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Model Strategi Literasi Keuangan dalam Meningkatkan Pangsa Pasar Syariah di Indonesia Alvan Fathony; M Hadziq Affan; Mahmudi
Al-Iqtishod : Jurnal Ekonomi Syariah Vol. 4 No. 1 (2022): Al-Iqtishod: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Institut Agama Islam Sunan Kalijogo Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Literasi keuangan merupakan pengukuran terhadap pemahaman seseorang mengenai konsep keuangan, dan memiliki kemampuan dan keyakinan untuk mengatur keuangan pribadi melalui pengambilan keputusan jangka pendek yang tepat, perencanaan keuangan jangka panjang, serta memperhatikan kejadian dan kondisi ekonomi. Ada tiga dimensi dari literasi keuangan yaitu, keterampilan menghitung, pemahaman tentang keuangan dasar, dan memiliki kemampuan dan sikap terhadap keputusan keuangan. Penelitian ini menggunakan penelitian dengan jenis kajian pustaka (library research). Kajian pustaka (library reseach) dilakukan dengn mengumpulkan data-data atau informasi dari berbagai sumber bacaan seperti buku-buku, kitab-kitab, website dan sebagainya lalu dianalisis secara kritis untuk menghasilkan interpretasi sesuai pendekatan yang digunakan. Metode ini menghasilkan data deskriptif berupa kata-kata tertulis atau lisan. Strategi yang digunakan untuk meningkatkan pangsa pasar syariah adalah dengan: a. Cakap Keuangan, b. Sikap dan Perilaku Keuangan Bijak, c. Akses Keuangan. Hambatan dan Tantangan Otoritas Jasa Keuangan (OJK) menuturkan bahwa setidaknya terdapat tiga tantangan yang dihadapi perbankan di Indonesia dalam pelayanan digital banking, yakni: a. Evaluasi uji coba layanan digital banking Bank Indonesia (BI) terkait dengan sistem informasi bank, b. Ketersediaan jaringan, c. Edukasi serta perlindungan konsumen
Risk Menejemen E–Bekal untuk Meningkatkan Pelayanan pada Santri di Pondok Pesantren Nurul Jadid Saifuddin Saifuddin; Alvan Fathony
Reslaj : Religion Education Social Laa Roiba Journal Vol 5 No 1 (2023): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (353.362 KB) | DOI: 10.47467/reslaj.v5i1.1444

Abstract

The digital economy has changed the global economy with the existence of electronic money which is currently a very popular average payment that is used by all circles, especially among Islamic boarding schools. Nurul Jadid Islamic Boarding School is one of the boarding schools that implements electronic money (e-money) as a medium of payment, although in its use there are still many obstacles and risks. This study wants to know and analyze what are the risks involved in the use of electronic money and how to overcome them. The method used in this research is descriptive qualitative with a phenomenological approach and data collection. The results of this research conclude that the use of electronic money makes it easier for students to make transactions even though there are still risks and obstacles in their use, in this case the Islamic boarding school tries to overcome this problem, the aim is to improve services to students. Keywords: management, e-money, e-bekal
PKM Peningkatan Edukasi Ekonomi Kreatif melalui UMKM Kampong Snack dalam Mewujudkan Kemandirian Ekonomi Masyarakat di Kabupaten Probolinggo Alvan Fathony
GUYUB: Journal of Community Engagement Vol 3, No 3 (2022): Hilirisasi Pembelajaran Berbasis Pengabdian kepada Masyarakat
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/guyub.v3i3.4843

Abstract

Potensi lokal merupakan suatu aset nasional yang jika dimaanfaatkan secara maksimal dapat menambah pendapatan nasional untuk kesejahteraan rakyat. Namun, masyarakat Indonesia masih didominasi oleh kalangan yang secara praktis masih berada pada garis kemiskinan. Data Badan Pusat Statistik menunjukkan angka kemiskinan meningkat hingga 28,95 juta atau mencapai 12.25 persen dari total penduduk di Indonesia. Salah satu penyebabnya, yaitu kurangnya sosialisasi dan penerapan pendidikan ekonomi kreatif di lingkungan masyarakat yang berada di wilayah pelosok, seperti Kabupaten Probolinggo di Provinsi Jawa Timur yang memiliki beragam potensi lokal diberbagai sektor UMKM. UMKM merupakan produk sumber penunjang ekonomi bagi masyarakat Desa Alastengah. Ironisnya, selama terbentuknya UMKM ini, hasil penjualan selalu mengalami penurunan, maka diperlukan sebuah inovasi kreatif dan inovatif bagi masyarakat setempat. Oleh karena itu, tim menggagas program Pengabdian Masyarakat dengan judul “Peningkatan Edukasi Ekonomi Kreatif Melalui UMKM Kampoeng Snack guna mewujudkan kemandirian ekonomi masyarakat”, sebuah program yang dapat membentuk masyarakat yang memiliki jiwa entrepreneurship dan kompetitif dengan pemberian edukasi terkait ekonomi kreatif. Sehingga tidak hanya terbatas pada strategi pemasaran lewat E-Commerce saja. Hal ini bertujuan untuk membentuk daya saing masyarakat Alastengah dalam memasarkan produk UMKM Kampoeng Snack ini
Peran Perbankan Syariah dalam Pemberdayaan UMKM Pedagang Garam di Pamekasan Madura Alvan Fathony; Jamilatul Mahyah
Jurnal Edukasi (Ekonomi, Pendidikan dan Akuntansi) Vol 11, No 1 (2023): Juni
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/je.v11i1.10539

Abstract

Islamic banking, as the main figure in the Islamic financial institution, strives to become an intermediary institution in incorporating Islamic finance into salt traders. Salt farmers who enter into a cooperation agreement (mudarabah) will share the proceeds at a later date according to the agreed-upon terms, where the landowners will receive 75% of the sales proceeds and 25% will be allocated to the land workers. This study aims to determine the role of Islamic banking in empowering small and medium-sized enterprises (SMEs) of salt traders. The rising prices of salt in the market will result in a depletion of salt stock in the warehouses and require a significant amount of capital. Traders will need a substantial amount of working capital to meet the demands of their businesses. They will borrow the necessary capital according to their needs, to repay it by the agreed-upon terms. This research utilizes a qualitative descriptive method, and the primary data used in this study are obtained through a literature review and interviews. The instrument used for collecting primary data is interviews conducted with salt trader community members in Galis Pamekasan. They revealed that Islamic banking also plays a role in the development of salt trader SMEs by assisting in the implementation of government programs such as the People's Business Credit (KUR), financing distribution, profit sharing, and savings and loans.
PEMBINAAN SANTRI PONDOK PESANTREN ROFIATUL ISLAM DALAM PERHITUNGAN DANA ZAKAT SESUAI SYARIAT Alvan Fathony
Aptekmas Jurnal Pengabdian pada Masyarakat Vol 6 No 2 (2023): Aptekmas Volume 6 Nomor 2 2023
Publisher : Politeknik Negeri Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36257/apts.v6i2.6807

Abstract

The purpose of implementing community service (PKM) is to provide assistance in the management and calculation of zakat funds according to Islamic law for Rofiatul Islam students. Santri who are service partners are Rofiatul Islam students, Sentong Village, Krejengan District, Probolinggo Regency. The implementation of this service is fully supported by the Caregivers of the Rofiatul Islam Islamic Boarding School. The method of implementing this service is carried out with a tutorial on zakat material which is followed by an intensive two-way discussion, and at the end of the implementation of the service a demonstration of zakat calculations is carried out for 4 (four) meetings. The time for carrying out this community service is the odd semester of 2022/2023 during December-March 2023. The place for carrying out the community service is on the terrace of the Rofiatul Islam jami mosque. The results of this service show that the assistance in the management and calculation of zakat funds according to Islamic law provides a deeper understanding of the procedures for managing and calculating zakat funds for Rofiatul Islam students in Sentong Village, Krejengan District, Probolinggo Regency. The implications of this community service activity make the management of zakat funds properly according to the guidelines given by Islamic law, making zakat funds maximally productive and on target for recipients
Pengelolaan  Dana Desa untuk Pengembangan Ekonomi Masyarakat Dalam Sudut Pandang Maqashid Syariah di Desa Kalowang Alvan Fathony; Moh. Khoirul Iqbal
Reslaj : Religion Education Social Laa Roiba Journal Vol 5 No 6 (2023): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v5i6.3817

Abstract

Starting in 2015, villages get a new budget source, namely the Village Fund, which comes from the State Revenue and Expenditure Budget (APBN). Each village will receive an additional budget in the form of village funds which will be received in stages. Village funds are calculated based on four factors, namely population size, area size, poverty rate and geographical difficulties. Village funds are prioritized to fund community development and empowerment. Village funds have a very important role in improving the village economy, increasing village income and reducing the number of poor people, including education, health and income. This research is a field research method or field research, namely research on data and information sourced from field data obtained by conducting observations and interviews in Kalowang Village, Gayam District which is then analyzed using the descriptive analysis method using primary and secondary data. The data obtained is processed in such a way thereby providing systematic data. The management of Kalowang village funds is in accordance with the principles of Islamic economics, all of which are packaged in the nature of the prophet, namely by applying the concept of sidiq, right, the basic value is integrity. The values ​​in the economy are in the form of honesty, sincerity, security, emotional balance. Keywords: village funds, economic development, maqashid sharia
PKM Edukasi Praktik Transaksi Online Shop Sistem Dropship Dalam Perspektif Hukum Islam Di Pondok Pesantren Rofiatul Islam Desa Sentong Kecamatan Krejengan Kabupaten Probolinggo Fathony, Alvan; Faizah, Nur; Andriani, Putri Lailatun; Maryam, Siti; Ummah, Syifa’ul Khairiyatil
Khidmatuna: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 2 (2024): Khidmatuna: Jurnal Pengabdian kepada Masyarakat
Publisher : Institut Agama Islam Sunan Kalijogo Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51339/khidmatuna.v4i2.1431

Abstract

Sistem drophip marketing merupakan sebuah kajian kontemporer dalam jual beli terutama di dunia digital yang bertujuan untuk kemudahan dalam bermuamalah antara penjual dan pembeli. Ketercapaian ini diwujudkan dalam memanfaatkan media modern yang praktis yaitu sistem e-commerce. Akan tetapi dalam praktik dilapangansering ditemukan beberapa kendala pada sistem ini yang mempertanyakan kemanfaatan bersama antara penjual dan pembeli. Permasalahan ini berupa penjual tidak perlu lagi harus memiliki barang tersebut dalam melakukan transaksi. Padahal adanya barang dagangan yang dimiliki merupakan salah satu unsur rukun dan syarat yang wajib dipenuhi dalam bermuamalah ini agar supaya terhindar dari unsur ketidakjelasan (gharar). Kurangnya pengetahuan masyarakat terhadap hal ini yang menjadi pembahasan yang menarik dan sangat penting bagi pelaku ekonomi syariah dalam mensosialisasi dan memberikan dampingan dan ilmu tentang praktik transaksi online shop sistem dropship. Maksud dari pengabdian ini untuk mengedukasi pentingnya memahami transaksi online shop sistem dropship khususnya pada santri di Pondok Pesantren Rofiatul Islam Desa Sentong Kecamatan Krejengan Kabupaten Probolinggo. Metode pelaksanaan dilakukan dala dua tahap yang meliputi 1) membuat materi dengan bahasa yang mudah dipahami oleh santri, 2) membuat permainan berhadiah. Hasil kegiatan santri di Pondok Pesantren Rofiatul Islam Desa Sentong Kecamatan Krejengan
Tinjauan Fikih Muamalah Terhadap Zakat Produktif Dan Wakaf Produktif Dalam Menjalankan Fungsi Sosial Fathony, Alvan; Saifuddin
At-Tasyri': Jurnal Hukum dan Ekonomi Syariah Vol. 5 No. 02 (2024)
Publisher : Fakultas Syari'ah Institut Agama Islam Riyadlatul Mujahidin Ngabar (IAIRM) Ponorogo.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55380/tasyri.v5i02.767

Abstract

Zakat produktif dan wakaf produktif merupakan instrumen keuangan Islam yang bertujuan untuk memanfaatkan dana keagamaan secara produktif guna meningkatkan kesejahteraan sosial. Tulisan ini menyajikan tinjauan fikih muamalah terhadap kedua konsep tersebut, serta menganalisis peran dan implikasi mereka dalam menjalankan fungsi sosial dalam masyarakat. Dengan menggali prinsip-prinsip hukum Islam yang mendasari zakat produktif dan wakaf produktif, penelitian ini mengidentifikasi kontribusi potensial mereka dalam membantu mengatasi masalah kemiskinan, ketimpangan ekonomi, dan meningkatkan kualitas hidup masyarakat
MAQASHID AL-SYARIAH SEBAGAI KONSEP DASAR DALAM TEORI PEMBENTUKAN HUKUM ISLAM DI INDONESIA Fathony, Alvan
JURNAL ISLAM NUSANTARA Vol 2, No 2 (2018): KHAZANAH ISLAM NUSANTARA
Publisher : Lembaga Ta'lif wa An-Nasyr (LTN) PBNU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (539.493 KB) | DOI: 10.33852/jurnalin.v2i2.103

Abstract

The majority of fuqoha 'has defined fiqh as a result of understanding, tashawwur and critical reasoning (al-idrak) of a mujtahid. But on the other hand, fiqh as a result of ijtihad teryata is often described as divine law (sharia). As Ijma '(consensus), there are many differences in defining it, but until now there are still many fuqoha' who regard ijma 'as qath'i propositions which are level with texts and are sariari-made propositions' and even claim that those who oppose ijma 'including infidels. Humans often traditionalize actions that are considered good and are their daily needs, so that Islam also still recognizes and contributes to maintaining the tradition (‘Urf) into a method of observation, not only maintaining it but because it pays more attention to the benefit of the people. Because Islam comes in the context of regulating the social order that is oriented towards achieving benefit and avoiding loss (madlarat), moreover the texts of the Shari'a itself do not provide a detailed solution to the diversity of problems of each community. Traditionally the implications of Urf are very limited to only space and time, while legal decisions continue to apply even in different situations and conditions. So the view of jurisprudence towards the world (jurist's worldview) is intended as the development of the Urf concept in order to achieve the universality of maqashid al-sharia.
Tracing the Infiltration of Jama’ah Tabligh Ideology During the COVID-19 Pandemic: A Living Tafsir Study Fathony, Alvan; Alwi, Bashori
JURNAL ISLAM NUSANTARA Vol 7, No 2 (2023)
Publisher : Lembaga Ta'lif wa An-Nasyr (LTN) PBNU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33852/jurnalnu.v7i2.507

Abstract

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