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PERAN KEPERCAYAAN DALAM MEDIASI PENGARUH PERSEPSI MANFAAT DAN PERSEPSI KEMUDAHAN TERHADAP MINAT PENGGUNAAN LAYANAN IDENTITAS KEPENDUDUKAN DIGITAL DI KOTA PAYAKUMBUH Gusmeri, Gusmeri; Huseno, Tun
Equilibrium : Jurnal Ilmiah Ekonomi, Manajemen dan Akuntansi Vol 13, No 2 (2024): September
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah (LPPI) Universitas Muhammadiyah Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35906/equili.v13i2.2108

Abstract

ABSTRAKIdentitas Kependudukan Digital atau IKD merupakan informasi elektronik yang digunakan untuk mempresentasikan dokumen kependudukan dan data balikan dalam aplikasi digital yang menampilkan data pribadi sebagai identitas yang bersangkutan. Layanan Identitas Kependudukan Digital (IKD) ini bertujuan untuk mempermudah dan mempercepat transaksi layanan masyarakat pada saat melakukan transaksi pelayanan publik atau private dengan menggunakan smartphone yang memerlukan data dan dokumen kependudukan seperti Kartu Keluarga (KK) dan KTP-el. Tujuan dari penelitian ini adalah untuk menguji dan menganalisa pengaruh persepsi manfaat dan persepsi kemudahan yang dimediasi oleh kepercayaan terhadap minat penggunaan layanan Identitas Kependudukan Digital (IKD) di Kota Payakumbuh. Metode yang digunakan dalam penelitian ini adalah deskriptif kuantitatif dengan sampel sebanyak 100 100 orang yang menggunakan layanan Identitas Kependudukan Digital (IKD) di Kota Payakumbuh dengan menggunakan rumus Slovin. Analisis data yang digunakan adalah Partial Least Squares- Structural Equation Model (PLS-SEM) dengan uji instrumen data dilakukan dengan cara model pengukuran (outer model) dan model struktural (inner model). Hasil dari penelitian ini bahwa persepsi manfaat berpengaruh positif dan tidak signifikan terhadap minat penggunaan layanan Identitas Kependudukan Digital (IKD) di Kota Payakumbuh. Persepsi kemudahan dan kepercayaan berpengaruh positif dan signifikan terhadap minat penggunaan layanan Identitas Kependudukan Digital (IKD) di Kota Payakumbuh. Persepsi manfaat dan persepsi kemudahan berpengaruh positif dan signifikan terhadap kepercayaan layanan Identitas Kependudukan Digital (IKD) di Kota Payakumbuh. Persepsi manfaat dan persepsi kemudahan yang dimediasi oleh kepercayaan berpengaruh positif dan signifikan terhadap minat penggunaan layanan Identitas Kependudukan Digital (IKD) di Kota Payakumbuh.Kata Kunci: Persepsi Manfaat, Persepsi Kemudahan, Kepercayaan, Minat PenggunaanABSTRACTDigital Population Identity or IKD is electronic information used to present population documents and return data in digital applications that display personal data as the identity in question. The Digital Population Identity (IKD) service aims to facilitate and accelerate community service transactions when conducting public or private service transactions using smartphones that require population data and documents such as Family Cards (KK) and KTP-el. The aim of this research is to test and analyze the influence of perceived usefulness and perceived convenience mediated by trust on interest in using Digital Population Identity (IKD) services in Payakumbuh City. The method used in this research is quantitative descriptive with a sample of 100 100 people who use the Digital Population Identity (IKD) service in Payakumbuh City using the Slovin formula. The data analysis used is Partial Least Squares- Structural Equation Model (PLS-SEM) with data instrument testing carried out using measurement models (outer models) and structural models (inner models). The results of this research show that perceived benefits have a positive and insignificant effect on interest in using Digital Population Identity (IKD) services in Payakumbuh City. Perceptions of convenience and trust have a positive and significant effect on interest in using Digital Population Identity (IKD) services in Payakumbuh City. Perceived usefulness and perceived convenience have a positive and significant effect on trust in Digital Population Identity (IKD) services in Payakumbuh City. Perceived usefulness and perceived convenience mediated by trust have a positive and significant effect on interest in using Digital Population Identity (IKD) services in Payakumbuh City.Keywords: Perceived Benefits, Perceived Ease, Trust, Interest in Use
Analisis Maturitas dan Kerangka Governance, Risk, And Compliance (GRC) Upaya Peningkatan Pendapatan Asli Daerah atas Pengelolaan Kekayaan yang Dipisahkan di Provinsi DKI Jakarta: Studi Kasus PT. Bank DKI Tahun 2018-2022 Ningrat, Murtadhi Achmad; Suwanda, Dadang; Huseno, Tun
AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Vol. 4 No. 2 (2024): AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmeb.v4i2.747

Abstract

In Local Government there is a local revenue that should be a source of local finance in the exercise of regional autonomy. This phenomenon has occurred since the regulation on regional autonomy was formed. Local revenue is divided into several sub income, which include the wealth of the separated regions. The source is from each regional owned enterprises. Bank Bank DKI is one of the regional owned enterprises that are accommodated in BP BUMD, because part of its ownership stake is in the Provincial Government of DKI Jakarta. Bank DKI must be able to provide dividends and on the one hand must provide adequate business, without being hindered by anything and this is the problem in this study. For this reason, BUMD must be able to balance these problems through the concept of GRC Excellence Framework and maturity analysis. This study is limited to assessing local revenue through the concept of GRC excellence framework, along with its maturity level. The purpose of this study is to determine how the level of maturity owned by Bank DKI in terms of internal organization as a whole, and its benefits for the Provincial Government of DKI Jakarta. This study used descriptive qualitative methods. This study analyzes the level of maturity in each component of the advantages of GRC contained in bank dki and the impact of these advantages will seek to increase local revenue with the distribution of dividends accompanied by maturity analysis. Data collection techniques in this study using observation techniques, interviews, documentation. Researchers use data analysis techniques such as data reduction, data presentation, and conclusion. In testing the validity of the data researchers used triangulation sources. The results showed that the existing system of each GRC excellence criteria include: Process aspects, People aspects, Tools aspects, which are very varied levels of maturity. However, the average level is still in Managed with a score of 3. With good governance, there are several aspects of process and aspects of people that need to be recommended for the future. For local revenue for the last 5 years from 2018-2022, it has experienced significant fluactation due to the lack of massive implementation and implementation of the GRC concept, which makes governance no significant improvement.