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All Journal JOURNAL OF SCIENCE AND SOCIAL RESEARCH Pagaruyuang Law Journal Syar'Insurance: Jurnal Asuransi Syariah NOMOI Law Review Jurnal Ekonomi Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan
Aflah, Aflah
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Arts Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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PENGARUH PENDAPATAN KONTRIBUSI, KLAIM, DAN HASIL INVESTASI TERHADAP PERTUMBUHAN ASET PERUSAHAAN PT ASURANSI ALLIANZ LIFE UNIT SYARIAH Ibrahim, Zaini; aflah, Aflah
Syar'Insurance: Jurnal Asuransi Syariah Vol. 8 No. 1 (2022): Juni 2022
Publisher : UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/sijas.v8i1.6400

Abstract

Kebutuhan akan jasa perasuransian makin dirasakan baik oleh perorangan maupun dunia usaha di Indonesia. Asuransi merupakan sarana finansial dalam tata kehidupan rumah tangga baik dalam menghadapi resiko yang mendasar seperti resiko kematian atau resiko atas harta benda yang dimiliki. Rumusan Masalah Penelitian: 1) Bagaimana Kontribusi, Klaim, dan Hasil Investasi secara bersamaan berpengaruh terhadap Pertumbuhan Aset Perusahan pada PT Asuransi Allianz Life Indonesia Unit Syariah Tahun 2014 – 2020?. Tujuan Penelitian ini adalah : Untuk mengetahui secara bersamaan pengaruh Kontribusi, Klaim, dan Hasil Investasi terhadap Pertumbuhan Aset Perusahaan PT Asuransi Allianz Life Indonesia Unit Syariah Tahun 2014 – 2020. Metode yang digunakan dalam penelitian ini adalah metode penelitian kuantitatif, dengan analisis deskriptif. Penelitian deskriptif ini dimaksudkan untuk memberikan gambaran dan menerangkan keadaan perusahaan yang tergambar melalui Laporan Keuangan dan Annual Report.. Hasil dari penelitian ini adalah : Hasil pengujian hipotesis variable Kontribusi, Klaim, dan Hasil Investasi berpengaruh secara signifikan terhadap Aset. Hal ini dapat dilihat dari uji-f atau uji simultan yang dilakukan, hasil penelitian menunjukkan bahwa nilai f > f (8,519 > 2,760) dengan demikian H4 diterima atau dapat disimpulkan bahwa variabel bebas secara bersama-sama berpengaruh signifikan terhadap variabel terikat.
Recording and Publishing of Marriage Book in Order to Prevent Unregistered Marriage in Batangkuis District Sembiring, Idha Aprilyana; Zulfichairi, Zulfichairi; Aflah, Aflah
Pagaruyuang Law Journal Volume 2 Nomor 2, Januari 2019
Publisher : Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31869/plj.v2i2.1381

Abstract

This community empowerment and development program aims to increase public awareness, especially marriage couples in Batangkuis District in legalizing their marriages. Basically, the couples have known the necessity of registering marriages, but do not register for various reasons. They do not have a marriage book even though they have been married for a long time.To achieve this goal, two (2) phases of activities were carried out, (1) Legal counseling carried out for two days in two partner villages with the theme of the introduction, usefulness and benefits of marriage registration and legal consequences arising from not registering marriages and to (2) assistance activities in making marriage books. The targets are couples in the two partner villages who have long been married religiously but have not registered marriage. After legal counseling about the benefits and importance of marriage registration, there was an enthusiasm to ask for assistance in recording their marriages because most of the couples had been married for a long time and had many children but had no evidence of legality of their marriage. The enthusiasm of the husband and wife shows the approach through legal counseling is effective to move their legal awareness to register their marriages.
PERBANDINGAN PUTUSAN HAKIM PADA PENERAPAN ALAT BUKTI SAKSI A CHARGE DAN SAKSI KORBAN DALAM UPAYA PEMBUKTIAN PIDANA PEMERKOSAAN Muliandari, Ana; Putra, Mohammad Eka; Aflah, Aflah
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 7, No 3 (2024): August 2024
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v7i3.2095

Abstract

Abstract: In judicial practice, a judge is actually required to seek the material truth regarding the case he is examining, because the purpose of the evidence is to convince the judge or provide certainty to the judge about the existence of certain events, so that the judge can confirm, qualify and reconstitute and make decisions based on the proof. In a criminal incident, legal regulations are more focused on punishing the perpetrator of the crime, so that the rights of the victims of the crime are often neglected.This research uses a normative juridical research method that is descriptive analytical in nature using primary, secondary and tertiary legal materials collected using library study techniques and analyzed using qualitative data analysis methods. A charge witness or aggravating witness, in this case including a victim witness, is one of the main pieces of evidence in criminal justice evidence. Mitigating circumstances are that the Defendant is polite and does not complicate things in court, the Defendant has never been convicted, the Defendant made a mistake because he was tempted by lust, the Defendant is the backbone of the family. After the defendant admits his actions and regrets the actions he has committed. Keywords: witness, rape, evidence  Abstrak: Dalam praktek peradilan, sebenarnya seorang hakim dituntut mencari kebenaran materiil terhadap perkara yang sedang diperiksanya, karena tujuan pembuktian itu adalah untuk meyakinkan hakim atau memberikan kepastian kepada hakim tentang adanya peristiwa-peristiwa tertentu, sehingga hakim dalam mengkonstatir, mengkualifisir dan mengkonstituir serta mengambil keputusan berdasarkan kepada pembuktian tersebut. Suatu peristiwa pidana, aturan hukum lebih terfokus pada penghukuman pelaku kejahatan, sehingga seringkali hak-hak korban dari kejahatan tersebut terabaikan. Penelitian ini menggunakan metode penelitian yuridis normatif yang bersifat deskriptif analitis dengan menggunakan bahan hukum primer, sekunder dan tertier yang dikumpulkan dengan tekhnik studi pustaka dan dianalisis dengan metode analisis data kualitatif. Saksi a charge atau saksi yang memberatkan dalam hal ini termasuk saksi korban merupakan salah satu alat bukti yang utama di dalam pembuktian peradilan pidana. Keadaan-keadaan yang meringankan yaitu Terdakwa bersifat sopan dan tidak berbelit-belit dipersidangan, Terdakwa belum pernah dihukum, Terdakwa khilaf karena tergoda hawa nafsu, Terdakwa sebagai tulang punggung keluarga. Setelah terdakwa mengakui perbuatannya dan menyesali perbuatan yang sudah dilakukannya. Kata kunci: saksi, pemerkosaan, pembuktian  
Legal Certainty Of Guarantee Of Movable And Non-Movable Property In Oral Agreements To Lend Money Thesia Elestika Simanjuntak; Hasim Purba; Aflah, Aflah
Jurnal Ekonomi Vol. 13 No. 04 (2024): Edition October -December 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Money lending agreements can be made either in writing or verbally, with or without collateral as a form of trust between the parties. Although Indonesian law recognizes the validity of oral agreements based on the principles of freedom of contract and consensualism, in practice it often raises legal problems, especially regarding the legal certainty of the collateral provided. The purpose of this study is to determine the validity of money lending agreements made verbally in the Indonesian legal system, what are the forms of unlawful acts in money lending agreements made verbally with movable and immovable objects as collateral according to civil law, how is the legal certainty of the position and legal protection of the recipient and provider of movable and immovable objects in oral money lending agreements reviewed from. The method used in this writing is the normative legal research method, namely a method that refers to legal norms carried out by means of literature studies, this research is descriptive in nature, and the data is analyzed qualitatively. The results of the study found that oral money lending agreements are still recognized as valid in the Indonesian legal system as long as they meet the requirements in Article 1320 of the Civil Code, even though they have weaknesses in terms of proof. In its implementation, unlawful acts can occur as regulated in Article 1365 of the Civil Code when one party commits a violation such as misuse of collateral or withholding collateral even though the debt has been paid off. However, based on Supreme Court Decision Number 198K/Pdt/2019, legal certainty is still given to the parties through the protection of their rights, as evidenced by a court decision ordering the return of collateral and excess payments to the entitled party, thus showing that even though the agreement was made verbally, the principles of justice and legal certainty are still upheld by the court.
POSITION OF PERSONAL GUARANTEE ASSET SEIZURE IN BANKRUPTCY PRINCIPAL DEBTOR Sidauruk, Jupenris; Sunarmi, Sunarmi; Aflah, Aflah
NOMOI Law Review Vol 6, No 1 (2025): May Edition
Publisher : NOMOI Law Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/nomoi.v6i1.24126

Abstract

General Seizure of Personal Guarantee Assets in the Bankruptcy of the Principal Debtor, can be carried out and regulated in the provisions of the Bankruptcy Law and Civil Law. So that the Personal Guarantee has responsibility for the bankruptcy statement of the principal debtor, but in practice there is an interesting phenomenon, for example, in the Medan District Court Decision Number 6/Pdt. Sus-Others/2019/PN. Niaga. Mdn. there is a phenomenon of the seizure of Personal guarantee assets without a bankruptcy statement against the Personal Guarantee. Normative legal research with a statutory regulatory approach and case studies. The results of this study indicate that Article 1832 of the Civil Code number 2 states that the position between the Principal Debtor and the Guarantor or Personal Guarantee or Borgtocht is the same as a Debtor. Personal Guarantee assets cannot be seized in the bankruptcy of the Principal Debtor, a sign that there is a bankruptcy statement against the Personal Guarantee and the Personal Guarantee releases its Special Rights. In Decision Number: 6/Pdt. Sus-Lain-lain/2019/PN. Niaga. Mdn Jo. Number: 2/Pdt. Sus. Bankrupt/2018/PN. Niaga does not reflect justice, therefore the Personal Guarantee assets are not included in the Bankrupt Boedel because the Personal Guarantee is not bankrupt, so that general seizure cannot be carried out and general seizure is not in accordance with the contents of the guarantee agreement that has been agreed upon by the creditor and guarantor.
IMPLEMENTASI GOOD CORPORATE GOVERNANCE TERHADAP KEPATUHAN KARYAWAN PT. SRI PAMELA MEDIKA NUSANTARA DI KOTA TEBING TINGGI Mariana, Dina; Ginting, Budiman; Aflah, Aflah
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 4 No. 8 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v4i8.3213

Abstract

This study aims to examine the influence of Good Corporate Governance (GCG) implementation on employee compliance at PT. Sri Pamela Medika Nusantara (SPMN) in Tebing Tinggi City. The application of GCG principles is considered crucial for enhancing operational efficiency and effectiveness, particularly in the healthcare sector, which demands high ethical and professional standards. This research adopts an empirical juridical approach with descriptive-analytical methods. Data were collected through interviews, literature reviews, documentation, and questionnaire distribution, followed by qualitative descriptive analysis. The findings indicate that the implementation of GCG principles at PT. SPMN has a significant impact on employee compliance levels. Key supporting factors include employees' strong understanding of GCG principles such as transparency, accountability, and fairnesswhich encourages adherence to company policies. Management commitment also plays a vital role in fostering a work environment conducive to optimal GCG implementation. However, challenges persist, including employees' lack of awareness of applicable regulations and an organizational culture that does not fully align with GCG principles. Non-compliance with GCG may lead to negative consequences for the company, such as reputational damage and legal risks. Persistent violations could result in legal actions, including employee termination or heavier sanctions, ultimately affecting the company’s sustainability and performance.
WANPRESTASI YANG DILAKUKAN OLEH PENGECER KEPADA DISTRIBUTOR DALAM TRANSAKSI JUAL BELI PRODUK DENGAN SISTEM TERM OF PAYMENT Batubara, Gahfi Saelandra; Sembiring, Rosnidar; Aflah, Aflah
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 3 (2025): August 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i3.4266

Abstract

Abstract:This study discusses breach of contract (wanprestasi) committed by retailers toward distributors in the context of product sales transactions using a term of payment system. The breach, specifically related to delayed or unfulfilled payments by the retailer, results in operational and cash flow problems for the distributor. This research adopts a normative juridical approach, utilizing literature review and document analysis as data collection techniques. The analysis reveals that the legal relationship between the retailer and the distributor in sales transactions under a term of payment system arises from a sales agreement mutually agreed upon by both parties. Dispute resolution options available to the distributor include both litigation and non-litigation legal efforts. In practice, when a breach of contract is committed by the retailer, distributors tend to prefer non-litigation dispute resolution. This preference is due to the lack of legal certainty regarding specific sanctions against breaching retailers, as well as considerations related to company image and the high costs associated with litigation.  Keyword:Breach of Contract, Dispute Resolution, Distributor–Retailer Relationship,  Term of Payment  Abstrak: Penelitian ini membahas wanprestasi yang dilakukan oleh pengecer kepada distributor dalam transaksi jual beli produk dengan sistem term ofpayment. Wanprestasi terkait pembayaran yang dilakukan pengecer yang bermula dari transaksi term ofpayment, mengakibatkan terjadinya permasalahan kegiatan operasional cashflow distributor. Penelitian ini menggunakan pendekatan yuridis normatif dengan teknik pengumpulan data melalui studi kepustakaan dan dokumentasi. Hasil analisis menunjukkan bahwa hubungan hukum Pengecer dan Distributor dalam transaksi jual beli dengan sistem term ofpayment timbul dengan adanya perjanjian jual beli barang yang disepakati kedua belah pihak. Penyelesaian sengketa dapat diupayakan distributor yaitu dengan menempuh upaya hukum litigasi maupun non litigasi. Dalam kasus wanprestasi yang dilakukan oleh pengecer biasanya distributor lebih mengutamakan penyelesaian sengketa non litigasi. Hal ini disebabkan oleh tidak adanya kepastian hukum sanksi yang secara khusus bagi pengecer yang melakukan wanprestasi dan pertimbangan imej perusahaan serta biaya yang dibutuhkan untuk upaya hukum secara litigasi.  Kata kunci: Distributor, Pengecer, Perjanjian, Wanprestasi   
Co-Authors Batubara, Gahfi Saelandra BUDIMAN GINTING Dina Mariana HASIM PURBA Idha Aprilyana Sembiring Mohammad Eka Putra, Mohammad Eka Muliandari, Ana Rosnidar Sembiring Sidauruk, Jupenris Sunarmi Sunarmi Thesia Elestika Simanjuntak ZAINI IBRAHIM, ZAINI Zulfichairi, Zulfichairi