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All Journal Madani: Multidisciplinary Scientific Journal Socius: Social Sciences Research Journal
Y, Yudi
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Kebijakan dan Implementasi Ekonomi Syariah di Arab Saudi (Studi Komparasi Pertumbuhan dan Perkembangan Ekonomi Syariah di Negara Islam) Permana, Febrian; M, Mukhlis; Y, Yudi; Syahrial, Murah; S, Syahpawi
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 3 (2024): Madani, Vol. 2, No. 3 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12661368

Abstract

This research examines sharia economic policy and implementation in Saudi Arabia. In this paper, researchers use a qualitative approach with the main data source from library data. The study results show that Saudi Arabia continues to innovate and develop its infrastructure to support sustainable sharia economic growth. The development of the sharia economy in Saudi Arabia is due to effective policies and implementation. Government support, strict regulations, and high public awareness of sharia principles are key factors in this success. Even though it still faces several challenges, the prospects for the sharia economy in Saudi Arabia are very bright and have great potential to continue to grow in the future. With the right strategy, the sharia economy in Saudi Arabia can continue to grow and make a significant contribution to the country's economic diversification and stability.
Isu-Isu Kontemporer dan Solusi Pengembangan Perbankan Syariah Rangkuti, Ayub; Y, Yudi; S, Syahpawi
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 4 (2024): Madani, Vol. 2, No. 4 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11104818

Abstract

The existence of Islamic banks in Indonesia was established to avoid the issue of interest which continues to be a long debate which is feared to contain elements of usury. Therefore, every Sharia banking activity must be protected from usury. Efforts to avoid these concerns include implementing profit sharing. The Muslim community's understanding of sharia banking is still limited to routine religious activities, even though sharia banking covers all aspects of life. It is time to change this perspective or issues and how to increase Sharia financial literacy among the community in order to expand access and use of Sharia banking services. In this paper, the author uses a qualitative descriptive method to look at issues related to sharia banking. The data source in this research is library data where the author collects writings, books, journals related to the main issue of the study. In data analysis, the author uses qualitative analysis methods starting with data coding, data reduction, and drawing conclusions. From the analysis of the discussion or explanation it was found that it was in accordance with this paper. that efforts to develop the existence of sharia banking are a very important orientation considering that its existence is the 'life' and 'soul' of the Muslim community in order to help alleviate community poverty which is mostly experienced by Muslims. There are a number of problems as well as solutions for the development of sharia banking so that it can run optimally, aspects of commitment to implementation, aspects of human resources, and sharia banking marketing strategies to innovate products according to community needs.
Perkembangan Perbankan Syariah di Indonesia Y, Yudi; N, Nurnasrina; Bte Salman, Nola Fibriyani
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 2, No 4 (2024): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14143783

Abstract

This study examines the development of Islamic banking in Indonesia, starting with the establishment of Bank Muamalat in 1991 as the first Islamic bank. This sector offers financial products and services that comply with Islamic principles, attracting the interest of those seeking interest-free alternatives. Regulatory support from the government, through policies from Bank Indonesia and the Financial Services Authority (OJK), along with socialization programs, has strengthened the growth of Islamic banking. Although it still holds a small market share, increasing public awareness and the adoption of digital technology present greater growth opportunities. In the future, Islamic banking is expected to make a more significant contribution to the national economy and support better financial inclusion in Indonesia.
Co-Authors Bte Salman, Nola Fibriyani M, Mukhlis N, Nurnasrina Permana, Febrian Rangkuti, Ayub S, Syahpawi Syahrial, Murah