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All Journal Jurnal ABDINUS : Jurnal Pengabdian Nusantara Jurnal Darma Agung Legal Spirit Widya Pranata Hukum : Jurnal Kajian dan Penelitian Hukum Refleksi Hukum: Jurnal Ilmu Hukum
Fitriana, Zuhda Mila
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Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences

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Journal : Legal Spirit

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Wanprestasi Yang Dilakukan Oleh Pelaku Usaha Makanan Atas Pesanan Yang Tidak Sesuai Pada Aplikasi Layanan Antar Jasa Elektronik Mellenia, Fritta Omea; Fitriana, Zuhda Mila
Legal Spirit Vol. 9 No. 1 (2025): Law and Society
Publisher : Pascasarjana Ilmu Hukum, Universitas Widya Gama Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/ls.v9i1.5733

Abstract

The occurrence of defaults presents specific challenges, particularly in the form of discrepancies in online food purchase services. These inconsistencies can arise in E-commerce application transactions between food services and can lead to severe dissatisfaction. These losses can encompass unproductive time, inconvenience, which leads to difficulties, and even legal ramifications. The objective of this research is to ascertain whether the actions taken by food business participants in response to incorrect orders meet the criteria for breach of contract. Additionally, it seeks to identify and comprehend the legal ramifications of defaults committed by food business participants in relation to orders that do not align with E-commerce applications. This study employs normative legal research methodologies. The data gathering was conducted through the methods of content analysis, literature review, and document examination. The data analysis was conducted utilizing descriptive analytical techniques and a qualitative methodology. The research findings indicate that the Food Delivery Service Provider Business Partner's acts have violated the terms of the contract, leading to legal repercussions. Consequently, the consumer is entitled to pursue proper legal measures in this situation.
Batas Maksimum Suku Bunga Financial Technology Lending Terhadap Nasabah Pinjaman Online Suryono, Darla Pratista Widyadhana; Fitriana, Zuhda Mila
Legal Spirit Vol. 9 No. 1 (2025): Law and Society
Publisher : Pascasarjana Ilmu Hukum, Universitas Widya Gama Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/ls.v9i1.5762

Abstract

Online loans, also referred to as pinjol, are well recognized among the Indonesian population. Online lending is a business activity that involves lending money through digital platforms. It is supervised by the Financial Services Authority (OJK). However, not all players in the online lending industry comply with regulations, especially when it comes to determining interest rates. This is due to the lack of stringent and comprehensive regulations governing the determination of interest rates by the OJK, which allows several economic actors to use these rules. Currently, there are still numerous online loan applications that violate existing standards by setting interest rates that are not in compliance. These applications remain easily accessible to the public, which can have detrimental effects on individuals' lives, particularly among younger generations. In order to address and mitigate the issues that develop, it is imperative for the government to play a crucial role in making concerted efforts to resolve these problems, thereby ensuring that clients utilizing this online lending platform consistently have a sense of security and comfort. The findings of this study indicate that there are several online loan applications that remain valid but fail to adhere to requirements when it comes to disclosing interest rates to customers. This non-compliance has adverse effects for customers, both in terms of tangible and intangible consequences. Hence, in this particular scenario, the involvement of the OJK is indispensable in overseeing the participants of the internet lending industry and ensuring the safeguarding of customers utilizing these services.
Co-Authors Adelia Savitri, Adelia Anggriawan, Teddy Prima EKO WAHYUDI Indria Wahyuni Mahanani, Anajeng Esri Edhi Mellenia, Fritta Omea Ravizki, Eka Nanda Suparto Wijoyo Suryono, Darla Pratista Widyadhana Wilda Prihatiningtyas Yuniarti, Silvi Eka