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POLA AKAD DALAM PEMBERDAYAAN EKONOMI MASYARAKAT PERANTAU ATAR Leli, Maisarah; Arianti, Farida
JURIS (Jurnal Ilmiah Syariah) Vol 18, No 2 (2019)
Publisher : Institut Agama Islam Negeri Batusangkar

This paper discusses about the pattern of contracts in the economic empowerment of the Atar migrant community. Many migrants are not easy to get a job that later nomads can be independent. They are looking for work to other areas to be able to get a decent job that will provide their lives. In this section, the writer takes a qualitative descriptive approach by describing the contract pattern in empowerment carried out by the nomads, while the technique is snowball sampling in interviewing the main character until the information obtained at the saturated level, no more new information becomes data in this paper. The results achieved were that the nomads patterned contracts that were used in empowering the nomads community with qiradh contracts, and grants.

Fruit sale strategy with the lowest price sorakan (cheering) in the view of Fiqh Muamalah Arianti, Farida; Asmadia, Tezi; Leli, Maisarah
Legality : Jurnal Ilmiah Hukum Vol. 30 No. 2 (2022): September
Publisher : Faculty of Law, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/ljih.v30i2.19865

Cheering the smallest price of several piles of fruit prices is a fruit-selling strategy to get more consumers. This study aims to understand the description of the smallest price cheers on the fruit sales strategy against the view of fiqh muamalah. What attracts buyers so that they decide to buy and how their interest is raised by hearing price cheers. This is field research conducted in Batusangkar Market. The research employed qualitative descriptive research methods and the research data were obtained from sellers and fruit buyers who shout the smallest price cheer. Data retrieval techniques used in-depth interviews and direct observation of buyers. Interviews were conducted face-to-face with the informants until the same information was obtained. The results show that the strategy of cheering the lowest price from several prices based on piles of fruit quality serves as a driving force and attracts consumers. This strategy is closer to bay' najasy which can drive buyers to buy their merchandise. Therefore, buyers or sellers must ensure that the price they are shouting represents the fruit piles that are visible. When a buyer approaches the place of merchandise, he/she could clearly see the goods being traded.

HUKUM EKONOMI ISLAM DALAM AKAD MUZARA’AH DAN MUKHABARAH Leli, Maisarah
At Tasyri'i : Jurnal Program Studi Perbankan Syariah Vol. 4 No. 1 (2021): Jurnal At Tasyri'i Januari-Juni 2021
Publisher : STAI YAPTIP

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Islam sebagai agama yang mengedepankan prinsip rahmat al- ‘alamin, senantiasa menginginkan kemaslahatan bagi manusia terlebih dalam muamalah, diantaranya melakukan akad Muzara’ah dan Mukhabarah. Muzara’ah (kerjasama) memiliki peran penting dalam pemberdayaan ekonomi, dan mengandung hikmah atau manfaat yang besar dan mulia, tidak hanya bagi pemilik lahan dan petani penggarap, akan tetapi juga bagi masyarakat sekitar secara keseluruhan. Oleh karena itu, perlu dilakukan kajian, Bagaimana akad kerjasama dalam bentuk akad muzara’ah dan mukhabarah dalam prespektif ekonomi Islam.

MEKANISME PASAR DALAM PRESPEKTIF EKONOMI ISLAM Leli, Maisarah
At Tasyri'i : Jurnal Program Studi Perbankan Syariah Vol. 4 No. 2 (2021): Jurnal At Tasyri'i Juli Desember 2021
Publisher : STAI YAPTIP

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Islam sebagai agama yang mengedepankan prinsip rahmat bagi seluruh alam,senantiasa menginginkan kemaslahatan bagi manusia terlebih dalam muamalah,diantaranya pengelolaan pasar dalam prinsip-prinsip syaria’ah. Sehinggamekanisme pasar tidak terjebak kedalam bentuk distorsi pasar yaitu:rekayasapenawaran dan rekayasa permintaan, tadlis (penipuan), dan taghrir (kerancuan).Oleh karena itu, perlu dilakukan kajian, Bagaimana mekanisme pasardalam prespektik ekonomi Islam

SISTEM GADAI DALAM PRESPEKTIF EKONOMI ISLAM Leli, Maisarah
At Tasyri'i : Jurnal Program Studi Perbankan Syariah Vol. 5 No. 2 (2022): Jurnal At Tasyri'i Juli Desember 2022
Publisher : STAI YAPTIP

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Islam as a religion that puts forward the principle of mercy for all nature, always wants the benefit of humans, especially in muamalah. In transactions there are clear rules, whether the transaction is permitted or prohibited. Indonesian people, the majority of whom live in rural areas, often engage in pawning, which is based on an agreement alone, but does not understand in accordance with sharia principles or in an Islamic economic perspective.Therefore, it is necessary to study how the pawn system is in accordance with the principles of Islamic economics. Thus, avoiding transactions (muamalah) that are haram.

KONSEP ZAKAT DALAM PRESPEKTIF FIQIH KONTEMPORER Leli, Maisarah
At Tasyri'i : Jurnal Program Studi Perbankan Syariah Vol. 5 No. 1 (2022): Jurnal At Tasyri'i Januari Juni 2022
Publisher : STAI YAPTIP

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Zakat adalah ibadah mâliyah ijtima’iyyah yang memiliki posisi sangat penting, strategis dan menentukan, baik dilihat dari sisi ajaran Islam maupun dari sisi pembangunan kesejahteraan umat. Seiring dengan perkembangan zaman yang cepat dengan berbagai perubahannya, kajian keislamanpun mengalami perkembangan yang tidak kalah pesat, diantaranya dalah zakat dalam presfektif kontemporer, maka semakin kompleks aturan-aturan yang belum pernah dibahas dalam literatur fiqih klasik, tentu patut ditelaah terkait dengan konsep zakat dalam prespektif fiqh kontemporer untuk mendapatkan pemahaman yang komprehensif tentang zakat profesi, zakat produktif dan terkait dengan zakat tanah yang disewakan.

PENGARUH JUMLAH UANG BEREDAR TERHADAP INFLASI DI INDONESIA TAHUN 2006 – 2020 Arisman, Arisman; Rahmat, Fawza; Leli, Maisarah
At Tasyri'i : Jurnal Program Studi Perbankan Syariah Vol. 6 No. 1 (2023): Jurnal At Tasyr'i : Januari-Juni 2023
Publisher : STAI YAPTIP

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Inflation and interest rates are factors that can affect the exchange rate from the point of view of macroeconomic theory. Changes in the inflation rate can affect the demand and supply of a currency and therefore will affect the exchange rate of the Rupiah and changes in interest rates will have an effect on the flow of Indonesian state funds so that it affects the demand and supply of the Rupiah exchange rate. The problem in this research is how the influence of inflation and interest rates in Indonesia in the period 2006-2020. The discussion methodology uses quantitative methods with multiple analysis. The data used in this study is secondary data obtained from the website of the Indonesian Central Statistics Agency (BPS) in the form of TimeSeries for 15 years. Hypothesis testing was carried out using the T statistical test and the F statistical test using the EVIEWS 10 program. The results showed that in the partial test (t test) the value of the panel data regression analysis test showed that the t-count for the independent variable Inflation was -0.818360, while t table with a = 0.05 and df = (n-k), df = 12 where the t-table value is 2.17881 which means that the t-count value is smaller than the t-table value (0.818360 2.17881), then when viewed from the probability value, which is 0.4291 which is greater than 0.05 then Ho is accepted. This means that Inflation has no effect on the Exchange Rate. And the results of the panel data regression analysis test show that the t-count for the independent variable Interest Rate is -1.341310 while the t-table value with a = 0.05 is 2.16037 which means that the t-count is smaller than the t-table equal to (1,341310 2,17881) and when viewed from the probability value that is equal to 0.2047 which means greater than 0.05 then Ho is accepted. This means that it shows that the Interest Rate has no effect on the Exchange Rate. While the simultaneous test (f test) results in the output of Eviews, the calculated F value is 4.127236 while the F table with a level of a = 0.05 is 3.89, thus F count > F table (4.127236 > 3.89), then also seen from the probability value of 0.043248 which is smaller than the significance level of 0.05 so that Ho is rejected. This shows that the Inflation and Interest Rate variables together (simultaneously) have a significant effect on the Exchange Rate, so that the regression model can be used to predict the dependent variable.

ANALISIS KELAYAKAN NASABAH DALAM PEMINJAMAN DI BPR OPHIR UJUNG GADING PASAMAN BARAT Sahrawani, Sahrawani; Leli, Maisarah; Rahmat, Fawza
At Tasyri'i : Jurnal Program Studi Perbankan Syariah Vol. 6 No. 2 (2023): Jurnal At Tasyri'i Juli Desember 2023
Publisher : STAI YAPTIP

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This research explains the proplem of whether there is an influence ofpromotions on the interest in saving of the people of Situak Barat at the shariapeople’s Financing (BPRS) Mentari Pasaman Saiyo Ujung Gading. This researchaims to partially test how promotion influences interest in saving and how muchinfluence promatiaon has on interest in saving in West Siak society at BPRSUjung Gading. After this research is carried out, it is hoped that it will providebenefits for several parties, including providing input from information on thepractice of sharia banking, especially marketing managers in determining themost effective promotional policies to recruit savings Customers at BPRS ujunggading.In this research, the research methodology used is a method asosiatif cacualwith a quatitative type of research. The respondents in this study were 30responden with 14 statements, namely the west siak community. Samplingtechniques using samples rondom sampling, data collection techniques usinginterviews, questionnaires and documentation as well as data analysis techniquesused in this thesis are Validity test, Reability test, Normality test, Simultaneoustest(F) and Partial test(T). The research results show that there ia a positiveinfluence berween the promation variabel(X) and the interest in savingvariable(Y), Seen from the regression equation that has been generated usingSPSS. Namely the magnitude of the influence of promation(X) on the interest insaving(y) of the west siak community at BPRS MPS ujung gading.

Analisis Rendahnya Produktivitas CV. Dua Putra Srikandi dalam Meningkatkan Pendapatan Karyawan Di Padang Kadok Kecamatan Kinali (Studi Kasus CV. Dua Putra Srikandi di Padang Kadok) : Yusita, Yusita; Rahmat, Fawza; Leli, Maisarah
At Tasyri'i : Jurnal Program Studi Perbankan Syariah Vol. 7 No. 2 (2024): Jurnal At Tasyri'i Juli Desember 2024
Publisher : STAI YAPTIP

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ABSTRACT This study aims to analyze the factors affecting low productivity at CV. Dua Putra Srikandi, an oil palm processing company located in Padang Kadok, Kinali District. The decrease in productivity is influenced by several constraints, including limited production facilities, lack of employee training and motivation, and inadequate working conditions. The research uses a descriptive qualitative approach with data collection through observation, structured and semi-structured interviews, and document analysis. The results show that the main factors contributing to low productivity are the limited skills of employees, insufficient production facilities, and low work motivation. The impacts include financial losses, product quality decline, and loss of competitiveness. This study recommends strategic steps such as increasing production capacity, routine skills training, and maintaining facilities and equipment. It is expected that with the implementation of these recommendations, CV. Dua Putra Srikandi can improve operational efficiency and productivity, ultimately positively impacting employee welfare and the company’s competitiveness. Keywords: Productivity, CV. Dua Putra Srikandi, Employee Skills, Production Facilities, Work Motivation, Product Quality, Competitiveness.

RISK MANAGEMENT ANALYSIS ON MUSHARAKAH PROFIT-SHARING FINANCING AT BANK BPRS MENTARI PASAMAN SAIYO WEST PASAMAN Orizal, Orizal; Yossieroawati, Yossieroawati; Rahmad, Fawza; Leli, Maisarah
Imara: Jurnal Riset Ekonomi Islam Vol 8, No 2 (2024): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v8i2.13705

BackgroundThe main problem in this study is related to the analysis of low risk management in Musharakah profit-sharing financing at Bank BPRS Mentari Pasaman Saiyo West Pasaman. Furthermore, the problem is divided into several formulations, namely 1.) What is the form of the implementation of the risk sharing of musharakah profits in BPRS-MPS Simpang Empat, 2.) and description of the form of BPRS-MPS Simpang Empat strategy to reduce risks in musharakah financing.Purpose This study is to find out the form of implementation of Musharakah Profit Sharing Risk Reduction in BPRS-MPS Simpang Empat and the form of BPRS-MPS Simpang Empat strategy to reduce risks in Musharakah financing. This study uses the Field Research methodMethod. The type of approach is qualitative, The source of this research data is Bank BPRS Mentari Pasaman Saiyo and Musharakah financing profit sharing customers at Bank BPRS Mentari Pasaman Siayo. This primary data was obtained through interviews with informants, namely with the Bank and profit-sharing financing customers of Bank Musharakah Bank BPRS Mentari Pasaman Siayo Pasaman Barat.Results. Research shows that in the implementation of the Risk Sharing of Musyarakah at BPRS-MPS Simpang Empat that the profit sharing that is carried out is distributed in accordance with the agreement between the two parties and is divided according to the portion of capital at the beginning of the partnership. The determination of profit sharing at BPRS Mentari Saiyo West Pasaman is determined by determining the profit sharing ratio first in the form of a percentage. As well as the Strategy of BPRS-MPS Simpang Empat to Reduce Risks in Musharakah Financing Strategies to Minimize Risks in Musharakah Financing at BPRS Mentari Saiyo Pasaman Barat,Conclusion. Pihak BPRS Mentari Saiyo Pasaman Barat dalam meminimalisir potensi timbulnya risiko pada pembiayaan musyarakah. Bentuk mitigasi tersebut adalah dengan melakukan analisis terhadap kelayakan nasabah menerima pembiayaan dengan menggunakan prinsip 5C (character, capacity, capital, collateral dan condition of economy).

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