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All Journal Jurnal Inovasi Bisnis (Inovbiz) BALANCE: Jurnal Akuntansi, Auditing dan Keuangan Jurnal Komunikasi Profesional Jurnal MEBIS (Manajemen dan Bisnis) Jurnal ABDINUS : Jurnal Pengabdian Nusantara Edumedia: Jurnal Keguruan dan Ilmu Pendidikan Journal of Applied Business, Taxation and Economics Reseach TRANSAKSI Komunita: Jurnal Pengabdian dan Pemberdayaan Masyarakat Fokus Abdimas Jurnal Ilmiah Akuntansi dan Keuangan Balance: Jurnal Akuntansi, Auditing, dan Keuangan
Utami, Novia
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Penilaian diri kompetensi komunikasi pencari kerja dalam memasuki dunia kerja Wijayanti, Sri Hapsari`; Utami, Novia; Putri, Brigita Kania Novia; Mantiri, Stephanie Maria
Jurnal Komunikasi Profesional Vol 5 No 2 (2021)
Publisher : Fakultas Ilmu Komunikasi Universitas dr. Soetomo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (613.253 KB) | DOI: 10.25139/jkp.v5i2.3414

Abstract

Formal education is not sufficient as a provision to find a job, it needs to be equipped with soft skills, such as the ability to communicate. This study aims to reveal the basic communication skills and soft skills of job seekers with low education and their readiness to enter the world of work. Respondents of this study are the younger generation who are looking for a job. They live in Rusunawa Marunda, Cilincing, North Jakarta. There are 37 respondents involved in this study. This study is descriptive quantitative with case studies. The data collection technique used a Likert scale questionnaire with five scales. The data analysis technique was carried out with descriptive statistics used SPSS 25. The results of this study indicate that the respondents are ready and confident enough to compete in the work world with their communication skills and other soft skills. The skill that the majority of respondents felt lacking was communication in English. This study suggested doing intervention by mentoring and training of communication and English for respondents, the younger generation of productive age with low education. Keywords: Formal Education; Communication; Hard Skill; Soft Skill; English Language AbstrakPendidikan formal belum cukup sebagai bekal untuk mencari pekerjaan, lulusan perlu dibekali dengan soft skill, seperti kemampuan berkomunikasi. Penelitian ini bertujuan mengungkap keterampilan komunikasi dasar dan soft skill pencari kerja yang berpendidikan rendah dan kesiapan mereka memasuki dunia kerja. Responden dalam penelitian ini adalah generasi muda yang sedang mencari pekerjaan. Mereka tinggal di Rusunawa Marunda, Cilincing, Jakarta Utara. Ada 37 responden yang terlibat dalam penelitian ini. Penelitian ini bersifat deskriptif kuantitatif dengan studi kasus. Teknik pengumpulan data menggunakan angket skala likert dengan lima skala. Teknik analisis data dilakukan dengan statistik deskriptif melalui bantuan SPSS 25. Hasil penelitian ini menunjukkan bahwa responden cukup siap dan percaya diri untuk bersaing di dunia kerja dengan kemampuan komunikasi dan soft skill lainnya. Keterampilan yang dirasakan sebagian besar responden kurang adalah komunikasi dalam bahasa Inggris. Penelitian ini menyarankan agar dilakukan intervensi melalui pendampingan dan pelatihan komunikasi dan bahasa Inggris bagi mereka yang berpendidikan rendah, tetapi tergolong generasi muda yang produktif. Kata Kunci: Pendidikan Formal; Komunikasi; Hard Skill; Soft Skill; bahasa Inggris  
Penilaian diri kompetensi komunikasi pencari kerja dalam memasuki dunia kerja Wijayanti, Sri Hapsari`; Utami, Novia; Putri, Brigita Kania Novia; Mantiri, Stephanie Maria
Jurnal Komunikasi Profesional Vol. 5 No. 2 (2021)
Publisher : Fakultas Ilmu Komunikasi Universitas dr. Soetomo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (613.253 KB) | DOI: 10.25139/jkp.v5i2.3414

Abstract

Formal education is not sufficient as a provision to find a job, it needs to be equipped with soft skills, such as the ability to communicate. This study aims to reveal the basic communication skills and soft skills of job seekers with low education and their readiness to enter the world of work. Respondents of this study are the younger generation who are looking for a job. They live in Rusunawa Marunda, Cilincing, North Jakarta. There are 37 respondents involved in this study. This study is descriptive quantitative with case studies. The data collection technique used a Likert scale questionnaire with five scales. The data analysis technique was carried out with descriptive statistics used SPSS 25. The results of this study indicate that the respondents are ready and confident enough to compete in the work world with their communication skills and other soft skills. The skill that the majority of respondents felt lacking was communication in English. This study suggested doing intervention by mentoring and training of communication and English for respondents, the younger generation of productive age with low education. Keywords: Formal Education; Communication; Hard Skill; Soft Skill; English Language AbstrakPendidikan formal belum cukup sebagai bekal untuk mencari pekerjaan, lulusan perlu dibekali dengan soft skill, seperti kemampuan berkomunikasi. Penelitian ini bertujuan mengungkap keterampilan komunikasi dasar dan soft skill pencari kerja yang berpendidikan rendah dan kesiapan mereka memasuki dunia kerja. Responden dalam penelitian ini adalah generasi muda yang sedang mencari pekerjaan. Mereka tinggal di Rusunawa Marunda, Cilincing, Jakarta Utara. Ada 37 responden yang terlibat dalam penelitian ini. Penelitian ini bersifat deskriptif kuantitatif dengan studi kasus. Teknik pengumpulan data menggunakan angket skala likert dengan lima skala. Teknik analisis data dilakukan dengan statistik deskriptif melalui bantuan SPSS 25. Hasil penelitian ini menunjukkan bahwa responden cukup siap dan percaya diri untuk bersaing di dunia kerja dengan kemampuan komunikasi dan soft skill lainnya. Keterampilan yang dirasakan sebagian besar responden kurang adalah komunikasi dalam bahasa Inggris. Penelitian ini menyarankan agar dilakukan intervensi melalui pendampingan dan pelatihan komunikasi dan bahasa Inggris bagi mereka yang berpendidikan rendah, tetapi tergolong generasi muda yang produktif. Kata Kunci: Pendidikan Formal; Komunikasi; Hard Skill; Soft Skill; bahasa Inggris  
THE ANALYSIS OF EXPERIENTIAL LEARNING ACTIVITIES WITHIN THE MERDEKA BELAJAR KAMPUS MERDEKA (MBKM) PROGRAM ON THE ACADEMIC MOTIVATION OF HIGHER EDUCATION STUDENTS Utami, Novia; Sitanggang, Marsiana Luciana
Jurnal Mebis Vol. 9 No. 1: July 2024
Publisher : UPN "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/mebis.v9i1.545

Abstract

This research aims to evaluate the influence of Experiential Learning activities within the context of Merdeka Belajar Kampus Merdeka (MBKM) on the academic motivation of higher education students. Academic motivation is considered a crucial factor in shaping students' academic success, and MBKM's experiential learning is expected to boost learning enthusiasm, skill development, and enhancement of soft and hard skills. The research findings indicate that most students feel motivated and more enthusiastic in attending lectures, with a tendency to increase interest in seeking further knowledge. Additionally, the MBKM program is perceived to enhance the quality of education in higher education institutions, engaging students in academic projects and assignments that support developing soft and hard skills. However, some respondent’s express hesitancy regarding the encouragement to pursue academic ambitions.
The Effects of Company Size, Business Diversification, and Investment Decision on Firm Value with Capital Structure as a Moderating Tarigan, Thia Margeretha; Utami, Novia; Arifin, Selvi
Jurnal Ilmiah Akuntansi dan Keuangan Vol. 11 No. 2 (2022): Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : LP3M Universitas Putra Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32639/jiak.v11i2.122

Abstract

This research aims at reviewing whether company size, business diversification, and investment decision affect firm value by using capital structure as a mediator. Samples were collected from a population (all manufacturing companies listed in Indonesia Stock Exchange within observation period of 2016-2020) using a purposive sampling method following specific criteria. Data were then analyzed using a quantitative approach and a multiple linear regression technique. Results show that company size and investment decision affect firm value positively and significantly. Meanwhile, business diversification negatively and significantly affects firm value. At the same time, capital structure variable makes the relationship between independent and dependent variables stronger.
Edukasi Literasi Keuangan, Investasi, Financial Technology, dan Pengelolaan Keuangan Pribadi Utami, Novia; Kusumahadi, Teresia Angelia
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 8 No 2 (2024): Volume 8 Nomor 2 Tahun 2024
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v8i2.22254

Abstract

In the current digital era, financial literacy is crucial to support wise financial management and prevent the risk of fraud, especially among the younger generation. This article discusses the need for financial literacy, especially among high school students, to help them manage personal finances, understand investments, and become familiar with financial technology (fintech). Cases of fraud, such as several students caught in online loans, emphasize the importance of understanding financial literacy in financial decisions. From the evaluation results of the financial literacy workshop conducted at SoliDEO Christian High School, this activity positively impacted students' understanding of investment, financial literacy, and financial technology. A significant increase in students' interest scores regarding these various aspects was seen through surveys before and after the workshop. The highest increase occurred in understanding investment instruments, followed by the urgency of recognizing red flags when investing, financial literacy, use of financial technology, and investing in general. Even though there has been an increase, the importance scores for understanding and measuring investment profits and risks, managing personal finances, and making a priority scale for spending funds tend to be stable.
Leadership Analysis on the Financial Well-Being of MSME Entrepreneurs with Diffusion of Innovations as a Moderating Variable Utami, Novia; Sitanggang, Marsiana Luciana
Inovbiz: Jurnal Inovasi Bisnis Vol 12, No 2 (2024)
Publisher : Politeknik Negeri Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35314/inovbiz.v12i2.3962

Abstract

This research aims to analyze the influence of leadership on the financial well-being of Micro, Small, and Medium Enterprises (MSMEs) entrepreneurs in Indonesia, with innovation diffusion as a moderating variable. Data were collected by surveying 400 MSME entrepreneurs who have been in business for at least six months. Data was analyzed using the Structural Equation Model (SEM) with the SEM-PLS program. The analysis results indicate that innovation adoption and leadership positively and significantly influence the financial well-being of MSME entrepreneurs. Additionally, innovation diffusion plays a significant moderating role in the relationship between leadership and financial well-being. The practical implication is that MSME entrepreneurs can enhance their financial well-being by adopting innovation and having effective leadership.
PENGARUH RISIKO LIKUIDITAS DAN LEVERAGE TERHADAP KINERJA BANK YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2010--2015 Utami, Novia
BALANCE: Jurnal Akuntansi, Auditing dan Keuangan Vol. 15 No. 2 (2018): BALANCE: Jurnal Akuntansi, Auditing dan Keuangan
Publisher : Fakultas Ekonomi dan Bisnis Universitas Katolik Indonesia Atma Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25170/balance.v15i2.82

Abstract

This empirical study aims for examining the influence of liquidity risk on bank performance from the period 2010 to 2015 listed on Indonesia Stock Exchange. The measurement of liquidity risk will involve deposits or third-party fund, cash, and liquidity gap whereas the leverage will involve total debts to total assets as the independent variables. Meanwhile, the dependent variables of this study involve ROA and Tobin’s Q. This study was conducted under the purposive sampling method which involved 22 banks as samples. This study also used a panel data regression method and three testing models, including Common Effect Model, Fixed Effect Model, and Random Effect Model. The findings suggest a positive and significant influence of the third-party fund on ROA and Tobin’s Q. In contrast, the liquidity gap has a negative and significant influence on ROA and Tobin’s Q. Besides, the findings also suggest a positive and significant influence of cash on ROA and negatively significant on Tobin’s Q. The leverage has negative and significant influence on ROA and positively significant on Tobin’s Q.
PEMBEKALAN PENGETAHUAN TENTANG MOTIVASI BELAJAR DARING, MANAJEMEN WAKTU, DAN MANAJEMEN UANG SAKU BAGI SISWA SMP DAN SMA KRISTEN KALAM KUDUS Setiyaningrum, Ari; Salim, Lina; Utami, Novia
Fokus ABDIMAS Vol 2, No 2: OKTOBER 2023
Publisher : STIE Pelita Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34152/abdimas.2.2.134-140

Abstract

The covid-19 pandemic has had an impact on almost all sectors, including education. School activities must be carried out online through distance learning. The problem faced by Kalam Kudus Christian Middle School and High School students as service partners during the Covid-19 pandemic is the decline in motivation to learn due to boredom and boredom with the routine of attending online school, students/students have so far not been able to manage their time well. more effective and unable to manage pocket money more wisely. The aim of carrying out this community service is to motivate students to study, especially online, increase students' knowledge about the importance of time management and pocket money management and their application in everyday life. Community service activities were carried out in the form of online training and involved 180 students of Kalam Kudus Christian Middle School and 133 students of Kalam Kudus Christian High School. The results of this community service activity concluded that this knowledge provision and training activity regarding online learning motivation, time management, and pocket money management was proven to be able to increase the knowledge and understanding of Kalam Kudus Christian Middle School and High School students. Keywords: learning motivation, pocket money management, pandemic covid-19, time management, students
PENGEMBANGAN E-KETANTAS (E-MODULBERMUATAN KESADARAN KEBERLANJUTAN DAN KREATIVITAS) PADA MATERI PERUBAHAN LINGKUNGAN Zulkarnaen; Utami, Novia; Yulianty, Sindanita; Survani, Rifki
Edumedia : Jurnal Keguruan dan Ilmu Pendidikan Vol 9 No 1 (2025): Edumedia: Jurnal Keguruan dan Ilmu Pendidikan
Publisher : Universitas Kapuas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51826/edumedia.v9i1.1537

Abstract

Kesadaran keberlanjuan terhadap pelestarian lingkungan harus dibina sejak dini agar menjadi kebiasaan positif bagi tumbuh kembang generasi penerus bangsa. Tujuan dari penelitian ini yaitu untuk mengembangkan E-modul bermuatan kesadaran keberlanjutan dan kreativitas (E-Ketantaas) pada materi perubahan lingkungan. Metode penelitian yang digunakan yaitu metode penelitian dan pengembangan dengan model ADDIE yang terdiri dari tahap Analysis, Design, Development, Implementation, dan Evaluation yang kemudian dirincikan menjadi tahap persiapan, tahap pelaksanaan, dan tahap akhir. Setelah dilakukan penelitian dan pengembangan E-Ketantas didapatkan hasil berupa: tahap analisis, peserta didik mengalami pembelajaran yang monoton, belum mengenal konsep kesadaran keberlanjutan, dan belum mampu memunculkan kreativitas. Pada tahap desain E-Ketantas, dibuatkan desain yang mampu merancang pembelajaran yang tidak monoton dan mampu memunculkan konsep kesadaran keberlanjutan dan kreativitas serta disesuaikan dengan materi perubahan lingkungan. Pada tahap pengembangan, E-Ketantas layak diterapkan pada materi perubahan lingkungan dengan menyelaraskan pada konsep kesadaran keberlanjutan dan kreativitas. Pada tahap pelaksanaan, E-Ketantas dapat digunakan dalam pembelajaran karena setelah dilakukan uji respon, peserta didik tidak merasa kesulitan dalam menggunakannya. Pada tahap evaluasi, E-Ketantas dapat memuat berbagai sumber belajar, termasuk video. E-Ketantas dapat diterapakan dengan optimal pada sekolah yang terbiasa menggunakan pendekatan student center, model Discovery Learning, metode belajar diskusi, dan media pembelajaran multimedia interaktif.
PENGARUH RISIKO LIKUIDITAS DAN LEVERAGE TERHADAP KINERJA BANK YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2010--2015 Utami, Novia
BALANCE: Jurnal Akuntansi, Auditing dan Keuangan Vol. 15 No. 2 (2018): BALANCE: Jurnal Akuntansi, Auditing dan Keuangan
Publisher : Fakultas Ekonomi dan Bisnis Universitas Katolik Indonesia Atma Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25170/balance.v15i2.82

Abstract

This empirical study aims for examining the influence of liquidity risk on bank performance from the period 2010 to 2015 listed on Indonesia Stock Exchange. The measurement of liquidity risk will involve deposits or third-party fund, cash, and liquidity gap whereas the leverage will involve total debts to total assets as the independent variables. Meanwhile, the dependent variables of this study involve ROA and Tobin’s Q. This study was conducted under the purposive sampling method which involved 22 banks as samples. This study also used a panel data regression method and three testing models, including Common Effect Model, Fixed Effect Model, and Random Effect Model. The findings suggest a positive and significant influence of the third-party fund on ROA and Tobin’s Q. In contrast, the liquidity gap has a negative and significant influence on ROA and Tobin’s Q. Besides, the findings also suggest a positive and significant influence of cash on ROA and negatively significant on Tobin’s Q. The leverage has negative and significant influence on ROA and positively significant on Tobin’s Q.
Co-Authors Angelia Kusumahadi, Teresia Ari Setiyaningrum Arifin, Selvi Desyandri Desyandri Kusumahadi, Teresia Angelia Mantiri, Stephanie Maria Putri, Brigita Kania Novia Salim, Lina Sitanggang, Marsiana Luciana Sri Hapsari Wijayanti Survani, Rifki Tarigan, Thia Margeretha Yulianty, Sindanita Zulkarnaen