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All Journal Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi ZAWA:Management of Zakat and Waqf Journal
Nofrivul, Nofrivul
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Economics, Econometrics & Finance Education Social Sciences

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FINANCIAL SUSTAINABILITY INTHE ASSESSMENT OF THEFINANCIAL PERFORMANCE OF WEST SUMATRA SHARIA FINANCING BANK (BPRS) Nasfi, Nasfi; Iska, Syukri; Nofrivul, Nofrivul; Antoni, Antoni
Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Vol 5, No 1 (2019): Volume V No. 1 April 2019
Publisher : Jurnal Menara Ekonomi : Pelatihan dan Kajian Ilmiah Bidang Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31869/me.v5i1.1272

Abstract

The objective of research to examine the financial performance of the Bank Financing of Islamic People of West Sumatra. Data analysis techniques using the BPRS health assessment applicable in accordance with the decision of Bank Indonesia No. 9/17/PBI/2007 dated December 4, 2007, the financial aspects of the form CAR, FDR, NPF, ROA and BOPO. Results of the study found that the ratio of CAR, BPRS West Sumatera amounting to 14.27%, with "very healthy" assessment criteria, the ratio of FDR BPRS 75.67% of West Sumatra, with the assessment of "healthy" criteria, the ratio of NPF BPRS West Sumatra average 7.83%, the assessment "Quite Healthy" criteria, the ratio ROA BPRS West Sumatra an average of 1.34%, with "healthy" with the assessment criteria and the ratio of BOPO BPRS West Sumatera on average by 92.43%, with "very healthy" assessment criteria. The implications of this research to analyze the performance of the financial aspect of the BPRS can provide information about the circumstances and financial position of the company within a certain period in order to take a decision in the future moreover sharia financing bank should increase efficiency and lower the financing problem.Keywords: Financial performance, CAR, FDR, NPF, ROA and BOPO
Manajemen Risiko pada Badan Amil Zakat Nasional (BAZNAS) Kabupaten Solok Diana, Diana Utami Arif; Nofrivul, Nofrivul; Rizal, Rizal; Sari, Chitra Indah
ZAWA: Management of Zakat and Waqf Journal Vol 5, No 1 (2025): ZAWA: MANAGEMENT OF ZAKAT AND WAQF JOURNAL
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v5i1.14261

Abstract

The problem in this study is how to manage risk at the Solok Regency Amil Zakat Agency in identifying risks, analyzing risks and evaluating risks in the Solok Regency BAZNAS. The purpose of this study is to find out the risk management in the collection of zakat and the distribution of zakat in BAZNAS Solok Regency, including to know the constraints in the BAZNAS program of Solok Regency in risk management. The type of research that the author uses (field research) field research with qualitative descriptive methods. The data collection technique carried out by the author is interviews and documentation obtained from amil in BAZNAS Solok Regency. The results in the field can conclude that Risk Management, starting from the stages of risk assessment, risk identification, risk analysis, risk evaluation and risk mitigation. Risk Management Research, starting from the stages of risk assessment, risk identification, risk analysis, risk evaluation and risk mitigation. From these stages, risk identification to risk evaluation obtained 5 possible risks that can interfere with the performance and process of BAZNAS Solok Regency at any time.  The field of zakat collection in Solok regency high risk includes not achieving zakat, Muzakki Dissatisfaction medium risk includes limited access by Muzakki, low risk includes lack of manpower, lack of understanding of zakat.
TRANSFORMASI DIGITAL: USAHA KECIL DI ERA MODERN Marlin, Khairul; Nofrivul, Nofrivul; Iska, Syukri; Parizal, Himyar; Mirawati, Mirawati; Indah Sari, Chitra; Shobirin, Khairulis; Melia, Yeni
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 8, No 3 (2025): MARTABE : JURNAL PENGABDIAN KEPADA MASYARAKAT
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v8i3.1149-1155

Abstract

Transformasi digital telah menjadi tulang punggung pertumbuhan Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia di tengah perubahan ekonomi global yang cepat. Di era 4.0, adopsi teknologi digital telah menjadi keharusan bagi UMKM untuk tetap kompetitif dan relevan di pasar yang berkembang pesat. Salah satu pilar utama keberhasilan usaha kecil di era modern adalah transformasi digital. Artikel ini membahas berbagai aspek transformasi digital yang dapat mendukung keberhasilan UKM, seperti pemanfaatan teknologi informasi, pemasaran digital, dan inovasi produk. Dengan mengadopsi strategi terkait teknologi, UKM di Indonesia dapat meningkatkan daya saing dan meningkatkan efisiensi operasional mereka.
Co-Authors Antoni Antoni Diana, Diana Utami Arif Indah Sari, chitra Marlin, Khairul Melia, Yeni Mirawati Mirawati Nasfi, Nasfi Parizal, Himyar Rizal Rizal Sari, Chitra Indah Shobirin, Khairulis Syukri Iska, Syukri