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All Journal Dinar : Jurnal Prodi Ekonomi Syariah Proceedings of Annual Conference for Muslim Scholars Syar'ie: Jurnal Pemikiran Ekonomi Islam Arus Jurnal Sosial dan Humaniora Margin Eco : Jurnal Ekonomi dan Perkembangan Bisnis ICO EDUSHA Ekalaya : Jurnal Ekonomi Akuntansi SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Alkasb: Journal of Islamic Economics Al-Umm: Jurnal Pengabdian dan Pengembangan Masyarakat
Faujiah, Ani
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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EFISIENSI PELAKSANAAN SERTIFIKASI NAZIR WAKAF DALAM RANGKA MENINGKATKAN LITERASI WAKAF Faujiah, Ani; Wahyu Wicaksono, Johan
Dinar : Jurnal Prodi Ekonomi Syariah Vol 7 No 2 (2024): Maret
Publisher : el Hakim Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61088/dinar.v7i2.717

Abstract

Wakaf merupakan intrumen keuangan publik Islam yang mampu membangun peradaban dunia. Banyak pusat-pusat peradapan dunia membuktikan bahwa wakaf mampu meninggalkan sejarah yang harus dilestarikan. Pemahaman wakaf sebagai ibadah maliayah melahirkan maenset di sebagian masyarakat bahwa wakaf adalah hubungan manusia dengan tuhannya, sehingga upaya untuk memproduktifkan wakaf kurang mendapat perhatian. Rendahnya tingkat literasi wakaf di masyarakat terutama bagi Nazhir menghambat perkembangan wakaf. Banyak aset aset wakaf yang tidak membawa kebermanfaatan karena diserahkan pada nazhir yang kurang professional. Penelitian ini bertujuan untuk mengetahui Efisiensi Pelaksanaan Sertifikasi Nazhir Wakaf Dalam Rangka Meningkatkan Litersi Wakaf. Metode yang digunakan adalah pendekatan kualitatif dengan menganalisis data dari pengelola program sertifikasi Nazhir, Pemateri Pelatian, Asesor dan para Nazhir. Hasil penelitian ini ditemukan bahwa kegiatan Pelaksanaan Sertifikasi Nazhir Wakaf Dalam Rangka Meningkatkan Litersi Wakaf cukup efisien yang sebagian besar diketahui para nazhir memiliki pencerahan wawasan setelah mengikuti Sertifikasi Nazhir Wakaf .
Pengaruh Tingkat Pendapatan Dan Pengetahuan Zakat Profesi Terhadap Minat Berzakat Di Kalangan Milenial Rosyidah, Norma; Nausan, Aira Vema Mutiara; Faujiah, Ani
EKALAYA : Jurnal Ekonomi Akuntansi Vol. 1 No. 3 (2023): Ekalaya : Jurnal Ekonomi Akuntansi
Publisher : CV. Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/ekalaya.v1i3.195

Abstract

Professional zakat is a common thing to hear among Muslims, one of the obligations that must be carried out in accordance with the guidance of syariát. In the current conditions where millennials are a generation that has a fairly high population and has unique characteristics based on region and socio-economic conditions. The millennial generation is also a generation that is familiar with the use of communication tools, media, and digital technology. In this case, it is very possible for the millennial generation to be able to have a job that has a promising income level and has extensive knowledge about important things or issues, the only thing about the obligation of professional zakat. The results showed that the variable income level had a significant effect in the interest in the difference among millennials. The variable knowledge of professional zakat has a significant effect on the interest in charity among millennials. Variables in the level of income and knowledge of professional zakat simultaneously have a significant effect on the interest in charity among millennials.
Pengaruh Pendapatan, Budaya dan Religiusitas Terhadap Kepatuhan Muzakki dalam Membayar Zakat Profesi di Sidoarjo Rani; Faujiah, Ani
SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Vol 6 No 2 (2024): SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Publisher : STEI Kanjeng Sepuh Gresik Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59636/saujana.v6i2.210

Abstract

This study examines the influence of income, culture, and religiosity on muzakki's compliance in paying professional zakat in Sidoarjo, East Java. The phenomenon of low compliance in paying professional zakat, despite its great potential, encourages this research. Professional zakat is an important part of Islamic teachings that plays a role in alleviating poverty and improving the welfare of the people, but there are still many muzakki who do not comply. This study uses a quantitative method with a survey approach, collecting data from 150 respondents by purposive sampling. Data analysis was carried out using multiple linear regression. The results showed that income and culture had a positive and significant influence on muzakki compliance, with a t-value of 0.229 (> 0.05) for income and 0.351 (> 0.05) for culture, respectively. However, religiosity had no significant effect with a t-value of 0.002 < 0.05. This research is expected to increase professional zakat payment compliance and become a reference for zakat institutions and local governments in formulating effective strategies and policies.
Marketing Management Strategies to Enhance the Competitiveness of Educational Institutions in the Digital Era Faujiah, Ani
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengkaji strategi manajemen pemasaran yang dapat diterapkan oleh lembaga pendidikan untuk meningkatkan daya saing di era digital. Dalam era yang semakin dipengaruhi oleh perkembangan teknologi, pemasaran digital menjadi sangat penting bagi lembaga pendidikan untuk menarik perhatian calon siswa dan meningkatkan reputasi mereka. Penelitian ini menggunakan metode studi literatur dengan mengkaji berbagai sumber yang relevan mengenai pemasaran digital, strategi manajemen pemasaran, dan daya saing lembaga pendidikan. Hasil penelitian menunjukkan bahwa penerapan strategi pemasaran digital, seperti penggunaan media sosial, konten marketing, dan optimisasi mesin pencari (SEO), dapat meningkatkan daya saing lembaga pendidikan di pasar yang semakin kompetitif. Kata Kunci : Manajemen Pemasaran, Lembaga Pendidikan, Era Digital
Implementation of Risk Management: A Qualitative Study on Bank Syariah Indonesia Aisyah Sayidul Lintang; Faujiah, Ani
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to explore the implementation of risk management at Bank Syariah Indonesia (BSI) using a qualitative literature review approach. The research addresses the core issue of managing complex risks in Islamic banking, focusing on six key risks: credit, liquidity, market, operational, reputational, and Sharia compliance risks. The study was motivated by the urgent need to understand Sharia-based risk management strategies amidst the dynamics of the modern financial industry. The findings reveal that BSI has integrated Sharia principles with conventional risk management frameworks. However, challenges such as low Islamic financial literacy, technological adaptation, and consistency in Sharia compliance remain significant barriers. This study provides conceptual insights and recommendations to enhance risk management through technological innovation, public education, and the development of more comprehensive regulations.
INOVASI NAZHIR DALAM PENGELOLAAN WAKAF DIGITAL SEBAGAI STRATEGI KEBERLANJUTAN EKONOMI UMAT DI ERA PANDEMI Faujiah, Ani; Imron
ICO EDUSHA Vol. 3 No. 1 (2022): ICO EDUSHA : The 3rd ICO EDUSHA 2022 The Muslim Research Community
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

Innovation in the management of digital waqf by nazhir plays a crucial role in maintaining the sustainability of the community's economy, particularly during the COVID-19 pandemic. Digital transformation allows waqf to be managed more transparently, efficiently, and inclusively, thus reaching a larger portion of the community. Through digital platforms, people can more easily participate in channeling waqf funds, while nazhir can manage waqf assets more effectively. However, there are several challenges to address, such as low digital literacy among nazhir, limited regulations supporting digitalization, and public trust in the security of digital transactions. This research aims to analyze the impact of digital waqf on the community's economy and identify innovations implemented by nazhir in managing digital waqf. Through a qualitative approach with literature studies, the research finds that although technologies like blockchain and Islamic crowdfunding offer great potential to enhance transparency and efficiency, regulatory challenges and public trust need to be addressed. This study recommends digital training for nazhir, strengthening regulations, and developing safer technologies to maximize the potential of digital waqf as a strategy for sustainable community economic empowerment. Keywords: Digital Waqf, Nazhir Innovation and Economic Empowerment.
Analysis of Waqf Management in The Context of Islamic Finance: A Case Study on Cash Waqf in Indonesia Faujiah, Ani
SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Vol 7 No 2 (2025): SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Publisher : STEI Kanjeng Sepuh Gresik Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59636/saujana.v7i2.313

Abstract

This study analyzes the management of cash waqf in the context of Islamic finance in Indonesia. Using a case study method, the research evaluates the effectiveness of cash waqf management and the challenges faced in its implementation. The findings indicate that cash waqf has significant potential in supporting the economic development of the Muslim community. However, challenges remain in terms of regulation, transparency, and public literacy. Therefore, strengthening governance strategies is necessary to optimize the benefits of cash waqf. The study implies the need for regulatory improvements and increased public awareness regarding cash waqf. The recommendations include fostering collaboration between the government, Islamic financial institutions, and the public to enhance the effectiveness of cash waqf management.
IMPLEMENTASI MANAJEMEN KEUANGAN SYARIAH SEBAGAI SALAH SATU UPAYA PENGEMBANGAN DAN PENINGKATAN UMKM DI INDONESIA Faujiah, Ani; Alfayed, M. Valke
Syarie: Jurnal Pemikiran Ekonomi Islam Vol 7 No 1 (2024): Syar'ie
Publisher : STAI Binamadani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51476/syarie.v7i1.425

Abstract

Tulisan ini bertujuan mengupas salah satu masalah yang dihadapi usaha kecil dan menengah yaitu banyak yang tidak mengerti bagaimana mengelola keuangan dan aset mereka. Akibatnya, banyak usaha kecil menengah Indonesia yang bangkrut. Tulisan ini menggunakan pendekatan kualitatif kepustakaan. Data diperoleh dari buku, jurnal ilmiah dan lainnya yang memiliki relevansi dengan pembahasan yang ada. Tulisan ini memberikan kesimpulan bahwa usaha kecil dan menengah merupakan salah satu pilar perekonomian Indonesia yang perlu memahami manajemen keuangan syariah. Dalam hal pencatatan keuangan, pelaku UMKM perlu memperhatikan beberapa aspek, yakni: mencatat semua arus keuangan yang masuk maupun keluar, mengenali komponen biaya yang dikeluarkan, memiliki buku catatan keuntungan yang diperoleh, dan buku catatan persediaan barang. Untuk membantu pelaku UMKM dalam hal manajemen keuangan telah banyak aplikasi digital yang tersedia dan dapat diunduh gratis.
Kontribusi lembaga sertifikasi nazhir terhadap optimalisasi pengelolaan wakaf Faujiah, Ani
Alkasb: Journal of Islamic Economics Vol. 3 No. 1 (2024)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v3i1.343

Abstract

This research aims to analyze the contribution of Nazhir certification institutions to the optimization of wakaf management. The study adopts a qualitative research method with a descriptive approach. Informants include certified Nazhir and wakaf institutions from specific regions. The sampling was purposive, focusing on Nazhir with experience in wakaf management and certification bodies actively involved in the process. Data collection methods encompass in-depth interviews, observation, and documentation, with semi-structured interview guides serving as research instruments. Triangulation of sources and methods was used to ensure data validity, and the analysis proceeded through data reduction, presentation, and conclusion verification. The findings reveal that Nazhir certification institutions play a significant role in enhancing Nazhir’s competence and accountability in managing wakaf. Certification boosts public and donor trust, while also improving transparency and professionalism in the management of wakaf assets. The study underscores the need for a stronger certification system for Nazhir to optimize wakaf management. Researchers recommend expanding the scope of certification institutions and increasing access for Nazhir in various regions. Strengthening regulations that support Nazhir certification is also vital to ensure the sustainability of a professional and accountable wakaf management system.
Communications Skill (Sebuah Analiss terhadap Sistem Komunikasi Menurut Syariat Islam dalam Rangka Pemasaran Sebuah Produk Barang Atau Jasa) Faujiah, Ani
Proceedings of Annual Conference for Muslim Scholars Vol 3 No 1 (2019): AnCoMS 2019
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (376.813 KB) | DOI: 10.36835/ancoms.v3i1.241

Abstract

Communication is the main activity of humans in daily life, communication with God, fellow humans, and other creatures. Communication is the capital and key to success in relationships and careers because only by communication a good relationship can be built and fostered. Internet crime (cyber crime) in the form of online fraud (phishing) every year has been known to increase. Which then requires banks to educate customers about the threat of online fraud, increasingly diverse modes also require increasingly sophisticated and secure software protection. This research uses the library research method, which is trying to find understanding of communication that breeds according to Islamic law by taking a phenomenological approach, which is related to the culture of the community in conveying a message or information. Islam has taught its people in good and proper communication by implementing six principles, namely: Sadulan Qaulan, Balighan Qaulan, Masyura Qaulan, Layyina Qaulan, Layina Qaulan, Karima Qaulan and Ma'rufah Qaulan. This study aims to answer the problem How is good communication according to Islamic law? How can Islam in order to guide its people to the marketing of a product or service in a business activity
Co-Authors Aisyah Sayidul Lintang Alfayed, M. Valke Hidayatullah , Muhammad Su’ib Imron Imron Imron, Imron Julia Rahmawati, Julia mutiara mutiara Nahuri, Nahuri Nausan, Aira Vema Mutiara Norma Rosyidah, Norma Rani Saifuddin Wahyu Wicaksono, Johan