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“WASATHIYYAH AL-IQTISHADIYAH” Integrasi Nilai Moderasi pada Ekonomi Islam M. Zikwan
Proceedings of Annual Conference for Muslim Scholars Vol 6 No 1 (2022): AnCoMS, APRIL 2022
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v6i1.434

Sebagai agama terakhir Islam memiliki ciri khas yang sangat berbeda dengan agama-agama yang ada didunia ini. Diantara ciri khas yang paling utama serta yang sangat menonjol bahwa watak Islam adalah tawassuth, ta’adul serta tawazun, hingga pada akhirnya ketiga istilah tersebut bisa dijakan kedalam satu bahasa yaitu wasathiyyah. Islam wasathiyyah atau Islam moderat adalah paham beragama yang mempunyai pandangan untuk mengambil jalan tengah dari dua sikap yang berbeda atau bertentangan. Sampai saat ini perdebatan persoalan hubungan Islam dan ekonomi terus berlangsung. Kalangan sekuler memiliki anggapan bahwa agama tidak ada hubungannya dengan ekonomi. Mindset sekuler hanya bertumpu pada pada kepentingan materialistik semata, oleh karena itu para penganut paham ini akan mencari harta kekayaan sebanyak-banyaknya, paham sekuler ini dipelopori oleh paham kapitalis dan paham sosialis. Paham kapitalis akan memberikan kebebasan bagi swasta atau pemilik modal untuk mencari keuntungan sebesar-besarnya, sedangkan paham sosialis terlalu bebas memberikan peran kendali ekonomi kepada pemerintah. Kedua paham tersebut membangun sistem ekonomi yang jauh dari nila-nilai moderasi beragama, keduanya memiliki pandangan bahwa urusan ekonomi merupakan ranah materialistik yang bersifat duniawi semata. Berbeda dengan mindset sekuler, ekonomi Islam merupakan ekonomi yang memilih jalan tengah yaitu menggabungkan antara kebutuhan dunia dan kebutuhan akhirat, menggabungkan antara ibadah dan mu’amalah tanpa memisahkannya menjadi satuan yang berbeda. Diantara watak wasathiyyah al-Iqtishadiyyah adalah firman allah dalam surat al-Qasas ayat 77, kandungan ayat tersebut memerintahkan ummat manusia untuk mencari pahala akhirat tanpa melupakan urusan dunia.

Dampak Perkembangan Pasar Modern di Lingkungan Pasar Tradisional di Mimbo Situbondo M. Zikwan
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 6 No 2 (2020): Juni 2020
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

The market is a mechanism that can bring buyers together to make transactions on goods or services. The market is the most important part of a Muslim's life as an ideal transaction vehicle. In Indonesia the market is the economic support of society, both urban and rural communities. In terms of physical there are two types of markets in Indonesia, namely traditional markets and modern markets. Traditional market is a kind of market that is managed simply who still apply the bargaining system. While the modern market is a market that is managed with modern management that generally there dikinjagi sebaagi provider of goods or services with good quality of service to the consumer and the absence of bargaining process at the time of the transaction. At first these two types of markets supported each other in improving the economy of society, but in recent times the first type of market (traditional market) has often complained against the growth of so many modern markets. Departing from this problem the authors examine the problem that finally raised in the thesis with the title "Islamic Law Prespective of Modern Market Development in Traditional Market Environment..

Kontribusi Pemikiran Ekonomi Syari'Ah di Abad Ke 5-11 M dalam Aktivitas Perekonomian di Indonesia M. Zikwan
Proceedings of Annual Conference for Muslim Scholars Vol 3 No 1 (2019): AnCoMS 2019
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

The rise of Shari'ah economic discussion is something that has to happen especially for a country with a more Muslim population than a Muslim minority country. this happens because the shari'ah economy has given the biggest contribution to the improvement and economic growth of the Ummah. However, talking about sharia economics is inseparable from the history in which the shariah economy was built. History has incised its ink, that contemporary sharia economic thought is inseparable from the contribution of the thoughts of Muslim scholars in the 5th to the 11th centuries AD. This phase is known as establishing the foundations of Islamic economics, which was initiated by the jurists accompanied by Sufi figures as well as philosophers. Economic thinking based on fiqh discusses economic phenomenon by exploring the concepts of maslahah and Mafsa. Part of this thought contribution has been adopted and applied in the Republic of Indonesia today. such as the construction of zakat management bodies, supervision of product sales and so on. The application of Islamic economics is often present in the form of financial institutions such as the development of Islamic financial institutions in the form of banking or the like. The minds of scholars in the past have contributed to modern economists today, where most Muslim-majority countries prefer sharia economics as their country's economic system

Dampak Perkembangan Pasar Modern di Lingkungan Pasar Tradisional di Mimbo Situbondo M. Zikwan
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 6 No 2 (2020): Juni 2020
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (692.58 KB)

The market is a mechanism that can bring buyers together to make transactions on goods or services. The market is the most important part of a Muslim's life as an ideal transaction vehicle. In Indonesia the market is the economic support of society, both urban and rural communities. In terms of physical there are two types of markets in Indonesia, namely traditional markets and modern markets. Traditional market is a kind of market that is managed simply who still apply the bargaining system. While the modern market is a market that is managed with modern management that generally there dikinjagi sebaagi provider of goods or services with good quality of service to the consumer and the absence of bargaining process at the time of the transaction. At first these two types of markets supported each other in improving the economy of society, but in recent times the first type of market (traditional market) has often complained against the growth of so many modern markets. Departing from this problem the authors examine the problem that finally raised in the thesis with the title "Islamic Law Prespective of Modern Market Development in Traditional Market Environment..

PRODUKSI KERUPUK KEDELAI DALAM PRESFEKTIF PRODUKSI ISLAMI PADA CV MUZAFFER ARJASA SITUBONDO M Zikwan; Desi Susanti
Al-Idarah Vol 1 No 1 (2020): Al-Idārah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Home industry merupakan suatu instansi yang kebanyakan berada di lingkungan kehidupan masyarakat, begitu juga dengan CV. Muzaffer Arjasa Situbondo yang berada di sektar lingkungan masyarakat yang kebanyakan pencaharian masyarakat disana adalah bertani. Dari setiap proses produksi yang dilakukan di CV. Muzaffer selalu mendapat pengawasan dari pihak kepala produksi maupun oleh pimpinan Cv. Muzaffer, hal ini yang membuat para karyawan sangat berhati-hati dalam melakukan proses produksi. Cv. Muzaffer banyak memproduksi banyak macam jamu herbal dan juga krupuk kedelai yang terbuat dari limbah dari salah satu jamu yang di produksi yaitu limbah dari jamu sari kedelai. Cv. Muzaffer mempunyai 10 orang karyawan dan itu masih dibagi dua, yaitu ada karyawan yang fokus dengan produksi jamu herbal sebanyak 7 orang, dan untuk prosuksi krupuk kedelai, akan tetapi proses produksi krupuk kedelai ini hanya di lakukan ketika ada bahan pokok, yaitu limbah dari sari kedelai. Peneliti memberikan batasan akan masalah yang akan di bahas dalam penelitian ini yaitu, bagaimana presepekti produksi Islam tentang proses produksi krupuk kedelai ?, Dalam penelitian ini peneliti menggunakan penelitian kualitatif. Jenis penelitian yang digunakan adalah penelitian lapangan (field research). Data yang dikumpulkan peneliti meliputi data primer dan data sekunder. Sedangkan sumber data yang diperoleh dengan cara observasi, wawancara dan dokumentasi. Dari hasil penelitian ini menuujukkan bahwa manajemen proses produksi krupuk kedelai yaitu sudah banyak mengunakan prespektif produksi Islam, yaitu dari segi proses pengolahan, misalnya selalu mengunakan bahan-bahan yang berlebel halal, dan juga selalu memperhatikan kebersihan alat-alat produksi, serta mengunakan nilai-nalai produksi dalam Islam yaitu, keadilan dalam proses produksi, pemenuhan takaran, memenuhi hak konsumen. yang artinya perusahhaan tidak hanya berambisi mendapatkan laba sebesar-besarnya, akan tetapi selaulu melihat kepuasan konsumen.

MANAJEMEN SUMBER DAYA MANUSIA DI UD KUDA MASS DALAM MENINGKATKAN KINERJA KARYAWAN M. Zikwan; A. Muhyiddin Khotib
Al-Idarah Vol 1 No 2 (2020): Al-Idārah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Human Resources is one of the resources contained in the organization, including all people who carry out activities. In general, the resources contained in the organization can be grouped into two types, Human Resources, Resources. Included in this non-human resource group include capital, machinery, technology, materials. UD Kuda Mass Turen Malang is a UD which operates in the Macaroni sector, in its role as one of the driving wheels of the economy in the village of Reject Turen Malang UD Kuda mass was exposed to UD who maintained Islamic ethics, in the sense that UD Kuda Mass did not only work for the world alone. however, the application of the responsibility of a Muslim is also carried out at the UD. In his duties as an entrepreneur that combines the world and the hereafter.

ANTARA AGAMA DAN BISNIS BISNIS DALAM PANDANGAN ISLAM M. Zikwan
Al-Idarah Vol 2 No 1 (2021): Al-Idārah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Business is an effort made by someone or more to make ends meet through production activities, or buying and selling of products. Some circles say that business is an activity to make as much profit as possible, so religion cannot be combined with business. Islam is not an anti-business religion but Islam is a religion that regulates business activities. The spirit of Islamic business is Islam, Iman and Ihsan. The principles of business in Islam are the principles of Illahiyah, the principles of Nubuwwah, the principles of al-Adaliyyah, the principles of al-Hurriyah, the principles of al-Musawwah, the principles of Ta'awun. Islam is not a religion that prohibits business, but Islam is a religion that supports business activities. Prophet Muhammad as the bearer of the message of Islam, including business people, more than that the Prophet Muhammad was the pioneer of business in Islam. Islam has never prohibited the ummah from doing business, even Islam gives the value of freedom in doing business activities.

KONSEP MAQASHID SYARIAH PADA UMKM DALAM UPAYA MENDUKUNG AKSELERASI PANGSA EKONOMI SYARI’AH JAWA TIMUR M. Zikwan
Al-Idarah Vol 2 No 2 (2021): Al-Idārah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

The existence of UMKM is very urgent for the community because it can provide solutions for workers who have not been accommodated. This is because UMKM are businesses that come from someone's creative thinking and do not have high criteria in absorbing labor. The reality is that UMKM have been able to survive in the welfare of people's lives both under normal conditions or in conditions of economic crisis, in fact in the 1997 economic crisis UMKM were able to provide solutions and continue to survive until economic conditions returned to stable. Along with the rapid development of UMKM, it often causes local conflicts and so on, to prevent this it is necessary to take preventive actions taken by the government against UMKM based on sharia principles. To realize UMKM that are in accordance with sharia principles, it is necessary to involve the government to make regulations related to the technical and implementation of UMKM. The standards for sharia UMKM are UMKM that have implemented sharia principles. There are five aspects that must be guarded by humans, namely religion (حفظ الين) soul (حفظ النفس) intellect (حفظ العقل) offspring (حفظ النسل) property (حفظ المال).

â€œTransaksi Ekonomi Modernâ€ Multi Level Marketing dalam Perspektif Hukum Islam M Zikwan
Al-Adillah: Jurnal Hukum Islam Vol. 3 No. 1 (2023): Penerapan Hukum Keluarga Islam
Publisher : UNIVERSITAS BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61595/aladillah.v3i1.487

The development of the times and information technology has an impact on the activities of human life. Mualia of social politics and economics. Various models and types of transactions also accompany the times, including multi-level marketing. Multi-level marketing is a type of transaction where consumers can act as marketing by becoming a member of a company that implements a multi-level marketing sales system. Members will benefit from sales and bonuses obtained for being a member. In practice, multi-level marketing often gives the impression of a transaction that can harm other parties and is even considered a transaction full of deception. Therefore this article attempts to provide an overview of multi-level marketing transactions that are permissible in Islam. In this article the researcher uses a library approach, the main source in this research is written sources in the form of books, manuscripts, documents and others. In essence, a multi-level marketing transaction is an innovation and development of the type of buying and selling transaction, therefore a multi-level marketing transaction is a legal, syar'i transaction as long as it has the principle of not containing elements of usury, not gharar, fair transparency and so on.

BISNIS DALAM ISLAM (IMPLEMENTASI PRINSIP-PRINSIP ISLAM DALAM AKTIFITAS EKONOMI BISNIS) M. Zikwan; Nahei Nahei
Al-Idarah Vol 4 No 2 (2023): Al-Idarah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/idarah.2023.v4i2.121-131

Current business developments provide space for everyone to make creations in business economic activity models. This condition provides opportunities and challenges that become homework for every circle, both business people, academics and even those in authority. The opportunity provided by this condition is the freedom for each individual to develop creativity and business innovation according to the wishes of every society, but this presents a challenge in the form of the growth and development of business economic activities which can violate Islamic principles in transactions and can have a worse impact, namely running a business by making a profit on the suffering of others. Therefore this article seeks to explain the concept of business in Islam with an approach to implementing Islamic principles in business activities. The purpose of this article is to provide an overview of business principles in Islam with a focus on discussing how Islamic principles carry out business economic activities. This article uses a qualitative method with a library research approach. The data were obtained through a literature review of several scientific works both from turat books and from other research results. The conclusion of the results of this article illustrates that Islam gives freedom to every individual to create transaction models and business activities, but the freedom in question does not mean freedom without any barriers in activities. Therefore Islam provides several principles that can be applied in business economic activities which in this article the author summarizes into seven namely, mabadi' ar-rabbaniyyah, an-nubuwah, al-ishlah ijtima'iyyah, al-Jadi, at-tardiyyah, al -ukhuwah, al-hurriyah wal masuliyyah.

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