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All Journal Jurnal Ilmiah Hukum LEGALITY JURIS (Jurnal Ilmiah Syariah) Imara: Jurnal Riset Ekonomi Islam
Leli, Maisarah
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Religion Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice

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POLA AKAD DALAM PEMBERDAYAAN EKONOMI MASYARAKAT PERANTAU ATAR Leli, Maisarah; Arianti, Farida
JURIS (Jurnal Ilmiah Syariah) Vol 18, No 2 (2019)
Publisher : Institut Agama Islam Negeri Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (886.575 KB) | DOI: 10.31958/juris.v18i2.1741

Abstract

This paper discusses about the pattern of contracts in the economic empowerment of the Atar migrant community. Many migrants are not easy to get a job that later nomads can be independent. They are looking for work to other areas to be able to get a decent job that will provide their lives. In this section, the writer takes a qualitative descriptive approach by describing the contract pattern in empowerment carried out by the nomads, while the technique is snowball sampling in interviewing the main character until the information obtained at the saturated level, no more new information becomes data in this paper. The results achieved were that the nomads patterned contracts that were used in empowering the nomads community with qiradh contracts, and grants.
Fruit sale strategy with the lowest price sorakan (cheering) in the view of Fiqh Muamalah Arianti, Farida; Asmadia, Tezi; Leli, Maisarah
Legality : Jurnal Ilmiah Hukum Vol. 30 No. 2 (2022): September
Publisher : Faculty of Law, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/ljih.v30i2.19865

Abstract

Cheering the smallest price of several piles of fruit prices is a fruit-selling strategy to get more consumers. This study aims to understand the description of the smallest price cheers on the fruit sales strategy against the view of fiqh muamalah. What attracts buyers so that they decide to buy and how their interest is raised by hearing price cheers. This is field research conducted in Batusangkar Market. The research employed qualitative descriptive research methods and the research data were obtained from sellers and fruit buyers who shout the smallest price cheer. Data retrieval techniques used in-depth interviews and direct observation of buyers. Interviews were conducted face-to-face with the informants until the same information was obtained. The results show that the strategy of cheering the lowest price from several prices based on piles of fruit quality serves as a driving force and attracts consumers. This strategy is closer to bay' najasy which can drive buyers to buy their merchandise. Therefore, buyers or sellers must ensure that the price they are shouting represents the fruit piles that are visible. When a buyer approaches the place of merchandise, he/she could clearly see the goods being traded.
RISK MANAGEMENT ANALYSIS ON MUSHARAKAH PROFIT-SHARING FINANCING AT BANK BPRS MENTARI PASAMAN SAIYO WEST PASAMAN Orizal, Orizal; Yossieroawati, Yossieroawati; Rahmad, Fawza; Leli, Maisarah
Imara: Jurnal Riset Ekonomi Islam Vol 8, No 2 (2024): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v8i2.13705

Abstract

BackgroundThe main problem in this study is related to the analysis of low risk management in Musharakah profit-sharing financing at Bank BPRS Mentari Pasaman Saiyo West Pasaman. Furthermore, the problem is divided into several formulations, namely 1.) What is the form of the implementation of the risk sharing of musharakah profits in BPRS-MPS Simpang Empat, 2.) and description of the form of BPRS-MPS Simpang Empat strategy to reduce risks in musharakah financing.Purpose This study is to find out the form of implementation of Musharakah Profit Sharing Risk Reduction in BPRS-MPS Simpang Empat and the form of BPRS-MPS Simpang Empat strategy to reduce risks in Musharakah financing. This study uses the Field Research methodMethod. The type of approach is qualitative, The source of this research data is Bank BPRS Mentari Pasaman Saiyo and Musharakah financing profit sharing customers at Bank BPRS Mentari Pasaman Siayo. This primary data was obtained through interviews with informants, namely with the Bank and profit-sharing financing customers of Bank Musharakah Bank BPRS Mentari Pasaman Siayo Pasaman Barat.Results. Research shows that in the implementation of the Risk Sharing of Musyarakah at BPRS-MPS Simpang Empat that the profit sharing that is carried out is distributed in accordance with the agreement between the two parties and is divided according to the portion of capital at the beginning of the partnership. The determination of profit sharing at BPRS Mentari Saiyo West Pasaman is determined by determining the profit sharing ratio first in the form of a percentage. As well as the Strategy of BPRS-MPS Simpang Empat to Reduce Risks in Musharakah Financing Strategies to Minimize Risks in Musharakah Financing at BPRS Mentari Saiyo Pasaman Barat,Conclusion. Pihak BPRS Mentari Saiyo Pasaman Barat dalam meminimalisir potensi timbulnya risiko pada pembiayaan musyarakah. Bentuk mitigasi tersebut adalah dengan melakukan analisis terhadap kelayakan nasabah menerima pembiayaan dengan menggunakan prinsip 5C (character, capacity, capital, collateral dan condition of economy).
Co-Authors Abdul Mughits, Abdul Asmadia, Tezi Bashori, Akmal Farida Arianti Iza Hanifuddin, Iza Orizal, Orizal Rahmad, Fawza Silvianetri, Silvianetri Yossieroawati, Yossieroawati