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JUAL BELI SUKUK DI BURSA EFEK INDONESIA SURABAYA Zainul Anwar; Subaidi; Subyanto Subyanto
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 3 No. 2 (2022): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (596.51 KB) | DOI: 10.35316/alhukmi.v3i2.2318

Abstract

Sukuk was an investment instrument that provides opportunities for Muslim and non-Muslim investors to invest in Indonesia.It could be used to build the nation's economy and create society welfare. The facts showed that the market would be very responsive to the sukuk issuance. Almost all sukuk was issued, was absorbed by the market, even in some cases caused excess demand. The sale and purchase of sukuk on the Indonesia Stock Exchange was carried out in four processes, from the account opening and order submissionstage, the order processing stage, the transaction stage, and the clearing, guarantee and transaction settlement stages.They applied to all types of securities traded on the Indonesia Stock Exchange. The difference lies only in the specifications of transactions such as fractions and price limits, which are carried out by educating the public about the process. While the form of transactions was carried out at securities trading places based on precautionary principles and sharia principles which refered to the fatwa of the National Sharia Board - Indonesian Ulema Council (DSN-MUI) and the Financial Services Authority (POJK) as the institution that oversees and regulates the process of the Sukuk transaction mechanism on the Indonesia Stock Exchange in Surabaya.
The Effect of Islamic Marketing Mix towards Costumer Loyalty and Customer Satisfaction on Shopee Millennial Muslim Moch Syafi'i; Mohamad Mondir; M. Zikwan; Zainul Anwar
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9685

Abstract

The improvement of internet creates many e-commerce in Indonesia. E-commerce became a receptacle for millennial generation who want to buy goods and services online. In Indonesia, Shopee is e-commerce that has become market leader. Shopee is using Islamic marketing mix to maintain its position in Indonesian market. The purpose from this research is to analyze the influence of Islamic marketing mix (product, price, place, promotion, process, people and physical evidence) on customer loyalty towards customer satisfaction. This research is quantitative research. The sampling technique used is random sampling and convenience sampling. Skala Likert will be used for measuring the data collected. There are 159 samples from millennial Muslims in Jember for this research. The data that has been collected will be analyzed using path analysis. The result indicated that product, place, promotion, and people significantly affect customer satisfaction while price, process, and physical evidence are not significant. Product, promotion, and physical evidence also have substantial effects on customer loyalty while price, place, process, and people are not. Customer satisfaction also has no significant effect on customer loyalty. The result also shows that customers cannot mediate product, price, place, promotion, process, people, and physical evidence towards customer loyalty.
ANALISIS STRATEGI PENGEMBANGAN USAHA PONDOK PESANTREN DALAM UPAYA MEWUJUDKAN KEMANDIRIAN EKONOMI PESANTREN: Studi Kasus pada Bidang Usaha (BIUS) Pondok Pesantren Salafiyah Syafi’iyah Sukorejo Anwar, Zainul; Sholiha, Imroatus
Al-Idarah Vol 5 No 2 (2024): Al-Idarah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/idarah.2024.v5i2.53-73

Abstract

This research wants to know the business development strategies carried out by the Sal-Saf Sukorejo boarding school business sector in an effort to realize the Islamic boarding school's economic independence and what obstacles are faced in developing the business. This type of research is field research with a qualitative descriptive approach, obtaining research results, business development strategies carried out by expanding the business scale through investment, increasing production, and developing the business in other places. Expanding business scope. Carry out structured financial management. Strengthen marketing. Provide extra assistance to newly opened units. As well as carrying out product innovation. With the strategy implemented, the Islamic boarding school can achieve economic independence, because the business sector does not have consumer debt, has business confidence, has investment, is able to manage cash flow, and is mentally strong when facing financial disruption. Meanwhile, the obstacle faced in developing a business is a lack of understanding by human resources about business development strategies so that regular training and evaluation is required. However, these obstacles can still be overcome with intense monitoring and controlling.
ANALISIS STRATEGI PENGEMBANGAN USAHA PONDOK PESANTREN DALAM UPAYA MEWUJUDKAN KEMANDIRIAN EKONOMI PESANTREN: Studi Kasus pada Bidang Usaha (BIUS) Pondok Pesantren Salafiyah Syafi’iyah Sukorejo Anwar, Zainul; Sholiha, Imroatus
Al-Idarah Vol 5 No 2 (2024): Al-Idarah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/idarah.2024.v5i2.53-73

Abstract

This research wants to know the business development strategies carried out by the Sal-Saf Sukorejo boarding school business sector in an effort to realize the Islamic boarding school's economic independence and what obstacles are faced in developing the business. This type of research is field research with a qualitative descriptive approach, obtaining research results, business development strategies carried out by expanding the business scale through investment, increasing production, and developing the business in other places. Expanding business scope. Carry out structured financial management. Strengthen marketing. Provide extra assistance to newly opened units. As well as carrying out product innovation. With the strategy implemented, the Islamic boarding school can achieve economic independence, because the business sector does not have consumer debt, has business confidence, has investment, is able to manage cash flow, and is mentally strong when facing financial disruption. Meanwhile, the obstacle faced in developing a business is a lack of understanding by human resources about business development strategies so that regular training and evaluation is required. However, these obstacles can still be overcome with intense monitoring and controlling.
The Impact of Academic Digital Literacy on Career Adaptation Among Recent Undergraduate Graduates Zainul Anwar; Djudiyah Djudiyah; Nida Hasanati; Ahmad Sulaiman
AL-ISHLAH: Jurnal Pendidikan Vol 17, No 2 (2025): JUNE 2025
Publisher : STAI Hubbulwathan Duri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35445/alishlah.v17i2.7210

Abstract

Graduate unemployment remains a pressing issue in Indonesia, with a 5.98% open unemployment rate among university graduates reported by the Central Bureau of Statistics (BPS) in 2021. Contributing factors include a misalignment between academic preparation and labor market needs, limited work experience, and inadequate readiness for professional roles. Strengthening career adaptability during the transition from university to the workforce is essential. This study employed a quantitative experimental design to examine the impact of academic digital literacy training on career adaptability among recent undergraduate graduates. Participants completed pre- and post-tests measuring career adaptability before and after the intervention. The analysis revealed a statistically significant increase in participants' career adaptability scores following the training. The intervention notably improved graduates’ readiness to meet workforce demands by enhancing their digital competencies relevant to both academic and professional contexts. These findings indicate that academic digital literacy training plays a critical role in bridging the gap between university education and workplace expectations. By equipping graduates with essential digital skills, the program supports a smoother transition into professional roles and may contribute to reducing graduate unemployment. Integrating academic digital literacy into higher education curricula can effectively enhance career adaptability and employment readiness. Institutions should prioritize such training to better align graduate skills with evolving labor market demands.
PERAN PEMERINTAH DALAM MENJAGA STABILITAS HARGA BAHAN POKOK DI PASAR INDUK BONDOWOSO DALAM PERSPEKTIF EKONOMI ISLAM Anwar, Zainul; Asmito, Asmito; Nisa, Khoirotun
Al-Idarah Vol 6 No 2 (2025): Al-Idarah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/idarah.2025.v6i2.190-200

Abstract

Price fluctuations of basic commodities are a classic issue in the regional economy that can affect people's purchasing power. This study aims to analyze the role of the Cooperatives, Industry, and Trade Office (Diskoperindag) of Bondowoso Regency in maintaining price stability of basic commodities in the market, as well as to identify supporting and inhibiting factors. This research uses a descriptive qualitative approach with data collection techniques through observation, in-depth interviews, and documentation. The results show that Diskoperindag acts as a facilitator for the distribution of basic commodities, an operator of market operations, and a trade supervisor, but does not have the authority in price setting, taxes, and subsidies. In the perspective of Islamic economics, the role of Diskoperindag is similar to the function of al-ḥisbah, which is to ensure price affordability and fairness in market transactions. This research recommends strengthening the synergy between the Department of Cooperatives, Industry and Trade and central agencies to optimize price stabilization comprehensively and sustainably.
STRATEGI PENGEMBANGAN USAHA MIKRO KECIL MENENGAH (UMKM) DALAM MENINGKATKAN PROFITABILITAS WARUNG MADURA PADANG SAMBIAN DENPASAR BALI Anwar, Zainul; Juandi, Wawan; Muslim, Alif Akbarul; Mighfar, Shahibul
Al-Idarah Vol 7 No 1 (2026): Al-Idarah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/idarah.2026.v7i1.94-102

Abstract

Penelitian ini bertujuan untuk menganalisis strategi pengembangan Usaha Mikro, Kecil, dan Menengah (UMKM) dalam meningkatkan profitabilitas Warung Madura di Padang Sambian, Denpasar, Bali. Penelitian ini dilatarbelakangi oleh peran penting Warung Madura sebagai bentuk UMKM berbasis masyarakat yang mampu bertahan di tengah persaingan usaha dengan sistem pengelolaan yang relatif sederhana. Penelitian ini menggunakan pendekatan kualitatif dengan desain studi kasus. Teknik pengumpulan data dilakukan melalui wawancara mendalam, observasi, dan dokumentasi, sedangkan analisis data menggunakan metode deskriptif analitis. Hasil penelitian menunjukkan bahwa peningkatan profitabilitas Warung Madura dilakukan melalui strategi diversifikasi produk, penetapan harga yang kompetitif, peningkatan kualitas pelayanan (buka 24 jam), serta efisiensi pengelolaan operasional. Namun demikian, pengembangan usaha masih menghadapi kendala pada aspek keterbatasan manajerial, permodalan, dan tingkat persaingan usaha.
Emotional intelligence and career adaptability in employees Djudiyah; Indrayati, Nafia Kusuma; Fatimatuzzahrah, Siti; Anwar, Zainul
Jurnal Ilmiah Psikologi Terapan Vol. 14 No. 1 (2026): January
Publisher : University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jipt.v14i1.43462

Abstract

The era of globalisation and the rapid advancement of information technology have led to the diversification of occupations, resulting in a high level of job uncertainty. This condition has triggered changes in work demands, requiring employees to be flexible in responding to these changes. Employees who can adapt to their job responsibilities tend to be more flexible in adjusting to career demands. This study aims to examine the role of emotional intelligence in employees’ career adaptability. The research subjects were 113 employees working in the service sector, selected using an accidental sampling technique. The instruments used in this study were the Assessing Emotions Scale (AES) and the Career Adapt-Abilities Scale (CAAS–International Form). The data were analysed using simple linear regression and multiple regression analysis. The results indicated that emotional intelligence had a significant effect on employees’ career adaptability. Emotional intelligence contributed 3.8% to career adaptability. The emotional intelligence dimension that had the strongest influence on career adaptability was the ability to manage others’ emotions, followed by the ability to manage or use emotions, emotion perception, and the ability to manage one’s own feelings.
The effect of academic digital literacy on university students' academic self-efficacy Kurniawati Muniha Rahman Arpa; Zainul Anwar
Jurnal Psikologi Pendidikan dan Konseling: Jurnal Kajian Psikologi Pendidikan dan Bimbingan Konseling VOLUME 12 NUMBER 1 JUNE 2026
Publisher : Program Studi bimbingan Konseling PPs UNM Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/jppk.v12i1.82980

Abstract

The rapid advancement of digital technology in education requires university students to possess adequate academic digital literacy skills to support successful learning. This study aimed to examine the effect of academic digital literacy on university students' academic self-efficacy using a quantitative, simple linear regression analysis. The study involved 306 undergraduate students aged 18-25 years, recruited through convenience (accidental) sampling. Data were collected using the Academic Digital Literacy Scale to measure academic digital literacy and the Academic Self-Efficacy Scale (TASES) to assess academic self-efficacy. Data were analyzed using Jamovi software. The results indicated that academic digital literacy significantly and positively predicted academic self-efficacy (B = 1,35, p < ,001), accounting for 37,6% of the variance in academic self-efficacy. These findings suggest that higher levels of academic digital literacy are associated with stronger academic self-efficacy among university students. Future research is recommended to examine other factors that may contribute to academic self-efficacy, such as learning motivation, social support, and digital learning strategies.
The effect of academic digital literacy on university students' academic self-efficacy Kurniawati Muniha Rahman Arpa; Zainul Anwar
Jurnal Psikologi Pendidikan dan Konseling: Jurnal Kajian Psikologi Pendidikan dan Bimbingan Konseling VOLUME 12 NUMBER 1 JUNE 2026
Publisher : Program Studi bimbingan Konseling PPs UNM Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/jppk.v12i1.82980

Abstract

The rapid advancement of digital technology in education requires university students to possess adequate academic digital literacy skills to support successful learning. This study aimed to examine the effect of academic digital literacy on university students' academic self-efficacy using a quantitative, simple linear regression analysis. The study involved 306 undergraduate students aged 18-25 years, recruited through convenience (accidental) sampling. Data were collected using the Academic Digital Literacy Scale to measure academic digital literacy and the Academic Self-Efficacy Scale (TASES) to assess academic self-efficacy. Data were analyzed using Jamovi software. The results indicated that academic digital literacy significantly and positively predicted academic self-efficacy (B = 1,35, p < ,001), accounting for 37,6% of the variance in academic self-efficacy. These findings suggest that higher levels of academic digital literacy are associated with stronger academic self-efficacy among university students. Future research is recommended to examine other factors that may contribute to academic self-efficacy, such as learning motivation, social support, and digital learning strategies.