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All Journal Jurnal Ilmiah Manajemen Kesatuan FOCUS: Journal of Social Studies Journal of Islamic Economics Lariba Islamic Economics and Business Review (IESBIR) TAMKIN Jurnal Pengabdian Masyarakat
Herman, Sebastian
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other

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The Economic Policy Of Umar Bin Khattab To Face Ramadhan Crisis zahra, Putri Sholihatuz; Herman, Sebastian
Islamic Economics and Business Review Vol 2 No 1 (2023): IESBIR, April 2023
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

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Abstract

Abstract The Economic Crisis is a situation of instability that can affect individuals and even large groups that tend to harm. The threat of crisis did not only occur in the current era but in the Khulafaur Rashidun Era, namely during the time of Umar Bin Khattab, namely the Ramadan Crisis, which was a crisis that occurred in the Hijaz area and its surroundings between 17-18H. At that time Ramadan greatly impacted the economy of Muslims because the population was starving, the land was black, livestock died and prices soared. Even trading activities could not carry out their normal activities. Ramadah occurred because the rains did not fall which caused drought, the occurrence of the bubonic plague which disrupted trading activities and because of rampant adultery and judges who acted tyrannically. Umar bin Khattab radhiallahu anh made many changes to his policies at that time. The research method used in this study is qualitative research, using a historical approach in which the author collects written sources in this research. From the results of this writing, it can be interpreted that economic policy during the caliphate of Umar bin Khattab could not be separated from Umar's intelligence and expertise as a caliph with his ijtihad and deliberations he conducted with friends. It is hoped that this writing can provide references and guidelines for the implementation of governance in managing countries. Keywords: Umar bin Khattab, Ramadan, Economic Crisis, Islam
Analysis of Economic Policy During the Time of Sultan Jalaludin Akbar in the Mughal Empire Ramadhani, Ferry; Herman, Sebastian
Islamic Economics and Business Review Vol 2 No 1 (2023): IESBIR, April 2023
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

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Based on the background and scope as stated above, the researchers identified the problems to be studied in this paper, including the following: What is the background of the policies of the government of Jalalludin Muhammad Akbar in India in 1556-1605 AD and What is the economic policy strategy of Jallaludin Muhammad Akbar in India in 1556-1605 AD, Based on the formulation of the problem above, the objectives to be achieved by researchers in writing this paper are: 1) Assess the role of Jallaludin Muhammd Akbar in carrying out the economic policies of the government of the Mughal Empire in India in 1556-1605 AD In this study the authors used historical research methods. The historical method is the process of examining and critically analyzing past records and legacies (Gottschalk, 1985:32). The historical method has four steps in conducting historical research, namely (1) Heuristics, (2) Historiography. (3) critic, (4) Interpretation Agriculture and Trade Sector the Mughal economic system was based on agriculture and trade. communication between farmers regulated by the government in a good way. Taxation Council (1) high taxes given to high officials of the Mughal Empire, (2) Taxeslow for farmers. Tax collection is usually in the form of land tax and property tax (Ownership of goods) The conclusion in my paper is that regarding King Jalalludin Akbar, his economic policies are closely related to being based on the political and social policies that existed in the Mughal dynasty. poor people do not object to economic policies, but object to other policies, high tolerance with normal taxes makes economic policies run smoothly even though removing the jizyah policy but jalaludin agung can still reach its peak of glory with agriculture and its export trade to various regions
Mekanisme Pasar berdasarkan Pemikiran IBN Taimiyah Zuhdi , Muhammad Naufal; Herman, Sebastian
FOCUS Vol 5 No 2 (2024): FOCUS: Jurnal Ilmu Sosial
Publisher : Neolectura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37010/fcs.v5i2.1576

Abstract

Islam is a perfect religion. Whether it's from a very small thing even to the affairs of state government. Everything is well calculated by Islam. It is inseparable in terms of the economy, in this case the market. Various economic thoughts emerged in the times. There are two contrasting economic systems. First, the capitalist economic system which promotes absolute freedom without any intervention from any party. Second, a socialist economic system that emphasizes the intense role of the government. The two systems each assume that they can improve the welfare of society. However, both failed to make it happen. Whether it's intervention from the government that is too deep, there are price games by buyers and sellers, to the market which is only controlled by a few business actors. Then the mechanism in Islam appears to be a solution. Therefore, this paper will discuss market mechanisms based on the opinion of Ibn Taimyah supported by the opinions of other scholars. It was found that the Islamic economic system takes a middle path. Which is not too liberating or vice versa, that is, to restrain.
Development of Digital Payment Systems in Indonesia Hendrawan, Muhammad Ridho Nur Alamsyah; Marits, Shofi Arofatul; Herman, Sebastian
Jurnal Ilmiah Manajemen Kesatuan Vol. 11 No. 3 (2023): JIMKES Edisi Desember 2023
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

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This research explores the dynamics and development of the digital payment system in Indonesia along with rapid technological transformation, including the growth of the digital finance industry and a shift in consumer behavior towards non-cash transactions. The aim of this research is to analyze the impact of the development of digital payment systems on the existence of cash in the digital economy era as well as reduce risks that may arise from the use of digital payment systems and prevent price increases due to the amount of cash in circulation. The method used in this research is a qualitative method with a phenomenological approach. Data was analyzed involving measuring and testing data by considering theoretical concepts related to the development of digital payment systems. The results of this research indicate that technological progress in the digital economy era, especially in the development of digital payment systems, has increased rapidly. The COVID-19 pandemic has accelerated the use of e-commerce and digital wallets, triggering digital transformation in the Micro, Small and Medium Enterprises (MSME) sector. Efforts from governments, regulators and service providers to maintain user security and privacy are important steps to build public trust in digital payments.
Generation Z Purchasing Behavior Profile in the Digital Economy: Normative Analysis in Online Markets Zhulal, Muhammad; Marits, Shofi Arofatul; Herman, Sebastian
Jurnal Ilmiah Manajemen Kesatuan Vol. 11 No. 3 (2023): JIMKES Edisi Desember 2023
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

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This research aims to detail Generation Z's purchasing behavior in the online market. This research provides an in-depth view for e-commerce companies and marketers to develop more effective strategies in attracting and retaining Generation Z. This research method is normative descriptive research. The type of research used is exploratory research. Data collection techniques involve literature reviews from various journal sources and related literature. The data analyzed is secondary data and the data analysis method involves normative analysis to identify the differences between "das sollen" (should) and "das sein" (actual conditions) in the purchasing behavior of Generation Z in the digital economy. This research reveals that Generation Z has a high affinity for using smartphones when shopping online, indicating a dependence on mobile technology in the digital economy era. Generation Z is more active in shopping online compared to previous generations, indicating the important role of digital platforms in shopping behavior patterns. Continuous recommendations from this research emphasize the importance of continuous adaptation to technological changes and the dynamics of Generation Z consumer behavior. Businesses are expected to combine innovative marketing strategies with responsive shopping experiences to attract and retain Generation Z as loyal consumers.
Cashless society trend: A bibliometric analysis and Islamic economic research opportunities Rabbani, Faiq Shidqi; Herman, Sebastian
Journal of Islamic Economics Lariba Vol. 10 No. 2 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss2.art4

Abstract

Introduction Rapid technological developments, especially in the banking sector, such as digital or non-cash payments, have encouraged people to switch from traditional cash transactions to non-cash transactions. This behavioral change has become a trend in a cashless society. Objectives This study aims to analyze the behavior of a cashless society based on publications indexed in the Scopus database. Method This study utilizes bibliometric analysis using R Biblioshiny to collect and analyze literature related to cashless society and Sharia principles. Results The results show a significant increase in publications related to the cashless society since 2015 until 2023. Additionally, the most analyzed documents include articles, conference papers, and books. Batiz Lazo B is the most cited and influential author and frequently used keywords include cashless society, economics, Malaysia, payment methods, technology adoption, digital payment, and others. Implications The study highlights the importance of the shift towards non-cash transactions, which offer significant benefits, underscoring the need for further research and development in the future. Originality/Novelty This research contributes to the recent literature on cashless society and its relations with Sharia-compliant practices in Muslim society.
The influence of social media on the decision to boycott Israel-affiliated products among the Muslim community in Jabodetabek Syarif, Muhyiddin; Herman, Sebastian
Journal of Islamic Economics Lariba Vol. 10 No. 2 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss2.art10

Abstract

IntroductionThe recent escalation of the conflict between Israel and Palestine triggered a global solidarity movement, including Boycott campaigns against products affiliated with Israel.ObjectivesThis study aims to analyze the determinants of digitalization's influence on online boycott product buying behavior among Muslim communities in Jabodetabek (Jakarta–Bogor–Depok–Tangerang—Bekasi), the Jakarta Metropolitan Area, or Greater Jakarta. MethodThis study's hypothesis is that social media, religiosity, subjective norms, behavioral control, and attitude have a positive and significant influence on boycotting behavior. It used an online survey with a randomly selected sample of 100 respondents. To test the hypothesis, it used structural equation modeling (SEM) with partial least squares (PLS).ResultsThe results show that social media and religiosity have a positive and significant influence on boycotting attitudes, while subjective norms and behavioral control do not have a significant influence on boycotting attitudes. Boycotting attitude also has a positive and significant influence on buying behavior. The R-square value of the model is 0.763, which means that the independent variables can explain 76.3% of the variability of buying behavior. ImplicationsThis study also provides implications for marketers and policymakers to understand the factors influencing the attitude and behavior of boycotting products affiliated with Israel among Muslim communities in Jabodetabek.Originality/NoveltyThis study contributes to the literature on consumer behavior, especially in the context of boycotting products related to political and religious issues.
Penguatan Kemandirian Ekonomi Kreatif Pondok Pesantren berbasis Religiusitas Entrepreneurship Fauzi, Unang; Fakhrudin, Fakhrudin; Herman, Sebastian
Tamkin Jurnal Pemberdayaan Tazkia Vol. 3 No. 1 (2025): TAMKIN: Jurnal Pengabdian Masyarakat
Publisher : Tazkia Islamic University College

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tamkin.v3i1.504

Abstract

Pondok pesantren merupakan salah satu lembaga pendidikan tertua di Indonesia yang berperan sebagai pencetak generasi yang berpendidikan dan memiliki moral yank baik. Sayangnya, masih banyak pesantren yang fokus pada pendidikan agama dan akhlak, sehingga berakibat banyak lulusan pondok pesantren seringkali menjadi gagap saat kembali ke masyarakat. Beberapa pondok pesantren telah berupaya melakukan inovasi dalam kurikulum pembelajaran, salah satunya memasukkan kurikulum entrepreneurship dengan tujuan santrinya memiliki kemampuan berwirausaha sekaligus menjadi pondasi dalam mengembangkan kemandirian ekonomi pondok pesantren.
Cryptocurrency in Islamic View: Sentiment Analysis Method Approach Birjaman, Muhammad Iqbal; Marits, Shofi Arofatul; Herman, Sebastian
Jurnal Ilmiah Manajemen Kesatuan Vol. 12 No. 1 (2024): JIMKES Edisi Januari 2024
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v12i1.2341

Abstract

Islamic economics focuses on realizing Islamic ideals, rahmatan lil 'alamin, which aims to provide goodness, prosperity and well-being. Halal (Positive) and haram (negative) aspects in the realm of cryptocurrency. Based on an extensive review of 23 relevant journals, this research aims to analyze the literature and explore the implications of cryptocurrency in relation to Islamic principles. This research focuses on key variables such as compliance with Sharia, riba (usury), gharar (uncertainty), and transparency. By reviewing existing literature and considering the perspective of Islamic scholars and law, this paper aims to determine whether cryptocurrency is permitted or prohibited from an Islamic perspective. These findings will contribute to the ongoing discourse around the compatibility of cryptocurrencies with Islamic finance and ethics. This study emphasizes the importance of addressing halal and haram issues and implications in the cryptocurrency ecosystem. Ultimately, this research aims to provide insights and recommendations for scholars and practitioners in the field of Islamic finance and cryptocurrency.
Seminar Nasional: Sosialisasi Financial Technology (Fintech) Syariah dalam Rangka Peningkatan Literasi Guru Sekolah Menengah Atas di Indonesia Zaerofi, Afif; Herman, Sebastian; Diana, Dina
Tamkin Jurnal Pemberdayaan Tazkia Vol. 3 No. 2 (2025): TAMKIN: Jurnal Pengabdian Masyarakat
Publisher : Tazkia Islamic University College

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Abstract

Guru memiliki peranan strategis untuk meningkatkan literasi financial technology (Fintech) syariah dikalangan generasi-Z. Guru memiliki kesempatan berinteraksi dan mensosialisasikan Fintech syariah kepada anak didik. Namun, banyak guru yang belum memiliki pengetahuan yang cukup terkait Fintech Syariah. Oleh karena itu, Pengabdian kepada Masyarakat (PkM) dalam bentuk Seminar Nasional ini bertujuan untuk mensosialisasikan Financial Technology (Fintech) Syariah kepada para guru. Seminar yang dibuka oleh Deputi Direktur Group Literasi dan Inklusi Keuangan Syariah Otoritas Jasa Keuangan (OJK) ini diikuti oleh 97 guru Mata Pelajaran (MP) Ekonomi SMA/MA, para guru MP Ekonomi Syariah, guru bimbingan dan konseling (BK) anggota Asosiasi Guru Ekonomi Syariah Indonesia (AGESI) yang tersebar di berbagai provinsi di Indonesia.
Co-Authors Birjaman, Muhammad Iqbal Diana, Dina Fakhrudin Fakhrudin Fauzi, Unang Hendrawan, Muhammad Ridho Nur Alamsyah Marits, Shofi Arofatul Rabbani, Faiq Shidqi Ramadhani, Ferry Syarif, Muhyiddin Zaerofi, Afif zahra, Putri Sholihatuz Zhulal, Muhammad Zuhdi , Muhammad Naufal