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Penyuluhan Dampak Negatif Pinjaman Online di Desa Moyo: Membangun Resiliensi Ekonomi Masyarakat terhadap Praktik Rentenir Digital Hambali, Denny; Sugiarto, Aris; Sriyatun; Fitriani, Nurida; Jibrail, Ahmad; Muhammad Rizqi, Reza
Al-Madani: Jurnal Pengabdian Pada MAsyarakat Vol 4 No 1 (2025): JUNI: Al-Madani (Jurnal Pengabdian Pada Masyarakat)
Publisher : Institut Agama Islam Hamzanwadi Pancor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37216/al-madani(jurnalpengabdianpadamasyarakat).v4i1.2167

Abstract

Technological developments have facilitated access to online lending services (pinjol), but behind this convenience lies many risks, especially for rural communities that have low financial literacy. This service activity was carried out in Moyo Village, Sumbawa Regency, with the aim of increasing community awareness about the dangers of illegal pinjol and building economic resilience against digital loan sharks. Through counseling methods, group discussions, case studies, and simulations, participants were given an understanding of the differences between legal and illegal pinjol, legal and social impacts, and how to manage finances wisely. The evaluation results showed a significant increase in participants' understanding, especially regarding the risks of high interest rates, intimidation, and data misuse. The program also successfully equipped the community with financial management strategies such as saving, budgeting, and avoiding excessive consumption. With this program, it is hoped that the people of Moyo Village can avoid digital debt and be more independent in managing their finances.
PENINGKATAN KESEJAHTERAAN EKONOMI MELALUI SOCIAL ENTREPRENEURSHIP DI DESA MARENTE Fahlia; Maradita, Fendy; Hardiansyah, Rian; Fathurrahman, Fadli; Anwar; Mandasari, Jayanti; Sugiarto, Aris; Sriyatun; Martadinata, Sudrajat
EduImpact: Jurnal Pengabdian dan Inovasi Masyarakat Vol. 1 No. 2 (2024): EduImpact: Jurnal Pengabdian dan Inovasi Masyarakat
Publisher : Cipta Pustaka Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63324/eipm.1v.2i.23

Abstract

Kegiatan pengabdian kepada masyarakat yang berfokus pada pengembangan social entrepreneurship di Desa Marente, Kecamatan Alas, Kabupaten Sumbawa, bertujuan untuk meningkatkan kesejahteraan ekonomi komunitas usaha mikro. Melalui program ini, kami memberikan pelatihan dan pendampingan kepada pelaku usaha mikro mengenai konsep social entrepreneurship, manajemen usaha, dan strategi pemasaran. Metode yang digunakan meliputi ceramah, diskusi kelompok, dan praktik langsung, yang bertujuan untuk membangun keterampilan dan pengetahuan peserta dalam mengelola usaha mereka secara lebih efektif. Hasil dari kegiatan ini menunjukkan adanya peningkatan pemahaman peserta tentang pentingnya inovasi dan tanggung jawab sosial dalam berbisnis. Selain itu, peserta juga mendapatkan akses ke jaringan pasar yang lebih luas dan informasi mengenai sumber daya yang dapat mendukung usaha mereka. Dengan demikian, program ini diharapkan dapat mendorong pertumbuhan usaha mikro yang berkelanjutan dan meningkatkan kesejahteraan ekonomi masyarakat Desa Marente. Keberhasilan inisiatif ini memberikan model yang dapat diterapkan di desa-desa lain yang memiliki potensi serupa, sehingga dapat berkontribusi pada pembangunan ekonomi lokal secara keseluruhan.
CRAFTS AS A MEANS OF IMPROVING CREATIVITY AND EDUPRENEURSHIP IN EDUCATION OF GRADE 4 AND 5 STUDENTS Sriyatun; Sitiaeti; Buchori, Achmad
Schola Vol. 2 No. 2 (2024): November
Publisher : Universitas PGRI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26877/schola.v2i2.1201

Abstract

Based on observations made by researchers , Researchers​ find that  student student Still Not yet enthusiastic in develop motivation and creativity that they have. For this purpose, teachers are required to raise learning motivation and develop the potential and creativity of students. Answering this challenge, efforts are needed through the development of activities that can channel the potential for creativity and the spirit of eduprenership. Teachers are also expected to be able to develop this potential in learning activities and outside of learning.  Researcher give solution on problem the in the form of learning make crafting or craft hand For develop potential and creativity student student as well as grow soul edupreneurship in students grade 4 and 5, okay from process aspect​ make skills  and also from aspect How student student develop soul edupreneurship . Creation this crafting practice skills and creativity participant educate For create results interesting work​ as well as can practice motor children . Activities  This  implemented with use method . Training results show that participant educate capable develop potential creativity and growing soul edupreneurship . In addition , creativity child in process material become results the work that interesting and can marketed in the environment school and also outside environment school . As additional , student skills student  For communicate , solve problems and work together in The team also improved.Results observation positive things obtained​​ participant educate is :1. Students begin to recognize the business potential that can be created even from home. or School 2. Participants educate proud with the results of his work and it turns out he can produce income 3. Enthusiasm children​​ For Selling products from their skills at market day events, Qur'an recitation, report card receptions, parenting meetings, 6th grade graduations, and can be deposited at cooperatives School 4. Participants educate more Spirit and creative in follow the lesson art Skills 5. Participants  capable cooperate in team Group 6. Able to be creative with Good with materials provided​ and also No in create crafting as learning teaching materials edupreneurship