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All Journal Jurnal Ilmiah Ekonomi Islam Al Ishlah Jurnal Pendidikan Heritage: Journal of Social Studies Al-Idarah : Jurnal Manajemen dan Bisnis Islam Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Mazinda: Jurnal Akuntansi, Keuangan, dan Bisnis Iltizam : Jurnal Ekonomi dan Keuangan Islam MENTARI : Journal Of Islamic Primary School
Zainul Anwar
Universitas Ibrahimy
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Strategi Pedagang Dalam Praktik Jual Beli Cabai dengan Sistem Bibitan Perspektif Ekonomi Islam di Kecamatan Jangkar Kabupaten Situbondo Zainul Anwar
heritage Vol. 2 No. 1 (2021): Heritage: Journal of Social Studies
Publisher : Institut Agama Islam Negeri Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/hrtg.v2i1.49

Abstract

Seedling System is the practice of buying and selling chili peppers between farmers and traders, which was previously preceded by the provision of chilli seeds from traders to farmers free of charge, giving these seeds by the trader as a strategy so that farmers, especially those who lack capital, can keep farming planting chilies and becoming a permanent supplier of chili to the trader. This study uses qualitative research with a case study approach. The results of the study showed that giving seedlings from traders to farmers including the bi syartin grant agreement, Ulama 'differed in their legal status, according to the Hanafi, Maliki, Hambali and Syafi'i sect (in qoul adharnya) saying the law was valid, while according to some Syafi sect. 'i (the opposite of qoul adhar) and some of the Hambali sect say that it is invalid, on the grounds that the grant agreement is a Tabarru contract' which is very contrary to compensation
JUAL BELI SUKUK DI BURSA EFEK INDONESIA SURABAYA Zainul Anwar; Subaidi; Subyanto Subyanto
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 3 No. 2 (2022): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (596.51 KB) | DOI: 10.35316/alhukmi.v3i2.2318

Abstract

Sukuk was an investment instrument that provides opportunities for Muslim and non-Muslim investors to invest in Indonesia.It could be used to build the nation's economy and create society welfare. The facts showed that the market would be very responsive to the sukuk issuance. Almost all sukuk was issued, was absorbed by the market, even in some cases caused excess demand. The sale and purchase of sukuk on the Indonesia Stock Exchange was carried out in four processes, from the account opening and order submissionstage, the order processing stage, the transaction stage, and the clearing, guarantee and transaction settlement stages.They applied to all types of securities traded on the Indonesia Stock Exchange. The difference lies only in the specifications of transactions such as fractions and price limits, which are carried out by educating the public about the process. While the form of transactions was carried out at securities trading places based on precautionary principles and sharia principles which refered to the fatwa of the National Sharia Board - Indonesian Ulema Council (DSN-MUI) and the Financial Services Authority (POJK) as the institution that oversees and regulates the process of the Sukuk transaction mechanism on the Indonesia Stock Exchange in Surabaya.
The Effect of Islamic Marketing Mix towards Costumer Loyalty and Customer Satisfaction on Shopee Millennial Muslim Moch Syafi'i; Mohamad Mondir; M. Zikwan; Zainul Anwar
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9685

Abstract

The improvement of internet creates many e-commerce in Indonesia. E-commerce became a receptacle for millennial generation who want to buy goods and services online. In Indonesia, Shopee is e-commerce that has become market leader. Shopee is using Islamic marketing mix to maintain its position in Indonesian market. The purpose from this research is to analyze the influence of Islamic marketing mix (product, price, place, promotion, process, people and physical evidence) on customer loyalty towards customer satisfaction. This research is quantitative research. The sampling technique used is random sampling and convenience sampling. Skala Likert will be used for measuring the data collected. There are 159 samples from millennial Muslims in Jember for this research. The data that has been collected will be analyzed using path analysis. The result indicated that product, place, promotion, and people significantly affect customer satisfaction while price, process, and physical evidence are not significant. Product, promotion, and physical evidence also have substantial effects on customer loyalty while price, place, process, and people are not. Customer satisfaction also has no significant effect on customer loyalty. The result also shows that customers cannot mediate product, price, place, promotion, process, people, and physical evidence towards customer loyalty.
ANALISIS STRATEGI PENGEMBANGAN USAHA PONDOK PESANTREN DALAM UPAYA MEWUJUDKAN KEMANDIRIAN EKONOMI PESANTREN: Studi Kasus pada Bidang Usaha (BIUS) Pondok Pesantren Salafiyah Syafi’iyah Sukorejo Anwar, Zainul; Sholiha, Imroatus
Al-Idarah Vol 5 No 2 (2024): Al-Idarah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/idarah.2024.v5i2.53-73

Abstract

This research wants to know the business development strategies carried out by the Sal-Saf Sukorejo boarding school business sector in an effort to realize the Islamic boarding school's economic independence and what obstacles are faced in developing the business. This type of research is field research with a qualitative descriptive approach, obtaining research results, business development strategies carried out by expanding the business scale through investment, increasing production, and developing the business in other places. Expanding business scope. Carry out structured financial management. Strengthen marketing. Provide extra assistance to newly opened units. As well as carrying out product innovation. With the strategy implemented, the Islamic boarding school can achieve economic independence, because the business sector does not have consumer debt, has business confidence, has investment, is able to manage cash flow, and is mentally strong when facing financial disruption. Meanwhile, the obstacle faced in developing a business is a lack of understanding by human resources about business development strategies so that regular training and evaluation is required. However, these obstacles can still be overcome with intense monitoring and controlling.
ANALISIS STRATEGI PENGEMBANGAN USAHA PONDOK PESANTREN DALAM UPAYA MEWUJUDKAN KEMANDIRIAN EKONOMI PESANTREN: Studi Kasus pada Bidang Usaha (BIUS) Pondok Pesantren Salafiyah Syafi’iyah Sukorejo Anwar, Zainul; Sholiha, Imroatus
Al-Idarah Vol 5 No 2 (2024): Al-Idarah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/idarah.2024.v5i2.53-73

Abstract

This research wants to know the business development strategies carried out by the Sal-Saf Sukorejo boarding school business sector in an effort to realize the Islamic boarding school's economic independence and what obstacles are faced in developing the business. This type of research is field research with a qualitative descriptive approach, obtaining research results, business development strategies carried out by expanding the business scale through investment, increasing production, and developing the business in other places. Expanding business scope. Carry out structured financial management. Strengthen marketing. Provide extra assistance to newly opened units. As well as carrying out product innovation. With the strategy implemented, the Islamic boarding school can achieve economic independence, because the business sector does not have consumer debt, has business confidence, has investment, is able to manage cash flow, and is mentally strong when facing financial disruption. Meanwhile, the obstacle faced in developing a business is a lack of understanding by human resources about business development strategies so that regular training and evaluation is required. However, these obstacles can still be overcome with intense monitoring and controlling.
The Impact of Academic Digital Literacy on Career Adaptation Among Recent Undergraduate Graduates Zainul Anwar; Djudiyah Djudiyah; Nida Hasanati; Ahmad Sulaiman
AL-ISHLAH: Jurnal Pendidikan Vol 17, No 2 (2025): JUNE 2025
Publisher : STAI Hubbulwathan Duri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35445/alishlah.v17i2.7210

Abstract

Graduate unemployment remains a pressing issue in Indonesia, with a 5.98% open unemployment rate among university graduates reported by the Central Bureau of Statistics (BPS) in 2021. Contributing factors include a misalignment between academic preparation and labor market needs, limited work experience, and inadequate readiness for professional roles. Strengthening career adaptability during the transition from university to the workforce is essential. This study employed a quantitative experimental design to examine the impact of academic digital literacy training on career adaptability among recent undergraduate graduates. Participants completed pre- and post-tests measuring career adaptability before and after the intervention. The analysis revealed a statistically significant increase in participants' career adaptability scores following the training. The intervention notably improved graduates’ readiness to meet workforce demands by enhancing their digital competencies relevant to both academic and professional contexts. These findings indicate that academic digital literacy training plays a critical role in bridging the gap between university education and workplace expectations. By equipping graduates with essential digital skills, the program supports a smoother transition into professional roles and may contribute to reducing graduate unemployment. Integrating academic digital literacy into higher education curricula can effectively enhance career adaptability and employment readiness. Institutions should prioritize such training to better align graduate skills with evolving labor market demands.
IMPLEMENTASI PROGRAM KEPUTRIAN DALAM MENANAMKAN SELF LOVE BAGI PEREMPUAN PADA SISWI KELAS IV, V DAN VI MI MIFTAHUL HUDA PANDANTOYO KERTOSONO NGANJUK Rahmania, Nurani; nisa', Khoirun; Anwar, Zainul
Mentari : Journal of Islamic Primary School Vol 1 No 4 (2023): December 2023
Publisher : PGMI, STAI Miftahul Ula Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perkembangan anak pada usia ‘aqil baligh atau remaja yang merupakan periode sensitif dan memiliki pengaruh yang besar terhadap psikologis anak. Sekolah memiliki peran edukasi terutama dalam hal psikologis anak, mengingat keberhasilan belajar juga dipengaruhi oleh kesehatan psikologi khusus nya ketika anak dalam masa aqil baligh atau pra akhil baligh, dengan emosi yang masih belum dapat terkontrol, serta memiliki rasa penasaran yang tinggi. Yaitu dengan adanya program keputrian. selain itu perlu adanya edukasi adalah sebab 80% korban kekerasan di Indonesia adalah perempuan. Untuk itu perlu adanya edukasi tentang self love bagi perempuan di kalangan anak usia remaja. Tujuan penelitian ini adalah (1)Mendeskripsikan tujuan program keputrian dalam menanamkan Self Love bagi perempuan pada siswi kelas 4,5,dan 6 MI Miftahul Huda Pandantoyo Kertosono Nganjuk,(2)Mendeskripsikan implementasi program keputrian dalam menanamkan Self Love bagi perempuan pada siswi kelas 4,5,dan 6 MI Miftahul Huda Pandantoyo Kertosono Nganjuk,(3)Mendeskripsikan implikasi program keputrian dalam menanamkan Self Love bagi perempuan pada siswi kelas 4,5,dan 6 MI Miftahul Huda Pandantoyo Kertosono Nganjuk. Metode penelitian yang digunakan dalam penelitian ini adalah metode penelitian kualitatif untuk menggambarkan suatu fenomena secara deskripsi. Teknik pengumpulan data berupa, observasi, wawancara, dan dokumentasi. Data analisis dengan pengumpulan data atau display data, mereduksi data, dan penyajian kesimpulan. Hasil penelitian menunjukkan bahwa(1)tujuan program keputrian dalam menanamkan Self Love bagi perempuan pada siswi kelas 4,5,dan 6 MI Miftahul Huda Pandantoyo Kertosono Nganjuk adalah menanamkan nilai religius, akhlak, kreatifitas dan kesehatan ,(2)Implementasi program keputrian dalam menanamkan Self Love bagi perempuan pada siswi kelas 4,5 dan 6 MI Miftahul Huda Pandantoyo Kertosono Nganjuk berupa perencanaan, pelaksanaan dan evaluasi kegiatan program, dan (3)implikasi program keputrian dalam menanamkan Self Love bagi perempuan pada siswi kelas 4,5,dan 6 MI Miftahul Huda Pandantoyo Kertosono Nganjuk yakni implikasi bagi sekolah, siswi, orang tua, dan guru.
Implementasi Pembiayaan Gadai Emas di BMT. UGT. Sidogiri Cabang Kangean Sumenep Zakiyah, Makhshushi; Anwar, Zainul; Maila, Maila
Mazinda : Jurnal Akuntansi, Keuangan, dan Bisnis Vol. 1 No. 1 (2023): Mazinda : Jurnal Akuntansi, Keuangan, dan Bisnis
Publisher : Program Studi Akuntansi Syari'ah Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/mazinda.v1i1.2658

Abstract

Every Islamic financial institution has a varied marketing strategy to attract public interest. Both in terms of product and operational flow that is applied. As an Islamic financial institution that is not only profit-oriented, but also has a social mission to help those who are experiencing difficulties. BMT UGT Sidogiri prepares a financing product whose application is quite simple, namely the Sharia Gold Pawn (GES). So that the products are in great demand by the people of Kangean. This is what encourages researchers to find out how the GES financing product is implemented. This qualitative descriptive field research was conducted at BMT. UGT. Sidogiri Kangean Branch, using data obtained from primary and secondary data sources. Each field data was analyzed using a descriptive method and tested for its level of validity using triangulation (source) and observation extension methods. The conclusion obtained is that the implementation of BMT Sharia Gold Pawn financing. UGT. Sidogiri is in accordance with the terms and conditions. The application is easy, simple and fast, and is accompanied by rahn financing insurance.
Analisis Motivasi Nasabah dalam Melakukan Pembiayaan Mudharabah di BMT UGT Nusantara Capem Besuki Situbondo Anwar, Zainul; Khoiriyah, Ummal; Muslim, Alif Akbarul; Rusyana, Ita
Mazinda : Jurnal Akuntansi, Keuangan, dan Bisnis Vol. 3 No. 1 (2025): Mazinda : Jurnal Akuntansi, Keuangan, dan Bisnis
Publisher : Program Studi Akuntansi Syari'ah Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/mazinda.v3i1.6522

Abstract

BMT-UGT Nusantara adalah Lembaga Keuangan Syariah yang berada di Desa Pesisir Kecamatan Besuki Kabupaten Situbondo. Adapun produk-produk yang ditawarkan di BMT UGT Nusantara Besuki ini adalah produk simpanan (penghimpun dana) dan produk pembiayaan (penyalur dana), salah satu bentuk pembiayaan yang diberikan BMT UGT Nusantara Besuki adalah dalam bentuk pembiayaan mudharabah. Motivasi nasabah dalam memilih produk pembiayaan mudharabah di BMT UGT Nusantara Besuki berawal dari keinginan mereka untuk meminjam uang atau melakukan pembiayaan kepada pihak BMT. Penelitian ini bertujuan untuk mengetahui motivasi masyarakat/nasabah memilih produk pembiayaan mudharabah di BMT UGT Nusantara Capem Besuki. Penelitian ini merupakan penelitian kualitatif yang bersifat deskriptif kualitatif. Jenis data yang digunakan dalam penelitian ini berupa data primer dan data sekunder, teknik pengumpulan data yang peneliti gunakan berupa Observasi, Wawancara, Dokumentasi. Hasil dari penelitian ini adalah Analisis motivasi nasabah dalam melakukan pembiayaan mudharabah pada BMT UGT Nusantara Capem Besuki yaitu: Adanya kebutuhan sosial atau afiliasi dimana hasil keuntungan dari pengguna dana tersebut dibagi bersama berdasarkan nisbah yang disepakati. Pembiayaan mudharabah yang digunakan oleh BMT UGT Nusantara untuk menfasilitasi pemenuhan kebutuhan permodalan bagi masyarakat Besuki guna menjalankan usaha dengan cara melakukan penyertaan modal bagi usaha yang bersangkutan dan prosedur pengajuan pembiayaannya juga mudah.
Sistem Bagi Hasil Pertanian di Desa Mengen Kecamatan Tamanan Kabupaten Bondowoso dalam Perspektif Ekonomi Islam Anwar, Zainul; Mukarromah, Makkiyatul
Iltizam : Jurnal Ekonomi dan Keuangan Islam Vol. 1 No. 1 (2023): Iltizam : Jurnal Ekonomi dan Keuangan Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/iltizam.v1i1.3430

Abstract

Business and work activities are strongly influenced by the conditions of an area, where people live and live. In rural areas, people generally depend on agriculture and rice fields for their livelihood. As in Mengen Village, Tamanan District, Bondowoso Regency, which is the location of this research, most of the people are engaged in agriculture, because the structure of the area is very suitable for the growth requirements of plants such as rice, vegetables, and the like. One way that is done by the community is by way of cooperation, because there are landowners who have several plots of land but cannot work on them for some reason so that the cultivators are represented by other people. Whereas in the distribution of the results it is divided each time of harvest, but sometimes in determining the distribution of the results there are parties who are disadvantaged, namely the land owner, because if there is a loss the cultivator does not want to know, the harvest is a profit or a loss, so this makes it not in accordance with Islamic economic views, because there is a tendency for one of the parties to be harmed. Therefore this research is to find out how the agricultural profit-sharing system is and whether the profit-sharing system is in accordance with the perspective of Islamic economics. The type of research method used is descriptive qualitative which uses field research methods (primary data) and library research (secondary data). Primary data is data taken from the first source in the field, namely landowners and sharecroppers, while secondary data is obtained from literature studies by reading books and journals related to these problems. Based on the results obtained, the agricultural profit-sharing system in Mengen village is that the land owner provides seeds and costs, while sharecroppers provide the tools and work used to work on the land, then the harvest is divided based on the agreement of both parties at the beginning of the contract, namely 1/5 than 100% or 80:20, and the distribution of the harvest is in accordance with Islamic economic principles.
Co-Authors Ahmad Sulaiman Alfiesyahrianta Habibie Asmito, Asmito Devina Andriany Djudiyah Djudiyah Huddin, Misba Juandi, Wawan Khoiriyah, Ummal Komariyah, Afifah Maila, Maila Maulida Rahmah Mighfar, Shahibul Moch Syafi'i Mohamad Mondir Mukarromah, Makkiyatul Muslim, Alif Akbarul Nandy Agustin Syakarofath Nida Hasanati, Nida Nisa', Khoirun Nisa, Khoirotun Nurani Rahmania Prihambodo, Calvin Zannua Putri Saraswati, Putri Rusyana, Ita Sabarudin Sabarudin Silviana Nur Fajri Subaidi Subyanto Subyanto Walidah, Nadifatul Zakiyah, Makhshushi Zikwan, M.