiah Sabrina Himam Nur Awali Khoirunnisa Ratih, Inayah Swasti Riansaputri, Hesti Dwi Zainorrahman