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MEMBUKA RAHASIA BANK SEBAGAI TINDAK PIDANA DAN IMPLIKASINYA TERHADAP BERLAKUNYA PERPPU NOMOR 1 TAHUN 2017 TENTANG AKSES INFORMASI KEUANGAN UNTUK KEPENTINGAN PERPAJAKAN Prabowo, Edy
LEX CRIMEN Vol 7, No 1 (2018): Lex Crimen
Publisher : LEX CRIMEN

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Abstract

Tujuan dilakukannya penelitian ini adalah untuk mengetahui bagaimana pengaturan Rahasia Bank di Indonesia dan apa implikasi berlakunya Perppu Nomor 1 Tahun 2017 terhadap Kerahasiaan Bank. Dengan menggunakan metode penelitian yuridis normatif, disimpulkan: 1. Sifat Rahasia Bank di Indonesia adalah tidak mutlak, oleh karena untuk kepentingan-kepentingan tertentu Rahasia Bank dapat dibuka dan diberikan kepada yang berwenang. 2. Berlakunya Perppu Nomor 1 Tahun 2017, berakibat hukum terhadap ketentuan-ketentuan yang mengatur tentang Rahasia Bank dalam Hukum Perbankan, baik menurut Undang-Undang Nomor 7 Tahun 1992 jo. Undang-Undang Nomor 10 Tahun 1998 maupun menurut Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah, oleh karena ketentuan-ketentuan terkait dengan Perppu Nomor 1 Tahun 2017 dinyatakan tidak berlaku lagi.Kata kunci: Membuka rahasia bank, tindak pidana, implikasi
Inclusive Education in Indonesia from The Perspective of Widyaiswara in Center for Development and Empowerment of Teachers and Education Personnel of Kindergartens and Special Education Ediyanto, Ediyanto; Atika, Iva Nandya; Kawai, Norimune; Prabowo, Edy
Indonesian Journal of Disability Studies Vol. 4 No. 2 (2017)
Publisher : The Center for Disability Studies and Services Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (518.137 KB) | DOI: 10.21776/ub.ijds.2017.4.2.3

Abstract

Since 2009, Indonesia has an excellent commitment and effort in the field of inclusive education. The government provides equal opportunities in education. Through Centre for Development and Empowerment of Teachers and Education Personnel of Kindergartens and Special Education (PPPPTK TK & PLB), the government provides training and services to teachers in the field of inclusive education and special education. The teacher trainers in PPPPTK TK & PLB are called WidyaIswara. The purpose of this study is to know the implementation of inclusive education in Indonesia from the perspective of WidyaIswara of PPPPTK TK & PLB. The research used qualitative method. This research was conducted on March 2nd, 2017 in PPPPTK TK & PLB located in Bandung, Indonesia. Data were collected using a questionnaire in the interview related to perceptions about special and inclusive education. The interview process used the instrument in interview form to experts that called WidyaIswara with closed-ended questions. A total of 3 Expert in Inclusive Education in PPPPTK participated in this activity. From the findings and discussion of the research, explained about WidyaIswara's perception about: 1) Awareness of students to go to school, 2) Grouping of students with special needs in special and general schools, 3) Distribution of Special Schools in Indonesia, 4) Supporting educational facilities and infrastructure in special and inclusive schools, 5) Teacher in special and inclusive Schools, 6) Learning Activities, 7) Children with special needs after graduation at a level of education, and 8) Government efforts.
Implementation Of Seabank Digital Banking Technology And Its Impact On Community Economic Empowerment In Dumai City Prabowo, Edy; Agnes, Agnes; Irawan, Metha Angelina; Wulandari, Putri; Sheltya, Sheltya; Laia, Yolanda Putri Anastashya
Journal of Management, Economic, and Accounting Vol. 4 No. 2 (2025): Juli-Desember
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v4i2.804

Abstract

This study aims to analyze the implementation of SeaBank's digital banking technology and its impact on community economic empowerment in Dumai City using a descriptive qualitative approach. Research data were obtained through in-depth interviews with SeaBank customers, observation of application usage, and analysis of documentation from SeaBank's 2024 annual report and various related journals. The results of the study show that SeaBank has succeeded in increasing financial inclusion in Dumai City through innovative features such as digital account opening, daily savings interest, and transactions without administration fees, thus facilitating access to financial services for the community and MSMEs. The significant increase in the number of customers, transaction volume, and credit distribution during 2024 proves the effectiveness of SeaBank's digital transformation in driving local economic growth. However, challenges such as low financial literacy and limited digital infrastructure are still major obstacles that need to be overcome so that the benefits of digital banking can be felt evenly. This study recommends increasing financial literacy education, developing digital infrastructure, and strengthening collaboration between SeaBank, the government, and other stakeholders to support sustainable community economic empowerment in Dumai City.